Audi SQ8 e-tron Insurance Rates

The average insurance rates for an Audi SQ8 e-tron are $1,984 a year with full coverage. Comprehensive insurance costs approximately $486 a year, collision insurance costs $968, and liability coverage costs $372. Liability-only insurance costs as little as $438 a year, and high-risk driver insurance costs $4,316 or more. Teens cost the most to insure at up to $7,022 a year.

Average premium for full coverage: $1,984

Policy rates by type of insurance:

Full coverage includes $500 deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and SQ8 e-tron trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Audi SQ8 e-tron insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,096
• Drivers who choose higher $1,000 deductibles will pay $1,654 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,984
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $644 each year
• High-risk insureds with serious driving violations could pay around $4,316
• Policy cost for full coverage for a teenage driver can cost $7,022 a year

View Chart as Image

Auto insurance rates for an Audi SQ8 e-tron also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $1,800 per year on average, or $150 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $7,000 a year. View Rates by Age

Your home state makes a big difference in Audi SQ8 e-tron insurance rates. A 40-year-old driver could pay as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,680 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $980 a year, while buying higher liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $2,400 to $3,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 46% to 135% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Audi SQ8 e-tron Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having good credit, not filing small claims, and possibly higher deductibles. Take the time to compare rates at every policy renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a summary of the data covered in the above illustrations.

• Consumers who purchase higher liability limits will pay approximately $410 every year to go from a 30/60 limit to 250/500 limits
• You may be able to save around $250 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $975 each year
• Teens have the highest car insurance rates, as much as $585 each month if they have full coverage