Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

Estimated insurance rates for a Buick Regal are $1,320 a year including full coverage. Comprehensive costs approximately $260, collision costs $450, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, with high-risk coverage costing around $2,854. Teen drivers pay the most at $5,032 a year or more.

Average premium for full coverage: $1,320

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Regal trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance prices.

These rate differences highlight why anyone shopping for car insurance should get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Buick Regal insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $767
• Choosing higher $1,000 deductibles can save $162 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,320
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,632
• Drivers with multiple violations and an at-fault accident could pay around $2,854 or more
• An auto insurance policy that insures a teenage driver with full coverage can cost $5,032 each year

View Chart as Image

Insurance prices for a Buick Regal also have a wide range based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. High-risk driver insurance ranges around 44% to 135% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Buick Regal insurance rates. A good driver about age 40 could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,880 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $480 a year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each auto insurer uses a different rate calculation, so the prices will be substantially different.

How to Find Affordable Buick Regal Insurance

Finding better rates on auto insurance takes avoiding accidents and claims, having above-average credit, refrain from filing small claims, and maximizing policy discounts. Shop around every couple of years by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

The points below are a brief review of the material that was illustrated above.

• Consumers who purchase increased liability limits will pay about $500 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Drivers under the age of 20 are expensive to insure, with the cost nearing $419 per month if full coverage is included
• Drivers with DUI or reckless driving convictions will likely pay on average $1,530 more per year to insure a Buick Regal
• Increasing policy deductibles can save approximately $475 each year

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.