Buick Envista Insurance Rates

The average insurance rates for a Buick Envista are $1,446 a year for full coverage. Comprehensive costs on average $322, collision insurance costs $594, and liability insurance costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $3,128. Teens cost the most to insure at up to $5,318 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different Envista trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on car insurance rates.

The examples above show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Buick Envista insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $828
• Using higher $1,000 deductibles will save around $208 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,446
• Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,850
• Drivers with serious driving violations could pay upwards of $3,128
• Policy cost for full coverage for a teen driver with full coverage may cost $5,318 or more

View Chart as Image

Insurance rates for a Buick Envista also range considerably based on your risk profile, the trim level of your Envista, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $5,300 a year. View Rates by Age

Your home state has a huge impact on Buick Envista insurance rates. A driver around age 40 might see rates as low as $950 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,060 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $620 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can be anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Buick Envista Insurance

Finding cheaper rates on Buick Envista insurance requires being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Take the time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The items below are a recap of the material that was covered in the above illustrations.

• Drivers who require more liability coverage will pay approximately $410 each year to increase from a 30/60 limit to 250/500 limits
• Teen drivers pay the highest rates, costing up to $443 each month for full coverage
• High-risk drivers that have major violations or accidents will pay on average $1,680 more each year to insure their Envista
• Increasing comprehensive and collision deductibles can save around $600 each year