Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance prices for an Audi Q3 are $1,522 every 12 months for full coverage. Comprehensive costs on average $304 a year, collision insurance costs $618, and liability costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs around $3,322. Teen drivers pay the highest rates at up to $5,716 a year.

Average premium for full coverage: $1,522

Price estimates by individual coverage:

Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.

The ranges above show why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi Q3 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $861
• Drivers who choose higher $1,000 deductibles will pay around $1,312 a year
• The average price for the average middle-age driver with $500 deductibles is $1,522
• Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,932
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,322
• The price to insure a 16-year-old driver may cost $5,716 a year

View Chart as Image

Auto insurance prices for an Audi Q3 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Q3.

Choosing high deductibles could save up to $620 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $5,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Audi Q3 insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or as much as $2,170 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for the Best Audi Q3 Insurance

Getting lower rates on insurance for an Audi Q3 not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around every other policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a brief recap of the ideas that were illustrated above.

• Teens are charged the highest prices, with premiums as much as $476 a month if comprehensive and collision insurance is included
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,800 more each year for Q3 insurance
• Increasing physical damage deductibles could save as much as $625 each year
• Drivers can save as much as $190 per year just by quoting early and online

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.