Audi TTS Insurance Rates
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Michelle Robbins
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UPDATED: Apr 2, 2024
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The average auto insurance rates for an Audi TTS are $1,036 annually including full coverage. Comprehensive insurance costs an estimated $214 each year, collision insurance costs $284, and liability is $402. Liability-only insurance costs around $446 a year, and high-risk driver insurance costs $2,222 or more. Teen drivers cost the most to insure at up to $3,974 a year.
Average premium for full coverage: $1,036
Policy rates broken down by type of insurance:
These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and TTS models.
Price Range Variability
For a 40-year-old driver, Audi TTS insurance rates range from as cheap as $446 for liability-only coverage to a high rate of $2,222 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how your location can change insurance prices.
The examples above highlight why all drivers should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Audi TTS insurance rates for other coverage scenarios.
- The lowest rate with discounts is $618
- Raising to $1,000 deductibles will save approximately $114 every year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,036
- Choosing low deductibles costs an additional $218 every year
- At-risk drivers with multiple violations and an at-fault accident could pay up to $2,222
- Policy cost with full coverage for a teen driver can cost as much as $3,974
Auto insurance rates for an Audi TTS also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.
More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $340 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every year. View Rates by Deductible or Liability Limit
Your home state also has a big influence on Audi TTS insurance prices. A middle-age driver might find rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,480 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$98 | -9.5% |
| Alaska | $794 | -$242 | -23.4% |
| Arizona | $860 | -$176 | -17.0% |
| Arkansas | $1,036 | -$0 | 0.0% |
| California | $1,180 | $144 | 13.9% |
| Colorado | $988 | -$48 | -4.6% |
| Connecticut | $1,064 | $28 | 2.7% |
| Delaware | $1,170 | $134 | 12.9% |
| Florida | $1,294 | $258 | 24.9% |
| Georgia | $960 | -$76 | -7.3% |
| Hawaii | $744 | -$292 | -28.2% |
| Idaho | $700 | -$336 | -32.4% |
| Illinois | $772 | -$264 | -25.5% |
| Indiana | $782 | -$254 | -24.5% |
| Iowa | $698 | -$338 | -32.6% |
| Kansas | $984 | -$52 | -5.0% |
| Kentucky | $1,412 | $376 | 36.3% |
| Louisiana | $1,534 | $498 | 48.1% |
| Maine | $640 | -$396 | -38.2% |
| Maryland | $856 | -$180 | -17.4% |
| Massachusetts | $826 | -$210 | -20.3% |
| Michigan | $1,798 | $762 | 73.6% |
| Minnesota | $868 | -$168 | -16.2% |
| Mississippi | $1,242 | $206 | 19.9% |
| Missouri | $918 | -$118 | -11.4% |
| Montana | $1,112 | $76 | 7.3% |
| Nebraska | $814 | -$222 | -21.4% |
| Nevada | $1,242 | $206 | 19.9% |
| New Hampshire | $748 | -$288 | -27.8% |
| New Jersey | $1,158 | $122 | 11.8% |
| New Mexico | $916 | -$120 | -11.6% |
| New York | $1,092 | $56 | 5.4% |
| North Carolina | $598 | -$438 | -42.3% |
| North Dakota | $852 | -$184 | -17.8% |
| Ohio | $714 | -$322 | -31.1% |
| Oklahoma | $1,062 | $26 | 2.5% |
| Oregon | $948 | -$88 | -8.5% |
| Pennsylvania | $988 | -$48 | -4.6% |
| Rhode Island | $1,382 | $346 | 33.4% |
| South Carolina | $940 | -$96 | -9.3% |
| South Dakota | $874 | -$162 | -15.6% |
| Tennessee | $908 | -$128 | -12.4% |
| Texas | $1,250 | $214 | 20.7% |
| Utah | $766 | -$270 | -26.1% |
| Vermont | $706 | -$330 | -31.9% |
| Virginia | $620 | -$416 | -40.2% |
| Washington | $800 | -$236 | -22.8% |
| West Virginia | $950 | -$86 | -8.3% |
| Wisconsin | $716 | -$320 | -30.9% |
| Wyoming | $922 | -$114 | -11.0% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TTS | $382 | $698 | $354 | $1,570 |
| 2022 Audi TTS | $368 | $668 | $364 | $1,536 |
| 2021 Audi TTS | $348 | $646 | $376 | $1,506 |
| 2020 Audi TTS | $334 | $598 | $384 | $1,452 |
| 2019 Audi TTS | $320 | $564 | $388 | $1,408 |
| 2018 Audi TTS | $308 | $506 | $390 | $1,340 |
| 2016 Audi TTS | $278 | $436 | $394 | $1,244 |
| 2015 Audi TTS | $270 | $406 | $402 | $1,214 |
| 2014 Audi TTS | $250 | $378 | $402 | $1,166 |
| 2012 Audi TTS | $228 | $314 | $402 | $1,080 |
| 2011 Audi TTS | $214 | $284 | $402 | $1,036 |
| 2010 Audi TTS | $208 | $256 | $398 | $998 |
Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Audi TTS Insurance
Finding cheaper rates on car insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to shop around at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
Below you'll find a brief summary of the data illustrated above.
- Policyholders who want more liability protection will pay about $440 per year to raise from a 30/60 limit to higher 250/500 limits
- You may be able to save approximately $120 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $325 each year
- Youthful drivers are the costliest to insure, with premiums being up to $331 each month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,974 |
| 20 | $2,350 |
| 30 | $1,068 |
| 40 | $1,036 |
| 50 | $950 |
| 60 | $930 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,254 |
| $250 | $1,156 |
| $500 | $1,036 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,036 |
| 50/100 | $1,116 |
| 100/300 | $1,217 |
| 250/500 | $1,478 |
| 100 CSL | $1,157 |
| 300 CSL | $1,378 |
| 500 CSL | $1,539 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,634 |
| 20 | $3,740 |
| 30 | $2,254 |
| 40 | $2,222 |
| 50 | $2,118 |
| 60 | $2,098 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $418 |
Discounts are estimated and may not be available from every company or in every state.
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