Audi TTS Insurance Rates
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Michelle Robbins
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UPDATED: Apr 2, 2024
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U.S. average insurance rates for an Audi TTS are $1,036 a year with full coverage. Comprehensive insurance costs around $214, collision insurance costs $284, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs $2,222 or more. 16-year-old drivers pay the highest rates at up to $3,974 a year.
Average premium for full coverage: $1,036
Price estimates for individual coverage:
Rate estimates include $500 deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all TTS models.
Price Range from Low to High
Using a 40-year-old driver as an example, Audi TTS insurance prices range from as low as $446 for just liability insurance to the much higher price of $2,222 for high-risk insurance.
Geographic Price Range
Where you live can make a big difference on insurance rates. Areas with sparse population have a lower frequency of collision claims than congested cities. The example below illustrates how rural and urban location affects auto insurance rates.
The ranges above demonstrate why everyone should compare prices for a specific zip code and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Audi TTS insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $618
- Using higher $1,000 deductibles will save about $114 annually
- The average rate for the average middle-age driver using $500 deductibles is $1,036
- Buying pricier low deductibles for physical damage coverage will cost an extra $218 annually
- High-risk insureds with multiple tickets or accidents could pay at least $2,222
- The price for full coverage for a 16-year-old driver for full coverage can be $3,974 or more
Auto insurance prices for an Audi TTS are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.
A more mature driver with a good driving record and high deductibles may pay as low as $1,000 a year for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay as much as $3,900 a year. View Rates by Age
The state you live in has a huge impact on Audi TTS insurance prices. A driver around age 40 might see prices as low as $750 a year in states like New Hampshire, Ohio, and Utah, or at least $1,400 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$98 | -9.5% |
| Alaska | $794 | -$242 | -23.4% |
| Arizona | $860 | -$176 | -17.0% |
| Arkansas | $1,036 | -$0 | 0.0% |
| California | $1,180 | $144 | 13.9% |
| Colorado | $988 | -$48 | -4.6% |
| Connecticut | $1,064 | $28 | 2.7% |
| Delaware | $1,170 | $134 | 12.9% |
| Florida | $1,294 | $258 | 24.9% |
| Georgia | $960 | -$76 | -7.3% |
| Hawaii | $744 | -$292 | -28.2% |
| Idaho | $700 | -$336 | -32.4% |
| Illinois | $772 | -$264 | -25.5% |
| Indiana | $782 | -$254 | -24.5% |
| Iowa | $698 | -$338 | -32.6% |
| Kansas | $984 | -$52 | -5.0% |
| Kentucky | $1,412 | $376 | 36.3% |
| Louisiana | $1,534 | $498 | 48.1% |
| Maine | $640 | -$396 | -38.2% |
| Maryland | $856 | -$180 | -17.4% |
| Massachusetts | $826 | -$210 | -20.3% |
| Michigan | $1,798 | $762 | 73.6% |
| Minnesota | $868 | -$168 | -16.2% |
| Mississippi | $1,242 | $206 | 19.9% |
| Missouri | $918 | -$118 | -11.4% |
| Montana | $1,112 | $76 | 7.3% |
| Nebraska | $814 | -$222 | -21.4% |
| Nevada | $1,242 | $206 | 19.9% |
| New Hampshire | $748 | -$288 | -27.8% |
| New Jersey | $1,158 | $122 | 11.8% |
| New Mexico | $916 | -$120 | -11.6% |
| New York | $1,092 | $56 | 5.4% |
| North Carolina | $598 | -$438 | -42.3% |
| North Dakota | $852 | -$184 | -17.8% |
| Ohio | $714 | -$322 | -31.1% |
| Oklahoma | $1,062 | $26 | 2.5% |
| Oregon | $948 | -$88 | -8.5% |
| Pennsylvania | $988 | -$48 | -4.6% |
| Rhode Island | $1,382 | $346 | 33.4% |
| South Carolina | $940 | -$96 | -9.3% |
| South Dakota | $874 | -$162 | -15.6% |
| Tennessee | $908 | -$128 | -12.4% |
| Texas | $1,250 | $214 | 20.7% |
| Utah | $766 | -$270 | -26.1% |
| Vermont | $706 | -$330 | -31.9% |
| Virginia | $620 | -$416 | -40.2% |
| Washington | $800 | -$236 | -22.8% |
| West Virginia | $950 | -$86 | -8.3% |
| Wisconsin | $716 | -$320 | -30.9% |
| Wyoming | $922 | -$114 | -11.0% |
Opting for high physical damage deductibles could cut prices by as much as $340 annually, whereas buying more liability protection will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out at least $1,200 to $1,700 in extra premium each year, depending on your age. Audi TTS insurance for high-risk drivers can be from 43% to 129% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TTS | $382 | $698 | $354 | $1,570 |
| 2022 Audi TTS | $368 | $668 | $364 | $1,536 |
| 2021 Audi TTS | $348 | $646 | $376 | $1,506 |
| 2020 Audi TTS | $334 | $598 | $384 | $1,452 |
| 2019 Audi TTS | $320 | $564 | $388 | $1,408 |
| 2018 Audi TTS | $308 | $506 | $390 | $1,340 |
| 2016 Audi TTS | $278 | $436 | $394 | $1,244 |
| 2015 Audi TTS | $270 | $406 | $402 | $1,214 |
| 2014 Audi TTS | $250 | $378 | $402 | $1,166 |
| 2012 Audi TTS | $228 | $314 | $402 | $1,080 |
| 2011 Audi TTS | $214 | $284 | $402 | $1,036 |
| 2010 Audi TTS | $208 | $256 | $398 | $998 |
Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Audi TTS Insurance
Getting lower rates on insurance for an Audi TTS requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Set aside time to shop around every couple of years by requesting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The following is a brief recap of the material that was raised in the charts and tables above.
- Insureds who may need higher liability limits will pay around $440 every year to increase from a low limit to 250/500 limits
- Teens are expensive to insure, costing up to $331 a month if they have full coverage
- Drivers considered higher risk who tend to receive serious violations pay an average of $1,190 more every year for TTS insurance
- Increasing physical damage deductibles can save around $325 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,974 |
| 20 | $2,350 |
| 30 | $1,068 |
| 40 | $1,036 |
| 50 | $950 |
| 60 | $930 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,254 |
| $250 | $1,156 |
| $500 | $1,036 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,036 |
| 50/100 | $1,116 |
| 100/300 | $1,217 |
| 250/500 | $1,478 |
| 100 CSL | $1,157 |
| 300 CSL | $1,378 |
| 500 CSL | $1,539 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,634 |
| 20 | $3,740 |
| 30 | $2,254 |
| 40 | $2,222 |
| 50 | $2,118 |
| 60 | $2,098 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $418 |
Discounts are estimated and may not be available from every company or in every state.
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