Audi TT RS Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 21, 2024
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The average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs around $260 each year, collision costs $372, and liability is $406. Liability-only insurance costs around $450 a year, with high-risk driver insurance costing $2,518 or more. 16-year-old drivers cost the most to insure at $4,398 a year or more.
Average premium for full coverage: $1,174
Policy rates for type of insurance:
Prices are based on $500 deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and TT RS models.
Price Range Variability
For the normal driver, Audi TT RS insurance rates go from the low end price of $450 for just liability insurance to a high rate of $2,518 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than congested cities.
The graphic below illustrates how geographic area affects auto insurance rates.
The examples above show why all drivers should compare rates quotes for a specific zip code, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Audi TT RS insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $688
- Raising to $1,000 deductibles will save about $144 a year
- The estimated price for a good driver age 40 using $500 deductibles is $1,174
- Buying low deductibles will cost an additional $274 annually
- Drivers with multiple tickets or accidents could pay at least $2,518 or more
- Policy cost that insures a 16-year-old driver can be $4,398
Auto insurance rates for an Audi TT RS also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you could be paying at least $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 133% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,300 a year. View Rates by Age
Your home state also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,058 | -$116 | -9.9% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,336 | $162 | 13.8% |
| Colorado | $1,118 | -$56 | -4.8% |
| Connecticut | $1,202 | $28 | 2.4% |
| Delaware | $1,326 | $152 | 12.9% |
| Florida | $1,464 | $290 | 24.7% |
| Georgia | $1,084 | -$90 | -7.7% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $872 | -$302 | -25.7% |
| Indiana | $884 | -$290 | -24.7% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,112 | -$62 | -5.3% |
| Kentucky | $1,598 | $424 | 36.1% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $934 | -$240 | -20.4% |
| Michigan | $2,034 | $860 | 73.3% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,402 | $228 | 19.4% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,258 | $84 | 7.2% |
| Nebraska | $922 | -$252 | -21.5% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,036 | -$138 | -11.8% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,202 | $28 | 2.4% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,116 | -$58 | -4.9% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $988 | -$186 | -15.8% |
| Tennessee | $1,028 | -$146 | -12.4% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $866 | -$308 | -26.2% |
| Vermont | $802 | -$372 | -31.7% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $904 | -$270 | -23.0% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $810 | -$364 | -31.0% |
| Wyoming | $1,044 | -$130 | -11.1% |
Opting for high physical damage deductibles can reduce rates by up to $420 annually, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $366 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to know your exact price is to do a rate comparison from multiple companies. Every auto insurance company utilizes a different rate formula, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2022 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2021 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2020 Audi TT RS | $356 | $648 | $384 | $1,524 |
| 2018 Audi TT RS | $328 | $548 | $390 | $1,402 |
| 2013 Audi TT RS | $260 | $372 | $406 | $1,174 |
| 2012 Audi TT RS | $242 | $340 | $402 | $1,120 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Audi TT RS Insurance
Finding cheaper rates on insurance for an Audi TT RS consists of not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every time your policy renews by getting quotes from direct carriers, and also from several local insurance agents.
The following is a brief review of the information presented in the illustrations above.
- Drivers can save up to $140 per year simply by quoting online in advance
- Teens are expensive to insure, costing up to $367 each month if the policy includes full coverage
- Increasing comprehensive and collision deductibles can save approximately $425 each year
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,340 more every year for TT RS insurance
- Insureds who may need higher liability limits will pay around $450 each year to raise from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,662 |
| 30 | $1,216 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,052 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,322 |
| $500 | $1,174 |
| $1,000 | $1,030 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,255 |
| 100/300 | $1,357 |
| 250/500 | $1,621 |
| 100 CSL | $1,296 |
| 300 CSL | $1,519 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $4,236 |
| 30 | $2,564 |
| 40 | $2,518 |
| 50 | $2,400 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $50 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $486 |
Discounts are estimated and may not be available from every company or in every state.
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