Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs approximately $260, collision insurance costs $372, and liability insurance is $406. A liability-only policy costs around $450 a year, and high-risk insurance costs $2,518 or more. 16-year-old drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all TT RS models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $450 for minimum levels of liability insurance to the much higher price of $2,518 for a driver that may need high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples show why everyone should compare rates quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $688
  • Raising to $1,000 deductibles will save $144 a year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,174
  • Buying pricier low deductibles will cost an additional $274 a year
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,518
  • The cost that insures a teen driver for full coverage can cost $4,398

Insurance rates for an Audi TT RS can also vary considerably based on the model of your TT RS, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Where you live also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $770 a year in states like Iowa, Maine, and Idaho, or at least $1,670 on average in New York, Louisiana, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Opting for high physical damage deductibles can reduce rates by up to $420 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 more per year. View Rates by Deductible or Liability Limit

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi TT RS Insurance

Saving money on Audi TT RS insurance consists of being safe and accident-free, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Comparison shop once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a recap of the data that was touched on in this article.

  • Drivers can save around $140 per year just by quoting online well ahead of the renewal date
  • Drivers who purchase more liability protection will pay around $450 each year to raise from a minimum limit to the 250/500 level
  • Youthful drivers are expensive to insure, costing as high as $367 per month if full coverage is included
  • High-risk drivers that have major violations or accidents could be forced to pay on average $1,340 more per year than a low-risk driver

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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