Audi TT RS Insurance Rates

The average insurance prices for an Audi TT RS are $1,174 every 12 months with full coverage. Comprehensive costs around $260, collision insurance costs $372, and liability is $406. A liability-only policy costs around $450 a year, and high-risk insurance costs around $2,518. Teenage drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best discount rate is $688
• Raising to $1,000 deductibles will save about $144 annually
• The average price for a good driver age 40 using $500 deductibles is $1,174
• Using more expensive low deductibles increases the price to $1,448
• Drivers who are prone to accidents and violations could pay at least $2,518
• Policy cost to insure a 16-year-old driver with full coverage can be $4,398

Car insurance rates for an Audi TT RS also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.

Using high physical damage deductibles can reduce rates by up to $420 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,580 on average in Florida, Michigan, and New York.

How to Shop for the Right Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS consists of avoiding accidents and violations, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every year by requesting quotes from direct companies, and also from several local insurance agents.

The list below is a quick rundown of the coverage data covered in the charts and tables above.

• You may be able to save up to $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Teenagers are the costliest to insure, as much as $367 each month if the policy includes full coverage
• Drivers considered higher risk with reckless driving or DUI convictions pay on average $1,340 more every year for car insurance