Audi Q3 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Audi Q3 car insurance rates amount to $1,586 a year, or $132 a month on average for comprehensive coverage.
There are a number of factors that ultimately determine what your Audi Q3 insurance premium will look like. For example, your age, location, and driving record are just three of many things that insurance companies look at to determine your Audi Q3 insurance cost.
If you want to find cheap Audi Q3 insurance with a reputable provider, all you have to do is read through this comprehensive guide. When you’re ready, use our FREE online quote tool to compare Audi Q3 auto insurance policies from the industry’s top companies.
U.S. average insurance prices for an Audi Q3 are $1,522 every 12 months for full coverage. Comprehensive costs on average $304 a year, collision insurance costs $618, and liability costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs around $3,322. Teen drivers pay the highest rates at up to $5,716 a year.
Average premium for full coverage: $1,522
Price estimates by individual coverage:
Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Q3 trim levels.
Price Range from Low to High
For a 40-year-old driver, Audi Q3 insurance prices range from the cheapest price of $496 for basic liability insurance to a high of $3,322 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.
The ranges above show why it is important to compare rates based on a specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Audi Q3 insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $861
- Drivers who choose higher $1,000 deductibles will pay around $1,312 a year
- The average price for the average middle-age driver with $500 deductibles is $1,522
- Choosing low $100 deductibles for comprehensive and collision insurance increases the price to $1,932
- Drivers with multiple violations and an at-fault accident could pay upwards of $3,322
- The price to insure a 16-year-old driver may cost $5,716 a year
Auto insurance prices for an Audi Q3 are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Q3.
Choosing high deductibles could save up to $620 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may pay as low as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $5,700 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,800 to $2,500 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates
The state you live in makes a big difference in Audi Q3 insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Idaho, Maine, and Iowa, or as much as $2,170 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,376 | -$146 | -9.6% |
Alaska | $1,168 | -$354 | -23.3% |
Arizona | $1,266 | -$256 | -16.8% |
Arkansas | $1,522 | -$0 | 0.0% |
California | $1,734 | $212 | 13.9% |
Colorado | $1,454 | -$68 | -4.5% |
Connecticut | $1,566 | $44 | 2.9% |
Delaware | $1,724 | $202 | 13.3% |
Florida | $1,904 | $382 | 25.1% |
Georgia | $1,406 | -$116 | -7.6% |
Hawaii | $1,094 | -$428 | -28.1% |
Idaho | $1,030 | -$492 | -32.3% |
Illinois | $1,134 | -$388 | -25.5% |
Indiana | $1,146 | -$376 | -24.7% |
Iowa | $1,026 | -$496 | -32.6% |
Kansas | $1,448 | -$74 | -4.9% |
Kentucky | $2,078 | $556 | 36.5% |
Louisiana | $2,256 | $734 | 48.2% |
Maine | $940 | -$582 | -38.2% |
Maryland | $1,256 | -$266 | -17.5% |
Massachusetts | $1,218 | -$304 | -20.0% |
Michigan | $2,644 | $1,122 | 73.7% |
Minnesota | $1,274 | -$248 | -16.3% |
Mississippi | $1,824 | $302 | 19.8% |
Missouri | $1,350 | -$172 | -11.3% |
Montana | $1,636 | $114 | 7.5% |
Nebraska | $1,202 | -$320 | -21.0% |
Nevada | $1,826 | $304 | 20.0% |
New Hampshire | $1,096 | -$426 | -28.0% |
New Jersey | $1,702 | $180 | 11.8% |
New Mexico | $1,348 | -$174 | -11.4% |
New York | $1,604 | $82 | 5.4% |
North Carolina | $876 | -$646 | -42.4% |
North Dakota | $1,246 | -$276 | -18.1% |
Ohio | $1,052 | -$470 | -30.9% |
Oklahoma | $1,564 | $42 | 2.8% |
Oregon | $1,394 | -$128 | -8.4% |
Pennsylvania | $1,454 | -$68 | -4.5% |
Rhode Island | $2,030 | $508 | 33.4% |
South Carolina | $1,378 | -$144 | -9.5% |
South Dakota | $1,286 | -$236 | -15.5% |
Tennessee | $1,336 | -$186 | -12.2% |
Texas | $1,834 | $312 | 20.5% |
Utah | $1,128 | -$394 | -25.9% |
Vermont | $1,042 | -$480 | -31.5% |
Virginia | $912 | -$610 | -40.1% |
Washington | $1,178 | -$344 | -22.6% |
West Virginia | $1,396 | -$126 | -8.3% |
Wisconsin | $1,054 | -$468 | -30.7% |
Wyoming | $1,356 | -$166 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2018 Audi Q3 | $304 | $618 | $442 | $1,522 |
Rates are averaged for all Audi Q3 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Audi Q3 Insurance
Getting lower rates on insurance for an Audi Q3 not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest the time to shop around every other policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The following is a brief recap of the ideas that were illustrated above.
- Teens are charged the highest prices, with premiums as much as $476 a month if comprehensive and collision insurance is included
- Drivers considered higher risk who tend to receive serious violations pay an average of $1,800 more each year for Q3 insurance
- Increasing physical damage deductibles could save as much as $625 each year
- Drivers can save as much as $190 per year just by quoting early and online
As you can see from the information we’ve gone over to this point, it’s clear that there are differences in costs when it comes to an Audi Q3 insurance policy. If you’re looking for affordable Audi Q3 car insurance quotes, the best way to find out what you might pay is by taking advantage of our free online tool below.
Compare Quotes From Top Companies and SaveFree Car Insurance Comparison
Secured with SHA-256 Encryption
What are the safety ratings of the Audi Q3?
It’s important to consider the safety ratings of the Audi Q3 to get a proper understanding of where you might qualify for policy discounts.
Take a look at the safety ratings of the Audi Q3 below so you can see where you might be eligible for policy discounts.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
For a frame of reference, the Insurance Institute for Highway Safety classifies “Good” as the highest rating possible. Since the Audi Q3 achieved that mark in every part of the SUV that was tested, this is good news if you like low insurance rates.
Audi Q3 Compared Against Other Vehicles in the Same Class
Officially, the Audi Q3 is classified as a small luxury SUV by the Insurance Institute for Highway Safety, which provides a detailed list of insurance loss percentages. Other luxury crossovers that are comparable to the Audi Q3 include the following:
It’s important to know the Audi Q3’s competition because you can end up saving more on your policy if the Audi Q3 reflects a better loss ratio than other similar models.
As it turns out, the Audi Q3 has a bodily injury liability loss percentage of 8 percent and a property damage liability loss percentage of 7 percent. Both of these figures are considered average for this vehicle class.
Now that we have gone into extensive detail about how Audi Q3 insurance rates are calculated, is there anything we might have missed? If not, enter your five-digit ZIP code into our free online tool to start comparing Audi Q3 quotes from multiple companies.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,716 |
20 | $3,548 |
30 | $1,590 |
40 | $1,522 |
50 | $1,392 |
60 | $1,366 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,932 |
$250 | $1,740 |
$500 | $1,522 |
$1,000 | $1,312 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,522 |
50/100 | $1,610 |
100/300 | $1,721 |
250/500 | $2,008 |
100 CSL | $1,655 |
300 CSL | $1,898 |
500 CSL | $2,075 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $8,174 |
20 | $5,658 |
30 | $3,394 |
40 | $3,322 |
50 | $3,172 |
60 | $3,146 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $82 |
Multi-vehicle | $82 |
Homeowner | $22 |
5-yr Accident Free | $116 |
5-yr Claim Free | $100 |
Paid in Full/EFT | $72 |
Advance Quote | $78 |
Online Quote | $109 |
Total Discounts | $661 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area