Audi TTS Insurance Rates
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Michelle Robbins
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UPDATED: Apr 2, 2024
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Average auto insurance rates for an Audi TTS are $1,036 annually with full coverage. Comprehensive insurance costs an estimated $214 a year, collision costs $284, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing $2,222 or more. Teens receive the highest rates at $3,974 a year or more.
Average premium for full coverage: $1,036
Rate estimates broken down by individual coverage type:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and TTS trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as cheap as $446 for just the minimum liability insurance to a high of $2,222 for a driver required to buy high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than cities with more traffic congestion.
The diagram below illustrates how location helps determine insurance prices.
These examples demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Audi TTS insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $618
- Choosing higher $1,000 deductibles can save approximately $922 annually
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,036
- Selecting low $100 deductibles for comp and collision coverage costs an additional $218 annually
- Higher-risk drivers with serious driving violations could pay up to $2,222 or more
- The cost with full coverage for a 16-year-old driver can cost as much as $3,974 each year
Car insurance rates for an Audi TTS can also vary considerably based on the trim level of your TTS, your driving record, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged at least $3,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $340 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Audi TTS insurance prices. A good driver about age 40 could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,400 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$98 | -9.5% |
| Alaska | $794 | -$242 | -23.4% |
| Arizona | $860 | -$176 | -17.0% |
| Arkansas | $1,036 | -$0 | 0.0% |
| California | $1,180 | $144 | 13.9% |
| Colorado | $988 | -$48 | -4.6% |
| Connecticut | $1,064 | $28 | 2.7% |
| Delaware | $1,170 | $134 | 12.9% |
| Florida | $1,294 | $258 | 24.9% |
| Georgia | $960 | -$76 | -7.3% |
| Hawaii | $744 | -$292 | -28.2% |
| Idaho | $700 | -$336 | -32.4% |
| Illinois | $772 | -$264 | -25.5% |
| Indiana | $782 | -$254 | -24.5% |
| Iowa | $698 | -$338 | -32.6% |
| Kansas | $984 | -$52 | -5.0% |
| Kentucky | $1,412 | $376 | 36.3% |
| Louisiana | $1,534 | $498 | 48.1% |
| Maine | $640 | -$396 | -38.2% |
| Maryland | $856 | -$180 | -17.4% |
| Massachusetts | $826 | -$210 | -20.3% |
| Michigan | $1,798 | $762 | 73.6% |
| Minnesota | $868 | -$168 | -16.2% |
| Mississippi | $1,242 | $206 | 19.9% |
| Missouri | $918 | -$118 | -11.4% |
| Montana | $1,112 | $76 | 7.3% |
| Nebraska | $814 | -$222 | -21.4% |
| Nevada | $1,242 | $206 | 19.9% |
| New Hampshire | $748 | -$288 | -27.8% |
| New Jersey | $1,158 | $122 | 11.8% |
| New Mexico | $916 | -$120 | -11.6% |
| New York | $1,092 | $56 | 5.4% |
| North Carolina | $598 | -$438 | -42.3% |
| North Dakota | $852 | -$184 | -17.8% |
| Ohio | $714 | -$322 | -31.1% |
| Oklahoma | $1,062 | $26 | 2.5% |
| Oregon | $948 | -$88 | -8.5% |
| Pennsylvania | $988 | -$48 | -4.6% |
| Rhode Island | $1,382 | $346 | 33.4% |
| South Carolina | $940 | -$96 | -9.3% |
| South Dakota | $874 | -$162 | -15.6% |
| Tennessee | $908 | -$128 | -12.4% |
| Texas | $1,250 | $214 | 20.7% |
| Utah | $766 | -$270 | -26.1% |
| Vermont | $706 | -$330 | -31.9% |
| Virginia | $620 | -$416 | -40.2% |
| Washington | $800 | -$236 | -22.8% |
| West Virginia | $950 | -$86 | -8.3% |
| Wisconsin | $716 | -$320 | -30.9% |
| Wyoming | $922 | -$114 | -11.0% |

With so much variability in rates, the best way to find out which company is cheapest is to get quotes from multiple companies. Each auto insurer calculates rates differently, so rate quotes can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TTS | $382 | $698 | $354 | $1,570 |
| 2022 Audi TTS | $368 | $668 | $364 | $1,536 |
| 2021 Audi TTS | $348 | $646 | $376 | $1,506 |
| 2020 Audi TTS | $334 | $598 | $384 | $1,452 |
| 2019 Audi TTS | $320 | $564 | $388 | $1,408 |
| 2018 Audi TTS | $308 | $506 | $390 | $1,340 |
| 2016 Audi TTS | $278 | $436 | $394 | $1,244 |
| 2015 Audi TTS | $270 | $406 | $402 | $1,214 |
| 2014 Audi TTS | $250 | $378 | $402 | $1,166 |
| 2012 Audi TTS | $228 | $314 | $402 | $1,080 |
| 2011 Audi TTS | $214 | $284 | $402 | $1,036 |
| 2010 Audi TTS | $208 | $256 | $398 | $998 |
Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Audi TTS Insurance
Saving money on insurance for an Audi TTS takes being a good driver, having a good credit score, eliminating unnecessary coverage, and not having any coverage lapses. Invest time comparing rates at every policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.
The following list is a summary of the data covered in the charts and tables above.
- Insureds who want an increased level of liability coverage will pay approximately $440 every year to raise limits from a minimum limit to higher 250/500 limits
- You may be able to save approximately $120 per year simply by quoting early and online
- Increasing deductibles could save up to $325 each year
- Drivers age 16 to 20 have the highest car insurance rates, with premiums as much as $331 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,974 |
| 20 | $2,350 |
| 30 | $1,068 |
| 40 | $1,036 |
| 50 | $950 |
| 60 | $930 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,254 |
| $250 | $1,156 |
| $500 | $1,036 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,036 |
| 50/100 | $1,116 |
| 100/300 | $1,217 |
| 250/500 | $1,478 |
| 100 CSL | $1,157 |
| 300 CSL | $1,378 |
| 500 CSL | $1,539 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,634 |
| 20 | $3,740 |
| 30 | $2,254 |
| 40 | $2,222 |
| 50 | $2,118 |
| 60 | $2,098 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $418 |
Discounts are estimated and may not be available from every company or in every state.
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