Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for an Audi SQ8 e-tron are $1,984 annually for full coverage insurance. Comprehensive insurance costs on average $486, collision insurance costs $968, and liability coverage costs $372. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs $4,316 or more. Teens receive the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Rate estimates by individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all SQ8 e-tron models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as cheap as $438 for just liability insurance to the much higher price of $4,316 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Your location has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates how location helps determine car insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples illustrate why everyone should compare rates based on a specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below illustrates average Audi SQ8 e-tron insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $1,096
  • Drivers who choose higher $1,000 deductibles will pay around $330 each year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,984
  • Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $644 each year
  • High-risk insureds with serious driving violations could pay upwards of $4,316
  • The cost with full coverage for a teenage driver for full coverage may cost $7,022 a year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance prices range from $1,096 to $7,022 for full coverage

Auto insurance rates for an Audi SQ8 e-tron can also vary considerably based on the trim level of your SQ8 e-tron, your risk profile, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,800 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $7,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $2,400 to $3,200 in extra premium per year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers can cost around 46% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $980 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi SQ8 e-tron insurance rates. A 40-year-old driver could pay as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,680 on average in Michigan, New York, and Florida.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city
Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Audi SQ8 e-tron Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a review of the coverage data covered in the charts and tables above.

  • It is possible to save as much as $250 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $975 each year
  • 16 to 18-year-old drivers are charged the highest rates, costing up to $585 per month if full coverage is included
  • Drivers who have several accidents or serious violations may pay on average $2,330 more each year than a driver with a clean driving record

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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