Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance rates for an Audi TT RS are $1,174 a year including full coverage. Comprehensive costs around $260 each year, collision costs $372, and liability costs around $406. Liability-only coverage costs as low as $450 a year, with high-risk coverage costing around $2,518. Teen drivers receive the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Rate estimates for individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and TT RS models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from as low as $450 for just liability insurance to a high rate of $2,518 for a driver required to buy high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples highlight why all drivers should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Details

The chart below breaks down estimated Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $688
  • Using higher $1,000 deductibles will save about $144 every year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,174
  • Choosing low deductibles for physical damage coverage will increase the cost to $1,448
  • Drivers with multiple violations and an at-fault accident could pay at least $2,518 or more
  • The cost for full coverage for a teen driver can be $4,398 or more

Car insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the model of your TT RS, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $4,300 a year. View Rates by Age

Where you live has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,670 on average in Michigan, New York, and Louisiana.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Choosing high deductibles could cut rates by as much as $420 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi TT RS Insurance

Saving money on car insurance requires having a good driving record, having above-average credit, not filing small claims, and qualifying for all possible discounts. Make time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a quick review of the data touched on in this article.

  • Policyholders who may need increased levels of liability coverage will pay about $450 per year to increase from a minimum limit to 250/500 limits
  • You may be able to save up to $140 per year simply by quoting online in advance
  • Increasing deductibles can save around $425 each year
  • Drivers age 20 and younger are the costliest to insure, as much as $367 per month if full coverage is included

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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