Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs around $260 a year, collision insurance costs $372, and liability insurance is $406. A policy with just liability insurance costs around $450 a year, and coverage for high-risk drivers costs $2,518 or more. 16-year-old drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates for individual coverage type:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and TT RS trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples show why it is important to compare rates quotes for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $688
• Raising to $1,000 deductibles will save about $1,030 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,174
• Buying low $100 deductibles will cost an additional $274 a year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,518
• The cost that insures a teen driver can be $4,398

Insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,300 a year. View Rates by Age

Where you live also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles can reduce rates by up to $420 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 more each year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi TT RS Insurance

Saving money on Audi TT RS insurance consists of avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop every couple of years by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a review of the material that was covered above.

• Drivers who may need higher liability limits will pay around $450 each year to raise from a minimum limit to the 250/500 level
• Teenagers are charged the highest rates, costing as high as $367 per month if comprehensive and collision insurance is included
• High-risk drivers who have several accidents or serious violations pay on average $1,340 more every year for car insurance
• Increasing deductibles can save approximately $425 each year