Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $372, and liability is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs around $2,518. Teenage drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and TT RS trim levels.

Price Range by Coverage and Risk

For the average driver, prices range range from as cheap as $450 for minimum levels of liability insurance to a high of $2,518 for a driver that may need high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples show why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

  • The best discount rate is $688
  • Raising to $1,000 deductibles will save approximately $1,030 a year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,174
  • Using low $100 deductibles will cost $1,448
  • Drivers who are prone to accidents and violations could pay up to $2,518
  • The cost with full coverage for a 16-year-old driver can cost as much as $4,398

Auto insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your driver profile, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $420 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%
Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Audi TT RS Insurance

Saving money on insurance for an Audi TT RS consists of being a good driver, having above-average credit, eliminating unneeded coverage, and consideration of higher deductibles. Spend time shopping around once a year by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a review of the data that was touched on above.

  • Drivers can save approximately $140 per year just by quoting early and online
  • Insureds who want an increased level of liability coverage will pay an extra $450 each year to raise from a minimum limit to higher 250/500 limits
  • Drivers age 16 to 20 are the costliest to insure, costing as high as $367 per month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,340 more annually than a safer driver

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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