Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs approximately $260, collision insurance costs $372, and liability is estimated at $406. Liability-only coverage costs approximately $450 a year, and high-risk coverage costs $2,518 or more. Teenage drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why anyone shopping for car insurance should get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi TT RS insurance rates for additional coverage and risk scenarios.

• The best discount rate is $688
• Choosing higher $1,000 deductibles can save $144 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,174
• Using more expensive low deductibles for comp and collision coverage will cost an additional $274 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,518
• Policy cost that insures a 16-year-old driver with full coverage can cost $4,398 each year

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance ranges from 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles can save as much as $420 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS takes avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every other policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

The points below are a quick rundown of the ideas that were covered above.

• Drivers under the age of 20 are the costliest to insure, costing up to $367 each month if comprehensive and collision insurance is included
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,340 more per year to insure an Audi TT RS
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Drivers can save around $140 per year just by shopping early and online