Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average auto insurance rates for an Audi Q3 are $1,370 annually with full coverage. Comprehensive costs an estimated $268 each year, collision insurance costs $484, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $2,976. Teen drivers pay the highest rates at up to $5,224 a year.

Average premium for full coverage: $1,370

Price estimates broken down by individual coverage:

Full coverage includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Q3 models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. More rural locations have fewer collision claims than larger metro areas. The graphic below illustrates how geographic area affects insurance prices.

The ranges above demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Audi Q3 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $790
• Using higher $1,000 deductibles will save approximately $170 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,370
• Choosing low deductibles for physical damage coverage will cost $1,704
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,976
• The price with full coverage for a 16-year-old driver can cost as much as $5,224 or more

View Chart as Image

Auto insurance prices for an Audi Q3 are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay at least $5,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,600 to $2,300 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $510 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi Q3 insurance prices. A driver around age 40 might see prices as low as $990 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,850 on average in New York, Michigan, and Florida.

View Chart as Image

How to Buy More Affordable Audi Q3 Insurance

Getting lower rates on insurance for an Audi Q3 requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates at every other renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a summary of the concepts that were presented in the illustrations above.

• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,610 more annually to insure an Audi Q3
• Drivers under the age of 20 are the costliest to insure, costing up to $435 a month if full coverage is included
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $500 each year
• You may be able to save approximately $160 per year just by quoting online in advance

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.