Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance prices for an Audi Q3 are $1,370 every 12 months for full coverage. Comprehensive insurance costs around $268, collision costs $484, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $2,976 or more. Teen drivers pay the highest rates at $5,224 a year or more.

Average premium for full coverage: $1,370

Price estimates for individual coverage:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have more infrequent accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Audi Q3 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $790
• Drivers who choose higher $1,000 deductibles will pay about $170 a year
• The average price for the average middle-age driver using $500 deductibles is $1,370
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $334 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,976 or more
• The price to insure a teenage driver with full coverage can be $5,224 a year

View Chart as Image

Car insurance prices for an Audi Q3 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Choosing high deductibles could save up to $510 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance can cost around 44% to 130% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Audi Q3 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,960 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes may be quite different.

How to Shop for the Right Audi Q3 Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a quick rundown of the concepts that were covered above.

• Drivers with reckless driving or DUI convictions may pay on average $1,610 more every year to insure an Audi Q3
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $435 a month if the policy includes full coverage
• Drivers can save up to $160 per year simply by shopping early and online
• Increasing physical damage deductibles could save as much as $500 each year
• Drivers can save up to $160 per year simply by shopping early and online

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.