Audi TTS Insurance Rates

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UPDATED: Apr 2, 2024

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Average insurance prices for an Audi TTS are $1,080 every 12 months for full coverage. Comprehensive insurance costs around $228 each year, collision costs $314, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,316 or more. Teen drivers receive the highest rates at $4,108 a year or more.

Average premium for full coverage: $1,080

Rate estimates for individual coverage type:

Comprehensive $228
Collision $314
Liability $402

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and TTS models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the cheapest price of $446 for minimum levels of liability insurance to a high rate of $2,316 for a high-risk insurance policy.

Liability Only $446
Full Coverage $1,080
High Risk $2,316

Price Range by Location

Where you live can have significant affects on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than larger metro areas.

The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $810
Small Cities $1,134
Large Cities $1,458

These examples show why all drivers should compare prices for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Audi TTS insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $639
  • Using higher $1,000 deductibles will save about $126 a year
  • The average price for a 40-year-old driver using $500 deductibles is $1,080
  • Choosing low deductibles for physical damage coverage costs an extra $234 every year
  • Drivers with multiple violations and an at-fault accident could pay at least $2,316 or more
  • The cost to insure a teen driver can be $4,108 or more

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing full coverage Audi TTS insurance prices range from $639 to $4,108

Insurance rates for an Audi TTS can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $360 every year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay as much as $4,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 135% more than average. View High Risk Driver Rates

Where you live has a huge impact on Audi TTS insurance prices. A driver around age 40 might see rates as low as $710 a year in states like Idaho, Maine, and Iowa, or as much as $1,540 on average in Michigan, Louisiana, and New York.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $976 -$104 -9.6%
Alaska $826 -$254 -23.5%
Arizona $894 -$186 -17.2%
Arkansas $1,080 -$0 0.0%
California $1,230 $150 13.9%
Colorado $1,030 -$50 -4.6%
Connecticut $1,108 $28 2.6%
Delaware $1,220 $140 13.0%
Florida $1,346 $266 24.6%
Georgia $998 -$82 -7.6%
Hawaii $776 -$304 -28.1%
Idaho $730 -$350 -32.4%
Illinois $804 -$276 -25.6%
Indiana $814 -$266 -24.6%
Iowa $728 -$352 -32.6%
Kansas $1,024 -$56 -5.2%
Kentucky $1,470 $390 36.1%
Louisiana $1,596 $516 47.8%
Maine $666 -$414 -38.3%
Maryland $890 -$190 -17.6%
Massachusetts $860 -$220 -20.4%
Michigan $1,872 $792 73.3%
Minnesota $902 -$178 -16.5%
Mississippi $1,292 $212 19.6%
Missouri $956 -$124 -11.5%
Montana $1,158 $78 7.2%
Nebraska $850 -$230 -21.3%
Nevada $1,292 $212 19.6%
New Hampshire $778 -$302 -28.0%
New Jersey $1,206 $126 11.7%
New Mexico $954 -$126 -11.7%
New York $1,136 $56 5.2%
North Carolina $620 -$460 -42.6%
North Dakota $884 -$196 -18.1%
Ohio $742 -$338 -31.3%
Oklahoma $1,106 $26 2.4%
Oregon $988 -$92 -8.5%
Pennsylvania $1,028 -$52 -4.8%
Rhode Island $1,438 $358 33.1%
South Carolina $978 -$102 -9.4%
South Dakota $910 -$170 -15.7%
Tennessee $942 -$138 -12.8%
Texas $1,300 $220 20.4%
Utah $798 -$282 -26.1%
Vermont $736 -$344 -31.9%
Virginia $646 -$434 -40.2%
Washington $832 -$248 -23.0%
West Virginia $988 -$92 -8.5%
Wisconsin $746 -$334 -30.9%
Wyoming $960 -$120 -11.1%

View Chart as Image

Audi TTS insurance rates by U.S. city

With so much variability in rates, the only way to know your exact price is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates can be significantly different.

Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $394 $714 $338 $1,582
2022 Audi TTS $382 $698 $354 $1,570
2021 Audi TTS $368 $668 $364 $1,536
2020 Audi TTS $348 $646 $376 $1,506
2019 Audi TTS $334 $598 $384 $1,452
2018 Audi TTS $320 $564 $388 $1,408
2016 Audi TTS $288 $466 $390 $1,280
2015 Audi TTS $278 $436 $394 $1,244
2014 Audi TTS $270 $406 $402 $1,214
2012 Audi TTS $244 $342 $406 $1,128
2011 Audi TTS $228 $314 $402 $1,080
2010 Audi TTS $214 $284 $402 $1,036

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi TTS Insurance

Saving money on car insurance requires being a low-risk driver, having good credit, eliminating unneeded coverage, and insuring your home and auto with the same company. Take the time to comparison shop at least every other year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a recap of the car insurance concepts touched on in the above illustrations.

  • Higher risk drivers that have major violations or accidents may pay on average $1,240 more every year to insure their TTS
  • Drivers can save up to $130 per year simply by quoting online in advance
  • Increasing deductibles could save as much as $350 each year
  • Policyholders who may need more liability coverage will pay about $440 each year to increase from a minimum limit to a 250/500 level

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $4,108
20 $2,448
30 $1,114
40 $1,080
50 $986
60 $966

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,314
$250 $1,208
$500 $1,080
$1,000 $954

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,080
50/100 $1,160
100/300 $1,261
250/500 $1,522
100 CSL $1,201
300 CSL $1,422
500 CSL $1,583

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,832
20 $3,898
30 $2,352
40 $2,316
50 $2,206
60 $2,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $145

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $56
Homeowner $17
5-yr Accident Free $72
5-yr Claim Free $69
Paid in Full/EFT $44
Advance Quote $50
Online Quote $76
Total Discounts $441
Rate after discounts $639

Discounts are estimated and may not be available from every company or in every state.

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