Audi TT RS Insurance Rates

U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months including full coverage. Comprehensive insurance costs an estimated $260 a year, collision insurance costs $372, and liability costs around $406. Liability-only insurance costs as low as $450 a year, and high-risk driver insurance costs $2,518 or more. Teenage drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and TT RS trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Audi TT RS insurance rates for other coverage scenarios.

• The best discount rate is $688
• Using higher $1,000 deductibles will save approximately $1,030 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,174
• Using low $100 deductibles for physical damage coverage costs an extra $274 every year
• Drivers who are prone to accidents and violations could pay up to $2,518
• The price to insure a teen driver can cost as much as $4,398 or more

Car insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $420 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,670 on average in Louisiana, New York, and Michigan.

How to Shop for Cheap Audi TT RS Insurance

Getting lower rates on car insurance requires being a low-risk driver, maintaining a good credit score, being claim-free, and possibly higher deductibles. Take the time to comparison shop every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a brief summary of the coverage data touched on in the above illustrations.

• You may be able to save approximately $140 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $425 each year
• Teen drivers have the highest car insurance prices, possibly costing $367 a month if the policy includes full coverage
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,340 more annually to insure their TT RS