Audi SQ8 e-tron Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for an Audi SQ8 e-tron are $1,984 annually for full coverage insurance. Comprehensive costs approximately $486, collision insurance costs $968, and liability coverage costs around $372. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs around $4,316. 16-year-old drivers receive the highest rates at up to $7,022 a year.

Average premium for full coverage: $1,984

Rate estimates by individual coverage type:

Comprehensive $486
Collision $968
Liability $372

Price estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all SQ8 e-tron models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as cheap as $438 for minimum levels of liability insurance to the much higher price of $4,316 for a driver who requires high-risk insurance.

Liability Only $438
Full Coverage $1,984
High Risk $4,316

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than congested cities. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,488
Small Cities $2,083
Large Cities $2,678

These examples illustrate why everyone should compare prices using their specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

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Additional Rate Details

The chart below illustrates average Audi SQ8 e-tron insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,096
  • Using higher $1,000 deductibles will save $330 each year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,984
  • Buying pricier low deductibles for physical damage coverage will cost $2,628
  • Higher-risk drivers with multiple tickets or accidents could pay around $4,316
  • The cost with full coverage for a teenage driver for full coverage can cost $7,022 or more

View Chart as Image

Audi SQ8 e-tron insurance cost comparison chart
Column chart showing Audi SQ8 e-tron insurance rates range from $1,096 to $7,022 for full coverage

Insurance rates for an Audi SQ8 e-tron can also vary considerably based on the trim level of your SQ8 e-tron, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,800 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $7,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $2,400 to $3,200 additional per year, depending on your age. Audi SQ8 e-tron insurance for high-risk drivers can be around 46% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $980 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi SQ8 e-tron insurance rates. A driver around age 40 might see rates as low as $1,300 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,680 on average in Florida, New York, and Michigan.

Audi SQ8 e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,794 -$190 -9.6%
Alaska $1,522 -$462 -23.3%
Arizona $1,648 -$336 -16.9%
Arkansas $1,984 -$0 0.0%
California $2,262 $278 14.0%
Colorado $1,896 -$88 -4.4%
Connecticut $2,040 $56 2.8%
Delaware $2,246 $262 13.2%
Florida $2,484 $500 25.2%
Georgia $1,832 -$152 -7.7%
Hawaii $1,424 -$560 -28.2%
Idaho $1,344 -$640 -32.3%
Illinois $1,480 -$504 -25.4%
Indiana $1,494 -$490 -24.7%
Iowa $1,340 -$644 -32.5%
Kansas $1,888 -$96 -4.8%
Kentucky $2,706 $722 36.4%
Louisiana $2,940 $956 48.2%
Maine $1,226 -$758 -38.2%
Maryland $1,636 -$348 -17.5%
Massachusetts $1,588 -$396 -20.0%
Michigan $3,448 $1,464 73.8%
Minnesota $1,660 -$324 -16.3%
Mississippi $2,378 $394 19.9%
Missouri $1,762 -$222 -11.2%
Montana $2,132 $148 7.5%
Nebraska $1,564 -$420 -21.2%
Nevada $2,378 $394 19.9%
New Hampshire $1,430 -$554 -27.9%
New Jersey $2,218 $234 11.8%
New Mexico $1,758 -$226 -11.4%
New York $2,090 $106 5.3%
North Carolina $1,144 -$840 -42.3%
North Dakota $1,624 -$360 -18.1%
Ohio $1,370 -$614 -30.9%
Oklahoma $2,038 $54 2.7%
Oregon $1,818 -$166 -8.4%
Pennsylvania $1,894 -$90 -4.5%
Rhode Island $2,646 $662 33.4%
South Carolina $1,798 -$186 -9.4%
South Dakota $1,674 -$310 -15.6%
Tennessee $1,738 -$246 -12.4%
Texas $2,392 $408 20.6%
Utah $1,470 -$514 -25.9%
Vermont $1,358 -$626 -31.6%
Virginia $1,190 -$794 -40.0%
Washington $1,536 -$448 -22.6%
West Virginia $1,820 -$164 -8.3%
Wisconsin $1,374 -$610 -30.7%
Wyoming $1,768 -$216 -10.9%

View Chart as Image

Audi SQ8 e-tron insurance rates by U.S. city
Audi SQ8 e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi SQ8 e-tron $444 $922 $398 $1,922

Rates are averaged for all Audi SQ8 e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Audi SQ8 e-tron Insurance

Saving money on auto insurance requires being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Make time to compare rates at every other renewal by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a condensed summary of the concepts that were touched on in this article.

  • Drivers with multiple at-fault accidents could be forced to pay on average $2,330 more per year for auto insurance
  • Teenage drivers are the costliest to insure, costing up to $585 per month if they have full coverage
  • It is possible to save around $250 per year just by quoting online well ahead of the renewal date
  • Increasing deductibles could save up to $975 each year
  • It is possible to save around $250 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Audi SQ8 e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $7,022
20 $4,602
30 $2,102
40 $1,984
50 $1,806
60 $1,774

Full coverage, $500 deductibles

Rates by Deductible

Audi SQ8 e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,628
$250 $2,328
$500 $1,984
$1,000 $1,654

Full coverage, driver age 40

Rates by Liability Limit

Audi SQ8 e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,984
50/100 $2,058
100/300 $2,151
250/500 $2,393
100 CSL $2,096
300 CSL $2,300
500 CSL $2,449

Full coverage, driver age 40

Rates for High Risk Drivers

Audi SQ8 e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $10,124
20 $7,324
30 $4,444
40 $4,316
50 $4,114
60 $4,078

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $285

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $102
Homeowner $26
5-yr Accident Free $163
5-yr Claim Free $132
Paid in Full/EFT $103
Advance Quote $106
Online Quote $146
Total Discounts $888
Rate after discounts $1,096

Discounts are estimated and may not be available from every company or in every state.

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