Audi TT RS Insurance Rates

The average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $372, and liability costs $406. Liability-only coverage costs as little as $450 a year, and high-risk coverage costs $2,518 or more. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas. The example below illustrates the effect of geographic area on insurance prices.

The examples above show why everyone should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The lowest rate with discounts is $688
• Drivers who choose higher $1,000 deductibles will pay approximately $144 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,174
• Choosing pricier low deductibles for comprehensive and collision insurance costs an additional $274 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,518
• Policy cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,398 a year

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,400 to $1,900 additional every year, depending on your age. Audi TT RS insurance for high-risk drivers can cost from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $420 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or as much as $1,670 on average in New York, Louisiana, and Michigan.

How to Buy Cheaper Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS not only requires being safe and accident-free, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every couple of years by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the material that was covered in the above illustrations.

• Insureds who want more liability protection will pay about $450 each year to go from a 30/60 limit to higher 250/500 limits
• Youthful drivers are expensive to insure, costing up to $367 each month if they have full coverage
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,340 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $425 each year