Audi Q3 Insurance Rates

Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage. 

There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost. 

If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.

U.S. average insurance prices for an Audi Q3 are $1,476 every 12 months including full coverage. Comprehensive costs approximately $292, collision costs $574, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing around $3,212. Teen drivers pay the highest rates at $5,564 a year or more.

Average premium for full coverage: $1,476

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for different Q3 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Audi Q3 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $841
• Using higher $1,000 deductibles will save $196 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,476
• Choosing more expensive low deductibles for physical damage coverage increases the price to $1,860
• Drivers with multiple violations and an at-fault accident could pay around $3,212 or more
• The price to insure a teen driver with full coverage can cost $5,564 or more

View Chart as Image

Insurance prices for an Audi Q3 are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Q3.

Choosing high deductibles could cut prices by as much as $580 each year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,800 to $2,400 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 136% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Audi Q3 insurance rates. A driver around age 40 might see prices as low as $1,130 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,100 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices from as many companies as possible. Each insurance company uses a different rate calculation, so the prices may be quite different.

How to Shop for Cheaper Audi Q3 Insurance

Getting lower rates on Audi Q3 insurance requires avoiding accidents and claims, having good credit, being claim-free, and maximizing policy discounts. Invest the time to shop around at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a condensed summary of the car insurance concepts illustrated above.

• High-risk drivers with multiple at-fault accidents could be charged and average of $1,740 more per year to insure an Audi Q3
• You may be able to save around $180 per year simply by shopping early and online
• Increasing physical damage deductibles could save as much as $575 each year
• Drivers who purchase increased liability limits will pay about $500 per year to increase from a low limit to a 250/500 level

As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi Q3?

It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts. 

Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.

Audi Q3 Compared Against Other Vehicles in the Same Class

Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:

• BMW X1
• Infiniti QX30
• Lincoln MKC

It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models. 

As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.

Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.