Audi Q4 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for an Audi Q4 e-tron are $1,512 every 12 months with full coverage. Comprehensive costs around $344, collision insurance costs $668, and liability costs around $364. A liability-only policy costs as low as $416 a year, and high-risk insurance costs around $3,290. Teenage drivers receive the highest rates at up to $5,492 a year.

Average premium for full coverage: $1,512

Rate estimates for individual coverage type:

Comprehensive $344
Collision $668
Liability $364

Price estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and for different Q4 e-tron trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from the cheapest price of $416 for your basic liability-only policy to a much higher rate of $3,290 for a policy for a high-risk driver.

Liability Only $416
Full Coverage $1,512
High Risk $3,290

Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population tend to have more infrequent collision claims than densely populated cities. The price range example below illustrates how location impacts auto insurance rates.

Rural Areas $1,134
Small Cities $1,588
Large Cities $2,041

These examples demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

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More Rate Information

The chart below details average Audi Q4 e-tron insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $846
  • Using higher $1,000 deductibles will save about $228 annually
  • The average price for a 40-year-old driver using $500 deductibles is $1,512
  • Using more expensive low deductibles for physical damage coverage increases the price to $1,962
  • Drivers who are prone to accidents and violations could pay at least $3,290
  • The cost to insure a teen driver with full coverage can be $5,492 or more

View Chart as Image

Audi Q4 e-tron insurance cost comparison chart
Column chart showing Audi Q4 e-tron insurance rates range from $846 to $5,492 for full coverage

Insurance rates for an Audi Q4 e-tron can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $680 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay as much as $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Audi Q4 e-tron insurance prices. A driver around age 40 might see rates as low as $1,090 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,040 on average in Florida, Michigan, and New York.

Audi Q4 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,368 -$144 -9.5%
Alaska $1,160 -$352 -23.3%
Arizona $1,254 -$258 -17.1%
Arkansas $1,512 -$0 0.0%
California $1,724 $212 14.0%
Colorado $1,442 -$70 -4.6%
Connecticut $1,552 $40 2.6%
Delaware $1,710 $198 13.1%
Florida $1,890 $378 25.0%
Georgia $1,400 -$112 -7.4%
Hawaii $1,088 -$424 -28.0%
Idaho $1,026 -$486 -32.1%
Illinois $1,126 -$386 -25.5%
Indiana $1,142 -$370 -24.5%
Iowa $1,020 -$492 -32.5%
Kansas $1,434 -$78 -5.2%
Kentucky $2,064 $552 36.5%
Louisiana $2,240 $728 48.1%
Maine $934 -$578 -38.2%
Maryland $1,250 -$262 -17.3%
Massachusetts $1,208 -$304 -20.1%
Michigan $2,626 $1,114 73.7%
Minnesota $1,268 -$244 -16.1%
Mississippi $1,812 $300 19.8%
Missouri $1,344 -$168 -11.1%
Montana $1,624 $112 7.4%
Nebraska $1,192 -$320 -21.2%
Nevada $1,814 $302 20.0%
New Hampshire $1,090 -$422 -27.9%
New Jersey $1,690 $178 11.8%
New Mexico $1,338 -$174 -11.5%
New York $1,592 $80 5.3%
North Carolina $870 -$642 -42.5%
North Dakota $1,240 -$272 -18.0%
Ohio $1,044 -$468 -31.0%
Oklahoma $1,552 $40 2.6%
Oregon $1,386 -$126 -8.3%
Pennsylvania $1,442 -$70 -4.6%
Rhode Island $2,018 $506 33.5%
South Carolina $1,372 -$140 -9.3%
South Dakota $1,276 -$236 -15.6%
Tennessee $1,324 -$188 -12.4%
Texas $1,824 $312 20.6%
Utah $1,118 -$394 -26.1%
Vermont $1,034 -$478 -31.6%
Virginia $904 -$608 -40.2%
Washington $1,168 -$344 -22.8%
West Virginia $1,386 -$126 -8.3%
Wisconsin $1,044 -$468 -31.0%
Wyoming $1,346 -$166 -11.0%

View Chart as Image

Audi Q4 e-tron insurance rates by U.S. city
Audi Q4 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi Q4 e-tron $370 $714 $338 $1,558
2023 Audi Q4 e-tron $356 $698 $354 $1,544
2022 Audi Q4 e-tron $344 $668 $364 $1,512
2021 Audi Q4 e-tron $326 $646 $376 $1,484

Rates are averaged for all Audi Q4 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Audi Q4 e-tron Insurance

Saving money on car insurance requires being a safe and courteous driver, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Spend time shopping around every year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a condensed summary of the coverage data touched on above.

  • You may be able to save up to $190 per year just by shopping early and online
  • Increasing deductibles could save as much as $675 each year
  • Teenage drivers pay higher rates, with premiums as much as $458 per month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents pay on average $1,780 more every year for auto insurance

Rates by Driver Age

Audi Q4 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $5,492
20 $3,504
30 $1,590
40 $1,512
50 $1,382
60 $1,358

Full coverage, $500 deductibles

Rates by Deductible

Audi Q4 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,962
$250 $1,752
$500 $1,512
$1,000 $1,284

Full coverage, driver age 40

Rates by Liability Limit

Audi Q4 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,512
50/100 $1,585
100/300 $1,676
250/500 $1,912
100 CSL $1,621
300 CSL $1,821
500 CSL $1,967

Full coverage, driver age 40

Rates for High Risk Drivers

Audi Q4 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $7,888
20 $5,582
30 $3,376
40 $3,290
50 $3,134
60 $3,108

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $119
5-yr Claim Free $100
Paid in Full/EFT $75
Advance Quote $79
Online Quote $110
Total Discounts $666
Rate after discounts $846

Discounts are estimated and may not be available from every company or in every state.

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