Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive costs around $260 a year, collision insurance costs $372, and liability insurance is estimated at $406. A liability-only policy costs approximately $450 a year, and high-risk insurance costs around $2,518. Teen drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates for individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and TT RS trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

These examples demonstrate why it is important to get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $688
• Choosing higher $1,000 deductibles can save about $1,030 annually
• The estimated price for a 40-year-old driver using $500 deductibles is $1,174
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,448
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,518
• The cost that insures a teen driver can be $4,398 each year

Insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,300 a year. View Rates by Age

Where you live plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $840 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,580 on average in Florida, Michigan, and New York.

Choosing high deductibles can save as much as $420 each year, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Audi TT RS Insurance

Saving money on Audi TT RS insurance takes avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Shop around every other policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick review of the ideas that were covered in the charts and tables above.

• Teenagers pay higher rates, with premiums as much as $367 per month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation may pay on average $1,340 more every year for car insurance
• Increasing deductibles can save approximately $425 each year
• You may be able to save up to $140 per year just by quoting early and online