Buick Envista Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance prices for a Buick Envista are $1,446 every 12 months for full coverage. Comprehensive costs on average $322 each year, collision insurance costs $594, and liability insurance costs around $372. Liability-only insurance costs as low as $438 a year, and high-risk driver insurance costs around $3,128. Teen drivers cost the most to insure at up to $5,318 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Comprehensive $322
Collision $594
Liability $372

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Envista models.

Price Range Variability

For the average 40-year-old driver, Buick Envista insurance rates range from the cheapest price of $438 for just the minimum liability insurance to a high rate of $3,128 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,446
High Risk $3,128

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than larger metro areas. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $1,085
Small Cities $1,518
Large Cities $1,952

The examples above show why all drivers should compare prices based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

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Additional Rate Analysis

The chart below shows average Buick Envista insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $828
  • Using higher $1,000 deductibles will save around $208 a year
  • The average price for a good driver age 40 with $500 deductibles is $1,446
  • Choosing low deductibles for physical damage coverage increases the price to $1,850
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,128
  • Policy cost to insure a teen driver may cost $5,318 or more

View Chart as Image

Buick Envista insurance cost comparison chart
Column chart showing Buick Envista insurance rates range from $828 to $5,318 for full coverage

Auto insurance rates for a Buick Envista also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Envista.

Choosing high deductibles could cut rates by as much as $620 each year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 131% more than average. View High Risk Driver Rates

Your home state has a huge impact on Buick Envista insurance rates. A driver around age 40 might see rates as low as $950 a year in states like Idaho, Maine, and Iowa, or as much as $2,060 on average in Michigan, Louisiana, and New York.

Buick Envista Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,306 -$140 -9.7%
Alaska $1,110 -$336 -23.2%
Arizona $1,198 -$248 -17.2%
Arkansas $1,446 -$0 0.0%
California $1,648 $202 14.0%
Colorado $1,384 -$62 -4.3%
Connecticut $1,486 $40 2.8%
Delaware $1,638 $192 13.3%
Florida $1,810 $364 25.2%
Georgia $1,336 -$110 -7.6%
Hawaii $1,038 -$408 -28.2%
Idaho $978 -$468 -32.4%
Illinois $1,078 -$368 -25.4%
Indiana $1,088 -$358 -24.8%
Iowa $978 -$468 -32.4%
Kansas $1,376 -$70 -4.8%
Kentucky $1,972 $526 36.4%
Louisiana $2,142 $696 48.1%
Maine $892 -$554 -38.3%
Maryland $1,194 -$252 -17.4%
Massachusetts $1,158 -$288 -19.9%
Michigan $2,512 $1,066 73.7%
Minnesota $1,212 -$234 -16.2%
Mississippi $1,734 $288 19.9%
Missouri $1,284 -$162 -11.2%
Montana $1,554 $108 7.5%
Nebraska $1,142 -$304 -21.0%
Nevada $1,734 $288 19.9%
New Hampshire $1,042 -$404 -27.9%
New Jersey $1,618 $172 11.9%
New Mexico $1,280 -$166 -11.5%
New York $1,524 $78 5.4%
North Carolina $834 -$612 -42.3%
North Dakota $1,184 -$262 -18.1%
Ohio $998 -$448 -31.0%
Oklahoma $1,486 $40 2.8%
Oregon $1,324 -$122 -8.4%
Pennsylvania $1,380 -$66 -4.6%
Rhode Island $1,928 $482 33.3%
South Carolina $1,312 -$134 -9.3%
South Dakota $1,222 -$224 -15.5%
Tennessee $1,268 -$178 -12.3%
Texas $1,744 $298 20.6%
Utah $1,072 -$374 -25.9%
Vermont $990 -$456 -31.5%
Virginia $866 -$580 -40.1%
Washington $1,118 -$328 -22.7%
West Virginia $1,324 -$122 -8.4%
Wisconsin $1,002 -$444 -30.7%
Wyoming $1,288 -$158 -10.9%

View Chart as Image

Buick Envista insurance rates by U.S. city
Buick Envista Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envista $294 $566 $398 $1,416

Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Buick Envista Insurance

Finding cheaper rates on Buick Envista insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every year by requesting rates from direct carriers, and also from local independent and exclusive agents.

The list below is a brief review of the coverage data touched on in this article.

  • Drivers can save as much as $180 per year just by quoting online in advance
  • Increasing comprehensive and collision deductibles could save as much as $600 each year
  • Teenagers are charged the highest rates, costing up to $443 each month if comprehensive and collision insurance is included
  • High-risk drivers with DUI or reckless driving convictions pay an average of $1,680 more each year for car insurance

Rates by Driver Age

Buick Envista Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,342
30 $1,516
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Buick Envista Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,850
$250 $1,662
$500 $1,446
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Buick Envista Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,446
50/100 $1,520
100/300 $1,613
250/500 $1,855
100 CSL $1,558
300 CSL $1,762
500 CSL $1,911

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envista Insurance Rates for High Risk Drivers
Age Premium
16 $7,598
20 $5,310
30 $3,202
40 $3,128
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $73
Online Quote $103
Total Discounts $618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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