Audi TT RS Insurance Rates

U.S. average auto insurance rates for an Audi TT RS are $1,174 annually with full coverage. Comprehensive insurance costs on average $260, collision insurance costs $372, and liability coverage costs around $406. Liability-only coverage costs as low as $450 a year, and high-risk coverage costs $2,518 or more. Teenage drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Rates are based on $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all TT RS models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have fewer collision claims than densely populated cities. The example below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi TT RS insurance rates for different risk profiles and scenarios.

• The best discount rate is $688
• Using higher $1,000 deductibles will save around $144 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,174
• Using pricier low deductibles for physical damage coverage costs an additional $274 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,518
• The price with full coverage for a teenage driver for full coverage may cost $4,398 or more

Auto insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. Audi TT RS insurance for high-risk drivers can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $420 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see prices as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,580 on average in Florida, Michigan, and New York.

How to Buy the Best Cheap Audi TT RS Insurance

Getting lower rates on auto insurance requires not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates every year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a quick review of the coverage data presented in the illustrations above.

• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $425 each year
• Teens are charged the highest prices, costing up to $367 a month if full coverage is included
• Drivers with a DUI or reckless driving violation pay an average of $1,340 more each year for TT RS insurance