Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive costs on average $260 each year, collision insurance costs $372, and liability costs $406. A policy with just liability insurance costs as little as $450 a year, and coverage for high-risk drivers costs around $2,518. Teens receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and TT RS models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on insurance rates. Rural areas tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on car insurance rates.

These examples illustrate why all drivers should compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Audi TT RS insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $688
• Drivers who choose higher $1,000 deductibles will pay around $144 each year
• The average rate for a 40-year-old driver with $500 deductibles is $1,174
• Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,448
• Higher-risk drivers with serious driving violations could pay upwards of $2,518
• The cost for full coverage for a teen driver may cost $4,398 a year

Insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the model year and trim level, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age

Where you live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,580 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $366 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,400 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find More Affordable Audi TT RS Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by quoting rates from direct insurance companies like GEICO and Progressive, and also from local independent and exclusive agents.

Below is a summary of the car insurance concepts covered in the above illustrations.

• Higher risk drivers who have multiple accidents or major violations pay an average of $1,340 more each year for auto insurance
• It is possible to save as much as $140 per year just by quoting online in advance
• Increasing deductibles can save around $425 each year
• Policyholders who require higher levels of liability will pay approximately $450 annually to go from a minimum limit to 250/500 limits