Audi TT RS Insurance Rates

The average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive insurance costs approximately $260 each year, collision costs $372, and liability insurance costs around $406. Liability-only coverage costs as low as $450 a year, with high-risk coverage costing $2,518 or more. Teenage drivers cost the most to insure at $4,398 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above show why all drivers should compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Audi TT RS insurance rates for additional coverage and risk scenarios.

• The best discount rate is $688
• Using higher $1,000 deductibles will save $144 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,174
• Using low deductibles for physical damage coverage costs an additional $274 a year
• Drivers who are prone to accidents and violations could pay around $2,518 or more
• Policy cost with full coverage for a teen driver can cost $4,398 or more

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $420 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see rates as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

How to Buy the Cheapest Audi TT RS Insurance

Finding cheaper rates on Audi TT RS insurance requires having a decent driving record, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around at every other renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a recap of the concepts that were raised in the charts and tables above.

• High-risk drivers that have major violations or accidents pay on average $1,340 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, costing up to $367 each month if they have full coverage
• Drivers can save around $140 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers can save around $140 per year simply by quoting online in advance