Buick Envista Insurance Rates

Average insurance rates for a Buick Envista are $1,446 a year including full coverage. Comprehensive insurance costs around $322 a year, collision insurance costs $594, and liability coverage costs $372. A liability-only policy costs as little as $438 a year, and high-risk insurance costs $3,128 or more. 16-year-old drivers receive the highest rates at up to $5,318 a year.

Average premium for full coverage: $1,446

Rate estimates for individual coverage type:

These estimates include $500 deductible amounts, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Envista trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why it is important to compare rates for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Buick Envista insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $828
• Drivers who choose higher $1,000 deductibles will pay about $1,238 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,446
• Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $404 each year
• High-risk insureds with multiple tickets or accidents could pay at least $3,128
• The cost that insures a teenage driver can be $5,318 a year

View Chart as Image

Insurance rates for a Buick Envista can also vary considerably based on the trim level of your Envista, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

Where you live makes a big difference in Buick Envista insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,060 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $620 a year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Buick Envista Insurance

Saving money on auto insurance not only requires having a good driving record, but also having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Comparison shop every couple of years by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The next list is a brief summary of the material that was covered above.

• Consumers who may need increased levels of liability coverage will pay around $410 per year to go from a minimum limit to the 250/500 level
• Drivers age 20 and younger pay higher rates, as much as $443 per month if full coverage is included
• Drivers that tend to have accidents or serious violations may have to pay on average $1,680 more every year to buy Buick Envista insurance
• Increasing deductibles can save approximately $600 each year