Audi TTS Insurance Rates

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UPDATED: Apr 2, 2024

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The average auto insurance rates for an Audi TTS are $1,036 annually for full coverage. Comprehensive costs an estimated $214, collision costs $284, and liability insurance costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $2,222. Teenage drivers cost the most to insure at $3,974 a year or more.

Average premium for full coverage: $1,036

Policy rates broken down by type of insurance:

Comprehensive $214
Collision $284
Liability $402

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all TTS models.

Price Range Variability

For a driver in their 40's, Audi TTS insurance rates go from as cheap as $446 for basic liability insurance to the much higher price of $2,222 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $1,036
High Risk $2,222

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

Rural Areas $777
Small Cities $1,088
Large Cities $1,399

The examples above show why everyone should compare prices for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows estimated Audi TTS insurance rates for other coverage scenarios.

  • The best discount rate is $618
  • Using higher $1,000 deductibles will save approximately $114 a year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,036
  • Using pricier low deductibles for physical damage coverage will cost $1,254
  • Drivers who are prone to accidents and violations could pay up to $2,222 or more
  • Policy cost with full coverage for a teen driver for full coverage can cost as much as $3,974 or more

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing full coverage Audi TTS insurance rates range from $618 to $3,974

Car insurance rates for an Audi TTS also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $3,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,200 to $1,700 extra every year, depending on your age. Audi TTS insurance for high-risk drivers can be anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $340 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi TTS insurance rates. A driver around age 40 might see rates as low as $680 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,480 on average in New York, Louisiana, and Michigan.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $938 -$98 -9.5%
Alaska $794 -$242 -23.4%
Arizona $860 -$176 -17.0%
Arkansas $1,036 -$0 0.0%
California $1,180 $144 13.9%
Colorado $988 -$48 -4.6%
Connecticut $1,064 $28 2.7%
Delaware $1,170 $134 12.9%
Florida $1,294 $258 24.9%
Georgia $960 -$76 -7.3%
Hawaii $744 -$292 -28.2%
Idaho $700 -$336 -32.4%
Illinois $772 -$264 -25.5%
Indiana $782 -$254 -24.5%
Iowa $698 -$338 -32.6%
Kansas $984 -$52 -5.0%
Kentucky $1,412 $376 36.3%
Louisiana $1,534 $498 48.1%
Maine $640 -$396 -38.2%
Maryland $856 -$180 -17.4%
Massachusetts $826 -$210 -20.3%
Michigan $1,798 $762 73.6%
Minnesota $868 -$168 -16.2%
Mississippi $1,242 $206 19.9%
Missouri $918 -$118 -11.4%
Montana $1,112 $76 7.3%
Nebraska $814 -$222 -21.4%
Nevada $1,242 $206 19.9%
New Hampshire $748 -$288 -27.8%
New Jersey $1,158 $122 11.8%
New Mexico $916 -$120 -11.6%
New York $1,092 $56 5.4%
North Carolina $598 -$438 -42.3%
North Dakota $852 -$184 -17.8%
Ohio $714 -$322 -31.1%
Oklahoma $1,062 $26 2.5%
Oregon $948 -$88 -8.5%
Pennsylvania $988 -$48 -4.6%
Rhode Island $1,382 $346 33.4%
South Carolina $940 -$96 -9.3%
South Dakota $874 -$162 -15.6%
Tennessee $908 -$128 -12.4%
Texas $1,250 $214 20.7%
Utah $766 -$270 -26.1%
Vermont $706 -$330 -31.9%
Virginia $620 -$416 -40.2%
Washington $800 -$236 -22.8%
West Virginia $950 -$86 -8.3%
Wisconsin $716 -$320 -30.9%
Wyoming $922 -$114 -11.0%

View Chart as Image

Audi TTS insurance rates by U.S. city

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $382 $698 $354 $1,570
2022 Audi TTS $368 $668 $364 $1,536
2021 Audi TTS $348 $646 $376 $1,506
2020 Audi TTS $334 $598 $384 $1,452
2019 Audi TTS $320 $564 $388 $1,408
2018 Audi TTS $308 $506 $390 $1,340
2016 Audi TTS $278 $436 $394 $1,244
2015 Audi TTS $270 $406 $402 $1,214
2014 Audi TTS $250 $378 $402 $1,166
2012 Audi TTS $228 $314 $402 $1,080
2011 Audi TTS $214 $284 $402 $1,036
2010 Audi TTS $208 $256 $398 $998

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Audi TTS Insurance

Finding cheaper rates on Audi TTS insurance requires being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Invest time comparing rates every year by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a brief recap of the coverage data covered in the charts and tables above.

  • Drivers can save approximately $120 per year simply by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save up to $325 each year
  • Teen drivers have the highest car insurance rates, costing up to $331 each month if comprehensive and collision insurance is included
  • High-risk drivers who tend to receive serious violations may pay on average $1,190 more annually to insure their TTS

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $3,974
20 $2,350
30 $1,068
40 $1,036
50 $950
60 $930

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,254
$250 $1,156
$500 $1,036
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,036
50/100 $1,116
100/300 $1,217
250/500 $1,478
100 CSL $1,157
300 CSL $1,378
500 CSL $1,539

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,634
20 $3,740
30 $2,254
40 $2,222
50 $2,118
60 $2,098

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $54
Homeowner $17
5-yr Accident Free $67
5-yr Claim Free $66
Paid in Full/EFT $41
Advance Quote $47
Online Quote $72
Total Discounts $418
Rate after discounts $618

Discounts are estimated and may not be available from every company or in every state.

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