Buick Envista Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average insurance rates for a Buick Envista are $1,446 a year for full coverage. Comprehensive costs on average $322 each year, collision costs $594, and liability coverage costs $372. Liability-only coverage costs as little as $438 a year, with high-risk coverage costing around $3,128. Teen drivers cost the most to insure at $5,318 a year or more.
Average premium for full coverage: $1,446
Policy rates by type of insurance:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Envista models.
Price Range Variability
For a driver around age 40, Buick Envista insurance rates go from as low as $438 for minimum levels of liability insurance to a high rate of $3,128 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on car insurance rates.
The examples above show why all drivers should compare rates based on a specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Buick Envista insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $828
- Drivers who choose higher $1,000 deductibles will pay around $208 a year
- The average rate for a good driver age 40 with $500 deductibles is $1,446
- Choosing low deductibles for comprehensive and collision insurance will increase the cost to $1,850
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,128 or more
- Policy cost for full coverage for a teenage driver may cost $5,318 a year
Insurance rates for a Buick Envista also range considerably based on your risk profile, the trim level of your Envista, and policy deductibles and limits.
More mature drivers with no violations or accidents and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age
Your home state makes a big difference in Buick Envista insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or as much as $2,060 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,306 | -$140 | -9.7% |
| Alaska | $1,110 | -$336 | -23.2% |
| Arizona | $1,198 | -$248 | -17.2% |
| Arkansas | $1,446 | -$0 | 0.0% |
| California | $1,648 | $202 | 14.0% |
| Colorado | $1,384 | -$62 | -4.3% |
| Connecticut | $1,486 | $40 | 2.8% |
| Delaware | $1,638 | $192 | 13.3% |
| Florida | $1,810 | $364 | 25.2% |
| Georgia | $1,336 | -$110 | -7.6% |
| Hawaii | $1,038 | -$408 | -28.2% |
| Idaho | $978 | -$468 | -32.4% |
| Illinois | $1,078 | -$368 | -25.4% |
| Indiana | $1,088 | -$358 | -24.8% |
| Iowa | $978 | -$468 | -32.4% |
| Kansas | $1,376 | -$70 | -4.8% |
| Kentucky | $1,972 | $526 | 36.4% |
| Louisiana | $2,142 | $696 | 48.1% |
| Maine | $892 | -$554 | -38.3% |
| Maryland | $1,194 | -$252 | -17.4% |
| Massachusetts | $1,158 | -$288 | -19.9% |
| Michigan | $2,512 | $1,066 | 73.7% |
| Minnesota | $1,212 | -$234 | -16.2% |
| Mississippi | $1,734 | $288 | 19.9% |
| Missouri | $1,284 | -$162 | -11.2% |
| Montana | $1,554 | $108 | 7.5% |
| Nebraska | $1,142 | -$304 | -21.0% |
| Nevada | $1,734 | $288 | 19.9% |
| New Hampshire | $1,042 | -$404 | -27.9% |
| New Jersey | $1,618 | $172 | 11.9% |
| New Mexico | $1,280 | -$166 | -11.5% |
| New York | $1,524 | $78 | 5.4% |
| North Carolina | $834 | -$612 | -42.3% |
| North Dakota | $1,184 | -$262 | -18.1% |
| Ohio | $998 | -$448 | -31.0% |
| Oklahoma | $1,486 | $40 | 2.8% |
| Oregon | $1,324 | -$122 | -8.4% |
| Pennsylvania | $1,380 | -$66 | -4.6% |
| Rhode Island | $1,928 | $482 | 33.3% |
| South Carolina | $1,312 | -$134 | -9.3% |
| South Dakota | $1,222 | -$224 | -15.5% |
| Tennessee | $1,268 | -$178 | -12.3% |
| Texas | $1,744 | $298 | 20.6% |
| Utah | $1,072 | -$374 | -25.9% |
| Vermont | $990 | -$456 | -31.5% |
| Virginia | $866 | -$580 | -40.1% |
| Washington | $1,118 | -$328 | -22.7% |
| West Virginia | $1,324 | -$122 | -8.4% |
| Wisconsin | $1,002 | -$444 | -30.7% |
| Wyoming | $1,288 | -$158 | -10.9% |
Choosing high deductibles could save up to $620 a year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than average. View High Risk Driver Rates
Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Envista | $294 | $566 | $398 | $1,416 |
Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Buick Envista Insurance
Finding cheaper rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Set aside time to compare rates at every policy renewal by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.
The points below are a summary of the data covered above.
- Consumers who require increased liability limits will pay about $410 each year to go from a 30/60 limit to 250/500 limits
- Drivers can save as much as $180 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $600 each year
- Drivers under the age of 20 pay higher rates, costing up to $443 each month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,318 |
| 20 | $3,342 |
| 30 | $1,516 |
| 40 | $1,446 |
| 50 | $1,320 |
| 60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,662 |
| $500 | $1,446 |
| $1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,446 |
| 50/100 | $1,520 |
| 100/300 | $1,613 |
| 250/500 | $1,855 |
| 100 CSL | $1,558 |
| 300 CSL | $1,762 |
| 500 CSL | $1,911 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,598 |
| 20 | $5,310 |
| 30 | $3,202 |
| 40 | $3,128 |
| 50 | $2,984 |
| 60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $20 |
| 5-yr Accident Free | $109 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $68 |
| Advance Quote | $73 |
| Online Quote | $103 |
| Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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