Audi TT RS Insurance Rates

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2012 Audi TT RS Insurance Quotes in 2025 – 5 Discounts for Cheaper Rates

Looking for cheaper insurance coverage rates for your Audi TT RS? If you are new to getting insurance coverage quotes online, chances are good that you are bewildered thanks to the incredible selection of online companies competing for your business. Where can I get low cost insurance coverage? All the larger insurance coverage companies allow consumers to get pricing direct online. Getting quot...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 21, 2024

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U.S. average insurance rates for an Audi TT RS are $1,214 a year with full coverage. Comprehensive insurance costs approximately $266 each year, collision insurance costs $410, and liability is estimated at $402. Liability-only insurance costs approximately $446 a year, and high-risk driver insurance costs $2,614 or more. Teen drivers pay the highest rates at up to $4,538 a year.

Average premium for full coverage: $1,214

Price estimates by individual coverage:

Comprehensive $266
Collision $410
Liability $402

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and TT RS models.

Price Range from Low to High

For an average driver, Audi TT RS insurance prices range from the low end price of $446 for your basic liability-only policy to a high rate of $2,614 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Geographic Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

The ranges above demonstrate why all drivers should get quotes using their specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $706
  • Choosing higher $1,000 deductibles can save $154 annually
  • The estimated price for the average middle-age driver who chooses $500 deductibles is $1,214
  • Choosing low deductibles for comp and collision coverage will cost an additional $296 annually
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,614
  • The price that insures a 16-year-old driver can cost $4,538 each year

Car insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,400 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers ranges from 44% to 129% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,640 on average in New York, Michigan, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

Choosing high deductibles can save as much as $450 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS takes being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Shop around every other policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.

Below you'll find a recap of the ideas that were covered in the above illustrations.

  • Youthful drivers pay the highest auto insurance prices, costing up to $378 a month if full coverage is purchased
  • Drivers considered higher risk that have major violations or accidents may have to pay on average $1,400 more per year than a low-risk driver
  • Increasing physical damage deductibles can save approximately $450 each year
  • You may be able to save around $140 per year just by quoting online in advance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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