Audi S6 Insurance Rates

The average insurance prices for an Audi S6 are $1,386 every 12 months for full coverage. Comprehensive insurance costs on average $282 each year, collision insurance costs $472, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $3,000 or more. Teen drivers cost the most to insure at up to $5,258 a year.

Average premium for full coverage: $1,386

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and S6 models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates how rural and urban location affects car insurance rates.

The examples above show why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi S6 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $803
• Using higher $1,000 deductibles will save around $172 a year
• The average price for a good driver age 40 with $500 deductibles is $1,386
• Choosing low deductibles for physical damage coverage costs an extra $332 annually
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,000
• Policy cost to insure a 16-year-old driver may cost $5,258 or more

View Chart as Image

Insurance rates for an Audi S6 also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your S6.

Choosing high deductibles could cut rates by as much as $510 annually, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can be from 44% to 129% more than average. View High Risk Driver Rates

Your home state has a huge impact on Audi S6 insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Idaho, Maine, and Iowa, or as much as $1,980 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for More Affordable Audi S6 Insurance

Finding cheaper rates on insurance for an Audi S6 requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around every time your policy renews by quoting rates from direct carriers, and also from local independent and exclusive agents.

Below is a summary of the information raised in the charts and tables above.

• Drivers can save as much as $170 per year just by quoting online in advance
• Teenage drivers pay higher rates, costing up to $438 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,610 more each year for auto insurance
• Insureds who require higher levels of liability will pay about $520 each year to increase from a 30/60 limit to a 250/500 level