Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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Average insurance rates for an Audi TT RS are $1,214 a year for full coverage. Comprehensive costs around $266 a year, collision insurance costs $410, and liability coverage is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,614. 16-year-old drivers receive the highest rates at up to $4,538 a year.
Average premium for full coverage: $1,214
Rate estimates for individual coverage type:
Includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all states and TT RS trim levels.
Price Range by Coverage and Risk
For the normal driver, prices range range from as low as $446 for basic liability insurance to a high of $2,614 for a policy for a high-risk driver.
Price Range by Location
Choosing to live in a large city has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities. The diagram below illustrates how geographic area affects auto insurance rates.
These examples show why it is important to compare rates quotes for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $706
- Raising to $1,000 deductibles will save about $1,060 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,214
- Buying low $100 deductibles will increase the cost to $1,510
- Unlucky drivers with multiple tickets or accidents could pay at least $2,614
- The cost for full coverage for a teenage driver can be $4,538
Auto insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the trim level of your TT RS, and deductibles and policy limits.
Older drivers with a good driving record and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay as much as $4,500 a year. View Rates by Age
Where you live also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $800 a year in states like Idaho, Maine, and Iowa, or at least $1,730 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $930 | -$284 | -23.4% |
| Arizona | $1,008 | -$206 | -17.0% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,382 | $168 | 13.8% |
| Colorado | $1,156 | -$58 | -4.8% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,370 | $156 | 12.9% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $822 | -$392 | -32.3% |
| Illinois | $902 | -$312 | -25.7% |
| Indiana | $914 | -$300 | -24.7% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,654 | $440 | 36.2% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $970 | -$244 | -20.1% |
| Michigan | $2,106 | $892 | 73.5% |
| Minnesota | $1,016 | -$198 | -16.3% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $954 | -$260 | -21.4% |
| Nevada | $1,454 | $240 | 19.8% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,358 | $144 | 11.9% |
| New Mexico | $1,072 | -$142 | -11.7% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $700 | -$514 | -42.3% |
| North Dakota | $994 | -$220 | -18.1% |
| Ohio | $836 | -$378 | -31.1% |
| Oklahoma | $1,244 | $30 | 2.5% |
| Oregon | $1,110 | -$104 | -8.6% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,100 | -$114 | -9.4% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,462 | $248 | 20.4% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $728 | -$486 | -40.0% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,112 | -$102 | -8.4% |
| Wisconsin | $838 | -$376 | -31.0% |
| Wyoming | $1,080 | -$134 | -11.0% |
Opting for high physical damage deductibles can reduce rates by up to $450 a year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 129% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $420 | $774 | $338 | $1,668 |
| 2022 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2021 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2020 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2018 Audi TT RS | $342 | $610 | $388 | $1,476 |
| 2013 Audi TT RS | $266 | $410 | $402 | $1,214 |
| 2012 Audi TT RS | $260 | $372 | $406 | $1,174 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Audi TT RS Insurance
Saving money on auto insurance consists of avoiding accidents and violations, having good credit, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to compare rates every year by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.
The list below is a recap of the coverage data presented in the illustrations above.
- Drivers can save up to $140 per year just by quoting early and online
- Increasing deductibles can save around $450 each year
- Teenagers are expensive to insure, costing as high as $378 per month if they have full coverage
- Drivers that have major violations or accidents may be required to pay an average of $1,400 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,766 |
| 30 | $1,258 |
| 40 | $1,214 |
| 50 | $1,108 |
| 60 | $1,086 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,374 |
| $500 | $1,214 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,294 |
| 100/300 | $1,395 |
| 250/500 | $1,656 |
| 100 CSL | $1,335 |
| 300 CSL | $1,556 |
| 500 CSL | $1,717 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,470 |
| 20 | $4,406 |
| 30 | $2,664 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $508 |
Discounts are estimated and may not be available from every company or in every state.
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