Buick Cascada Insurance Rates

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UPDATED: May 30, 2024

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U.S. average insurance rates for a Buick Cascada are $1,340 a year with full coverage. Comprehensive costs an estimated $258, collision insurance costs $464, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,908. Teens pay the highest rates at up to $5,128 a year.

Average premium for full coverage: $1,340

Price estimates broken down by individual coverage:

Comprehensive $258
Collision $464
Liability $460

Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for all Cascada models.

Price Range from Low to High

For the average 40-year-old driver, Buick Cascada insurance prices range from the low end price of $510 for the bare minimum liability coverage to the much higher price of $2,908 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,340
High Risk $2,908

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations have lower incidents of collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on insurance prices.

Rural Areas $1,005
Small Cities $1,407
Large Cities $1,809

The ranges above demonstrate why everyone should get quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below details average Buick Cascada insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $774
  • Choosing higher $1,000 deductibles can save approximately $164 annually
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,340
  • Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,658
  • Drivers with serious driving violations could pay up to $2,908
  • The price that insures a teenage driver for full coverage can cost as much as $5,128 each year

View Chart as Image

Buick Cascada insurance cost comparison chart
Column chart showing Buick Cascada insurance rates range from $774 to $5,128 for full coverage

Auto insurance prices for a Buick Cascada are also quite variable based on the model of your Cascada, your age and driving habits, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you may be forking out $1,600 to $2,200 in extra premium each year, depending on your age. Buick Cascada insurance for high-risk drivers ranges around 43% to 133% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Cascada insurance rates. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,810 on average in New York, Michigan, and Florida.

Buick Cascada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,212 -$128 -9.6%
Alaska $1,028 -$312 -23.3%
Arizona $1,112 -$228 -17.0%
Arkansas $1,340 -$0 0.0%
California $1,526 $186 13.9%
Colorado $1,280 -$60 -4.5%
Connecticut $1,378 $38 2.8%
Delaware $1,516 $176 13.1%
Florida $1,678 $338 25.2%
Georgia $1,236 -$104 -7.8%
Hawaii $962 -$378 -28.2%
Idaho $908 -$432 -32.2%
Illinois $998 -$342 -25.5%
Indiana $1,010 -$330 -24.6%
Iowa $904 -$436 -32.5%
Kansas $1,274 -$66 -4.9%
Kentucky $1,828 $488 36.4%
Louisiana $1,982 $642 47.9%
Maine $828 -$512 -38.2%
Maryland $1,106 -$234 -17.5%
Massachusetts $1,072 -$268 -20.0%
Michigan $2,330 $990 73.9%
Minnesota $1,122 -$218 -16.3%
Mississippi $1,606 $266 19.9%
Missouri $1,190 -$150 -11.2%
Montana $1,440 $100 7.5%
Nebraska $1,058 -$282 -21.0%
Nevada $1,608 $268 20.0%
New Hampshire $966 -$374 -27.9%
New Jersey $1,498 $158 11.8%
New Mexico $1,188 -$152 -11.3%
New York $1,412 $72 5.4%
North Carolina $770 -$570 -42.5%
North Dakota $1,098 -$242 -18.1%
Ohio $926 -$414 -30.9%
Oklahoma $1,378 $38 2.8%
Oregon $1,226 -$114 -8.5%
Pennsylvania $1,278 -$62 -4.6%
Rhode Island $1,788 $448 33.4%
South Carolina $1,214 -$126 -9.4%
South Dakota $1,132 -$208 -15.5%
Tennessee $1,174 -$166 -12.4%
Texas $1,616 $276 20.6%
Utah $994 -$346 -25.8%
Vermont $916 -$424 -31.6%
Virginia $804 -$536 -40.0%
Washington $1,038 -$302 -22.5%
West Virginia $1,230 -$110 -8.2%
Wisconsin $926 -$414 -30.9%
Wyoming $1,194 -$146 -10.9%

View Chart as Image

Buick Cascada insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $490 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

Buick Cascada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Buick Cascada $270 $516 $456 $1,400
2018 Buick Cascada $258 $464 $460 $1,340
2017 Buick Cascada $242 $426 $460 $1,286

Rates are averaged for all Buick Cascada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Buick Cascada Insurance

Getting lower rates on auto insurance takes avoiding accidents and claims, maintaining a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates at every policy renewal by getting rate quotes from direct companies, and also from insurance agencies where you live.

The points below are a review of the data touched on in this article.

  • Consumers who want increased liability limits will pay approximately $510 every year to raise limits from a low limit to the 250/500 level
  • You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $475 each year
  • Drivers under the age of 20 are the costliest to insure, costing up to $427 a month if the policy includes full coverage

Rates by Driver Age

Buick Cascada Insurance Rates by Driver Age
Driver Age Premium
16 $5,128
20 $3,100
30 $1,388
40 $1,340
50 $1,226
60 $1,202

Full coverage, $500 deductibles

Rates by Deductible

Buick Cascada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,658
$250 $1,510
$500 $1,340
$1,000 $1,176

Full coverage, driver age 40

Rates by Liability Limit

Buick Cascada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,340
50/100 $1,432
100/300 $1,547
250/500 $1,846
100 CSL $1,478
300 CSL $1,731
500 CSL $1,915

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Cascada Insurance Rates for High Risk Drivers
Age Premium
16 $7,296
20 $4,940
30 $2,962
40 $2,908
50 $2,780
60 $2,756

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $96
5-yr Claim Free $87
Paid in Full/EFT $59
Advance Quote $65
Online Quote $95
Total Discounts $566
Rate after discounts $774

Discounts are estimated and may not be available from every company or in every state.

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