Buick Envista Insurance Rates

The average insurance rates for a Buick Envista are $1,446 a year for full coverage. Comprehensive costs an estimated $322 each year, collision insurance costs $594, and liability costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $3,128. Teens cost the most to insure at up to $5,318 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and Envista models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have a lower frequency of accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects insurance prices.

The examples above show why all drivers should compare prices for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Buick Envista insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $828
• Using higher $1,000 deductibles will save approximately $208 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,446
• Selecting low deductibles for physical damage coverage will increase the cost to $1,850
• Drivers with serious driving violations could pay up to $3,128
• Policy cost for full coverage for a teen driver can cost as much as $5,318 or more

View Chart as Image

Insurance rates for a Buick Envista also range considerably based on your risk profile, the trim level of your Envista, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $5,300 a year. View Rates by Age

Your home state has a huge impact on Buick Envista insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,060 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $620 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

How to Find Affordable Buick Envista Insurance

Finding cheaper rates on car insurance requires being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop at least once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the primary concepts that were touched on in the above illustrations.

• Drivers can save approximately $180 per year just by quoting online in advance
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,680 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $600 each year
• Youthful drivers are charged the highest rates, costing up to $443 each month for full coverage