Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated insurance rates for an Audi Q3 are $1,314 a year including full coverage. Comprehensive insurance costs an estimated $250 a year, collision insurance costs $446, and liability is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs $2,852 or more. 16-year-old drivers pay the most at up to $5,046 a year.

Average premium for full coverage: $1,314

Premium estimates broken down by type of coverage:

Includes $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Q3 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to compare rates quotes for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Audi Q3 insurance rates for other coverage scenarios.

• The best full coverage rate is $762
• Raising to $1,000 deductibles will save approximately $1,156 every year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,314
• Buying low $100 deductibles will cost an extra $308 annually
• Drivers with multiple tickets or accidents could pay up to $2,852
• An auto insurance policy for full coverage for a 16-year-old driver can cost as much as $5,046

View Chart as Image

Car insurance prices for an Audi Q3 also have a wide range based on your driving characteristics, the model of your Q3, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $5,000 a year. View Rates by Age

Where you choose to live also has a big influence on Audi Q3 insurance prices. A middle-age driver might find prices as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $470 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 136% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Audi Q3 Insurance

Finding better rates on insurance for an Audi Q3 consists of having a good driving record, having above-average credit, refrain from filing small claims, and possibly higher deductibles. Make time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a recap of the car insurance concepts touched on in this article.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,540 more annually to buy Audi Q3 insurance
• You may be able to save approximately $160 per year just by quoting early and online
• Increasing policy deductibles can save around $475 each year
• Insureds who want increased levels of liability coverage will pay around $510 per year to raise from 30/60 bodily injury limits to 250/500 limits

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.