Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive costs an estimated $260 each year, collision insurance costs $372, and liability costs around $406. A policy with just liability insurance costs as low as $450 a year, and coverage for high-risk drivers costs around $2,518. Teens pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and TT RS models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

The ranges above demonstrate why all drivers should compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Audi TT RS insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $688
• Using higher $1,000 deductibles will save approximately $144 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,174
• Selecting low deductibles for physical damage coverage will increase the cost to $1,448
• High-risk insureds with serious driving violations could pay up to $2,518
• The price for full coverage for a 16-year-old driver can cost as much as $4,398 or more

Insurance prices for an Audi TT RS are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

The state you live in has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see prices as low as $840 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,580 on average in New York, Michigan, and Florida.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $420 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can be from 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS requires having a decent driving record, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a recap of the primary concepts that were covered in the charts and tables above.

• You may be able to save approximately $140 per year just by quoting online in advance
• Drivers considered higher risk that have major violations or accidents may pay on average $1,340 more annually than a driver with a clean driving record
• Increasing physical damage deductibles can save around $425 each year
• 16 to 18-year-old drivers are charged the highest prices, costing up to $367 a month for full coverage