Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive costs around $382, collision insurance costs $714, and liability is $398. A policy with only liability insurance costs around $460 a year, and a high-risk policy costs around $3,584. Teenage drivers pay the most at up to $6,002 a year.

Average premium for full coverage: $1,652

Premium estimates for type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance rates.

These rate differences demonstrate why everyone should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Audi TT insurance rates for additional coverage choices and driver risks.

• The best discount rate is $931
• Raising to $1,000 deductibles will save about $248 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,652
• Using pricier low deductibles will increase the cost to $2,138
• Drivers who are prone to accidents and violations could pay at least $3,584
• An auto insurance policy for full coverage for a 16-year-old driver for full coverage can be $6,002

View Chart as Image

Car insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged as much as $6,000 a year. View Rates by Age

Where you choose to live also has a big influence on Audi TT insurance prices. A middle-age driver might find prices as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $740 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $2,000 to $2,700 extra annually, depending on your age. Audi TT insurance for high-risk drivers is expensive and can cost from 45% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Audi TT Insurance

Finding better rates on insurance for an Audi TT consists of being a good driver, having above-average credit, being claim-free, and consideration of higher deductibles. Invest the time to compare rates every couple of years by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a recap of the material that was presented in the illustrations above.

• Insureds who may need an increased level of liability coverage will pay an extra $440 every year to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, possibly costing $500 per month if full coverage is included
• Drivers considered higher risk that have major violations or accidents pay an average of $1,930 more every year than a safer driver
• Increasing policy deductibles can save around $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.