Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Estimated auto insurance rates for an Audi TT RS are $1,174 annually for full coverage insurance. Comprehensive costs an estimated $260 each year, collision costs $372, and liability coverage costs $406. A liability-only policy costs as little as $450 a year, with high-risk insurance costing around $2,518. Teen drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,174

Premium estimates broken down by type of coverage:

Comprehensive $260
Collision $372
Liability $406

These estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and TT RS models.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for an Audi TT RS go from as cheap as $450 for just the minimum liability insurance to a high rate of $2,518 for a driver that may need high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These rate differences illustrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Audi TT RS insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $688
  • Drivers who choose higher $1,000 deductibles will pay approximately $144 each year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,174
  • Choosing low deductibles for comprehensive and collision insurance will cost $1,448
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $2,518 or more
  • An auto insurance policy with full coverage for a teenage driver can cost as much as $4,398 a year

Auto insurance prices for an Audi TT RS also have a wide range based on the model of your TT RS, your risk profile, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,400 to $1,900 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $420 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $366 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,580 on average in Florida, New York, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and quoted prices will be substantially different between companies.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi TT RS Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to compare rates once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a brief summary of the data that was covered above.

  • It is possible to save approximately $140 per year simply by quoting online in advance
  • Consumers who want an increased level of liability coverage will pay about $450 annually to go from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers age 16 to 20 are the costliest to insure, with premiums being up to $367 per month if full coverage is included
  • Drivers that tend to have accidents or serious violations may pay on average $1,340 more annually than a safer driver

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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