Audi TTS Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 2, 2024
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U.S. average auto insurance rates for an Audi TTS are $1,036 annually including full coverage. Comprehensive costs approximately $214, collision costs $284, and liability coverage costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing around $2,222. Teens pay the highest rates at $3,974 a year or more.
Average premium for full coverage: $1,036
Price estimates by individual coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different TTS trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Audi TTS insurance prices go from as cheap as $446 for basic liability insurance to a much higher rate of $2,222 for a policy for a high-risk driver.
Geographic Price Range
Where you live has a large influence on car insurance prices. Rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates how where you live affects auto insurance prices.
The ranges above highlight why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below breaks down estimated Audi TTS insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $618
- Using higher $1,000 deductibles will save $114 every year
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,036
- Selecting more expensive low deductibles for physical damage coverage will cost $1,254
- Higher-risk drivers with serious driving violations could pay around $2,222 or more
- The price with full coverage for a teenage driver with full coverage can cost $3,974 or more
Insurance prices for an Audi TTS are also quite variable based on the trim level and model year, your driving characteristics, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance can be around 43% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $340 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Audi TTS insurance rates. A driver around age 40 might see prices as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,480 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $938 | -$98 | -9.5% |
| Alaska | $794 | -$242 | -23.4% |
| Arizona | $860 | -$176 | -17.0% |
| Arkansas | $1,036 | -$0 | 0.0% |
| California | $1,180 | $144 | 13.9% |
| Colorado | $988 | -$48 | -4.6% |
| Connecticut | $1,064 | $28 | 2.7% |
| Delaware | $1,170 | $134 | 12.9% |
| Florida | $1,294 | $258 | 24.9% |
| Georgia | $960 | -$76 | -7.3% |
| Hawaii | $744 | -$292 | -28.2% |
| Idaho | $700 | -$336 | -32.4% |
| Illinois | $772 | -$264 | -25.5% |
| Indiana | $782 | -$254 | -24.5% |
| Iowa | $698 | -$338 | -32.6% |
| Kansas | $984 | -$52 | -5.0% |
| Kentucky | $1,412 | $376 | 36.3% |
| Louisiana | $1,534 | $498 | 48.1% |
| Maine | $640 | -$396 | -38.2% |
| Maryland | $856 | -$180 | -17.4% |
| Massachusetts | $826 | -$210 | -20.3% |
| Michigan | $1,798 | $762 | 73.6% |
| Minnesota | $868 | -$168 | -16.2% |
| Mississippi | $1,242 | $206 | 19.9% |
| Missouri | $918 | -$118 | -11.4% |
| Montana | $1,112 | $76 | 7.3% |
| Nebraska | $814 | -$222 | -21.4% |
| Nevada | $1,242 | $206 | 19.9% |
| New Hampshire | $748 | -$288 | -27.8% |
| New Jersey | $1,158 | $122 | 11.8% |
| New Mexico | $916 | -$120 | -11.6% |
| New York | $1,092 | $56 | 5.4% |
| North Carolina | $598 | -$438 | -42.3% |
| North Dakota | $852 | -$184 | -17.8% |
| Ohio | $714 | -$322 | -31.1% |
| Oklahoma | $1,062 | $26 | 2.5% |
| Oregon | $948 | -$88 | -8.5% |
| Pennsylvania | $988 | -$48 | -4.6% |
| Rhode Island | $1,382 | $346 | 33.4% |
| South Carolina | $940 | -$96 | -9.3% |
| South Dakota | $874 | -$162 | -15.6% |
| Tennessee | $908 | -$128 | -12.4% |
| Texas | $1,250 | $214 | 20.7% |
| Utah | $766 | -$270 | -26.1% |
| Vermont | $706 | -$330 | -31.9% |
| Virginia | $620 | -$416 | -40.2% |
| Washington | $800 | -$236 | -22.8% |
| West Virginia | $950 | -$86 | -8.3% |
| Wisconsin | $716 | -$320 | -30.9% |
| Wyoming | $922 | -$114 | -11.0% |

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company calculates prices differently, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TTS | $382 | $698 | $354 | $1,570 |
| 2022 Audi TTS | $368 | $668 | $364 | $1,536 |
| 2021 Audi TTS | $348 | $646 | $376 | $1,506 |
| 2020 Audi TTS | $334 | $598 | $384 | $1,452 |
| 2019 Audi TTS | $320 | $564 | $388 | $1,408 |
| 2018 Audi TTS | $308 | $506 | $390 | $1,340 |
| 2016 Audi TTS | $278 | $436 | $394 | $1,244 |
| 2015 Audi TTS | $270 | $406 | $402 | $1,214 |
| 2014 Audi TTS | $250 | $378 | $402 | $1,166 |
| 2012 Audi TTS | $228 | $314 | $402 | $1,080 |
| 2011 Audi TTS | $214 | $284 | $402 | $1,036 |
| 2010 Audi TTS | $208 | $256 | $398 | $998 |
Rates are averaged for all Audi TTS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Audi TTS Insurance
Getting lower rates on auto insurance requires being a low-risk driver, having good credit, being claim-free, and qualifying for all possible discounts. Take the time to comparison shop every year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.
The items below are a brief review of the coverage data touched on in the above illustrations.
- You may be able to save around $120 per year simply by shopping early and online
- Increasing physical damage deductibles could save up to $325 each year
- Teen drivers are the costliest to insure, possibly costing $331 a month if they have full coverage
- Drivers with DUI or reckless driving convictions may have to pay on average $1,190 more per year to insure their TTS
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,974 |
| 20 | $2,350 |
| 30 | $1,068 |
| 40 | $1,036 |
| 50 | $950 |
| 60 | $930 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,254 |
| $250 | $1,156 |
| $500 | $1,036 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,036 |
| 50/100 | $1,116 |
| 100/300 | $1,217 |
| 250/500 | $1,478 |
| 100 CSL | $1,157 |
| 300 CSL | $1,378 |
| 500 CSL | $1,539 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,634 |
| 20 | $3,740 |
| 30 | $2,254 |
| 40 | $2,222 |
| 50 | $2,118 |
| 60 | $2,098 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $54 |
| Multi-vehicle | $54 |
| Homeowner | $17 |
| 5-yr Accident Free | $67 |
| 5-yr Claim Free | $66 |
| Paid in Full/EFT | $41 |
| Advance Quote | $47 |
| Online Quote | $72 |
| Total Discounts | $418 |
Discounts are estimated and may not be available from every company or in every state.
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