Audi TTS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 2, 2024
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Estimated insurance prices for an Audi TTS are $1,036 every 12 months including full coverage. Comprehensive costs an estimated $214 a year, collision insurance costs $284, and liability costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,222. 16-year-old drivers pay the most at up to $3,974 a year.
Average premium for full coverage: $1,036
Premium estimates broken down by type of coverage:
Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and TTS trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for an Audi TTS range from the cheapest price of $446 for just liability insurance to a high of $2,222 for high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.
These rate differences highlight why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down average Audi TTS insurance rates for other coverage scenarios.
- The best full coverage rate is $618
- Using higher $1,000 deductibles will save approximately $922 every year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,036
- Buying low $100 deductibles for physical damage coverage increases the price to $1,254
- High-risk insureds with multiple tickets or accidents could pay up to $2,222
- An auto insurance policy to insure a 16-year-old driver can cost as much as $3,974 or more
Insurance prices for an Audi TTS also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles could cut prices by as much as $340 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $362 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $3,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy can be from 43% to 129% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Audi TTS insurance prices. A driver around age 40 might see prices as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,480 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$98 | -9.5% |
| Alaska | $794 | -$242 | -23.4% |
| Arizona | $860 | -$176 | -17.0% |
| Arkansas | $1,036 | -$0 | 0.0% |
| California | $1,180 | $144 | 13.9% |
| Colorado | $988 | -$48 | -4.6% |
| Connecticut | $1,064 | $28 | 2.7% |
| Delaware | $1,170 | $134 | 12.9% |
| Florida | $1,294 | $258 | 24.9% |
| Georgia | $960 | -$76 | -7.3% |
| Hawaii | $744 | -$292 | -28.2% |
| Idaho | $700 | -$336 | -32.4% |
| Illinois | $772 | -$264 | -25.5% |
| Indiana | $782 | -$254 | -24.5% |
| Iowa | $698 | -$338 | -32.6% |
| Kansas | $984 | -$52 | -5.0% |
| Kentucky | $1,412 | $376 | 36.3% |
| Louisiana | $1,534 | $498 | 48.1% |
| Maine | $640 | -$396 | -38.2% |
| Maryland | $856 | -$180 | -17.4% |
| Massachusetts | $826 | -$210 | -20.3% |
| Michigan | $1,798 | $762 | 73.6% |
| Minnesota | $868 | -$168 | -16.2% |
| Mississippi | $1,242 | $206 | 19.9% |
| Missouri | $918 | -$118 | -11.4% |
| Montana | $1,112 | $76 | 7.3% |
| Nebraska | $814 | -$222 | -21.4% |
| Nevada | $1,242 | $206 | 19.9% |
| New Hampshire | $748 | -$288 | -27.8% |
| New Jersey | $1,158 | $122 | 11.8% |
| New Mexico | $916 | -$120 | -11.6% |
| New York | $1,092 | $56 | 5.4% |
| North Carolina | $598 | -$438 | -42.3% |
| North Dakota | $852 | -$184 | -17.8% |
| Ohio | $714 | -$322 | -31.1% |
| Oklahoma | $1,062 | $26 | 2.5% |
| Oregon | $948 | -$88 | -8.5% |
| Pennsylvania | $988 | -$48 | -4.6% |
| Rhode Island | $1,382 | $346 | 33.4% |
| South Carolina | $940 | -$96 | -9.3% |
| South Dakota | $874 | -$162 | -15.6% |
| Tennessee | $908 | -$128 | -12.4% |
| Texas | $1,250 | $214 | 20.7% |
| Utah | $766 | -$270 | -26.1% |
| Vermont | $706 | -$330 | -31.9% |
| Virginia | $620 | -$416 | -40.2% |
| Washington | $800 | -$236 | -22.8% |
| West Virginia | $950 | -$86 | -8.3% |
| Wisconsin | $716 | -$320 | -30.9% |
| Wyoming | $922 | -$114 | -11.0% |

| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TTS | $382 | $698 | $354 | $1,570 |
| 2022 Audi TTS | $368 | $668 | $364 | $1,536 |
| 2021 Audi TTS | $348 | $646 | $376 | $1,506 |
| 2020 Audi TTS | $334 | $598 | $384 | $1,452 |
| 2019 Audi TTS | $320 | $564 | $388 | $1,408 |
| 2018 Audi TTS | $308 | $506 | $390 | $1,340 |
| 2016 Audi TTS | $278 | $436 | $394 | $1,244 |
| 2015 Audi TTS | $270 | $406 | $402 | $1,214 |
| 2014 Audi TTS | $250 | $378 | $402 | $1,166 |
| 2012 Audi TTS | $228 | $314 | $402 | $1,080 |
| 2011 Audi TTS | $214 | $284 | $402 | $1,036 |
| 2010 Audi TTS | $208 | $256 | $398 | $998 |
Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Audi TTS Insurance
Finding better rates on insurance for an Audi TTS requires avoiding accidents and claims, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to compare rates every couple of years by requesting rates from direct car insurance companies, and also from local insurance agencies.
The points below are a quick review of the material that was covered above.
- Insureds who want increased liability limits will pay around $440 per year to increase from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 are expensive to insure, with the cost nearing $331 per month if full coverage is included
- Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,190 more annually to insure an Audi TTS
- Increasing policy deductibles could save as much as $325 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,974 |
| 20 | $2,350 |
| 30 | $1,068 |
| 40 | $1,036 |
| 50 | $950 |
| 60 | $930 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,254 |
| $250 | $1,156 |
| $500 | $1,036 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,036 |
| 50/100 | $1,116 |
| 100/300 | $1,217 |
| 250/500 | $1,478 |
| 100 CSL | $1,157 |
| 300 CSL | $1,378 |
| 500 CSL | $1,539 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,634 |
| 20 | $3,740 |
| 30 | $2,254 |
| 40 | $2,222 |
| 50 | $2,118 |
| 60 | $2,098 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $418 |
Discounts are estimated and may not be available from every company or in every state.
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