Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for an Audi SQ8 e-tron are $1,984 every 12 months including full coverage. Comprehensive costs around $486, collision insurance costs $968, and liability costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs around $4,316. Teenage drivers pay the most at up to $7,022 a year.

Average premium for full coverage: $1,984

Premium estimates for type of coverage:

Comprehensive $486
Collision $968
Liability $372

These estimates include $500 deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different SQ8 e-tron trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi SQ8 e-tron range from the cheapest price of $438 for the bare minimum liability coverage to a much higher rate of $4,316 for high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These rate differences highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down average Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $1,096
  • Using higher $1,000 deductibles will save about $330 every year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,984
  • Using more expensive low deductibles for physical damage coverage increases the price to $2,628
  • Drivers who are prone to accidents and violations could pay at least $4,316
  • An auto insurance policy to insure a teen driver with full coverage can be $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Insurance prices for an Audi SQ8 e-tron also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $980 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $335 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,800 a year, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $7,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $2,400 to $3,200 additional annually, depending on your age. High-risk driver insurance can be as much as 46% to 135% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see prices as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,830 on average in Michigan, New York, and Louisiana.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city
Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Audi SQ8 e-tron Insurance

Finding better rates on car insurance requires not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every couple of years by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following is a brief summary of the material that was touched on in the above illustrations.

  • Policyholders who may need higher liability limits will pay an extra $410 per year to increase from 30/60 bodily injury limits to a 250/500 level
  • Teens are charged the highest prices, with the cost nearing $585 per month if full coverage is included
  • Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $2,330 more every year for SQ8 e-tron insurance
  • Increasing policy deductibles could save as much as $975 each year

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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