Audi TTS Insurance Rates

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UPDATED: Apr 2, 2024

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Average insurance rates for an Audi TTS are $1,036 a year including full coverage. Comprehensive insurance costs around $214 each year, collision costs $284, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $2,222 or more. Teenage drivers receive the highest rates at $3,974 a year or more.

Average premium for full coverage: $1,036

Rate estimates for individual coverage type:

Comprehensive $214
Collision $284
Liability $402

Rates are based on $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and TTS models.

Price Range by Coverage and Risk

For the average driver, prices range go from the low end price of $446 for a discount liability-only rate to a high rate of $2,222 for a driver that may need high-risk insurance.

Liability Only $446
Full Coverage $1,036
High Risk $2,222

Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $777
Small Cities $1,088
Large Cities $1,399

These examples highlight why all drivers should compare prices for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Audi TTS insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $618
  • Using higher $1,000 deductibles will save about $114 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,036
  • Using low deductibles for physical damage coverage will cost an additional $218 each year
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,222 or more
  • The cost that insures a teenage driver can be $3,974 or more

View Chart as Image

Audi TTS insurance cost comparison chart
Column chart showing full coverage Audi TTS insurance prices range from $618 to $3,974

Auto insurance rates for an Audi TTS can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,200 to $1,700 in extra premium per year, depending on your age. Insurance for high-risk drivers can be around 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $3,900 a year. View Rates by Age

Where you live has a huge impact on Audi TTS insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,480 on average in Michigan, New York, and Louisiana.

Audi TTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $938 -$98 -9.5%
Alaska $794 -$242 -23.4%
Arizona $860 -$176 -17.0%
Arkansas $1,036 -$0 0.0%
California $1,180 $144 13.9%
Colorado $988 -$48 -4.6%
Connecticut $1,064 $28 2.7%
Delaware $1,170 $134 12.9%
Florida $1,294 $258 24.9%
Georgia $960 -$76 -7.3%
Hawaii $744 -$292 -28.2%
Idaho $700 -$336 -32.4%
Illinois $772 -$264 -25.5%
Indiana $782 -$254 -24.5%
Iowa $698 -$338 -32.6%
Kansas $984 -$52 -5.0%
Kentucky $1,412 $376 36.3%
Louisiana $1,534 $498 48.1%
Maine $640 -$396 -38.2%
Maryland $856 -$180 -17.4%
Massachusetts $826 -$210 -20.3%
Michigan $1,798 $762 73.6%
Minnesota $868 -$168 -16.2%
Mississippi $1,242 $206 19.9%
Missouri $918 -$118 -11.4%
Montana $1,112 $76 7.3%
Nebraska $814 -$222 -21.4%
Nevada $1,242 $206 19.9%
New Hampshire $748 -$288 -27.8%
New Jersey $1,158 $122 11.8%
New Mexico $916 -$120 -11.6%
New York $1,092 $56 5.4%
North Carolina $598 -$438 -42.3%
North Dakota $852 -$184 -17.8%
Ohio $714 -$322 -31.1%
Oklahoma $1,062 $26 2.5%
Oregon $948 -$88 -8.5%
Pennsylvania $988 -$48 -4.6%
Rhode Island $1,382 $346 33.4%
South Carolina $940 -$96 -9.3%
South Dakota $874 -$162 -15.6%
Tennessee $908 -$128 -12.4%
Texas $1,250 $214 20.7%
Utah $766 -$270 -26.1%
Vermont $706 -$330 -31.9%
Virginia $620 -$416 -40.2%
Washington $800 -$236 -22.8%
West Virginia $950 -$86 -8.3%
Wisconsin $716 -$320 -30.9%
Wyoming $922 -$114 -11.0%

View Chart as Image

Audi TTS insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $340 a year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $362 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Audi TTS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TTS $382 $698 $354 $1,570
2022 Audi TTS $368 $668 $364 $1,536
2021 Audi TTS $348 $646 $376 $1,506
2020 Audi TTS $334 $598 $384 $1,452
2019 Audi TTS $320 $564 $388 $1,408
2018 Audi TTS $308 $506 $390 $1,340
2016 Audi TTS $278 $436 $394 $1,244
2015 Audi TTS $270 $406 $402 $1,214
2014 Audi TTS $250 $378 $402 $1,166
2012 Audi TTS $228 $314 $402 $1,080
2011 Audi TTS $214 $284 $402 $1,036
2010 Audi TTS $208 $256 $398 $998

Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi TTS Insurance

Saving money on auto insurance requires avoiding accidents and claims, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The points below are a quick review of the data that was touched on above.

  • You may be able to save up to $120 per year simply by quoting online in advance
  • Consumers who may need increased liability limits will pay an extra $440 per year to increase from a minimum limit to the 250/500 level
  • Drivers under the age of 20 are expensive to insure, as much as $331 per month if the policy includes full coverage
  • Drivers with a DUI or reckless driving violation may have to pay on average $1,190 more every year to insure an Audi TTS

Rates by Driver Age

Audi TTS Insurance Rates by Driver Age
Driver Age Premium
16 $3,974
20 $2,350
30 $1,068
40 $1,036
50 $950
60 $930

Full coverage, $500 deductibles

Rates by Deductible

Audi TTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,254
$250 $1,156
$500 $1,036
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

Audi TTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,036
50/100 $1,116
100/300 $1,217
250/500 $1,478
100 CSL $1,157
300 CSL $1,378
500 CSL $1,539

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TTS Insurance Rates for High Risk Drivers
Age Premium
16 $5,634
20 $3,740
30 $2,254
40 $2,222
50 $2,118
60 $2,098

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $54
Homeowner $17
5-yr Accident Free $67
5-yr Claim Free $66
Paid in Full/EFT $41
Advance Quote $47
Online Quote $72
Total Discounts $418
Rate after discounts $618

Discounts are estimated and may not be available from every company or in every state.

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