Buick Cascada Insurance Rates

U.S. average insurance rates for a Buick Cascada are $1,400 a year for full coverage. Comprehensive insurance costs on average $270 a year, collision insurance costs $516, and liability costs around $456. Buying just liability costs as low as $508 a year, and insurance for high-risk drivers costs $3,048 or more. Teens pay the highest rates at up to $5,330 a year.

Average premium for full coverage: $1,400

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Cascada trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above show why it is important to compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Buick Cascada insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $803
• Using higher $1,000 deductibles will save around $1,224 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,400
• Selecting low $100 deductibles for physical damage coverage will cost an extra $350 every year
• Drivers with serious driving violations could pay upwards of $3,048
• The price for full coverage for a teen driver may cost $5,330 or more

View Chart as Image

Insurance prices for a Buick Cascada are also quite variable based on your driving record, the trim level of your Cascada, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

The state you live in has a huge impact on Buick Cascada insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,000 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $530 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 135% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Buick Cascada Insurance

Getting lower rates on car insurance requires being a good driver, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates every year by getting rate quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a recap of the coverage data touched on in this article.

• Drivers can save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles can save around $525 each year
• Drivers age 16 to 20 pay higher prices, with premiums as much as $444 a month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents will pay on average $1,650 more each year than a safer driver