Buick Envista Insurance Rates

The average insurance prices for a Buick Envista are $1,446 every 12 months for full coverage insurance. Comprehensive costs an estimated $322 each year, collision insurance costs $594, and liability coverage costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $3,128. Teen drivers cost the most to insure at up to $5,318 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Envista models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Buick Envista insurance rates for other coverage scenarios.

• The lowest rate with discounts is $828
• Using higher $1,000 deductibles will save approximately $208 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,446
• Choosing low deductibles for physical damage coverage increases the price to $1,850
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,128
• Policy cost to insure a teenage driver can cost as much as $5,318 or more

View Chart as Image

Car insurance rates for a Buick Envista also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $620 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers can be around 43% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Buick Envista insurance rates. A driver around age 40 might see rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Buick Envista Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, maintaining a good credit score, being claim-free, and possibly higher deductibles. Invest time comparing rates every time your policy renews by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a recap of the information covered in the charts and tables above.

• It is possible to save approximately $180 per year just by quoting online in advance
• Teenagers have the highest car insurance rates, possibly costing $443 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $600 each year
• Drivers that have major violations or accidents could be forced to pay on average $1,680 more annually for car insurance
• Consumers who want higher liability limits will pay about $410 annually to increase from a 30/60 limit to a 250/500 level