Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated insurance rates for an Audi Q3 are $1,314 a year for full coverage. Comprehensive insurance costs approximately $250 each year, collision costs $446, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,852 or more. Teen drivers pay the most at $5,046 a year or more.

Average premium for full coverage: $1,314

Premium estimates by type of coverage:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Q3 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance prices.

These rate differences show why all drivers should compare rates using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Audi Q3 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $762
• Drivers who choose higher $1,000 deductibles will pay $158 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,314
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $308 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,852 or more
• An auto insurance policy that insures a teenage driver can cost $5,046 a year

View Chart as Image

Auto insurance prices for an Audi Q3 also have a wide range based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 44% to 136% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi Q3 insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or as much as $1,880 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $470 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and quoted prices will be substantially different.

How to Find Cheap Audi Q3 Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, not filing small claims, and not having any coverage lapses. Shop around once a year by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below is a brief summary of the data that was touched on in this article.

• Drivers can save around $160 per year simply by quoting online in advance
• Consumers who purchase higher levels of liability will pay about $510 each year to go from 30/60 bodily injury limits to the 250/500 level
• Teenage drivers have the highest car insurance prices, as much as $421 per month if the policy includes full coverage
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,540 more per year for auto insurance

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.