Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi SQ8 e-tron are $1,984 a year with full coverage. Comprehensive insurance costs approximately $486 each year, collision costs $968, and liability costs around $372. Liability-only insurance costs as low as $438 a year, with high-risk driver insurance costing $4,316 or more. 16-year-old drivers pay the highest rates at $7,022 a year or more.

Average premium for full coverage: $1,984

Price estimates by individual coverage:

Comprehensive $486
Collision $968
Liability $372

Includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and SQ8 e-tron models.

Price Range from Low to High

Using a 40-year-old driver as an example, Audi SQ8 e-tron insurance prices go from as low as $438 for a discount liability-only rate to a high rate of $4,316 for a driver that may need high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than congested cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above demonstrate why all drivers should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Audi SQ8 e-tron insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,096
  • Using higher $1,000 deductibles will save $330 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,984
  • Buying low deductibles for physical damage coverage will cost an extra $644 annually
  • High-risk insureds with multiple tickets or accidents could pay around $4,316 or more
  • The price for full coverage for a 16-year-old driver can cost $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing full coverage Audi SQ8 e-tron insurance prices range from $1,096 to $7,022

Car insurance prices for an Audi SQ8 e-tron are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,800 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $7,000 a year. View Rates by Age

The state you live in has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see prices as low as $1,430 a year in states like Utah, Ohio, and New Hampshire, or at least $2,680 on average in New York, Michigan, and Florida.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $980 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $2,400 to $3,200 extra each year, depending on your age. Insurance for high-risk drivers can be from 46% to 135% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi SQ8 e-tron Insurance

Getting lower rates on insurance for an Audi SQ8 e-tron requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Set aside time to shop around once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a recap of the data that was raised in the charts and tables above.

  • You may be able to save around $250 per year simply by quoting online in advance
  • Insureds who purchase increased liability limits will pay around $410 every year to increase from a low limit to 250/500 limits
  • Drivers under the age of 20 pay the highest auto insurance prices, costing up to $585 a month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents pay on average $2,330 more per year to insure an Audi SQ8 e-tron

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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