Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average auto insurance rates for an Audi Q3 are $1,314 annually for full coverage insurance. Comprehensive costs an estimated $250, collision insurance costs $446, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $2,852. Teen drivers pay the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Price estimates broken down by individual coverage:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. More rural locations have fewer physical damage claims than larger metro areas. The price range example below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Audi Q3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $762
• Drivers who choose higher $1,000 deductibles will pay approximately $158 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,314
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost $1,622
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,852
• The price with full coverage for a teenage driver with full coverage can cost as much as $5,046 a year

View Chart as Image

Car insurance prices for an Audi Q3 are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,600 to $2,200 extra each year, depending on your age. High-risk driver insurance can cost around 44% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $470 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Audi Q3 insurance rates. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy the Cheapest Audi Q3 Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and possibly higher deductibles. Take the time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a recap of the information covered in the above illustrations.

• It is possible to save approximately $160 per year just by shopping early and online
• Teenage drivers have the highest car insurance prices, as much as $421 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles could save up to $475 each year
• Drivers that have major violations or accidents may pay on average $1,540 more annually for auto insurance
• Consumers who want higher levels of liability will pay about $510 annually to go from a low limit to higher 250/500 limits

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.