Audi SQ8 e-tron Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average auto insurance rates for an Audi SQ8 e-tron are $1,984 annually for full coverage insurance. Comprehensive insurance costs around $486, collision costs $968, and liability costs around $372. Liability-only coverage costs as low as $438 a year, with high-risk coverage costing $4,316 or more. 16-year-old drivers cost the most to insure at $7,022 a year or more.
Average premium for full coverage: $1,984
Policy rates for type of insurance:
Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different SQ8 e-tron trim levels.
Price Range Variability
For a driver around age 40, Audi SQ8 e-tron insurance rates go from as cheap as $438 for basic liability insurance to a much higher rate of $4,316 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live can have significant affects on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than congested cities.
The price range example below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,096
- Using higher $1,000 deductibles will save about $330 each year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,984
- Buying more expensive low deductibles for physical damage coverage costs an additional $644 every year
- Drivers with multiple tickets or accidents could pay at least $4,316 or more
- Policy cost with full coverage for a teen driver with full coverage can be $7,022 or more
Insurance rates for an Audi SQ8 e-tron also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.
An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,800 a year, or $150 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $7,000 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $2,400 to $3,200 additional every year, depending on your age. High-risk driver insurance can be as much as 46% to 135% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $980 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see rates as low as $1,300 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,680 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,794 | -$190 | -9.6% |
| Alaska | $1,522 | -$462 | -23.3% |
| Arizona | $1,648 | -$336 | -16.9% |
| Arkansas | $1,984 | -$0 | 0.0% |
| California | $2,262 | $278 | 14.0% |
| Colorado | $1,896 | -$88 | -4.4% |
| Connecticut | $2,040 | $56 | 2.8% |
| Delaware | $2,246 | $262 | 13.2% |
| Florida | $2,484 | $500 | 25.2% |
| Georgia | $1,832 | -$152 | -7.7% |
| Hawaii | $1,424 | -$560 | -28.2% |
| Idaho | $1,344 | -$640 | -32.3% |
| Illinois | $1,480 | -$504 | -25.4% |
| Indiana | $1,494 | -$490 | -24.7% |
| Iowa | $1,340 | -$644 | -32.5% |
| Kansas | $1,888 | -$96 | -4.8% |
| Kentucky | $2,706 | $722 | 36.4% |
| Louisiana | $2,940 | $956 | 48.2% |
| Maine | $1,226 | -$758 | -38.2% |
| Maryland | $1,636 | -$348 | -17.5% |
| Massachusetts | $1,588 | -$396 | -20.0% |
| Michigan | $3,448 | $1,464 | 73.8% |
| Minnesota | $1,660 | -$324 | -16.3% |
| Mississippi | $2,378 | $394 | 19.9% |
| Missouri | $1,762 | -$222 | -11.2% |
| Montana | $2,132 | $148 | 7.5% |
| Nebraska | $1,564 | -$420 | -21.2% |
| Nevada | $2,378 | $394 | 19.9% |
| New Hampshire | $1,430 | -$554 | -27.9% |
| New Jersey | $2,218 | $234 | 11.8% |
| New Mexico | $1,758 | -$226 | -11.4% |
| New York | $2,090 | $106 | 5.3% |
| North Carolina | $1,144 | -$840 | -42.3% |
| North Dakota | $1,624 | -$360 | -18.1% |
| Ohio | $1,370 | -$614 | -30.9% |
| Oklahoma | $2,038 | $54 | 2.7% |
| Oregon | $1,818 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$90 | -4.5% |
| Rhode Island | $2,646 | $662 | 33.4% |
| South Carolina | $1,798 | -$186 | -9.4% |
| South Dakota | $1,674 | -$310 | -15.6% |
| Tennessee | $1,738 | -$246 | -12.4% |
| Texas | $2,392 | $408 | 20.6% |
| Utah | $1,470 | -$514 | -25.9% |
| Vermont | $1,358 | -$626 | -31.6% |
| Virginia | $1,190 | -$794 | -40.0% |
| Washington | $1,536 | -$448 | -22.6% |
| West Virginia | $1,820 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$610 | -30.7% |
| Wyoming | $1,768 | -$216 | -10.9% |
Because rates have so much variability, the only way to figure out your exact price is to compare rates and see which company has the best rate. Each insurance company utilizes a different rate formula, and rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ8 e-tron | $444 | $922 | $398 | $1,922 |
Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Audi SQ8 e-tron Insurance
Finding cheaper rates on car insurance requires being a low-risk driver, having good credit, being claim-free, and taking advantage of discounts. Set aside time to compare rates at least every other year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The items below are a recap of the car insurance concepts covered above.
- Higher risk drivers that have major violations or accidents pay on average $2,330 more every year to insure their SQ8 e-tron
- It is possible to save up to $250 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $975 each year
- Policyholders who may need more liability coverage will pay around $410 annually to increase from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,022 |
| 20 | $4,602 |
| 30 | $2,102 |
| 40 | $1,984 |
| 50 | $1,806 |
| 60 | $1,774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,628 |
| $250 | $2,328 |
| $500 | $1,984 |
| $1,000 | $1,654 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,984 |
| 50/100 | $2,058 |
| 100/300 | $2,151 |
| 250/500 | $2,393 |
| 100 CSL | $2,096 |
| 300 CSL | $2,300 |
| 500 CSL | $2,449 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,124 |
| 20 | $7,324 |
| 30 | $4,444 |
| 40 | $4,316 |
| 50 | $4,114 |
| 60 | $4,078 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $102 |
| Homeowner | $26 |
| 5-yr Accident Free | $163 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $103 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $888 |
Discounts are estimated and may not be available from every company or in every state.
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