Buick Regal Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 5, 2024
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The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
U.S. average auto insurance rates for a Buick Regal are $1,354 annually with full coverage. Comprehensive costs approximately $270, collision costs $484, and liability coverage costs around $442. Buying just liability costs as low as $496 a year, with insurance for high-risk drivers costing around $2,938. Teenage drivers pay the highest rates at $5,144 a year or more.
Average premium for full coverage: $1,354
Price estimates by individual coverage:
Rates are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Regal models.
Price Range from Low to High
For an average driver, Buick Regal insurance prices go from as cheap as $496 for your basic liability-only policy to the much higher price of $2,938 for a driver who has had serious violations or accidents.
Geographic Price Range
Where you live has a large influence on the price of insurance. Rural locations have fewer collision claims than densely populated cities.
The example below illustrates the effect of geographic area on auto insurance prices.
The ranges above demonstrate why everyone should compare prices using their specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Buick Regal insurance rates for additional coverage and risk scenarios.
- The best discount rate is $781
- Using higher $1,000 deductibles will save $170 annually
- The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,354
- Using pricier low deductibles for physical damage coverage will cost $1,686
- Higher-risk drivers who are prone to accidents and violations could pay around $2,938 or more
- The price with full coverage for a teenage driver for full coverage can cost $5,144 or more
Insurance prices for a Buick Regal are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,200 additional each year, depending on your age. Buick Regal insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $510 a year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Buick Regal insurance rates. A driver around age 40 might see prices as low as $980 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,830 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,226 | -$128 | -9.5% |
Alaska | $1,042 | -$312 | -23.0% |
Arizona | $1,126 | -$228 | -16.8% |
Arkansas | $1,354 | -$0 | 0.0% |
California | $1,544 | $190 | 14.0% |
Colorado | $1,294 | -$60 | -4.4% |
Connecticut | $1,394 | $40 | 3.0% |
Delaware | $1,534 | $180 | 13.3% |
Florida | $1,696 | $342 | 25.3% |
Georgia | $1,252 | -$102 | -7.5% |
Hawaii | $974 | -$380 | -28.1% |
Idaho | $918 | -$436 | -32.2% |
Illinois | $1,010 | -$344 | -25.4% |
Indiana | $1,022 | -$332 | -24.5% |
Iowa | $914 | -$440 | -32.5% |
Kansas | $1,288 | -$66 | -4.9% |
Kentucky | $1,848 | $494 | 36.5% |
Louisiana | $2,008 | $654 | 48.3% |
Maine | $834 | -$520 | -38.4% |
Maryland | $1,120 | -$234 | -17.3% |
Massachusetts | $1,086 | -$268 | -19.8% |
Michigan | $2,356 | $1,002 | 74.0% |
Minnesota | $1,134 | -$220 | -16.2% |
Mississippi | $1,624 | $270 | 19.9% |
Missouri | $1,202 | -$152 | -11.2% |
Montana | $1,456 | $102 | 7.5% |
Nebraska | $1,068 | -$286 | -21.1% |
Nevada | $1,624 | $270 | 19.9% |
New Hampshire | $976 | -$378 | -27.9% |
New Jersey | $1,516 | $162 | 12.0% |
New Mexico | $1,200 | -$154 | -11.4% |
New York | $1,428 | $74 | 5.5% |
North Carolina | $780 | -$574 | -42.4% |
North Dakota | $1,110 | -$244 | -18.0% |
Ohio | $936 | -$418 | -30.9% |
Oklahoma | $1,392 | $38 | 2.8% |
Oregon | $1,242 | -$112 | -8.3% |
Pennsylvania | $1,294 | -$60 | -4.4% |
Rhode Island | $1,808 | $454 | 33.5% |
South Carolina | $1,226 | -$128 | -9.5% |
South Dakota | $1,144 | -$210 | -15.5% |
Tennessee | $1,188 | -$166 | -12.3% |
Texas | $1,634 | $280 | 20.7% |
Utah | $1,004 | -$350 | -25.8% |
Vermont | $926 | -$428 | -31.6% |
Virginia | $812 | -$542 | -40.0% |
Washington | $1,048 | -$306 | -22.6% |
West Virginia | $1,242 | -$112 | -8.3% |
Wisconsin | $940 | -$414 | -30.6% |
Wyoming | $1,208 | -$146 | -10.8% |
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices may be quite different between companies.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Buick Regal | $270 | $484 | $442 | $1,354 |
2019 Buick Regal | $260 | $450 | $452 | $1,320 |
2018 Buick Regal | $250 | $424 | $456 | $1,288 |
2017 Buick Regal | $240 | $380 | $460 | $1,238 |
2016 Buick Regal | $224 | $350 | $460 | $1,192 |
2015 Buick Regal | $216 | $328 | $464 | $1,166 |
2014 Buick Regal | $210 | $306 | $474 | $1,148 |
2013 Buick Regal | $194 | $284 | $474 | $1,110 |
2012 Buick Regal | $190 | $258 | $478 | $1,084 |
2011 Buick Regal | $176 | $236 | $474 | $1,044 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Buick Regal Insurance
Getting lower rates on auto insurance requires being a low-risk driver, having good credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every other policy renewal by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The items below are a quick review of the ideas that were covered in the above illustrations.
- Teen drivers are the costliest to insure, costing up to $429 a month if they have full coverage
- Drivers with a DUI or reckless driving violation may pay on average $1,580 more per year to insure their Regal
- Increasing physical damage deductibles could save up to $500 each year
- You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
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What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,144 |
20 | $3,130 |
30 | $1,408 |
40 | $1,354 |
50 | $1,240 |
60 | $1,216 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,686 |
$250 | $1,532 |
$500 | $1,354 |
$1,000 | $1,184 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,354 |
50/100 | $1,442 |
100/300 | $1,553 |
250/500 | $1,840 |
100 CSL | $1,487 |
300 CSL | $1,730 |
500 CSL | $1,907 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,324 |
20 | $4,990 |
30 | $2,996 |
40 | $2,938 |
50 | $2,806 |
60 | $2,780 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $72 |
Multi-vehicle | $72 |
Homeowner | $21 |
5-yr Accident Free | $98 |
5-yr Claim Free | $88 |
Paid in Full/EFT | $60 |
Advance Quote | $66 |
Online Quote | $96 |
Total Discounts | $573 |
Discounts are estimated and may not be available from every company or in every state.
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