BMW 1 Series Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 9, 2024

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Comparing auto insurance through online providers can be fast and easy and at the same time you may find lower rates. The most important part is to take the time to get rates from as many companies as possible so you can compare every option.

If you've never shopped for auto insurance online, it's easy to be confused by the hoards of online auto insurance companies and websites selling insurance. Getting lower BMW 1 Series insurance quotes is surprisingly easy. You just have to invest a little time to compare quotes provided by online insurance companies. This can be done by visiting this page.

Insurance premiums for your BMW 1 Series can vary widely depending on several factors. Taken into consideration are:

  • Higher performance 1 Series vehicles cost more
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Mature drivers pay less
  • Being married can lower rates
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • No coverage lapses saves money
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new 1 Series models so the payout to repair may result in lower rates. Conversely, new 1 Series models have more advanced features such as a backup camera, autonomous braking, active head restraints, and all-wheel drive which can provide discounts that lower premiums.

Liability auto insurance

damages or injuries you inflict on things such as emergency aid, pain and suffering, and medical services. .

Collision protection

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Comprehensive coverages

that is not covered by collision coverage. . you can receive from a comprehensive claim , .

Protection from uninsured/underinsured drivers

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Medical expense insurance

expenses doctor visits, EMT expenses, and X-ray expenses. . .

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