Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months including full coverage. Comprehensive insurance costs on average $260, collision insurance costs $372, and liability costs around $406. Liability-only insurance costs as low as $450 a year, and high-risk driver insurance costs $2,518 or more. Teenage drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Comprehensive $260
Collision $372
Liability $406

These estimates include $500 deductible amounts, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different TT RS trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Audi TT RS insurance prices range from the cheapest price of $450 for liability-only coverage to a much higher rate of $2,518 for high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how where you live affects car insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above highlight why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Audi TT RS insurance rates for different risk profiles and scenarios.

  • The best discount rate is $688
  • Using higher $1,000 deductibles will save around $144 every year
  • The average price for the average middle-age driver with $500 deductibles is $1,174
  • Using more expensive low deductibles for physical damage coverage costs an extra $274 annually
  • High-risk insureds who are prone to accidents and violations could pay upwards of $2,518
  • The price to insure a 16-year-old driver with full coverage may cost $4,398 or more

Car insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your TT RS.

Using high physical damage deductibles could cut prices by as much as $420 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,670 on average in Michigan, New York, and Louisiana.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%
Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS requires having a good driving record, maintaining a good credit score, being claim-free, and possibly raising deductibles. Take the time to comparison shop every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the material that was touched on in the above illustrations.

  • Insureds who require increased levels of liability coverage will pay an extra $450 per year to increase from a low limit to a 250/500 level
  • Drivers age 20 and younger are expensive to insure, possibly costing $367 a month if the policy includes full coverage
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,340 more each year to buy Audi TT RS insurance
  • Increasing physical damage deductibles could save as much as $425 each year

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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