BMW I4 M50 Insurance Rates

Estimated insurance rates for a BMW i4 M50 are $2,224 a year including full coverage. Comprehensive insurance costs around $478 a year, collision insurance costs $958, and liability costs around $570. Liability-only insurance costs as low as $650 a year, and high-risk driver insurance costs $4,840 or more. Teenage drivers pay the most at up to $8,186 a year.

Average premium for full coverage: $2,224

Premium estimates for type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and i4 M50 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why it is important to compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average BMW i4 M50 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,254
• Using higher $1,000 deductibles will save about $1,900 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $2,224
• Using low $100 deductibles for physical damage coverage will cost an additional $636 every year
• Drivers who are prone to accidents and violations could pay at least $4,840
• An auto insurance policy that insures a teen driver can be $8,186 or more

View Chart as Image

Insurance prices for a BMW i4 M50 also have a wide range based on the trim level of your i4 M50, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $2,600 to $3,600 additional annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $2,000 a year, or $167 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $8,100 a year. View Rates by Age

Where you choose to live has a huge impact on BMW i4 M50 insurance prices. A driver around age 40 might see prices as low as $1,700 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $3,170 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $960 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $513 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest BMW i4 M50 Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct car insurance companies, and also from local insurance agencies.

The list below is a recap of the data touched on in this article.

• Policyholders who may need higher liability limits will pay an extra $630 per year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save up to $280 per year just by quoting early and online
• Increasing policy deductibles can save approximately $950 each year
• Teenagers are charged the highest prices, with the cost nearing $682 per month if comprehensive and collision insurance is included