Audi TT RS Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs around $260, collision costs $372, and liability coverage costs $406. A policy with just liability insurance costs as little as $450 a year, with coverage for high-risk drivers costing $2,518 or more. Teen drivers pay the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Comprehensive $260
Collision $372
Liability $406

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for different TT RS trim levels.

Price Range from Low to High

For a driver around age 40, Audi TT RS insurance prices go from the low end price of $450 for the bare minimum liability coverage to a much higher rate of $2,518 for coverage for higher-risk drivers.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have lower incidents of accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $688
  • Drivers who choose higher $1,000 deductibles will pay about $144 a year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,174
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $274 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $2,518 or more
  • The price that insures a teenage driver with full coverage can be $4,398 a year

Insurance prices for an Audi TT RS are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost around 43% to 133% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,300 a year. View Rates by Age

The state you live in makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,670 on average in Michigan, Louisiana, and New York.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Choosing high deductibles could save up to $420 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $366 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Every company uses a different rate calculation, so the prices may be quite different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi TT RS Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having above-average credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Shop around at least once a year by requesting rates from direct carriers, and also from several local insurance agents.

The following list is a condensed summary of the primary concepts that were covered above.

  • Drivers can save up to $140 per year simply by shopping early and online
  • Drivers with multiple at-fault accidents pay on average $1,340 more every year than a safer driver
  • Increasing physical damage deductibles can save approximately $425 each year
  • Drivers age 16 to 20 pay higher prices, with premiums as much as $367 a month if full coverage is included

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles