Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage. Comprehensive costs an estimated $486 a year, collision insurance costs $968, and liability coverage costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $4,316. Teenage drivers pay the most at up to $7,022 a year.

Average premium for full coverage: $1,984

Premium estimates broken down by type of coverage:

Comprehensive $486
Collision $968
Liability $372

Prices include $500 deductible amounts, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and SQ8 e-tron trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Audi SQ8 e-tron range from as low as $438 for just liability coverage to a high of $4,316 for a high-risk insurance policy.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These rate differences show why it is important to compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The best discount rate is $1,096
  • Using higher $1,000 deductibles will save approximately $1,654 a year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,984
  • Using low $100 deductibles for physical damage coverage will increase the cost to $2,628
  • Higher-risk drivers who are prone to accidents and violations could pay up to $4,316
  • An auto insurance policy for full coverage for a teenage driver can cost as much as $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Auto insurance prices for an Audi SQ8 e-tron also have a wide range based on your driving characteristics, the trim level of your SQ8 e-tron, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may only pay around $1,800 a year, or $150 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $7,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi SQ8 e-tron insurance rates. A driver around age 40 might see prices as low as $1,310 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,830 on average in New York, Louisiana, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $980 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $2,400 to $3,200 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 46% to 135% more than a normal policy. View High Risk Driver Rates

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi SQ8 e-tron Insurance

Finding better rates on auto insurance requires having a good driving record, having good credit, not filing small claims, and consideration of higher deductibles. Set aside time to compare rates at least every other year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a quick rundown of the car insurance concepts covered above.

  • Drivers with reckless driving or DUI convictions pay an average of $2,330 more annually to buy Audi SQ8 e-tron insurance
  • Drivers can save approximately $250 per year just by quoting early and online
  • Increasing policy deductibles can save around $975 each year
  • Consumers who want increased levels of liability coverage will pay an extra $410 each year to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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