Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive insurance costs around $260 each year, collision insurance costs $372, and liability insurance is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs $2,518 or more. Teens pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and TT RS models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

The ranges above illustrate why all drivers should compare rates quotes for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $688
• Raising to $1,000 deductibles will save about $144 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,174
• Selecting low deductibles will cost an extra $274 a year
• Higher-risk drivers with serious driving violations could pay at least $2,518
• The price for full coverage for a teen driver can be $4,398

Insurance prices for an Audi TT RS are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

The state you live in also has a big influence on Audi TT RS insurance rates. A middle-age driver might find prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,580 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 each year, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Audi TT RS Insurance

Getting lower rates on Audi TT RS insurance consists of being a good driver, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a quick review of the primary concepts that were covered in the charts and tables above.

• It is possible to save up to $140 per year just by quoting online in advance
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,340 more every year than a safer driver
• Increasing physical damage deductibles can save around $425 each year
• Drivers age 16 to 20 are charged the highest prices, as much as $367 a month including comprehensive and collision insurance