Buick Verano Insurance Rates

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UPDATED: Apr 29, 2024

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Average insurance rates for a Buick Verano are $1,122 a year including full coverage. Comprehensive costs on average $202 each year, collision costs $288, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing around $2,418. Teenage drivers receive the highest rates at $4,420 a year or more.

Average premium for full coverage: $1,122

Rate estimates by individual coverage type:

Comprehensive $202
Collision $288
Liability $474

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Verano models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the low end price of $522 for just liability coverage to a high rate of $2,418 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,122
High Risk $2,418

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how where you live affects car insurance rates.

Rural Areas $842
Small Cities $1,178
Large Cities $1,515

These examples highlight why all drivers should get quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Buick Verano insurance rates for different risk profiles and scenarios.

  • The best discount rate is $671
  • Choosing higher $1,000 deductibles can save around $110 every year
  • The estimated price for a 40-year-old driver with $500 deductibles is $1,122
  • Using low deductibles for comp and collision coverage bumps up the cost to $1,336
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,418 or more
  • The cost that insures a 16-year-old driver may cost $4,420 each year

View Chart as Image

Buick Verano insurance cost comparison chart
Column chart showing full coverage Buick Verano insurance rates range from $671 to $4,420

Insurance rates for a Buick Verano can also vary considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $1,300 to $1,900 additional per year, depending on your age. Insurance for high-risk drivers ranges from 43% to 129% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Buick Verano insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,600 on average in Michigan, New York, and Louisiana.

Buick Verano Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,014 -$108 -9.6%
Alaska $860 -$262 -23.4%
Arizona $932 -$190 -16.9%
Arkansas $1,122 -$0 0.0%
California $1,278 $156 13.9%
Colorado $1,072 -$50 -4.5%
Connecticut $1,154 $32 2.9%
Delaware $1,270 $148 13.2%
Florida $1,404 $282 25.1%
Georgia $1,034 -$88 -7.8%
Hawaii $806 -$316 -28.2%
Idaho $758 -$364 -32.4%
Illinois $836 -$286 -25.5%
Indiana $844 -$278 -24.8%
Iowa $756 -$366 -32.6%
Kansas $1,068 -$54 -4.8%
Kentucky $1,532 $410 36.5%
Louisiana $1,660 $538 48.0%
Maine $692 -$430 -38.3%
Maryland $924 -$198 -17.6%
Massachusetts $898 -$224 -20.0%
Michigan $1,950 $828 73.8%
Minnesota $940 -$182 -16.2%
Mississippi $1,344 $222 19.8%
Missouri $996 -$126 -11.2%
Montana $1,206 $84 7.5%
Nebraska $886 -$236 -21.0%
Nevada $1,346 $224 20.0%
New Hampshire $808 -$314 -28.0%
New Jersey $1,254 $132 11.8%
New Mexico $994 -$128 -11.4%
New York $1,182 $60 5.3%
North Carolina $646 -$476 -42.4%
North Dakota $920 -$202 -18.0%
Ohio $776 -$346 -30.8%
Oklahoma $1,154 $32 2.9%
Oregon $1,028 -$94 -8.4%
Pennsylvania $1,072 -$50 -4.5%
Rhode Island $1,496 $374 33.3%
South Carolina $1,016 -$106 -9.4%
South Dakota $948 -$174 -15.5%
Tennessee $982 -$140 -12.5%
Texas $1,354 $232 20.7%
Utah $832 -$290 -25.8%
Vermont $770 -$352 -31.4%
Virginia $672 -$450 -40.1%
Washington $868 -$254 -22.6%
West Virginia $1,028 -$94 -8.4%
Wisconsin $778 -$344 -30.7%
Wyoming $1,000 -$122 -10.9%

View Chart as Image

Buick Verano insurance rates by U.S. city

Using high physical damage deductibles can save as much as $330 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, and rates can be significantly different.

Buick Verano Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2017 Buick Verano $214 $330 $460 $1,162
2016 Buick Verano $206 $310 $464 $1,138
2015 Buick Verano $202 $288 $474 $1,122
2014 Buick Verano $186 $268 $474 $1,086
2013 Buick Verano $182 $244 $478 $1,062
2012 Buick Verano $170 $222 $474 $1,024

Rates are averaged for all Buick Verano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Buick Verano Insurance

Saving money on insurance for a Buick Verano takes not taking risks behind the wheel, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a brief summary of the coverage data touched on in the above illustrations.

  • You may be able to save as much as $130 per year simply by quoting online in advance
  • Increasing deductibles can save approximately $325 each year
  • Teens pay higher rates, as much as $368 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,300 more each year for Verano insurance

Rates by Driver Age

Buick Verano Insurance Rates by Driver Age
Driver Age Premium
16 $4,420
20 $2,566
30 $1,150
40 $1,122
50 $1,028
60 $1,006

Full coverage, $500 deductibles

Rates by Deductible

Buick Verano Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,336
$250 $1,238
$500 $1,122
$1,000 $1,012

Full coverage, driver age 40

Rates by Liability Limit

Buick Verano Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,122
50/100 $1,217
100/300 $1,335
250/500 $1,643
100 CSL $1,264
300 CSL $1,525
500 CSL $1,715

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Verano Insurance Rates for High Risk Drivers
Age Premium
16 $6,248
20 $4,092
30 $2,446
40 $2,418
50 $2,310
60 $2,286

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $152

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $58
Multi-vehicle $60
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $71
Paid in Full/EFT $43
Advance Quote $51
Online Quote $77
Total Discounts $451
Rate after discounts $671

Discounts are estimated and may not be available from every company or in every state.

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