BMW 1 Series M Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 2, 2024

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Finding cheaper auto insurance from online rate quotes is simple to do, plus you will probably save money. The critical component is to take the time to get rates from all companies in order to have every possible rate.

Finding the best direct price on auto insurance can be difficult if you have never used online quotes. But don't be discouraged because there is an easy way to compare rates. Getting cheaper insurance rates doesn't have to be difficult. All that's required is to invest a few minutes comparing rates online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

Insurance rates on a BMW 1 Series M can vary widely subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Credit rating
  • The size of your community
  • The number of annual miles
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • Crash test rating for your 1 Series M
  • No claims lowers premiums
  • Having current coverage saves
  • Home ownership saves money

One last important factor which can affect the rate you pay on your BMW 1 Series M is the year of manufacture. Models that are a few years old have a lower value so the cost to replace them can decrease annual premiums. On the flip side, more recent 1 Series M vehicles may have options like an advanced theft deterrent system, forward-collision avoidance, and a backup camera which can lower rates.

Liability insurance

damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .

Collision coverages

a stationary object or other vehicle. . , . .

Comprehensive coverage (or Other than Collision)

from a wide range of events other than collision. . your auto insurance company will pay , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage . , . .

Medical expense coverage

immediate expenses EMT expenses, pain medications, and nursing services. . .

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