Audi TT RS Insurance Rates

U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months with full coverage. Comprehensive insurance costs on average $260, collision insurance costs $372, and liability coverage costs around $406. Liability-only insurance costs as low as $450 a year, and high-risk driver insurance costs $2,518 or more. Teenage drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different TT RS trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities. The price range example below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi TT RS insurance rates for different risk profiles and scenarios.

• The best discount rate is $688
• Using higher $1,000 deductibles will save around $144 annually
• The average price for the average middle-age driver with $500 deductibles is $1,174
• Using more expensive low deductibles for physical damage coverage costs an extra $274 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,518
• The price to insure a teenage driver with full coverage may cost $4,398 or more

Car insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your TT RS.

Using high physical damage deductibles could cut prices by as much as $420 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see prices as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,580 on average in Florida, Michigan, and New York.

How to Shop for the Best Cheap Audi TT RS Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at least once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a quick review of the primary concepts that were touched on in this article.

• You may be able to save as much as $140 per year just by shopping early and online
• Drivers with a DUI or reckless driving violation may pay on average $1,340 more each year for car insurance
• Increasing physical damage deductibles could save as much as $425 each year
• Teenagers are expensive to insure, costing up to $367 a month if the policy includes full coverage