Buick Envision Insurance Rates

The average insurance rates for a Buick Envision are $1,266 a year with full coverage. Comprehensive costs on average $248 each year, collision insurance costs $400, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,736. Teenage drivers cost the most to insure at up to $4,866 a year.

Average premium for full coverage: $1,266

Policy rates by type of insurance:

Price estimates include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Envision models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why all drivers should compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Buick Envision insurance rates for different risk profiles and scenarios.

• The best discount rate is $743
• Raising to $1,000 deductibles will save around $146 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,266
• Using low deductibles bumps up the cost to $1,550
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,736
• Policy cost that insures a teen driver may cost $4,866

View Chart as Image

Insurance rates for a Buick Envision also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,800 a year. View Rates by Age

Your home state also has a big influence on Buick Envision insurance prices. A middle-age driver might find rates as low as $910 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,710 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $430 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find Cheaper Buick Envision Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having a good credit score, not filing small claims, and dropping full coverage on older vehicles. Compare prices once a year by quoting rates from direct companies, and also from several local insurance agents.

Below is a condensed summary of the data that was touched on in this article.

• You may be able to save as much as $150 per year just by quoting online in advance
• Policyholders who require higher levels of liability will pay an extra $510 every year to raise from a 30/60 limit to the 250/500 level
• Teenage drivers pay higher rates, as much as $406 each month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents pay on average $1,470 more each year for auto insurance