Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Estimated insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive insurance costs around $260, collision costs $372, and liability is $406. Liability-only coverage costs around $450 a year, with high-risk coverage costing $2,518 or more. Teenage drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,174

Premium estimates for type of coverage:

Comprehensive $260
Collision $372
Liability $406

Prices are based on $500 deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for all TT RS models.

Insurance Price Range by Risk and Coverage

For a 40-year-old driver, insurance rates for an Audi TT RS go from the low end price of $450 for the bare minimum liability coverage to the much higher price of $2,518 for a driver that may need high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities.

The example below illustrates how your location can change auto insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These rate differences demonstrate why everyone should compare rates quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details estimated Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $688
  • Raising to $1,000 deductibles will save about $144 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,174
  • Using pricier low deductibles will cost an additional $274 annually
  • Drivers who are prone to accidents and violations could pay at least $2,518 or more
  • An auto insurance policy that insures a 16-year-old driver for full coverage can be $4,398

Insurance prices for an Audi TT RS also have a wide range based on the model of your TT RS, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,400 to $1,900 extra annually, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,300 a year. View Rates by Age

Where you choose to live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,580 on average in Florida, Michigan, and New York.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Using high physical damage deductibles can reduce prices by up to $420 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $366 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to regularly compare prices from multiple companies. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi TT RS Insurance

Finding better rates on insurance for an Audi TT RS consists of not taking risks behind the wheel, having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare prices once a year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following is a brief review of the data that was illustrated above.

  • You may be able to save up to $140 per year simply by quoting online well ahead of the renewal date
  • Insureds who may need higher liability limits will pay an extra $450 every year to raise from 30/60 bodily injury limits to the 250/500 level
  • Teens pay higher prices, possibly costing $367 per month if full coverage is included
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,340 more every year for TT RS insurance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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