Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi SQ8 e-tron are $1,984 a year including full coverage. Comprehensive insurance costs an estimated $486, collision insurance costs $968, and liability insurance costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $4,316 or more. Teenage drivers pay the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Price estimates broken down by individual coverage:

Comprehensive $486
Collision $968
Liability $372

Includes $500 deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different SQ8 e-tron trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Audi SQ8 e-tron insurance prices range from the low end price of $438 for just the minimum liability insurance to a much higher rate of $4,316 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how where you live affects insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The best discount rate is $1,096
  • Using higher $1,000 deductibles will save approximately $330 every year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,984
  • Using more expensive low deductibles for physical damage coverage will cost an additional $644 a year
  • Drivers who are prone to accidents and violations could pay up to $4,316
  • The price that insures a teen driver with full coverage can cost as much as $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance prices range from $1,096 to $7,022 for full coverage

Insurance prices for an Audi SQ8 e-tron are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $2,400 to $3,200 additional each year, depending on your age. High-risk driver insurance can be anywhere from 46% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,800 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $7,000 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ8 e-tron insurance rates. A driver around age 40 might see prices as low as $1,520 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,830 on average in Louisiana, New York, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $980 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ8 e-tron Insurance

Getting lower rates on Audi SQ8 e-tron insurance requires not taking risks behind the wheel, having a good credit score, being claim-free, and possibly raising deductibles. Compare prices every time your policy renews by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a recap of the information touched on in the above illustrations.

  • You may be able to save approximately $250 per year just by shopping early and online
  • Teens are expensive to insure, possibly costing $585 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles can save approximately $975 each year
  • High-risk drivers that have major violations or accidents could be charged and average of $2,330 more annually for SQ8 e-tron insurance
  • Drivers who want higher liability limits will pay an extra $410 per year to increase from a low limit to the 250/500 level

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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