Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs on average $260, collision insurance costs $372, and liability is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs $2,518 or more. Teenage drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all TT RS models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas tend to have lower incidents of accident claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.

These examples show why everyone should compare rates quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi TT RS insurance rates for different risk profiles and scenarios.

• The best discount rate is $688
• Raising to $1,000 deductibles will save around $144 a year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,174
• Using pricier low deductibles will cost an additional $274 annually
• Drivers who are prone to accidents and violations could pay upwards of $2,518
• The cost that insures a 16-year-old driver for full coverage may cost $4,398

Auto insurance rates for an Audi TT RS can also vary considerably based on the model of your TT RS, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $4,300 a year. View Rates by Age

Where you live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,670 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can reduce rates by up to $420 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit

How to Find More Affordable Audi TT RS Insurance

Saving money on insurance for an Audi TT RS consists of being a safe and courteous driver, maintaining a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Compare prices every couple of years by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a summary of the material that was touched on in the above illustrations.

• Insureds who require higher levels of liability will pay an extra $450 each year to raise from a minimum limit to the 250/500 level
• Teenage drivers are charged the highest rates, costing as high as $367 per month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,340 more each year for auto insurance
• Increasing deductibles can save approximately $425 each year