Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,214 a year including full coverage. Comprehensive insurance costs around $266, collision insurance costs $410, and liability coverage is $402. Liability-only coverage costs around $446 a year, and high-risk coverage costs $2,614 or more. 16-year-old drivers cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,214

Policy rates for type of insurance:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how location helps determine auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $706
• Raising to $1,000 deductibles will save about $154 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,214
• Buying more expensive low deductibles will cost an additional $296 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,614
• Policy cost that insures a teenage driver with full coverage can be $4,538

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 129% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,500 a year. View Rates by Age

Your home state also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,730 on average in Michigan, New York, and Louisiana.

Opting for high physical damage deductibles can reduce rates by up to $450 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Audi TT RS Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Comparison shop at least every other year by getting quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a condensed summary of the car insurance concepts covered in the charts and tables above.

• Drivers with multiple at-fault accidents may have to pay on average $1,400 more every year to insure an Audi TT RS
• You may be able to save up to $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Consumers who may need increased liability limits will pay around $440 per year to raise from a 30/60 limit to the 250/500 level