Audi TTS Insurance Rates

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UPDATED: Apr 2, 2024

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The average insurance rates for an Audi TTS are $1,036 a year including full coverage. Comprehensive costs around $214 each year, collision insurance costs $284, and liability is $402. Buying just liability costs around $446 a year, and insurance for high-risk drivers costs around $2,222. Teens cost the most to insure at up to $3,974 a year.

Average premium for full coverage: $1,036

Policy rates for type of insurance:

Comprehensive $214
Collision $284
Liability $402

These estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and TTS models.

Price Range Variability

Using a middle-aged driver as an example, Audi TTS insurance rates range from as low as $446 for basic liability insurance to a high rate of $2,222 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $1,036
High Risk $2,222

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $777
Small Cities $1,088
Large Cities $1,399

The examples above highlight why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Audi TTS insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $618
  • Raising to $1,000 deductibles will save about $114 every year
  • The average rate for a good driver age 40 using $500 deductibles is $1,036
  • Selecting low deductibles will increase the cost to $1,254
  • Drivers with serious driving violations could pay at least $2,222
  • Policy cost for full coverage for a 16-year-old driver can be $3,974

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing Audi TTS insurance rates range from $618 to $3,974 for full coverage

Insurance rates for an Audi TTS also range considerably based on your risk profile, the model of your TTS, and deductibles and policy limits.

More mature drivers with a clean driving record and high deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $3,900 a year. View Rates by Age

Your home state also has a big influence on Audi TTS insurance prices. A middle-age driver might find rates as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,480 on average in Michigan, New York, and Louisiana.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $938 -$98 -9.5%
Alaska $794 -$242 -23.4%
Arizona $860 -$176 -17.0%
Arkansas $1,036 -$0 0.0%
California $1,180 $144 13.9%
Colorado $988 -$48 -4.6%
Connecticut $1,064 $28 2.7%
Delaware $1,170 $134 12.9%
Florida $1,294 $258 24.9%
Georgia $960 -$76 -7.3%
Hawaii $744 -$292 -28.2%
Idaho $700 -$336 -32.4%
Illinois $772 -$264 -25.5%
Indiana $782 -$254 -24.5%
Iowa $698 -$338 -32.6%
Kansas $984 -$52 -5.0%
Kentucky $1,412 $376 36.3%
Louisiana $1,534 $498 48.1%
Maine $640 -$396 -38.2%
Maryland $856 -$180 -17.4%
Massachusetts $826 -$210 -20.3%
Michigan $1,798 $762 73.6%
Minnesota $868 -$168 -16.2%
Mississippi $1,242 $206 19.9%
Missouri $918 -$118 -11.4%
Montana $1,112 $76 7.3%
Nebraska $814 -$222 -21.4%
Nevada $1,242 $206 19.9%
New Hampshire $748 -$288 -27.8%
New Jersey $1,158 $122 11.8%
New Mexico $916 -$120 -11.6%
New York $1,092 $56 5.4%
North Carolina $598 -$438 -42.3%
North Dakota $852 -$184 -17.8%
Ohio $714 -$322 -31.1%
Oklahoma $1,062 $26 2.5%
Oregon $948 -$88 -8.5%
Pennsylvania $988 -$48 -4.6%
Rhode Island $1,382 $346 33.4%
South Carolina $940 -$96 -9.3%
South Dakota $874 -$162 -15.6%
Tennessee $908 -$128 -12.4%
Texas $1,250 $214 20.7%
Utah $766 -$270 -26.1%
Vermont $706 -$330 -31.9%
Virginia $620 -$416 -40.2%
Washington $800 -$236 -22.8%
West Virginia $950 -$86 -8.3%
Wisconsin $716 -$320 -30.9%
Wyoming $922 -$114 -11.0%

View Chart as Image

Audi TTS insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $340 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 129% more than the average policy. View High Risk Driver Rates

Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $382 $698 $354 $1,570
2022 Audi TTS $368 $668 $364 $1,536
2021 Audi TTS $348 $646 $376 $1,506
2020 Audi TTS $334 $598 $384 $1,452
2019 Audi TTS $320 $564 $388 $1,408
2018 Audi TTS $308 $506 $390 $1,340
2016 Audi TTS $278 $436 $394 $1,244
2015 Audi TTS $270 $406 $402 $1,214
2014 Audi TTS $250 $378 $402 $1,166
2012 Audi TTS $228 $314 $402 $1,080
2011 Audi TTS $214 $284 $402 $1,036
2010 Audi TTS $208 $256 $398 $998

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi TTS Insurance

Finding cheaper rates on insurance for an Audi TTS consists of being a good driver, maintaining good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Take the time to comparison shop once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the data that was touched on in the above illustrations.

  • You may be able to save up to $120 per year just by quoting online in advance
  • Insureds who may need an increased level of liability coverage will pay approximately $440 per year to raise from a 30/60 limit to 250/500 limits
  • Drivers age 16 to 20 pay higher rates, with premiums being up to $331 each month for full coverage
  • Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,190 more every year than a safer driver

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $3,974
20 $2,350
30 $1,068
40 $1,036
50 $950
60 $930

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,254
$250 $1,156
$500 $1,036
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,036
50/100 $1,116
100/300 $1,217
250/500 $1,478
100 CSL $1,157
300 CSL $1,378
500 CSL $1,539

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,634
20 $3,740
30 $2,254
40 $2,222
50 $2,118
60 $2,098

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $54
Homeowner $17
5-yr Accident Free $67
5-yr Claim Free $66
Paid in Full/EFT $41
Advance Quote $47
Online Quote $72
Total Discounts $418
Rate after discounts $618

Discounts are estimated and may not be available from every company or in every state.

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