Buick Envista Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average auto insurance rates for a Buick Envista are $1,446 annually with full coverage. Comprehensive costs an estimated $322 a year, collision costs $594, and liability is estimated at $372. Liability-only insurance costs approximately $438 a year, with high-risk driver insurance costing around $3,128. Teens pay the highest rates at $5,318 a year or more.
Average premium for full coverage: $1,446
Price estimates broken down by individual coverage:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Envista trim levels.
Price Range from Low to High
For the average driver, Buick Envista insurance prices go from as cheap as $438 for minimum levels of liability insurance to a high of $3,128 for a driver that may need high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. More rural locations have fewer collision claims than cities with more traffic congestion.
The diagram below illustrates how location impacts insurance prices.
The ranges above demonstrate why it is important to get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Buick Envista insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $828
- Choosing higher $1,000 deductibles can save approximately $1,238 annually
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,446
- Selecting low $100 deductibles for comp and collision coverage will cost $1,850
- Higher-risk drivers with serious driving violations could pay up to $3,128 or more
- The price with full coverage for a 16-year-old driver can cost as much as $5,318 each year
Car insurance prices for a Buick Envista are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.
Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges from 43% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $620 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in plays a big part in determining prices for Buick Envista insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,950 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,306 | -$140 | -9.7% |
| Alaska | $1,110 | -$336 | -23.2% |
| Arizona | $1,198 | -$248 | -17.2% |
| Arkansas | $1,446 | -$0 | 0.0% |
| California | $1,648 | $202 | 14.0% |
| Colorado | $1,384 | -$62 | -4.3% |
| Connecticut | $1,486 | $40 | 2.8% |
| Delaware | $1,638 | $192 | 13.3% |
| Florida | $1,810 | $364 | 25.2% |
| Georgia | $1,336 | -$110 | -7.6% |
| Hawaii | $1,038 | -$408 | -28.2% |
| Idaho | $978 | -$468 | -32.4% |
| Illinois | $1,078 | -$368 | -25.4% |
| Indiana | $1,088 | -$358 | -24.8% |
| Iowa | $978 | -$468 | -32.4% |
| Kansas | $1,376 | -$70 | -4.8% |
| Kentucky | $1,972 | $526 | 36.4% |
| Louisiana | $2,142 | $696 | 48.1% |
| Maine | $892 | -$554 | -38.3% |
| Maryland | $1,194 | -$252 | -17.4% |
| Massachusetts | $1,158 | -$288 | -19.9% |
| Michigan | $2,512 | $1,066 | 73.7% |
| Minnesota | $1,212 | -$234 | -16.2% |
| Mississippi | $1,734 | $288 | 19.9% |
| Missouri | $1,284 | -$162 | -11.2% |
| Montana | $1,554 | $108 | 7.5% |
| Nebraska | $1,142 | -$304 | -21.0% |
| Nevada | $1,734 | $288 | 19.9% |
| New Hampshire | $1,042 | -$404 | -27.9% |
| New Jersey | $1,618 | $172 | 11.9% |
| New Mexico | $1,280 | -$166 | -11.5% |
| New York | $1,524 | $78 | 5.4% |
| North Carolina | $834 | -$612 | -42.3% |
| North Dakota | $1,184 | -$262 | -18.1% |
| Ohio | $998 | -$448 | -31.0% |
| Oklahoma | $1,486 | $40 | 2.8% |
| Oregon | $1,324 | -$122 | -8.4% |
| Pennsylvania | $1,380 | -$66 | -4.6% |
| Rhode Island | $1,928 | $482 | 33.3% |
| South Carolina | $1,312 | -$134 | -9.3% |
| South Dakota | $1,222 | -$224 | -15.5% |
| Tennessee | $1,268 | -$178 | -12.3% |
| Texas | $1,744 | $298 | 20.6% |
| Utah | $1,072 | -$374 | -25.9% |
| Vermont | $990 | -$456 | -31.5% |
| Virginia | $866 | -$580 | -40.1% |
| Washington | $1,118 | -$328 | -22.7% |
| West Virginia | $1,324 | -$122 | -8.4% |
| Wisconsin | $1,002 | -$444 | -30.7% |
| Wyoming | $1,288 | -$158 | -10.9% |
Since prices can be so different, the best way to find out which car insurance is cheapest is to get quotes from multiple companies. Each auto insurer calculates prices differently, so rate quotes may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Envista | $294 | $566 | $398 | $1,416 |
Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Buick Envista Insurance
Getting lower rates on insurance for a Buick Envista takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Spend time shopping around once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a review of the data that was touched on above.
- You may be able to save approximately $180 per year simply by quoting early and online
- Insureds who want more liability protection will pay approximately $410 every year to raise limits from a low limit to higher 250/500 limits
- Youthful drivers have the highest car insurance prices, costing up to $443 a month if comprehensive and collision insurance is included
- Drivers considered higher risk who have several accidents or serious violations pay on average $1,680 more annually than a low-risk driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,318 |
| 20 | $3,342 |
| 30 | $1,516 |
| 40 | $1,446 |
| 50 | $1,320 |
| 60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,662 |
| $500 | $1,446 |
| $1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,446 |
| 50/100 | $1,520 |
| 100/300 | $1,613 |
| 250/500 | $1,855 |
| 100 CSL | $1,558 |
| 300 CSL | $1,762 |
| 500 CSL | $1,911 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,598 |
| 20 | $5,310 |
| 30 | $3,202 |
| 40 | $3,128 |
| 50 | $2,984 |
| 60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $20 |
| 5-yr Accident Free | $109 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $68 |
| Advance Quote | $73 |
| Online Quote | $103 |
| Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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