Audi SQ8 e-tron Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Average insurance prices for an Audi SQ8 e-tron are $1,984 every 12 months for full coverage. Comprehensive insurance costs approximately $486, collision costs $968, and liability costs around $372. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing $4,316 or more. Teen drivers receive the highest rates at $7,022 a year or more.
Average premium for full coverage: $1,984
Rate estimates by individual coverage type:
Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all SQ8 e-tron models.
Price Range by Coverage and Risk
For the average driver, prices range go from the cheapest price of $438 for minimum levels of liability insurance to the much higher price of $4,316 for a high-risk driver policy.
Price Range by Location
Where you live can make a big difference on car insurance rates. Rural locations tend to have more infrequent accident claims than larger metro areas.
The example below illustrates how location impacts auto insurance prices.
These examples show why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Audi SQ8 e-tron insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $1,096
- Using higher $1,000 deductibles will save $330 a year
- The average price for a 40-year-old driver who chooses $500 deductibles is $1,984
- Choosing pricier low deductibles for physical damage coverage costs an extra $644 annually
- High-risk insureds with multiple violations and an at-fault accident could pay around $4,316 or more
- The cost to insure a 16-year-old driver for full coverage can cost $7,022 or more
Insurance rates for an Audi SQ8 e-tron can also vary considerably based on policy deductibles and limits, your driver profile, and the model of your SQ8 e-tron.
Choosing high deductibles could cut rates by as much as $980 annually, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,800 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $7,000 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying anywhere from $2,400 to $3,200 additional per year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers can be from 46% to 135% more than average. View High Risk Driver Rates
Where you live has a huge impact on Audi SQ8 e-tron insurance prices. A driver around age 40 might see rates as low as $1,310 a year in states like Iowa, Maine, and Idaho, or as much as $2,830 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,794 | -$190 | -9.6% |
| Alaska | $1,522 | -$462 | -23.3% |
| Arizona | $1,648 | -$336 | -16.9% |
| Arkansas | $1,984 | -$0 | 0.0% |
| California | $2,262 | $278 | 14.0% |
| Colorado | $1,896 | -$88 | -4.4% |
| Connecticut | $2,040 | $56 | 2.8% |
| Delaware | $2,246 | $262 | 13.2% |
| Florida | $2,484 | $500 | 25.2% |
| Georgia | $1,832 | -$152 | -7.7% |
| Hawaii | $1,424 | -$560 | -28.2% |
| Idaho | $1,344 | -$640 | -32.3% |
| Illinois | $1,480 | -$504 | -25.4% |
| Indiana | $1,494 | -$490 | -24.7% |
| Iowa | $1,340 | -$644 | -32.5% |
| Kansas | $1,888 | -$96 | -4.8% |
| Kentucky | $2,706 | $722 | 36.4% |
| Louisiana | $2,940 | $956 | 48.2% |
| Maine | $1,226 | -$758 | -38.2% |
| Maryland | $1,636 | -$348 | -17.5% |
| Massachusetts | $1,588 | -$396 | -20.0% |
| Michigan | $3,448 | $1,464 | 73.8% |
| Minnesota | $1,660 | -$324 | -16.3% |
| Mississippi | $2,378 | $394 | 19.9% |
| Missouri | $1,762 | -$222 | -11.2% |
| Montana | $2,132 | $148 | 7.5% |
| Nebraska | $1,564 | -$420 | -21.2% |
| Nevada | $2,378 | $394 | 19.9% |
| New Hampshire | $1,430 | -$554 | -27.9% |
| New Jersey | $2,218 | $234 | 11.8% |
| New Mexico | $1,758 | -$226 | -11.4% |
| New York | $2,090 | $106 | 5.3% |
| North Carolina | $1,144 | -$840 | -42.3% |
| North Dakota | $1,624 | -$360 | -18.1% |
| Ohio | $1,370 | -$614 | -30.9% |
| Oklahoma | $2,038 | $54 | 2.7% |
| Oregon | $1,818 | -$166 | -8.4% |
| Pennsylvania | $1,894 | -$90 | -4.5% |
| Rhode Island | $2,646 | $662 | 33.4% |
| South Carolina | $1,798 | -$186 | -9.4% |
| South Dakota | $1,674 | -$310 | -15.6% |
| Tennessee | $1,738 | -$246 | -12.4% |
| Texas | $2,392 | $408 | 20.6% |
| Utah | $1,470 | -$514 | -25.9% |
| Vermont | $1,358 | -$626 | -31.6% |
| Virginia | $1,190 | -$794 | -40.0% |
| Washington | $1,536 | -$448 | -22.6% |
| West Virginia | $1,820 | -$164 | -8.3% |
| Wisconsin | $1,374 | -$610 | -30.7% |
| Wyoming | $1,768 | -$216 | -10.9% |
With so much variability in rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi SQ8 e-tron | $464 | $930 | $390 | $1,942 |
Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Audi SQ8 e-tron Insurance
Saving money on insurance for an Audi SQ8 e-tron requires having a decent driving record, having above-average credit, eliminating unneeded coverage, and qualifying for all possible discounts. Spend time shopping around every time your policy renews by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The following items are a condensed summary of the information touched on above.
- Drivers can save around $250 per year simply by quoting online well ahead of the renewal date
- 16 to 18-year-old drivers are the costliest to insure, costing as high as $585 per month if full coverage is included
- Increasing deductibles could save as much as $975 each year
- Drivers considered higher risk with multiple at-fault accidents may pay on average $2,330 more per year than a driver with a clean driving record
- Insureds who purchase additional liability coverage will pay about $410 each year to increase from a minimum limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,022 |
| 20 | $4,602 |
| 30 | $2,102 |
| 40 | $1,984 |
| 50 | $1,806 |
| 60 | $1,774 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,628 |
| $250 | $2,328 |
| $500 | $1,984 |
| $1,000 | $1,654 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,984 |
| 50/100 | $2,058 |
| 100/300 | $2,151 |
| 250/500 | $2,393 |
| 100 CSL | $2,096 |
| 300 CSL | $2,300 |
| 500 CSL | $2,449 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,124 |
| 20 | $7,324 |
| 30 | $4,444 |
| 40 | $4,316 |
| 50 | $4,114 |
| 60 | $4,078 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $110 |
| Multi-vehicle | $102 |
| Homeowner | $26 |
| 5-yr Accident Free | $163 |
| 5-yr Claim Free | $132 |
| Paid in Full/EFT | $103 |
| Advance Quote | $106 |
| Online Quote | $146 |
| Total Discounts | $888 |
Discounts are estimated and may not be available from every company or in every state.
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