Audi SQ8 e-tron Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Estimated insurance rates for an Audi SQ8 e-tron are $1,984 a year including full coverage. Comprehensive costs around $486, collision costs $968, and liability coverage is $372. A policy with only liability insurance costs around $438 a year, with a high-risk policy costing around $4,316. Teenage drivers pay the most at $7,022 a year or more.
Average premium for full coverage: $1,984
Premium estimates for type of coverage:
Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different SQ8 e-tron trim levels.
Insurance Price Range by Risk and Coverage
For the average driver, insurance rates for an Audi SQ8 e-tron go from as low as $438 for just the minimum liability insurance to a much higher rate of $4,316 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.
The price range example below illustrates how location impacts auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Audi SQ8 e-tron insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,096
- Raising to $1,000 deductibles will save about $330 every year
- The average rate for a 40-year-old good driver using $500 deductibles is $1,984
- Using more expensive low deductibles will increase the cost to $2,628
- Unlucky drivers who are prone to accidents and violations could pay at least $4,316 or more
- An auto insurance policy for full coverage for a teenage driver with full coverage can be $7,022
Car insurance prices for an Audi SQ8 e-tron also have a wide range based on your driving characteristics, the model of your SQ8 e-tron, and deductibles and policy limits.
An older driver with no driving violations and high deductibles may only pay around $1,800 every 12 months on average, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $7,000 a year. View Rates by Age
Where you choose to live also has a big influence on Audi SQ8 e-tron insurance rates. A middle-age driver might find prices as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,830 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,794 | -$190 | -9.6% |
| Alaska | $1,522 | -$462 | -23.3% |
| Arizona | $1,648 | -$336 | -16.9% |
| Arkansas | $1,984 | -$0 | 0.0% |
| California | $2,262 | $278 | 14.0% |
| Colorado | $1,896 | -$88 | -4.4% |
| Connecticut | $2,040 | $56 | 2.8% |
| Delaware | $2,246 | $262 | 13.2% |
| Florida | $2,484 | $500 | 25.2% |
| Georgia | $1,832 | -$152 | -7.7% |
| Hawaii | $1,424 | -$560 | -28.2% |
| Idaho | $1,344 | -$640 | -32.3% |
| Illinois | $1,480 | -$504 | -25.4% |
| Indiana | $1,494 | -$490 | -24.7% |
| Iowa | $1,340 | -$644 | -32.5% |
| Kansas | $1,888 | -$96 | -4.8% |
| Kentucky | $2,706 | $722 | 36.4% |
| Louisiana | $2,940 | $956 | 48.2% |
| Maine | $1,226 | -$758 | -38.2% |
| Maryland | $1,636 | -$348 | -17.5% |
| Massachusetts | $1,588 | -$396 | -20.0% |
| Michigan | $3,448 | $1,464 | 73.8% |
| Minnesota | $1,660 | -$324 | -16.3% |
| Mississippi | $2,378 | $394 | 19.9% |
| Missouri | $1,762 | -$222 | -11.2% |
| Montana | $2,132 | $148 | 7.5% |
| Nebraska | $1,564 | -$420 | -21.2% |
| Nevada | $2,378 | $394 | 19.9% |
| New Hampshire | $1,430 | -$554 | -27.9% |
| New Jersey | $2,218 | $234 | 11.8% |
| New Mexico | $1,758 | -$226 | -11.4% |
| New York | $2,090 | $106 | 5.3% |
| North Carolina | $1,144 | -$840 | -42.3% |
| North Dakota | $1,624 | -$360 | -18.1% |
| Ohio | $1,370 | -$614 | -30.9% |
| Oklahoma | $2,038 | $54 | 2.7% |
| Oregon | $1,818 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$90 | -4.5% |
| Rhode Island | $2,646 | $662 | 33.4% |
| South Carolina | $1,798 | -$186 | -9.4% |
| South Dakota | $1,674 | -$310 | -15.6% |
| Tennessee | $1,738 | -$246 | -12.4% |
| Texas | $2,392 | $408 | 20.6% |
| Utah | $1,470 | -$514 | -25.9% |
| Vermont | $1,358 | -$626 | -31.6% |
| Virginia | $1,190 | -$794 | -40.0% |
| Washington | $1,536 | -$448 | -22.6% |
| West Virginia | $1,820 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$610 | -30.7% |
| Wyoming | $1,768 | -$216 | -10.9% |

Using high physical damage deductibles can reduce prices by up to $980 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at least $2,400 to $3,200 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 46% to 135% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ8 e-tron | $444 | $922 | $398 | $1,922 |
Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Audi SQ8 e-tron Insurance
Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, refrain from filing small claims, and qualifying for all possible discounts. Spend time shopping around at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a recap of the concepts that were touched on above.
- Drivers that have major violations or accidents pay on average $2,330 more every year than a driver with a clean driving record
- 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $585 per month if full coverage is included
- You may be able to save up to $250 per year simply by shopping early and online
- Increasing policy deductibles can save around $975 each year
- You may be able to save up to $250 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,022 |
| 20 | $4,602 |
| 30 | $2,102 |
| 40 | $1,984 |
| 50 | $1,806 |
| 60 | $1,774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,628 |
| $250 | $2,328 |
| $500 | $1,984 |
| $1,000 | $1,654 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,984 |
| 50/100 | $2,058 |
| 100/300 | $2,151 |
| 250/500 | $2,393 |
| 100 CSL | $2,096 |
| 300 CSL | $2,300 |
| 500 CSL | $2,449 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,124 |
| 20 | $7,324 |
| 30 | $4,444 |
| 40 | $4,316 |
| 50 | $4,114 |
| 60 | $4,078 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $102 |
| Homeowner | $26 |
| 5-yr Accident Free | $163 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $103 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $888 |
Discounts are estimated and may not be available from every company or in every state.
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