Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs on average $260 each year, collision costs $372, and liability is $406. Buying just liability costs around $450 a year, with insurance for high-risk drivers costing around $2,518. Teenage drivers pay the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and TT RS models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above show why all drivers should compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Audi TT RS insurance rates for different risk profiles and scenarios.

• The best discount rate is $688
• Raising to $1,000 deductibles will save around $144 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,174
• Using low deductibles bumps up the cost to $1,448
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,518 or more
• The price that insures a teen driver may cost $4,398

Insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,300 a year. View Rates by Age

The state you live in also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $770 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,670 on average in Michigan, Louisiana, and New York.

Using high physical damage deductibles can reduce prices by up to $420 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices may be quite different.

How to Find Cheap Audi TT RS Insurance

Getting lower rates on car insurance consists of having a good driving record, having a good credit score, eliminating unnecessary coverage, and insuring your home and auto with the same company. Compare prices every time your policy renews by quoting rates from direct carriers, and also from local exclusive and independent agents.

The next list is a brief summary of the information raised in the charts and tables above.

• Drivers can save as much as $140 per year simply by quoting online in advance
• Drivers age 20 and younger pay higher prices, with premiums as much as $367 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $425 each year
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,340 more each year to buy Audi TT RS insurance
• Policyholders who require increased levels of liability coverage will pay an extra $450 each year to raise from a low limit to the 250/500 level