Buick Envista Insurance Rates

The average auto insurance rates for a Buick Envista are $1,446 annually for full coverage insurance. Comprehensive insurance costs approximately $322 a year, collision insurance costs $594, and liability coverage costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $3,128 or more. Teenage drivers cost the most to insure at up to $5,318 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Envista trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Buick Envista insurance rates for additional coverage and risk scenarios.

• The best discount rate is $828
• Using higher $1,000 deductibles will save $1,238 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,446
• Using low $100 deductibles for physical damage coverage costs an additional $404 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $3,128
• Policy cost with full coverage for a teenage driver can cost $5,318 or more

View Chart as Image

Insurance rates for a Buick Envista also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $620 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Buick Envista insurance rates. A driver around age 40 might see rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

How to Buy Cheap Buick Envista Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having a good credit history, being claim-free, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a brief summary of the data touched on in the above illustrations.

• Consumers who purchase higher liability limits will pay an extra $410 annually to increase from a 30/60 limit to higher 250/500 limits
• It is possible to save around $180 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $600 each year
• Teenagers are expensive to insure, possibly costing $443 each month including comprehensive and collision insurance