Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for an Audi SQ8 e-tron are $1,984 a year with full coverage. Comprehensive costs around $486, collision costs $968, and liability costs $372. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $4,316. 16-year-old drivers receive the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Rate estimates for individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Includes $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different SQ8 e-tron trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from the low end price of $438 for a discount liability-only rate to a much higher rate of $4,316 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Your location can have significant affects on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $1,096
  • Drivers who choose higher $1,000 deductibles will pay about $330 annually
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,984
  • Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $2,628
  • Higher-risk drivers with multiple tickets or accidents could pay at least $4,316 or more
  • The cost that insures a teen driver with full coverage can be $7,022 a year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance rates range from $1,096 to $7,022

Auto insurance rates for an Audi SQ8 e-tron can also vary considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $2,400 to $3,200 in extra premium per year, depending on your age. High-risk driver insurance can cost as much as 46% to 135% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,800 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $7,000 a year. View Rates by Age

Where you live makes a big difference in Audi SQ8 e-tron insurance prices. A 40-year-old driver could pay as low as $1,430 a year in states like New Hampshire, Ohio, and Utah, or at least $2,680 on average in Florida, Michigan, and New York.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $980 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to find out your exact price is to compare rates and see which company has the best rate. Every company utilizes a different rate formula, and quoted rates can be significantly different.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ8 e-tron Insurance

Saving money on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unnecessary coverage, and maximizing policy discounts. Comparison shop at least once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a recap of the primary concepts that were raised in the charts and tables above.

  • You may be able to save up to $250 per year simply by shopping early and online
  • Higher risk drivers that have major violations or accidents may pay on average $2,330 more every year than a low-risk driver
  • Increasing deductibles can save approximately $975 each year
  • Youthful drivers are expensive to insure, with premiums as much as $585 per month if the policy includes full coverage

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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