Buick Envista Insurance Rates

Average insurance rates for a Buick Envista are $1,446 a year for full coverage insurance. Comprehensive insurance costs an estimated $322 a year, collision insurance costs $594, and liability coverage is $372. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs $3,128 or more. Teenage drivers receive the highest rates at up to $5,318 a year.

Average premium for full coverage: $1,446

Rate estimates broken down by individual coverage type:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Envista trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Buick Envista insurance rates for other coverage scenarios.

• The best discount rate is $828
• Raising to $1,000 deductibles will save approximately $1,238 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,446
• Using low $100 deductibles will cost an extra $404 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,128
• The cost for full coverage for a teenage driver can cost as much as $5,318

View Chart as Image

Insurance rates for a Buick Envista can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Where you live also has a big influence on Buick Envista insurance rates. A middle-age driver might find rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $620 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Cheap Buick Envista Insurance

Saving money on auto insurance consists of having a good driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to compare rates at least once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a brief summary of the primary concepts that were presented in the illustrations above.

• It is possible to save approximately $180 per year just by quoting early and online
• Drivers that tend to have accidents or serious violations pay on average $1,680 more annually to buy Buick Envista insurance
• Increasing deductibles can save around $600 each year
• Drivers age 20 and younger are expensive to insure, costing up to $443 per month including comprehensive and collision insurance