Audi TTS Insurance Rates

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UPDATED: Apr 2, 2024

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U.S. average insurance prices for an Audi TTS are $1,036 every 12 months for full coverage. Comprehensive costs on average $214 each year, collision insurance costs $284, and liability costs around $402. Liability-only insurance costs as low as $446 a year, and high-risk driver insurance costs around $2,222. Teenage drivers pay the highest rates at up to $3,974 a year.

Average premium for full coverage: $1,036

Price estimates by individual coverage:

Comprehensive $214
Collision $284
Liability $402

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and TTS models.

Price Range from Low to High

Using a 40-year-old driver as an example, Audi TTS insurance prices range from the cheapest price of $446 for basic liability insurance to a high rate of $2,222 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $1,036
High Risk $2,222

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

Rural Areas $777
Small Cities $1,088
Large Cities $1,399

The ranges above show why all drivers should compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Audi TTS insurance rates for different risk profiles and scenarios.

  • The best discount rate is $618
  • Using higher $1,000 deductibles will save around $114 a year
  • The average price for the average middle-age driver with $500 deductibles is $1,036
  • Using low deductibles for physical damage coverage increases the price to $1,254
  • High-risk insureds who are prone to accidents and violations could pay upwards of $2,222
  • The price to insure a 16-year-old driver may cost $3,974 or more

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing Audi TTS insurance rates range from $618 to $3,974 for full coverage

Car insurance prices for an Audi TTS are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your TTS.

Using high physical damage deductibles could cut prices by as much as $340 annually, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $3,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers can be from 43% to 129% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Audi TTS insurance prices. A driver around age 40 might see prices as low as $680 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,480 on average in Michigan, Louisiana, and New York.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $938 -$98 -9.5%
Alaska $794 -$242 -23.4%
Arizona $860 -$176 -17.0%
Arkansas $1,036 -$0 0.0%
California $1,180 $144 13.9%
Colorado $988 -$48 -4.6%
Connecticut $1,064 $28 2.7%
Delaware $1,170 $134 12.9%
Florida $1,294 $258 24.9%
Georgia $960 -$76 -7.3%
Hawaii $744 -$292 -28.2%
Idaho $700 -$336 -32.4%
Illinois $772 -$264 -25.5%
Indiana $782 -$254 -24.5%
Iowa $698 -$338 -32.6%
Kansas $984 -$52 -5.0%
Kentucky $1,412 $376 36.3%
Louisiana $1,534 $498 48.1%
Maine $640 -$396 -38.2%
Maryland $856 -$180 -17.4%
Massachusetts $826 -$210 -20.3%
Michigan $1,798 $762 73.6%
Minnesota $868 -$168 -16.2%
Mississippi $1,242 $206 19.9%
Missouri $918 -$118 -11.4%
Montana $1,112 $76 7.3%
Nebraska $814 -$222 -21.4%
Nevada $1,242 $206 19.9%
New Hampshire $748 -$288 -27.8%
New Jersey $1,158 $122 11.8%
New Mexico $916 -$120 -11.6%
New York $1,092 $56 5.4%
North Carolina $598 -$438 -42.3%
North Dakota $852 -$184 -17.8%
Ohio $714 -$322 -31.1%
Oklahoma $1,062 $26 2.5%
Oregon $948 -$88 -8.5%
Pennsylvania $988 -$48 -4.6%
Rhode Island $1,382 $346 33.4%
South Carolina $940 -$96 -9.3%
South Dakota $874 -$162 -15.6%
Tennessee $908 -$128 -12.4%
Texas $1,250 $214 20.7%
Utah $766 -$270 -26.1%
Vermont $706 -$330 -31.9%
Virginia $620 -$416 -40.2%
Washington $800 -$236 -22.8%
West Virginia $950 -$86 -8.3%
Wisconsin $716 -$320 -30.9%
Wyoming $922 -$114 -11.0%

View Chart as Image

Audi TTS insurance rates by U.S. city
Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $382 $698 $354 $1,570
2022 Audi TTS $368 $668 $364 $1,536
2021 Audi TTS $348 $646 $376 $1,506
2020 Audi TTS $334 $598 $384 $1,452
2019 Audi TTS $320 $564 $388 $1,408
2018 Audi TTS $308 $506 $390 $1,340
2016 Audi TTS $278 $436 $394 $1,244
2015 Audi TTS $270 $406 $402 $1,214
2014 Audi TTS $250 $378 $402 $1,166
2012 Audi TTS $228 $314 $402 $1,080
2011 Audi TTS $214 $284 $402 $1,036
2010 Audi TTS $208 $256 $398 $998

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Audi TTS Insurance

Getting lower rates on insurance for an Audi TTS requires being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a review of the coverage data raised in the charts and tables above.

  • Drivers can save as much as $120 per year just by quoting online in advance
  • Increasing physical damage deductibles could save as much as $325 each year
  • Drivers age 16 to 20 are expensive to insure, with premiums as much as $331 a month if the policy includes full coverage
  • Drivers considered higher risk who have several accidents or serious violations pay an average of $1,190 more each year than a safer driver

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $3,974
20 $2,350
30 $1,068
40 $1,036
50 $950
60 $930

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,254
$250 $1,156
$500 $1,036
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,036
50/100 $1,116
100/300 $1,217
250/500 $1,478
100 CSL $1,157
300 CSL $1,378
500 CSL $1,539

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,634
20 $3,740
30 $2,254
40 $2,222
50 $2,118
60 $2,098

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $54
Homeowner $17
5-yr Accident Free $67
5-yr Claim Free $66
Paid in Full/EFT $41
Advance Quote $47
Online Quote $72
Total Discounts $418
Rate after discounts $618

Discounts are estimated and may not be available from every company or in every state.

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