Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance rates for an Audi TT RS are $1,214 a year for full coverage. Comprehensive costs an estimated $266, collision costs $410, and liability coverage is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing around $2,614. 16-year-old drivers receive the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,214

Rate estimates broken down by individual coverage type:

Comprehensive $266
Collision $410
Liability $402

Estimates include $500 deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all TT RS models.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as low as $446 for liability-only coverage to the much higher price of $2,614 for a high-risk driver policy.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than congested cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These examples show why everyone should compare rates quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Audi TT RS insurance rates for other coverage scenarios.

  • The best full coverage rate is $706
  • Raising to $1,000 deductibles will save approximately $154 a year
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,214
  • Buying pricier low deductibles will increase the cost to $1,510
  • Unlucky drivers with multiple tickets or accidents could pay up to $2,614 or more
  • The cost for full coverage for a teenage driver for full coverage can cost as much as $4,538

Auto insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the trim level of your TT RS, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay at least $4,500 a year. View Rates by Age

Where you live also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $800 a year in states like Iowa, Maine, and Idaho, or at least $1,730 on average in New York, Louisiana, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

Opting for high physical damage deductibles can reduce rates by up to $450 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,400 to $2,000 in extra premium per year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost around 44% to 129% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted rates can be significantly different from one company to the next.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi TT RS Insurance

Saving money on auto insurance consists of not taking risks behind the wheel, having good credit, eliminating unneeded coverage, and qualifying for all possible discounts. Set aside time to compare rates every time your policy renews by getting rate quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a review of the information covered above.

  • Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
  • Teens are the costliest to insure, costing as high as $378 per month if they have full coverage
  • Increasing deductibles can save around $450 each year
  • Drivers who have several accidents or serious violations pay an average of $1,400 more annually for TT RS insurance
  • Consumers who want higher liability limits will pay around $440 each year to raise from a minimum limit to 250/500 limits

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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