Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive costs around $260, collision insurance costs $372, and liability is estimated at $406. A liability-only policy costs approximately $450 a year, and high-risk insurance costs around $2,518. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance rates.

The examples above illustrate why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $688
• Choosing higher $1,000 deductibles can save about $144 each year
• The average rate for a good driver age 40 using $500 deductibles is $1,174
• Choosing pricier low deductibles for comp and collision coverage will increase the cost to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,518
• Policy cost for full coverage for a 16-year-old driver for full coverage can be $4,398 each year

Car insurance rates for an Audi TT RS also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,580 on average in Michigan, New York, and Florida.

Choosing high deductibles can save as much as $420 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,400 to $1,900 extra every year, depending on your age. Audi TT RS insurance for high-risk drivers ranges from 43% to 133% more than average. View High Risk Driver Rates

How to Find Cheap Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS takes avoiding accidents and claims, having above-average credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief summary of the data that was raised in the charts and tables above.

• It is possible to save up to $140 per year just by quoting online well ahead of the renewal date
• Insureds who may need increased liability limits will pay about $450 annually to raise limits from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, possibly costing $367 each month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,340 more every year to insure an Audi TT RS