Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive costs approximately $260 each year, collision costs $372, and liability insurance is estimated at $406. Liability-only coverage costs approximately $450 a year, with high-risk coverage costing around $2,518. Teen drivers receive the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and TT RS models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as cheap as $450 for your basic liability-only policy to a high rate of $2,518 for a high-risk driver policy.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations tend to have fewer accident claims than larger metro areas.

The graphic below illustrates how your location can change auto insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples show why all drivers should get quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Information

The chart below shows estimated Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $688
  • Choosing higher $1,000 deductibles can save $144 a year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,174
  • Choosing low deductibles for comp and collision coverage will cost $1,448
  • High-risk insureds with multiple violations and an at-fault accident could pay around $2,518 or more
  • The cost with full coverage for a teen driver can cost $4,398 each year

Car insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $420 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or as much as $1,670 on average in New York, Louisiana, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to do a rate comparison from as many companies as possible. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different between companies.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Audi TT RS Insurance

Saving money on Audi TT RS insurance takes being a low-risk driver, having a good credit score, eliminating unneeded coverage, and avoiding coverage lapses. Invest the time to shop around every time your policy renews by getting rate quotes from direct carriers like Progressive and GEICO, and also from several local insurance agents.

The items below are a quick rundown of the information illustrated above.

  • Drivers can save around $140 per year simply by quoting online in advance
  • Teen drivers pay the highest auto insurance rates, costing as high as $367 per month if comprehensive and collision insurance is included
  • Increasing deductibles could save up to $425 each year
  • High-risk drivers with reckless driving or DUI convictions pay on average $1,340 more per year to insure their TT RS
  • Drivers who purchase more liability coverage will pay about $450 each year to raise limits from a minimum limit to higher 250/500 limits

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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