Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for an Audi SQ8 e-tron are $1,984 annually with full coverage. Comprehensive insurance costs on average $486 a year, collision insurance costs $968, and liability coverage is $372. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs $4,316 or more. 16-year-old drivers pay the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Price estimates by individual coverage:

Comprehensive $486
Collision $968
Liability $372

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and SQ8 e-tron trim levels.

Price Range from Low to High

For the average 40-year-old driver, Audi SQ8 e-tron insurance prices range from as cheap as $438 for your basic liability-only policy to a high of $4,316 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have fewer collision claims than congested cities. The diagram below illustrates the difference location can make on car insurance rates.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Audi SQ8 e-tron insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $1,096
  • Raising to $1,000 deductibles will save around $1,654 annually
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,984
  • Buying low $100 deductibles costs an additional $644 each year
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $4,316
  • The price with full coverage for a teenage driver may cost $7,022

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance prices range from $1,096 to $7,022 for full coverage

Insurance prices for an Audi SQ8 e-tron are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,800 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $7,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $2,400 to $3,200 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 46% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce prices by up to $980 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Audi SQ8 e-tron insurance rates. A middle-age driver might find prices as low as $1,430 a year in states like New Hampshire, Ohio, and Utah, or at least $2,680 on average in Florida, Michigan, and New York.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city
Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi SQ8 e-tron Insurance

Getting lower rates on auto insurance consists of being a good driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at every other renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following list is a brief summary of the concepts that were touched on in this article.

  • Drivers that tend to have accidents or serious violations pay an average of $2,330 more each year than a safer driver
  • Drivers age 16 to 20 pay higher prices, costing up to $585 a month if they have full coverage
  • You may be able to save as much as $250 per year just by quoting early and online
  • Increasing physical damage deductibles could save up to $975 each year
  • You may be able to save as much as $250 per year just by quoting early and online

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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