Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Estimated insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs approximately $260, collision costs $372, and liability costs around $406. A liability-only policy costs as low as $450 a year, with high-risk insurance costing around $2,518. Teen drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,174

Premium estimates by type of coverage:

Comprehensive $260
Collision $372
Liability $406

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different TT RS trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi TT RS go from as low as $450 for just the minimum liability insurance to a much higher rate of $2,518 for coverage for higher-risk drivers.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows estimated Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $688
  • Using higher $1,000 deductibles will save $144 a year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,174
  • Choosing more expensive low deductibles for physical damage coverage will increase the cost to $1,448
  • Drivers with multiple violations and an at-fault accident could pay around $2,518 or more
  • An auto insurance policy for full coverage for a teen driver with full coverage can cost $4,398 or more

Auto insurance prices for an Audi TT RS also have a wide range based on your driving characteristics, the trim level of your TT RS, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see prices as low as $770 a year in states like Iowa, Maine, and Idaho, or as much as $1,670 on average in New York, Louisiana, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Choosing high deductibles could cut prices by as much as $420 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $366 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,400 to $1,900 in extra premium annually, depending on your age. High-risk driver insurance can be as much as 43% to 133% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices will be substantially different from one company to the next.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi TT RS Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having good credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop at least once a year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief review of the primary concepts that were touched on in the above illustrations.

  • Drivers can save around $140 per year simply by shopping early and online
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $1,340 more per year for car insurance
  • Increasing policy deductibles can save around $425 each year
  • Teenagers have the highest car insurance prices, as much as $367 per month if they have full coverage

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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