Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance rates for an Audi TT RS are $1,214 a year including full coverage. Comprehensive costs approximately $266 a year, collision costs $410, and liability insurance costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing around $2,614. 16-year-old drivers receive the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,214

Rate estimates by individual coverage type:

Comprehensive $266
Collision $410
Liability $402

Rate estimates include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and TT RS trim levels.

Price Range by Coverage and Risk

For an average driver, prices range go from as low as $446 for minimum levels of liability insurance to a high of $2,614 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These examples highlight why it is important to compare rates using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $706
  • Drivers who choose higher $1,000 deductibles will pay $1,060 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,214
  • Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,510
  • High risk drivers with multiple tickets or accidents could pay around $2,614 or more
  • The cost for full coverage for a teen driver can cost $4,538 a year

Insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the model of your TT RS, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,730 on average in Louisiana, New York, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

Opting for high physical damage deductibles could save up to $450 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 129% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to get quotes from as many companies as possible. Every company utilizes a different rate formula, so the rates can be significantly different from one company to the next.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Audi TT RS Insurance

Saving money on Audi TT RS insurance not only requires having a good driving record, but also maintaining good credit, not filing small claims, and maximizing policy discounts. Take the time to compare rates at every other renewal by requesting rates from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The next list is a brief recap of the concepts that were covered in the above illustrations.

  • High-risk drivers who tend to receive serious violations could be forced to pay on average $1,400 more per year to buy Audi TT RS insurance
  • Drivers age 20 and younger are expensive to insure, as much as $378 per month for full coverage
  • You may be able to save around $140 per year simply by quoting early and online
  • Increasing deductibles can save around $450 each year
  • You may be able to save around $140 per year simply by quoting early and online

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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