Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

Estimated auto insurance rates for an Audi Q3 are $1,314 annually for full coverage insurance. Comprehensive costs around $250 a year, collision insurance costs $446, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $2,852. Teen drivers pay the most at up to $5,046 a year.

Average premium for full coverage: $1,314

Premium estimates for type of coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Q3 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have fewer physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi Q3 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $762
• Drivers who choose higher $1,000 deductibles will pay about $1,156 each year
• The estimated rate for a 40-year-old good driver using $500 deductibles is $1,314
• Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,622
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,852
• An auto insurance policy with full coverage for a teen driver can be $5,046 a year

View Chart as Image

Insurance prices for an Audi Q3 also have a wide range based on the model of your Q3, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay as much as $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying at least $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $470 every year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi Q3 insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,780 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Best Audi Q3 Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to compare rates every year by quoting rates from direct insurance companies, and also from several local insurance agents.

Below is a brief recap of the coverage data presented in the illustrations above.

• It is possible to save up to $160 per year just by quoting early and online
• Increasing policy deductibles could save up to $475 each year
• Teenage drivers are charged the highest prices, with premiums being up to $421 per month if they have full coverage
• Higher risk drivers who tend to receive serious violations pay on average $1,540 more every year for auto insurance

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.