Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs around $260 a year, collision insurance costs $372, and liability costs $406. Buying just liability costs as little as $450 a year, and insurance for high-risk drivers costs around $2,518. 16-year-old drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and TT RS trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.

These examples show why it is important to compare rates for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $688
• Drivers who choose higher $1,000 deductibles will pay about $1,030 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,174
• Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,518
• The cost that insures a teen driver can be $4,398 a year

Auto insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $4,300 a year. View Rates by Age

Where you live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles could save up to $420 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Audi TT RS Insurance

Saving money on car insurance not only requires being a good driver, but also maintaining a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Comparison shop at least every other year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick rundown of the car insurance concepts presented in the illustrations above.

• Higher risk drivers with reckless driving or DUI convictions pay on average $1,340 more every year than a safer driver
• Drivers can save up to $140 per year just by quoting early and online
• Increasing deductibles can save approximately $425 each year
• Policyholders who may need an increased level of liability coverage will pay around $450 each year to go from a minimum limit to the 250/500 level