Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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U.S. average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $372, and liability insurance costs $406. Liability-only coverage costs as little as $450 a year, and high-risk coverage costs $2,518 or more. Teenage drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Comprehensive $260
Collision $372
Liability $406

Includes $500 deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different TT RS trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Audi TT RS insurance prices range from as low as $450 for the bare minimum liability coverage to a much higher rate of $2,518 for a driver required to buy high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Geographic Price Range

Your location has a significant impact on car insurance rates. More rural locations have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

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Additional Rate Information

The chart below details average Audi TT RS insurance rates for other coverage scenarios.

  • The best discount rate is $688
  • Drivers who choose higher $1,000 deductibles will pay approximately $144 annually
  • The average rate for the average middle-age driver who has $500 deductibles is $1,174
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $274 a year
  • High risk drivers who are prone to accidents and violations could pay up to $2,518
  • The price for full coverage for a teen driver with full coverage can cost as much as $4,398 a year

Auto insurance prices for an Audi TT RS are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with a good driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $4,300 a year. View Rates by Age

The state you live in makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Using high physical damage deductibles could save up to $420 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,400 to $1,900 in extra premium each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Audi TT RS Insurance

Getting lower rates on Audi TT RS insurance not only requires not taking risks behind the wheel, but also having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around at every policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a recap of the data raised in the charts and tables above.

  • Drivers who want higher liability limits will pay an extra $450 every year to go from a low limit to 250/500 limits
  • You may be able to save approximately $140 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $425 each year
  • Teens are the costliest to insure, costing up to $367 a month if they have full coverage

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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