Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs approximately $260, collision insurance costs $372, and liability costs $406. A policy with just liability insurance costs as little as $450 a year, and coverage for high-risk drivers costs around $2,518. Teen drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different TT RS trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural locations have lower incidents of accident claims than larger metro areas. The price range example below illustrates how location impacts auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi TT RS insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $688
• Drivers who choose higher $1,000 deductibles will pay $144 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,174
• Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,518
• The price that insures a teen driver with full coverage can cost $4,398 a year

Insurance prices for an Audi TT RS are also quite variable based on the model year and trim level, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,400 to $1,900 extra each year, depending on your age. High-risk driver insurance can cost as much as 43% to 133% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,300 a year. View Rates by Age

The state you live in makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or as much as $1,670 on average in New York, Louisiana, and Michigan.

Choosing high deductibles could save up to $420 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $366 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi TT RS Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Shop around every other policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The items below are a recap of the ideas that were touched on above.

• Teen drivers are expensive to insure, with premiums as much as $367 a month if full coverage is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,340 more per year to insure their TT RS
• Increasing physical damage deductibles can save approximately $425 each year
• Drivers can save around $140 per year just by shopping early and online