Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance rates for an Audi SQ8 e-tron are $1,984 a year for full coverage. Comprehensive costs an estimated $486, collision insurance costs $968, and liability insurance is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $4,316. 16-year-old drivers receive the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Rate estimates broken down by individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and for all SQ8 e-tron models.

Price Range by Coverage and Risk

For the average driver, prices range range from the low end price of $438 for just liability coverage to the much higher price of $4,316 for a driver required to buy high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than congested cities. The example below illustrates how location impacts insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples show why everyone should compare rates quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Audi SQ8 e-tron insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,096
  • Raising to $1,000 deductibles will save approximately $330 a year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,984
  • Buying pricier low deductibles bumps up the cost to $2,628
  • Higher-risk drivers with multiple tickets or accidents could pay up to $4,316
  • The cost that insures a teen driver for full coverage can cost as much as $7,022

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Car insurance rates for an Audi SQ8 e-tron can also vary considerably based on the model of your SQ8 e-tron, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $2,400 to $3,200 extra per year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers is expensive and can cost anywhere from 46% to 135% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,800 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged at least $7,000 a year. View Rates by Age

Where you live also has a big influence on Audi SQ8 e-tron insurance rates. A middle-age driver might find rates as low as $1,310 a year in states like Iowa, Maine, and Idaho, or at least $2,830 on average in New York, Louisiana, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city

Opting for high physical damage deductibles can reduce rates by up to $980 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit

Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi SQ8 e-tron Insurance

Saving money on Audi SQ8 e-tron insurance consists of having a good driving record, having a positive credit history, eliminating unneeded coverage, and possibly higher deductibles. Comparison shop at every policy renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a quick review of the data touched on above.

  • Drivers who want increased levels of liability coverage will pay around $410 each year to raise from a minimum limit to the 250/500 level
  • Drivers can save approximately $250 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $975 each year
  • Drivers age 20 and younger have the highest car insurance rates, costing as high as $585 per month if full coverage is purchased

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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