Audi SQ8 e-tron Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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The average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage insurance. Comprehensive insurance costs on average $486 a year, collision costs $968, and liability insurance is estimated at $372. A liability-only policy costs approximately $438 a year, with high-risk insurance costing $4,316 or more. 16-year-old drivers cost the most to insure at $7,022 a year or more.
Average premium for full coverage: $1,984
Policy rates by type of insurance:
Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and SQ8 e-tron trim levels.
Price Range Variability
For a driver around age 40, Audi SQ8 e-tron insurance rates go from the low end price of $438 for just liability coverage to a high of $4,316 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city has a significant impact on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities.
The diagram below illustrates the difference between rural and urban areas on car insurance rates.
The examples above illustrate why it is important to get quotes based on a specific location, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Audi SQ8 e-tron insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $1,096
- Choosing higher $1,000 deductibles can save around $1,654 each year
- The estimated price for a good driver age 40 with $500 deductibles is $1,984
- Buying low $100 deductibles for comp and collision coverage will cost an additional $644 a year
- High-risk insureds with multiple tickets or accidents could pay upwards of $4,316 or more
- Policy cost that insures a teen driver may cost $7,022 each year
Car insurance rates for an Audi SQ8 e-tron also range considerably based on the trim level of your SQ8 e-tron, your age and driving record, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $2,400 to $3,200 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 46% to 135% more than the average rate. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,800 annually on average, or $150 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $7,000 a year. View Rates by Age
Your home state plays a big part in determining prices for Audi SQ8 e-tron insurance rates. A good driver about age 40 could pay as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,680 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,794 | -$190 | -9.6% |
| Alaska | $1,522 | -$462 | -23.3% |
| Arizona | $1,648 | -$336 | -16.9% |
| Arkansas | $1,984 | -$0 | 0.0% |
| California | $2,262 | $278 | 14.0% |
| Colorado | $1,896 | -$88 | -4.4% |
| Connecticut | $2,040 | $56 | 2.8% |
| Delaware | $2,246 | $262 | 13.2% |
| Florida | $2,484 | $500 | 25.2% |
| Georgia | $1,832 | -$152 | -7.7% |
| Hawaii | $1,424 | -$560 | -28.2% |
| Idaho | $1,344 | -$640 | -32.3% |
| Illinois | $1,480 | -$504 | -25.4% |
| Indiana | $1,494 | -$490 | -24.7% |
| Iowa | $1,340 | -$644 | -32.5% |
| Kansas | $1,888 | -$96 | -4.8% |
| Kentucky | $2,706 | $722 | 36.4% |
| Louisiana | $2,940 | $956 | 48.2% |
| Maine | $1,226 | -$758 | -38.2% |
| Maryland | $1,636 | -$348 | -17.5% |
| Massachusetts | $1,588 | -$396 | -20.0% |
| Michigan | $3,448 | $1,464 | 73.8% |
| Minnesota | $1,660 | -$324 | -16.3% |
| Mississippi | $2,378 | $394 | 19.9% |
| Missouri | $1,762 | -$222 | -11.2% |
| Montana | $2,132 | $148 | 7.5% |
| Nebraska | $1,564 | -$420 | -21.2% |
| Nevada | $2,378 | $394 | 19.9% |
| New Hampshire | $1,430 | -$554 | -27.9% |
| New Jersey | $2,218 | $234 | 11.8% |
| New Mexico | $1,758 | -$226 | -11.4% |
| New York | $2,090 | $106 | 5.3% |
| North Carolina | $1,144 | -$840 | -42.3% |
| North Dakota | $1,624 | -$360 | -18.1% |
| Ohio | $1,370 | -$614 | -30.9% |
| Oklahoma | $2,038 | $54 | 2.7% |
| Oregon | $1,818 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$90 | -4.5% |
| Rhode Island | $2,646 | $662 | 33.4% |
| South Carolina | $1,798 | -$186 | -9.4% |
| South Dakota | $1,674 | -$310 | -15.6% |
| Tennessee | $1,738 | -$246 | -12.4% |
| Texas | $2,392 | $408 | 20.6% |
| Utah | $1,470 | -$514 | -25.9% |
| Vermont | $1,358 | -$626 | -31.6% |
| Virginia | $1,190 | -$794 | -40.0% |
| Washington | $1,536 | -$448 | -22.6% |
| West Virginia | $1,820 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$610 | -30.7% |
| Wyoming | $1,768 | -$216 | -10.9% |
Opting for high physical damage deductibles can save as much as $980 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ8 e-tron | $444 | $922 | $398 | $1,922 |
Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Audi SQ8 e-tron Insurance
Finding cheaper rates on Audi SQ8 e-tron insurance takes being a low-risk driver, having a positive credit history, being claim-free, and maximizing policy discounts. Comparison shop every time your policy renews by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.
The items below are a review of the information covered above.
- It is possible to save as much as $250 per year simply by quoting early and online
- Teen drivers are expensive to insure, possibly costing $585 each month if full coverage is purchased
- Increasing comprehensive and collision deductibles can save approximately $975 each year
- High-risk drivers who have several accidents or serious violations may pay on average $2,330 more each year to insure their SQ8 e-tron
- Drivers who require more liability coverage will pay around $410 annually to raise limits from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,022 |
| 20 | $4,602 |
| 30 | $2,102 |
| 40 | $1,984 |
| 50 | $1,806 |
| 60 | $1,774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,628 |
| $250 | $2,328 |
| $500 | $1,984 |
| $1,000 | $1,654 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,984 |
| 50/100 | $2,058 |
| 100/300 | $2,151 |
| 250/500 | $2,393 |
| 100 CSL | $2,096 |
| 300 CSL | $2,300 |
| 500 CSL | $2,449 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,124 |
| 20 | $7,324 |
| 30 | $4,444 |
| 40 | $4,316 |
| 50 | $4,114 |
| 60 | $4,078 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $102 |
| Homeowner | $26 |
| 5-yr Accident Free | $163 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $103 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $888 |
Discounts are estimated and may not be available from every company or in every state.
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