Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage. Comprehensive insurance costs an estimated $486, collision costs $968, and liability costs $372. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $4,316 or more. Teen drivers pay the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Price estimates broken down by individual coverage:

Comprehensive $486
Collision $968
Liability $372

Includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all SQ8 e-tron models.

Price Range from Low to High

For the average driver, Audi SQ8 e-tron insurance prices go from as low as $438 for your basic liability-only policy to the much higher price of $4,316 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Your location can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than larger metro areas.

The example below illustrates how location impacts insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above show why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $1,096
  • Drivers who choose higher $1,000 deductibles will pay approximately $330 a year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,984
  • Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $644 annually
  • Drivers with multiple violations and an at-fault accident could pay up to $4,316 or more
  • The price for full coverage for a 16-year-old driver for full coverage can cost as much as $7,022 a year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance prices range from $1,096 to $7,022

Auto insurance prices for an Audi SQ8 e-tron are also quite variable based on your driving record, the trim level of your SQ8 e-tron, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,800 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $7,000 a year. View Rates by Age

The state you live in makes a big difference in Audi SQ8 e-tron insurance prices. A 40-year-old driver could pay as low as $1,310 a year in states like Iowa, Maine, and Idaho, or as much as $2,830 on average in New York, Louisiana, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing high deductibles could save up to $980 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $2,400 to $3,200 in extra premium each year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers can cost from 46% to 135% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices from multiple companies. Every company uses a different rate calculation, and quoted prices may be quite different from one company to the next.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ8 e-tron Insurance

Getting lower rates on insurance for an Audi SQ8 e-tron not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around at every policy renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a recap of the data touched on above.

  • Insureds who want an increased level of liability coverage will pay about $410 each year to go from a low limit to 250/500 limits
  • Drivers can save approximately $250 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $975 each year
  • Drivers age 16 to 20 are the costliest to insure, with premiums as much as $585 a month if they have full coverage

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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