Buick Envista Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance rates for a Buick Envista are $1,446 a year including full coverage. Comprehensive costs on average $322 a year, collision costs $594, and liability costs $372. A liability-only policy costs as little as $438 a year, with high-risk insurance costing around $3,128. 16-year-old drivers pay the most at $5,318 a year or more.
Average premium for full coverage: $1,446
Premium estimates by type of coverage:
These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Envista trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Buick Envista go from the low end price of $438 for just liability insurance to a high of $3,128 for a high-risk driver policy.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities.
The diagram below illustrates how rural and urban location affects car insurance rates.
These rate differences highlight why it is important to compare rates based on a specific location, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Buick Envista insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $828
- Drivers who choose higher $1,000 deductibles will pay around $1,238 every year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,446
- Buying low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,850
- Drivers with multiple tickets or accidents could pay upwards of $3,128 or more
- An auto insurance policy that insures a 16-year-old driver may cost $5,318 a year
Auto insurance prices for a Buick Envista also have a wide range based on the trim level of your Envista, your driving record and age, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost from 43% to 131% more than the average rate. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,300 a year. View Rates by Age
Where you choose to live makes a big difference in Buick Envista insurance prices. A 40-year-old driver could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,060 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,306 | -$140 | -9.7% |
| Alaska | $1,110 | -$336 | -23.2% |
| Arizona | $1,198 | -$248 | -17.2% |
| Arkansas | $1,446 | -$0 | 0.0% |
| California | $1,648 | $202 | 14.0% |
| Colorado | $1,384 | -$62 | -4.3% |
| Connecticut | $1,486 | $40 | 2.8% |
| Delaware | $1,638 | $192 | 13.3% |
| Florida | $1,810 | $364 | 25.2% |
| Georgia | $1,336 | -$110 | -7.6% |
| Hawaii | $1,038 | -$408 | -28.2% |
| Idaho | $978 | -$468 | -32.4% |
| Illinois | $1,078 | -$368 | -25.4% |
| Indiana | $1,088 | -$358 | -24.8% |
| Iowa | $978 | -$468 | -32.4% |
| Kansas | $1,376 | -$70 | -4.8% |
| Kentucky | $1,972 | $526 | 36.4% |
| Louisiana | $2,142 | $696 | 48.1% |
| Maine | $892 | -$554 | -38.3% |
| Maryland | $1,194 | -$252 | -17.4% |
| Massachusetts | $1,158 | -$288 | -19.9% |
| Michigan | $2,512 | $1,066 | 73.7% |
| Minnesota | $1,212 | -$234 | -16.2% |
| Mississippi | $1,734 | $288 | 19.9% |
| Missouri | $1,284 | -$162 | -11.2% |
| Montana | $1,554 | $108 | 7.5% |
| Nebraska | $1,142 | -$304 | -21.0% |
| Nevada | $1,734 | $288 | 19.9% |
| New Hampshire | $1,042 | -$404 | -27.9% |
| New Jersey | $1,618 | $172 | 11.9% |
| New Mexico | $1,280 | -$166 | -11.5% |
| New York | $1,524 | $78 | 5.4% |
| North Carolina | $834 | -$612 | -42.3% |
| North Dakota | $1,184 | -$262 | -18.1% |
| Ohio | $998 | -$448 | -31.0% |
| Oklahoma | $1,486 | $40 | 2.8% |
| Oregon | $1,324 | -$122 | -8.4% |
| Pennsylvania | $1,380 | -$66 | -4.6% |
| Rhode Island | $1,928 | $482 | 33.3% |
| South Carolina | $1,312 | -$134 | -9.3% |
| South Dakota | $1,222 | -$224 | -15.5% |
| Tennessee | $1,268 | -$178 | -12.3% |
| Texas | $1,744 | $298 | 20.6% |
| Utah | $1,072 | -$374 | -25.9% |
| Vermont | $990 | -$456 | -31.5% |
| Virginia | $866 | -$580 | -40.1% |
| Washington | $1,118 | -$328 | -22.7% |
| West Virginia | $1,324 | -$122 | -8.4% |
| Wisconsin | $1,002 | -$444 | -30.7% |
| Wyoming | $1,288 | -$158 | -10.9% |
Opting for high physical damage deductibles could save up to $620 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $335 extra every year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to figure out exactly what you will pay is to get quotes from multiple companies. Every company utilizes a different rate formula, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Envista | $294 | $566 | $398 | $1,416 |
Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Buick Envista Insurance
Finding better rates on insurance for a Buick Envista not only requires having a good driving record, but also maintaining a good credit score, refrain from filing small claims, and taking advantage of discounts. Comparison shop every time your policy renews by quoting rates from direct car insurance companies, and also from insurance agencies where you live.
The next list is a brief summary of the information raised in the charts and tables above.
- You may be able to save as much as $180 per year simply by quoting early and online
- Drivers age 20 and younger are charged the highest prices, with the cost nearing $443 per month if the policy includes full coverage
- Increasing policy deductibles can save approximately $600 each year
- Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,680 more each year to buy Buick Envista insurance
- Insureds who require increased levels of liability coverage will pay around $410 per year to go from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,318 |
| 20 | $3,342 |
| 30 | $1,516 |
| 40 | $1,446 |
| 50 | $1,320 |
| 60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,662 |
| $500 | $1,446 |
| $1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,446 |
| 50/100 | $1,520 |
| 100/300 | $1,613 |
| 250/500 | $1,855 |
| 100 CSL | $1,558 |
| 300 CSL | $1,762 |
| 500 CSL | $1,911 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,598 |
| 20 | $5,310 |
| 30 | $3,202 |
| 40 | $3,128 |
| 50 | $2,984 |
| 60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $20 |
| 5-yr Accident Free | $109 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $68 |
| Advance Quote | $73 |
| Online Quote | $103 |
| Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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