Buick Verano Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 29, 2024
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Estimated insurance prices for a Buick Verano are $1,122 every 12 months for full coverage. Comprehensive insurance costs an estimated $202, collision costs $288, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,418 or more. Teens pay the most at $4,420 a year or more.
Average premium for full coverage: $1,122
Premium estimates broken down by type of coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all states and for all Verano models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Buick Verano go from the cheapest price of $522 for basic liability insurance to the much higher price of $2,418 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Where you live has a significant impact on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.
The example below illustrates the difference between rural and urban areas on insurance prices.
These rate differences show why everyone should compare prices for a targeted area and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Buick Verano insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $671
- Using higher $1,000 deductibles will save approximately $110 a year
- The average price for a 40-year-old good driver who has $500 deductibles is $1,122
- Selecting pricier low deductibles for physical damage coverage costs an extra $214 a year
- Drivers with serious driving violations could pay up to $2,418 or more
- An auto insurance policy to insure a teen driver for full coverage can cost as much as $4,420 or more
Insurance prices for a Buick Verano also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $330 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay at least $4,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying $1,300 to $1,900 additional annually, depending on your age. Buick Verano insurance for high-risk drivers can be anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates
Where you choose to live has a huge impact on Buick Verano insurance rates. A driver around age 40 might see prices as low as $740 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,600 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$108 | -9.6% |
| Alaska | $860 | -$262 | -23.4% |
| Arizona | $932 | -$190 | -16.9% |
| Arkansas | $1,122 | -$0 | 0.0% |
| California | $1,278 | $156 | 13.9% |
| Colorado | $1,072 | -$50 | -4.5% |
| Connecticut | $1,154 | $32 | 2.9% |
| Delaware | $1,270 | $148 | 13.2% |
| Florida | $1,404 | $282 | 25.1% |
| Georgia | $1,034 | -$88 | -7.8% |
| Hawaii | $806 | -$316 | -28.2% |
| Idaho | $758 | -$364 | -32.4% |
| Illinois | $836 | -$286 | -25.5% |
| Indiana | $844 | -$278 | -24.8% |
| Iowa | $756 | -$366 | -32.6% |
| Kansas | $1,068 | -$54 | -4.8% |
| Kentucky | $1,532 | $410 | 36.5% |
| Louisiana | $1,660 | $538 | 48.0% |
| Maine | $692 | -$430 | -38.3% |
| Maryland | $924 | -$198 | -17.6% |
| Massachusetts | $898 | -$224 | -20.0% |
| Michigan | $1,950 | $828 | 73.8% |
| Minnesota | $940 | -$182 | -16.2% |
| Mississippi | $1,344 | $222 | 19.8% |
| Missouri | $996 | -$126 | -11.2% |
| Montana | $1,206 | $84 | 7.5% |
| Nebraska | $886 | -$236 | -21.0% |
| Nevada | $1,346 | $224 | 20.0% |
| New Hampshire | $808 | -$314 | -28.0% |
| New Jersey | $1,254 | $132 | 11.8% |
| New Mexico | $994 | -$128 | -11.4% |
| New York | $1,182 | $60 | 5.3% |
| North Carolina | $646 | -$476 | -42.4% |
| North Dakota | $920 | -$202 | -18.0% |
| Ohio | $776 | -$346 | -30.8% |
| Oklahoma | $1,154 | $32 | 2.9% |
| Oregon | $1,028 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$50 | -4.5% |
| Rhode Island | $1,496 | $374 | 33.3% |
| South Carolina | $1,016 | -$106 | -9.4% |
| South Dakota | $948 | -$174 | -15.5% |
| Tennessee | $982 | -$140 | -12.5% |
| Texas | $1,354 | $232 | 20.7% |
| Utah | $832 | -$290 | -25.8% |
| Vermont | $770 | -$352 | -31.4% |
| Virginia | $672 | -$450 | -40.1% |
| Washington | $868 | -$254 | -22.6% |
| West Virginia | $1,028 | -$94 | -8.4% |
| Wisconsin | $778 | -$344 | -30.7% |
| Wyoming | $1,000 | -$122 | -10.9% |
With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each insurance company calculates prices differently, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Buick Verano | $214 | $330 | $460 | $1,162 |
| 2016 Buick Verano | $206 | $310 | $464 | $1,138 |
| 2015 Buick Verano | $202 | $288 | $474 | $1,122 |
| 2014 Buick Verano | $186 | $268 | $474 | $1,086 |
| 2013 Buick Verano | $182 | $244 | $478 | $1,062 |
| 2012 Buick Verano | $170 | $222 | $474 | $1,024 |
Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Buick Verano Insurance
Finding better rates on Buick Verano insurance requires being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at every policy renewal by requesting quotes from direct carriers, and also from several local insurance agents.
The items below are a brief review of the data covered above.
- Drivers who want more liability coverage will pay approximately $520 each year to increase from 30/60 bodily injury limits to a 250/500 level
- Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save as much as $325 each year
- Teen drivers are expensive to insure, as much as $368 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,420 |
| 20 | $2,566 |
| 30 | $1,150 |
| 40 | $1,122 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,336 |
| $250 | $1,238 |
| $500 | $1,122 |
| $1,000 | $1,012 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,122 |
| 50/100 | $1,217 |
| 100/300 | $1,335 |
| 250/500 | $1,643 |
| 100 CSL | $1,264 |
| 300 CSL | $1,525 |
| 500 CSL | $1,715 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,248 |
| 20 | $4,092 |
| 30 | $2,446 |
| 40 | $2,418 |
| 50 | $2,310 |
| 60 | $2,286 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $72 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $43 |
| Advance Quote | $51 |
| Online Quote | $77 |
| Total Discounts | $451 |
Discounts are estimated and may not be available from every company or in every state.
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