Audi TTS Insurance Rates

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UPDATED: Apr 2, 2024

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Average insurance rates for an Audi TTS are $1,080 a year including full coverage. Comprehensive insurance costs around $228 a year, collision insurance costs $314, and liability coverage is $402. A policy with just liability insurance costs around $446 a year, and coverage for high-risk drivers costs $2,316 or more. Teens receive the highest rates at up to $4,108 a year.

Average premium for full coverage: $1,080

Rate estimates for individual coverage type:

Comprehensive $228
Collision $314
Liability $402

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and TTS trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as low as $446 for just liability insurance to a high of $2,316 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,080
High Risk $2,316

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

These examples highlight why it is important to compare rates quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Audi TTS insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $639
  • Raising to $1,000 deductibles will save about $954 every year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,080
  • Selecting low $100 deductibles will cost an extra $234 each year
  • Unlucky drivers with serious driving violations could pay at least $2,316
  • The cost for full coverage for a teenage driver can be $4,108

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing Audi TTS insurance prices range from $639 to $4,108 for full coverage

Insurance rates for an Audi TTS can also vary considerably based on your driver profile, the model of your TTS, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

Where you live also has a big influence on Audi TTS insurance rates. A middle-age driver might find rates as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $826 -$254 -23.5%
Arizona $894 -$186 -17.2%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,030 -$50 -4.6%
Connecticut $1,108 $28 2.6%
Delaware $1,220 $140 13.0%
Florida $1,346 $266 24.6%
Georgia $998 -$82 -7.6%
Hawaii $776 -$304 -28.1%
Idaho $730 -$350 -32.4%
Illinois $804 -$276 -25.6%
Indiana $814 -$266 -24.6%
Iowa $728 -$352 -32.6%
Kansas $1,024 -$56 -5.2%
Kentucky $1,470 $390 36.1%
Louisiana $1,596 $516 47.8%
Maine $666 -$414 -38.3%
Maryland $890 -$190 -17.6%
Massachusetts $860 -$220 -20.4%
Michigan $1,872 $792 73.3%
Minnesota $902 -$178 -16.5%
Mississippi $1,292 $212 19.6%
Missouri $956 -$124 -11.5%
Montana $1,158 $78 7.2%
Nebraska $850 -$230 -21.3%
Nevada $1,292 $212 19.6%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $954 -$126 -11.7%
New York $1,136 $56 5.2%
North Carolina $620 -$460 -42.6%
North Dakota $884 -$196 -18.1%
Ohio $742 -$338 -31.3%
Oklahoma $1,106 $26 2.4%
Oregon $988 -$92 -8.5%
Pennsylvania $1,028 -$52 -4.8%
Rhode Island $1,438 $358 33.1%
South Carolina $978 -$102 -9.4%
South Dakota $910 -$170 -15.7%
Tennessee $942 -$138 -12.8%
Texas $1,300 $220 20.4%
Utah $798 -$282 -26.1%
Vermont $736 -$344 -31.9%
Virginia $646 -$434 -40.2%
Washington $832 -$248 -23.0%
West Virginia $988 -$92 -8.5%
Wisconsin $746 -$334 -30.9%
Wyoming $960 -$120 -11.1%

View Chart as Image

Audi TTS insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 a year, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,300 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 135% more than the average policy. View High Risk Driver Rates

Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $394 $714 $338 $1,582
2022 Audi TTS $382 $698 $354 $1,570
2021 Audi TTS $368 $668 $364 $1,536
2020 Audi TTS $348 $646 $376 $1,506
2019 Audi TTS $334 $598 $384 $1,452
2018 Audi TTS $320 $564 $388 $1,408
2016 Audi TTS $288 $466 $390 $1,280
2015 Audi TTS $278 $436 $394 $1,244
2014 Audi TTS $270 $406 $402 $1,214
2012 Audi TTS $244 $342 $406 $1,128
2011 Audi TTS $228 $314 $402 $1,080
2010 Audi TTS $214 $284 $402 $1,036

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi TTS Insurance

Saving money on auto insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Set aside time to compare rates at every other renewal by quoting rates from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The list below is a condensed summary of the concepts that were covered above.

  • Drivers with multiple at-fault accidents pay on average $1,240 more every year for car insurance
  • Teenagers are charged the highest rates, as much as $342 per month including comprehensive and collision insurance
  • You may be able to save up to $130 per year just by quoting early and online
  • Increasing deductibles can save around $350 each year
  • You may be able to save up to $130 per year just by quoting early and online

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $4,108
20 $2,448
30 $1,114
40 $1,080
50 $986
60 $966

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,314
$250 $1,208
$500 $1,080
$1,000 $954

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,160
100/300 $1,261
250/500 $1,522
100 CSL $1,201
300 CSL $1,422
500 CSL $1,583

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,832
20 $3,898
30 $2,352
40 $2,316
50 $2,206
60 $2,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $56
Homeowner $17
5-yr Accident Free $72
5-yr Claim Free $69
Paid in Full/EFT $44
Advance Quote $50
Online Quote $76
Total Discounts $441
Rate after discounts $639

Discounts are estimated and may not be available from every company or in every state.

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