Buick Cascada Insurance Rates

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UPDATED: May 30, 2024

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Average insurance rates for a Buick Cascada are $1,340 a year for full coverage insurance. Comprehensive costs around $258, collision costs $464, and liability coverage is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing around $2,908. Teens receive the highest rates at $5,128 a year or more.

Average premium for full coverage: $1,340

Rate estimates for individual coverage type:

Comprehensive $258
Collision $464
Liability $460

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for all Cascada models.

Price Range by Coverage and Risk

For the average driver, prices range go from the low end price of $510 for the bare minimum liability coverage to the much higher price of $2,908 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,340
High Risk $2,908

Price Range by Location

Living in a larger city has a large influence on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance rates.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

These examples illustrate why everyone should get quotes for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Buick Cascada insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $774
  • Choosing higher $1,000 deductibles can save about $164 each year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,340
  • Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,658
  • Drivers with serious driving violations could pay at least $2,908 or more
  • The cost that insures a teenage driver for full coverage can be $5,128 each year

View Chart as Image

Buick Cascada insurance cost comparison chart
Column chart showing full coverage Buick Cascada insurance rates range from $774 to $5,128

Insurance rates for a Buick Cascada can also vary considerably based on the model of your Cascada, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,600 to $2,200 additional per year, depending on your age. Buick Cascada insurance for high-risk drivers ranges around 43% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Buick Cascada insurance rates. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,810 on average in Michigan, New York, and Florida.

Buick Cascada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,516 $176 13.1%
Florida $1,678 $338 25.2%
Georgia $1,236 -$104 -7.8%
Hawaii $962 -$378 -28.2%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,982 $642 47.9%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,608 $268 20.0%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,188 -$152 -11.3%
New York $1,412 $72 5.4%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,378 $38 2.8%
Oregon $1,226 -$114 -8.5%
Pennsylvania $1,278 -$62 -4.6%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,132 -$208 -15.5%
Tennessee $1,174 -$166 -12.4%
Texas $1,616 $276 20.6%
Utah $994 -$346 -25.8%
Vermont $916 -$424 -31.6%
Virginia $804 -$536 -40.0%
Washington $1,038 -$302 -22.5%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,194 -$146 -10.9%

View Chart as Image

Buick Cascada insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $490 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Each auto insurer calculates rates differently, and rates can be significantly different.

Buick Cascada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Buick Cascada $270 $516 $456 $1,400
2018 Buick Cascada $258 $464 $460 $1,340
2017 Buick Cascada $242 $426 $460 $1,286

Rates are averaged for all Buick Cascada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Buick Cascada Insurance

Saving money on auto insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a summary of the car insurance concepts touched on above.

  • Drivers who have multiple accidents or major violations could be forced to pay on average $1,570 more every year than a low-risk driver
  • It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
  • Increasing deductibles can save approximately $475 each year
  • Consumers who may need more liability protection will pay approximately $510 annually to raise limits from a minimum limit to the 250/500 level

Rates by Driver Age

Buick Cascada Insurance Rates by Driver Age
Driver Age Premium
16 $5,128
20 $3,100
30 $1,388
40 $1,340
50 $1,226
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Buick Cascada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,658
$250 $1,510
$500 $1,340
$1,000 $1,176

Full coverage, driver age 40

Rates by Liability Limit

Buick Cascada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,432
100/300 $1,547
250/500 $1,846
100 CSL $1,478
300 CSL $1,731
500 CSL $1,915

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Cascada Insurance Rates for High Risk Drivers
Age Premium
16 $7,296
20 $4,940
30 $2,962
40 $2,908
50 $2,780
60 $2,756

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $87
Paid in Full/EFT $59
Advance Quote $65
Online Quote $95
Total Discounts $566
Rate after discounts $774

Discounts are estimated and may not be available from every company or in every state.

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