Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance rates for an Audi Q3 are $1,314 a year for full coverage. Comprehensive costs on average $250, collision insurance costs $446, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,852. 16-year-old drivers pay the highest rates at up to $5,046 a year.

Average premium for full coverage: $1,314

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all Q3 models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have a lower frequency of accident claims than congested cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why everyone should compare rates based on a specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi Q3 insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $762
• Drivers who choose higher $1,000 deductibles will pay around $158 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,314
• Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,622
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,852
• The price for full coverage for a teen driver for full coverage may cost $5,046 a year

View Chart as Image

Auto insurance prices for an Audi Q3 are also quite variable based on your driving record, the trim level of your Q3, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay upwards of $5,000 a year. View Rates by Age

The state you live in makes a big difference in Audi Q3 insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or at least $1,880 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $470 every year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. Audi Q3 insurance for high-risk drivers can cost as much as 44% to 136% more than the average rate. View High Risk Driver Rates

How to Find the Right Audi Q3 Insurance

Getting lower rates on car insurance not only requires avoiding accidents and violations, but also having good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The list below is a quick rundown of the information covered above.

• Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date
• Teenagers are charged the highest prices, with premiums as much as $421 a month if they have full coverage
• Increasing physical damage deductibles can save around $475 each year
• Higher risk drivers with reckless driving or DUI convictions will pay on average $1,540 more each year for car insurance
• Policyholders who require higher liability limits will pay around $510 each year to go from a low limit to 250/500 limits

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.