Audi TT RS Insurance Rates

Average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $372, and liability is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs around $2,518. Teenage drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and TT RS trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. More rural locations tend to have fewer accident claims than densely populated cities. The diagram below illustrates how location impacts insurance prices.

These examples show why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The best discount rate is $688
• Raising to $1,000 deductibles will save approximately $1,030 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,174
• Using low $100 deductibles will cost $1,448
• Drivers who are prone to accidents and violations could pay up to $2,518
• The cost with full coverage for a 16-year-old driver can cost as much as $4,398

Auto insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your driver profile, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,400 to $1,900 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $420 annually, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.

How to Buy Low Cost Audi TT RS Insurance

Saving money on insurance for an Audi TT RS consists of being a good driver, having above-average credit, eliminating unneeded coverage, and consideration of higher deductibles. Spend time shopping around once a year by getting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a review of the data that was touched on above.

• Drivers can save approximately $140 per year just by quoting early and online
• Insureds who want an increased level of liability coverage will pay an extra $450 each year to raise from a minimum limit to higher 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, costing as high as $367 per month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,340 more annually than a safer driver