Buick Envision Insurance Rates

U.S. average insurance rates for a Buick Envision are $1,218 a year with full coverage. Comprehensive costs on average $232, collision insurance costs $368, and liability insurance is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $2,632. Teenage drivers pay the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,218

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Envision trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Buick Envision insurance rates for different risk profiles and scenarios.

• The best discount rate is $717
• Raising to $1,000 deductibles will save around $136 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,218
• Using more expensive low deductibles will increase the cost to $1,482
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,632
• The price for full coverage for a teen driver with full coverage may cost $4,716

View Chart as Image

Insurance prices for a Buick Envision are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,700 a year. View Rates by Age

The state you live in also has a big influence on Buick Envision insurance rates. A middle-age driver might find prices as low as $880 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,650 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $400 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 128% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Buick Envision Insurance

Getting lower rates on Buick Envision insurance consists of being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Take the time to compare rates at least once a year by quoting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

The items below are a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save as much as $140 per year just by shopping early and online
• High-risk drivers that tend to have accidents or serious violations may be required to pay an average of $1,410 more each year to insure their Envision
• Increasing physical damage deductibles can save around $400 each year
• Teen drivers pay the highest prices, costing up to $393 a month for full coverage