Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated insurance prices for an Audi Q3 are $1,314 every 12 months for full coverage insurance. Comprehensive costs on average $250 each year, collision insurance costs $446, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,852. Teen drivers pay the most at up to $5,046 a year.

Average premium for full coverage: $1,314

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Q3 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

These rate differences illustrate why all drivers should get quotes based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi Q3 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $762
• Choosing higher $1,000 deductibles can save around $158 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,314
• Choosing low deductibles for comp and collision coverage increases the price to $1,622
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,852
• An auto insurance policy to insure a teenage driver may cost $5,046 each year

View Chart as Image

Insurance prices for an Audi Q3 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Q3.

Choosing high deductibles can save as much as $470 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers ranges around 44% to 136% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi Q3 insurance rates. A good driver about age 40 could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,780 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Affordable Audi Q3 Insurance

Finding better rates on auto insurance takes being safe and accident-free, having good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Take the time to comparison shop at every other renewal by getting rate quotes from direct insurance companies, and also from several local insurance agents.

Below you'll find a brief review of the concepts that were touched on in the above illustrations.

• Drivers with DUI or reckless driving convictions pay on average $1,540 more each year than a low-risk driver
• Youthful drivers pay the highest prices, with premiums being up to $421 per month if they have full coverage
• It is possible to save as much as $160 per year just by quoting online in advance
• Increasing policy deductibles could save as much as $475 each year
• It is possible to save as much as $160 per year just by quoting online in advance

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.