Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated insurance rates for an Audi Q3 are $1,370 a year for full coverage insurance. Comprehensive costs approximately $268 a year, collision costs $484, and liability coverage is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing around $2,976. Teenage drivers pay the most at $5,224 a year or more.

Average premium for full coverage: $1,370

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Q3 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences illustrate why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Audi Q3 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $790
• Raising to $1,000 deductibles will save $1,200 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,370
• Using low $100 deductibles bumps up the cost to $1,704
• Unlucky drivers who are prone to accidents and violations could pay around $2,976 or more
• An auto insurance policy that insures a teenage driver can cost $5,224

View Chart as Image

Car insurance prices for an Audi Q3 also have a wide range based on the trim level of your Q3, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Audi Q3 insurance rates. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $510 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

How to Find Cheap Audi Q3 Insurance

Finding better rates on auto insurance consists of having a decent driving record, having a positive credit history, paying for small claims out-of-pocket, and avoiding coverage lapses. Compare prices at every policy renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The following items are a brief summary of the data covered in the above illustrations.

• Consumers who purchase additional liability coverage will pay an extra $510 annually to raise from 30/60 bodily injury limits to the 250/500 level
• It is possible to save around $160 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $500 each year
• 16 to 18-year-old drivers pay the highest auto insurance prices, with premiums being up to $435 per month if full coverage is purchased

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.