Audi TT RS Insurance Rates

The average insurance prices for an Audi TT RS are $1,174 every 12 months for full coverage. Comprehensive insurance costs approximately $260 a year, collision insurance costs $372, and liability costs around $406. Liability-only insurance costs as low as $450 a year, and high-risk driver insurance costs $2,518 or more. 16-year-old drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Prices include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities. The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to compare prices using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi TT RS insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $688
• Using higher $1,000 deductibles will save $1,030 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,174
• Buying low $100 deductibles for physical damage coverage costs an extra $274 every year
• Drivers with multiple tickets or accidents could pay around $2,518
• Policy cost to insure a teen driver can cost $4,398 or more

Auto insurance rates for an Audi TT RS also range considerably based on liability limits and deductibles, your driver profile, and the model of your TT RS.

Opting for high physical damage deductibles could cut rates by as much as $420 every year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay in the ballpark of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $770 a year in states like Iowa, Maine, and Idaho, or at least $1,670 on average in New York, Louisiana, and Michigan.

How to Shop for the Right Audi TT RS Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Invest time comparing rates every other policy renewal by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.

The items below are a quick rundown of the ideas that were covered in the charts and tables above.

• Teen drivers have the highest car insurance rates, costing up to $367 each month if comprehensive and collision insurance is included
• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,340 more per year to insure their TT RS
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers can save around $140 per year just by quoting early and online