Buick Envista Insurance Rates

Estimated insurance prices for a Buick Envista are $1,446 every 12 months with full coverage. Comprehensive costs an estimated $322 a year, collision insurance costs $594, and liability is $372. Liability-only coverage costs around $438 a year, and high-risk coverage costs around $3,128. Teen drivers pay the most at up to $5,318 a year.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all U.S. states and Envista trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on car insurance rates. More rural locations are statistically proven to have more infrequent collision claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

These rate differences demonstrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Buick Envista insurance rates for other coverage scenarios.

• The lowest rate with discounts is $828
• Raising to $1,000 deductibles will save approximately $1,238 annually
• The average price for a 40-year-old good driver who has $500 deductibles is $1,446
• Choosing low $100 deductibles increases the price to $1,850
• Drivers with multiple violations and an at-fault accident could pay up to $3,128
• An auto insurance policy to insure a 16-year-old driver can cost as much as $5,318

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Insurance prices for a Buick Envista also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $620 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $335 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 131% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Buick Envista insurance prices. A middle-age driver might find prices as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,950 on average in New York, Michigan, and Florida.

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How to Shop for Cheap Buick Envista Insurance

Finding better rates on insurance for a Buick Envista consists of being safe and accident-free, having good credit, being claim-free, and deciding if full coverage is necessary. Spend time shopping around at least every other year by quoting rates from direct companies, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the car insurance concepts touched on above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,680 more annually than a low-risk driver
• You may be able to save approximately $180 per year just by quoting early and online
• Increasing policy deductibles could save as much as $600 each year
• Insureds who want more liability protection will pay about $410 every year to raise from 30/60 bodily injury limits to a 250/500 level