Buick Verano Insurance Rates

The average insurance rates for a Buick Verano are $1,122 a year for full coverage insurance. Comprehensive costs on average $202, collision insurance costs $288, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,418. Teenage drivers cost the most to insure at up to $4,420 a year.

Average premium for full coverage: $1,122

Policy rates by type of insurance:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Verano models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why everyone should compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Buick Verano insurance rates for different risk profiles and scenarios.

• The best discount rate is $671
• Using higher $1,000 deductibles will save around $110 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,122
• Using pricier low deductibles for physical damage coverage will increase the cost to $1,336
• Drivers who are prone to accidents and violations could pay upwards of $2,418
• Policy cost for full coverage for a teen driver for full coverage may cost $4,420 or more

View Chart as Image

Insurance rates for a Buick Verano also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,400 a year. View Rates by Age

Your home state has a huge impact on Buick Verano insurance prices. A driver around age 40 might see rates as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,520 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $330 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 additional every year, depending on your age. Buick Verano insurance for high-risk drivers can be as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Buick Verano Insurance

Finding cheaper rates on car insurance requires having a good driving record, having a good credit history, being claim-free, and dropping full coverage on older vehicles. Set aside time to compare rates every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The next list is a recap of the ideas that were covered above.

• Drivers age 20 and younger pay higher rates, possibly costing $368 each month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents pay an average of $1,300 more each year to buy Buick Verano insurance
• Increasing comprehensive and collision deductibles can save around $325 each year
• It is possible to save as much as $130 per year just by quoting online well ahead of the renewal date