Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,640 a year with full coverage. Comprehensive costs around $368 a year, collision insurance costs $698, and liability is estimated at $416. A liability-only policy costs approximately $474 a year, and high-risk insurance costs around $3,560. Teenage drivers pay the most at up to $6,000 a year.

Average premium for full coverage: $1,640

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and TT trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences demonstrate why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Audi TT insurance rates for additional coverage choices and driver risks.

• The best discount rate is $925
• Choosing higher $1,000 deductibles can save about $1,398 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,640
• Using low $100 deductibles for comp and collision coverage will increase the cost to $2,112
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,560
• An auto insurance policy for full coverage for a 16-year-old driver can be $6,000 each year

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay as much as $6,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,180 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,220 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $720 annually, while buying higher liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,900 to $2,600 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges from 43% to 129% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Audi TT Insurance

Finding better rates on insurance for an Audi TT takes being a good driver, having good credit, being claim-free, and possibly raising deductibles. Set aside time to compare rates every year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a summary of the coverage data covered above.

• You may be able to save up to $200 per year just by quoting early and online
• Increasing policy deductibles can save around $725 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $500 per month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,920 more every year than a safer driver

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.