Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year including full coverage. Comprehensive insurance costs approximately $260, collision insurance costs $372, and liability coverage costs $406. Buying just liability costs as little as $450 a year, and insurance for high-risk drivers costs $2,518 or more. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Prices are based on $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance prices.

The examples above highlight why everyone should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Audi TT RS insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $688
• Drivers who choose higher $1,000 deductibles will pay $144 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,174
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $274 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,518
• Policy cost for full coverage for a teenage driver for full coverage can cost $4,398 a year

Insurance rates for an Audi TT RS also range considerably based on your risk profile, the model of your TT RS, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $4,300 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,670 on average in Louisiana, New York, and Michigan.

Choosing high deductibles could save up to $420 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Audi TT RS insurance for high-risk drivers can cost around 43% to 133% more than average. View High Risk Driver Rates

How to Find Affordable Audi TT RS Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the coverage data touched on in the above illustrations.

• You may be able to save around $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $425 each year
• Teenage drivers are expensive to insure, with premiums being up to $367 each month for full coverage
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,340 more per year for auto insurance