Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

U.S. average insurance rates for a Buick Regal are $1,354 a year with full coverage. Comprehensive costs around $270 a year, collision insurance costs $484, and liability insurance is $442. Buying just liability costs around $496 a year, and insurance for high-risk drivers costs around $2,938. Teen drivers pay the highest rates at up to $5,144 a year.

Average premium for full coverage: $1,354

Price estimates for individual coverage:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and Regal trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas. The diagram below illustrates how your location can change auto insurance rates.

The ranges above demonstrate why it is important to compare rates quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Buick Regal insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $781
• Raising to $1,000 deductibles will save about $1,184 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,354
• Choosing low $100 deductibles bumps up the cost to $1,686
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,938
• The price that insures a teen driver can be $5,144

View Chart as Image

Insurance prices for a Buick Regal are also quite variable based on the trim level of your Regal, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,600 to $2,200 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,100 a year. View Rates by Age

The state you live in also has a big influence on Buick Regal insurance rates. A middle-age driver might find prices as low as $980 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $510 each year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit

How to Find Cheap Buick Regal Insurance

Getting lower rates on Buick Regal insurance consists of avoiding accidents and claims, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Shop around at least every other year by quoting rates from direct companies, and also from your local independent and exclusive agents.

The points below are a brief summary of the car insurance concepts illustrated above.

• High-risk drivers that tend to have accidents or serious violations may pay on average $1,580 more every year to insure a Buick Regal
• You may be able to save up to $160 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $500 each year
• Drivers who may need increased liability limits will pay about $490 every year to raise from a low limit to the 250/500 level

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.