Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for an Audi SQ8 e-tron are $1,984 a year including full coverage. Comprehensive insurance costs around $486, collision costs $968, and liability costs $372. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing $4,316 or more. Teen drivers receive the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Rate estimates for individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different SQ8 e-tron trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as low as $438 for the bare minimum liability coverage to a much higher rate of $4,316 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,096
  • Drivers who choose higher $1,000 deductibles will pay about $330 every year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,984
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $644 annually
  • Drivers with multiple violations and an at-fault accident could pay at least $4,316 or more
  • The cost for full coverage for a 16-year-old driver with full coverage can be $7,022 a year

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance prices range from $1,096 to $7,022

Car insurance rates for an Audi SQ8 e-tron can also vary considerably based on your driver profile, the model of your SQ8 e-tron, and deductibles and policy limits.

An older driver with no driving violations and high deductibles may pay as low as $1,800 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $7,000 a year. View Rates by Age

Where you live makes a big difference in Audi SQ8 e-tron insurance prices. A 40-year-old driver could pay as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,830 on average in Michigan, New York, and Louisiana.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Choosing high deductibles could save up to $980 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $2,400 to $3,200 extra per year, depending on your age. High-risk driver insurance can cost from 46% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to compare rates from multiple companies. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi SQ8 e-tron Insurance

Saving money on insurance for an Audi SQ8 e-tron not only requires having a decent driving record, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every year by requesting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following items are a review of the coverage data covered above.

  • You may be able to save up to $250 per year simply by shopping early and online
  • Increasing deductibles can save around $975 each year
  • 16 to 18-year-old drivers are the costliest to insure, as much as $585 per month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations pay on average $2,330 more every year than a driver with a clean driving record

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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