Buick Envision Insurance Rates

Average insurance rates for a Buick Envision are $1,218 a year for full coverage. Comprehensive costs around $232 each year, collision insurance costs $368, and liability coverage costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,632. Teenage drivers receive the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,218

Rate estimates for individual coverage type:

Prices are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all states and Envision models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance rates.

These examples show why all drivers should compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Buick Envision insurance rates for additional coverage choices and driver risks.

• The best discount rate is $717
• Drivers who choose higher $1,000 deductibles will pay about $136 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,218
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,482
• High-risk insureds who are prone to accidents and violations could pay at least $2,632
• The cost that insures a teenage driver can be $4,716 a year

View Chart as Image

Car insurance rates for a Buick Envision can also vary considerably based on the trim level and model year, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost around 42% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,700 a year. View Rates by Age

Where you live makes a big difference in Buick Envision insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,740 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $400 a year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Affordable Buick Envision Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a positive credit history, eliminating unneeded coverage, and consideration of higher deductibles. Compare prices every time your policy renews by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The items below are a brief review of the information covered in the charts and tables above.

• Drivers can save up to $140 per year just by quoting online in advance
• Teen drivers are the costliest to insure, costing as high as $393 per month if full coverage is purchased
• Increasing deductibles can save approximately $400 each year
• Drivers with DUI or reckless driving convictions pay on average $1,410 more every year to insure their Envision
• Consumers who may need more liability coverage will pay an extra $510 each year to go from a minimum limit to the 250/500 level