Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated insurance rates for an Audi Q3 are $1,314 a year with full coverage. Comprehensive costs around $250 a year, collision insurance costs $446, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $2,852. Teens pay the most at up to $5,046 a year.

Average premium for full coverage: $1,314

Premium estimates for type of coverage:

Estimates include $500 deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Q3 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why it is important to compare rates for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi Q3 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $762
• Drivers who choose higher $1,000 deductibles will pay about $1,156 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,314
• Selecting low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,622
• High-risk insureds with serious driving violations could pay at least $2,852
• An auto insurance policy that insures a teenage driver can be $5,046 a year

View Chart as Image

Insurance prices for an Audi Q3 also have a wide range based on the trim level of your Q3, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 136% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Audi Q3 insurance rates. A 40-year-old driver could pay as low as $950 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $470 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi Q3 Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, being claim-free, and deciding if full coverage is necessary. Compare rates every couple of years by quoting rates from direct companies, and also from your local independent and exclusive agents.

The following is a review of the material that was covered in the above illustrations.

• Consumers who may need higher liability limits will pay approximately $510 every year to go from 30/60 bodily injury limits to the 250/500 level
• Teens are charged the highest prices, possibly costing $421 per month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may pay on average $1,540 more every year for Q3 insurance
• Increasing policy deductibles can save approximately $475 each year

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.