Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average auto insurance rates for an Audi TT RS are $1,174 annually with full coverage. Comprehensive insurance costs an estimated $260 a year, collision costs $372, and liability costs $406. A policy with just liability insurance costs as little as $450 a year, with coverage for high-risk drivers costing $2,518 or more. Teenage drivers receive the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Prices are based on $500 deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and TT RS trim levels.

Price Range by Coverage and Risk

For the average driver, prices range go from as cheap as $450 for your basic liability-only policy to a high of $2,518 for a driver who has had serious violations or accidents.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Your location can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than densely populated cities.

The diagram below illustrates how location impacts insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples demonstrate why it is important to compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Audi TT RS insurance rates for other coverage scenarios.

  • The best discount rate is $688
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,030 annually
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,174
  • Using low $100 deductibles for comprehensive and collision insurance costs an additional $274 every year
  • Higher-risk drivers who are prone to accidents and violations could pay up to $2,518 or more
  • The cost with full coverage for a teen driver can cost as much as $4,398 a year

Insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $420 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $366 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

With so much variability in rates, the best way to find out which company is cheapest is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, and rates can be significantly different between companies.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Audi TT RS Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Spend time shopping around every other policy renewal by requesting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief review of the ideas that were touched on above.

  • Teens are expensive to insure, with premiums as much as $367 per month if they have full coverage
  • Higher risk drivers with DUI or reckless driving convictions pay on average $1,340 more annually for TT RS insurance
  • Increasing deductibles could save up to $425 each year
  • You may be able to save approximately $140 per year simply by quoting early and online

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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