Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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Average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive costs around $260, collision insurance costs $372, and liability coverage is estimated at $406. Liability-only coverage costs approximately $450 a year, and high-risk coverage costs around $2,518. Teen drivers receive the highest rates at up to $4,398 a year.
Average premium for full coverage: $1,174
Rate estimates for individual coverage type:
These estimates include $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all TT RS models.
Price Range by Coverage and Risk
For the average driver, prices range range from as low as $450 for basic liability insurance to the much higher price of $2,518 for coverage for higher-risk drivers.
Price Range by Location
Living in a larger city has a large influence on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas. The example below illustrates how location impacts auto insurance rates.
These examples demonstrate why everyone should get quotes for a specific zip code and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Audi TT RS insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $688
- Choosing higher $1,000 deductibles can save about $144 annually
- The average rate for a 40-year-old driver using $500 deductibles is $1,174
- Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,448
- Drivers with multiple violations and an at-fault accident could pay at least $2,518
- The cost for full coverage for a teenage driver for full coverage can be $4,398 each year
Car insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles may only pay around $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $4,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $840 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,580 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,058 | -$116 | -9.9% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,336 | $162 | 13.8% |
| Colorado | $1,118 | -$56 | -4.8% |
| Connecticut | $1,202 | $28 | 2.4% |
| Delaware | $1,326 | $152 | 12.9% |
| Florida | $1,464 | $290 | 24.7% |
| Georgia | $1,084 | -$90 | -7.7% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $872 | -$302 | -25.7% |
| Indiana | $884 | -$290 | -24.7% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,112 | -$62 | -5.3% |
| Kentucky | $1,598 | $424 | 36.1% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $934 | -$240 | -20.4% |
| Michigan | $2,034 | $860 | 73.3% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,402 | $228 | 19.4% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,258 | $84 | 7.2% |
| Nebraska | $922 | -$252 | -21.5% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,036 | -$138 | -11.8% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,202 | $28 | 2.4% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,116 | -$58 | -4.9% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $988 | -$186 | -15.8% |
| Tennessee | $1,028 | -$146 | -12.4% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $866 | -$308 | -26.2% |
| Vermont | $802 | -$372 | -31.7% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $904 | -$270 | -23.0% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $810 | -$364 | -31.0% |
| Wyoming | $1,044 | -$130 | -11.1% |
Choosing high deductibles can save as much as $420 a year, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. Audi TT RS insurance for high-risk drivers ranges around 43% to 133% more than average. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2022 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2021 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2020 Audi TT RS | $356 | $648 | $384 | $1,524 |
| 2018 Audi TT RS | $328 | $548 | $390 | $1,402 |
| 2013 Audi TT RS | $260 | $372 | $406 | $1,174 |
| 2012 Audi TT RS | $242 | $340 | $402 | $1,120 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Audi TT RS Insurance
Saving money on auto insurance takes not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Spend time shopping around at least once a year by getting rate quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.
The following is a brief summary of the primary concepts that were touched on above.
- You may be able to save up to $140 per year just by quoting online well ahead of the renewal date
- Drivers that tend to have accidents or serious violations pay an average of $1,340 more every year for TT RS insurance
- Increasing deductibles can save around $425 each year
- Teens are the costliest to insure, with premiums as much as $367 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,662 |
| 30 | $1,216 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,052 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,322 |
| $500 | $1,174 |
| $1,000 | $1,030 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,255 |
| 100/300 | $1,357 |
| 250/500 | $1,621 |
| 100 CSL | $1,296 |
| 300 CSL | $1,519 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $4,236 |
| 30 | $2,564 |
| 40 | $2,518 |
| 50 | $2,400 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $50 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $486 |
Discounts are estimated and may not be available from every company or in every state.
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