Chevrolet Avalanche Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 6, 2024
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The average insurance prices for a Chevrolet Avalanche are $1,224 every 12 months including full coverage. Comprehensive insurance costs approximately $184, collision insurance costs $248, and liability coverage is estimated at $592. Buying just liability costs approximately $652 a year, and insurance for high-risk drivers costs $2,634 or more. 16-year-old drivers cost the most to insure at up to $4,984 a year.
Average premium for full coverage: $1,224
Policy rates by type of insurance:
These estimates include $500 deductible amounts, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Avalanche trim levels.
Price Range Variability
For a driver in their 40's, Chevrolet Avalanche insurance rates range from the cheapest price of $652 for just the minimum liability insurance to a much higher rate of $2,634 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities. The price range example below illustrates how location helps determine auto insurance prices.
The examples above highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down average Chevrolet Avalanche insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $747
- Choosing higher $1,000 deductibles can save $98 every year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,224
- Buying more expensive low deductibles for comp and collision coverage costs an extra $188 each year
- Drivers with multiple tickets or accidents could pay around $2,634
- Policy cost to insure a teenage driver with full coverage can cost $4,984 each year
Insurance rates for a Chevrolet Avalanche also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Avalanche.
Opting for high physical damage deductibles can save as much as $290 a year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $533 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,900 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,400 to $2,100 extra every year, depending on your age. High-risk driver insurance ranges around 42% to 127% more than the average rate. View High Risk Driver Rates
Your home state plays a big part in determining prices for Chevrolet Avalanche insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,740 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$120 | -9.8% |
| Alaska | $938 | -$286 | -23.4% |
| Arizona | $1,012 | -$212 | -17.3% |
| Arkansas | $1,224 | -$0 | 0.0% |
| California | $1,394 | $170 | 13.9% |
| Colorado | $1,168 | -$56 | -4.6% |
| Connecticut | $1,258 | $34 | 2.8% |
| Delaware | $1,384 | $160 | 13.1% |
| Florida | $1,528 | $304 | 24.8% |
| Georgia | $1,128 | -$96 | -7.8% |
| Hawaii | $876 | -$348 | -28.4% |
| Idaho | $828 | -$396 | -32.4% |
| Illinois | $912 | -$312 | -25.5% |
| Indiana | $922 | -$302 | -24.7% |
| Iowa | $828 | -$396 | -32.4% |
| Kansas | $1,160 | -$64 | -5.2% |
| Kentucky | $1,666 | $442 | 36.1% |
| Louisiana | $1,810 | $586 | 47.9% |
| Maine | $756 | -$468 | -38.2% |
| Maryland | $1,010 | -$214 | -17.5% |
| Massachusetts | $976 | -$248 | -20.3% |
| Michigan | $2,124 | $900 | 73.5% |
| Minnesota | $1,024 | -$200 | -16.3% |
| Mississippi | $1,464 | $240 | 19.6% |
| Missouri | $1,084 | -$140 | -11.4% |
| Montana | $1,316 | $92 | 7.5% |
| Nebraska | $962 | -$262 | -21.4% |
| Nevada | $1,466 | $242 | 19.8% |
| New Hampshire | $880 | -$344 | -28.1% |
| New Jersey | $1,366 | $142 | 11.6% |
| New Mexico | $1,082 | -$142 | -11.6% |
| New York | $1,286 | $62 | 5.1% |
| North Carolina | $704 | -$520 | -42.5% |
| North Dakota | $1,002 | -$222 | -18.1% |
| Ohio | $844 | -$380 | -31.0% |
| Oklahoma | $1,254 | $30 | 2.5% |
| Oregon | $1,120 | -$104 | -8.5% |
| Pennsylvania | $1,168 | -$56 | -4.6% |
| Rhode Island | $1,632 | $408 | 33.3% |
| South Carolina | $1,108 | -$116 | -9.5% |
| South Dakota | $1,032 | -$192 | -15.7% |
| Tennessee | $1,070 | -$154 | -12.6% |
| Texas | $1,474 | $250 | 20.4% |
| Utah | $906 | -$318 | -26.0% |
| Vermont | $836 | -$388 | -31.7% |
| Virginia | $732 | -$492 | -40.2% |
| Washington | $944 | -$280 | -22.9% |
| West Virginia | $1,120 | -$104 | -8.5% |
| Wisconsin | $848 | -$376 | -30.7% |
| Wyoming | $1,090 | -$134 | -10.9% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Avalanche LS 2WD | $1,184 | $99 |
| Chevrolet Avalanche LT 2WD | $1,204 | $100 |
| Chevrolet Avalanche LS 4WD | $1,204 | $100 |
| Chevrolet Avalanche LT 4WD | $1,224 | $102 |
| Chevrolet Avalanche LTZ 2WD | $1,246 | $104 |
| Chevrolet Avalanche LTZ 4WD | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Chevrolet Avalanche | $198 | $272 | $596 | $1,266 |
| 2011 Chevrolet Avalanche | $184 | $248 | $592 | $1,224 |
| 2010 Chevrolet Avalanche | $174 | $226 | $592 | $1,192 |
| 2009 Chevrolet Avalanche | $168 | $202 | $586 | $1,156 |
| 2008 Chevrolet Avalanche | $166 | $198 | $574 | $1,138 |
| 2007 Chevrolet Avalanche | $162 | $188 | $564 | $1,114 |
| 2006 Chevrolet Avalanche | $148 | $180 | $558 | $1,086 |
| 2005 Chevrolet Avalanche | $144 | $170 | $554 | $1,068 |
Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheap Chevrolet Avalanche Insurance
Finding cheaper rates on auto insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Invest time comparing rates every year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.
The next list is a brief summary of the coverage data covered in the charts and tables above.
- You may be able to save around $140 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $275 each year
- Drivers age 20 and younger are expensive to insure, with premiums being up to $415 each month if they have full coverage
- Drivers that tend to have accidents or serious violations could be charged and average of $1,410 more per year to buy Chevrolet Avalanche insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,984 |
| 20 | $2,804 |
| 30 | $1,238 |
| 40 | $1,224 |
| 50 | $1,124 |
| 60 | $1,100 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,412 |
| $250 | $1,326 |
| $500 | $1,224 |
| $1,000 | $1,126 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,224 |
| 50/100 | $1,364 |
| 100/300 | $1,512 |
| 250/500 | $1,897 |
| 100 CSL | $1,424 |
| 300 CSL | $1,749 |
| 500 CSL | $1,986 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,012 |
| 20 | $4,470 |
| 30 | $2,652 |
| 40 | $2,634 |
| 50 | $2,522 |
| 60 | $2,492 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $67 |
| Homeowner | $22 |
| 5-yr Accident Free | $73 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $43 |
| Advance Quote | $53 |
| Online Quote | $82 |
| Total Discounts | $477 |
Discounts are estimated and may not be available from every company or in every state.
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