Chevrolet Avalanche Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 6, 2024
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The average insurance rates for a Chevrolet Avalanche are $1,192 a year for full coverage. Comprehensive insurance costs an estimated $174, collision insurance costs $226, and liability is estimated at $592. Buying just liability costs approximately $652 a year, and insurance for high-risk drivers costs $2,558 or more. Teenage drivers cost the most to insure at up to $4,878 a year.
Average premium for full coverage: $1,192
Policy rates broken down by type of insurance:
Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all Avalanche models.
Price Range Variability
For a driver around age 40, Chevrolet Avalanche insurance rates range from the low end price of $652 for just liability coverage to the much higher price of $2,558 for a high-risk insurance policy.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The example below illustrates the difference between rural and urban areas on insurance prices.
The examples above show why everyone should get quotes for a targeted area, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Chevrolet Avalanche insurance rates for other coverage scenarios.
- The best discount rate is $730
- Choosing higher $1,000 deductibles can save approximately $92 a year
- The estimated price for a good driver age 40 who has $500 deductibles is $1,192
- Using pricier low deductibles for comp and collision coverage will cost an additional $172 annually
- Higher-risk drivers who are prone to accidents and violations could pay up to $2,558
- Policy cost that insures a 16-year-old driver for full coverage can cost as much as $4,878 each year
Insurance rates for a Chevrolet Avalanche also range considerably based on the model of your Avalanche, how you drive, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $2,000 extra every year, depending on your age. Chevrolet Avalanche insurance for high-risk drivers ranges from 41% to 131% more than a normal policy. View High Risk Driver Rates
A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,800 a year. View Rates by Age
Your home state plays a big part in determining prices for Chevrolet Avalanche insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,700 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$118 | -9.9% |
| Alaska | $910 | -$282 | -23.7% |
| Arizona | $986 | -$206 | -17.3% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,356 | $164 | 13.8% |
| Colorado | $1,136 | -$56 | -4.7% |
| Connecticut | $1,222 | $30 | 2.5% |
| Delaware | $1,346 | $154 | 12.9% |
| Florida | $1,486 | $294 | 24.7% |
| Georgia | $1,096 | -$96 | -8.1% |
| Hawaii | $852 | -$340 | -28.5% |
| Idaho | $806 | -$386 | -32.4% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $896 | -$296 | -24.8% |
| Iowa | $804 | -$388 | -32.6% |
| Kansas | $1,128 | -$64 | -5.4% |
| Kentucky | $1,620 | $428 | 35.9% |
| Louisiana | $1,760 | $568 | 47.7% |
| Maine | $734 | -$458 | -38.4% |
| Maryland | $980 | -$212 | -17.8% |
| Massachusetts | $948 | -$244 | -20.5% |
| Michigan | $2,064 | $872 | 73.2% |
| Minnesota | $994 | -$198 | -16.6% |
| Mississippi | $1,424 | $232 | 19.5% |
| Missouri | $1,054 | -$138 | -11.6% |
| Montana | $1,278 | $86 | 7.2% |
| Nebraska | $936 | -$256 | -21.5% |
| Nevada | $1,426 | $234 | 19.6% |
| New Hampshire | $854 | -$338 | -28.4% |
| New Jersey | $1,328 | $136 | 11.4% |
| New Mexico | $1,054 | -$138 | -11.6% |
| New York | $1,250 | $58 | 4.9% |
| North Carolina | $684 | -$508 | -42.6% |
| North Dakota | $974 | -$218 | -18.3% |
| Ohio | $822 | -$370 | -31.0% |
| Oklahoma | $1,220 | $28 | 2.3% |
| Oregon | $1,088 | -$104 | -8.7% |
| Pennsylvania | $1,136 | -$56 | -4.7% |
| Rhode Island | $1,584 | $392 | 32.9% |
| South Carolina | $1,076 | -$116 | -9.7% |
| South Dakota | $1,002 | -$190 | -15.9% |
| Tennessee | $1,042 | -$150 | -12.6% |
| Texas | $1,432 | $240 | 20.1% |
| Utah | $880 | -$312 | -26.2% |
| Vermont | $812 | -$380 | -31.9% |
| Virginia | $712 | -$480 | -40.3% |
| Washington | $918 | -$274 | -23.0% |
| West Virginia | $1,088 | -$104 | -8.7% |
| Wisconsin | $824 | -$368 | -30.9% |
| Wyoming | $1,058 | -$134 | -11.2% |
Using high physical damage deductibles can save as much as $270 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $533 more per year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Avalanche LS 2WD | $1,154 | $96 |
| Chevrolet Avalanche LT 2WD | $1,172 | $98 |
| Chevrolet Avalanche LS 4WD | $1,172 | $98 |
| Chevrolet Avalanche LT 4WD | $1,192 | $99 |
| Chevrolet Avalanche LTZ 2WD | $1,210 | $101 |
| Chevrolet Avalanche LTZ 4WD | $1,210 | $101 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Chevrolet Avalanche | $184 | $248 | $592 | $1,224 |
| 2011 Chevrolet Avalanche | $174 | $226 | $592 | $1,192 |
| 2010 Chevrolet Avalanche | $168 | $202 | $586 | $1,156 |
| 2009 Chevrolet Avalanche | $166 | $198 | $574 | $1,138 |
| 2008 Chevrolet Avalanche | $162 | $188 | $564 | $1,114 |
| 2007 Chevrolet Avalanche | $148 | $180 | $558 | $1,086 |
| 2006 Chevrolet Avalanche | $144 | $170 | $554 | $1,068 |
Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Chevrolet Avalanche Insurance
Finding cheaper rates on insurance for a Chevrolet Avalanche takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at least every other year by obtaining price quotes from direct carriers, and also from your local independent and exclusive agents.
The list below is a brief recap of the car insurance concepts covered above.
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,370 more annually for car insurance
- Drivers can save approximately $130 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save approximately $275 each year
- Insureds who want higher liability limits will pay an extra $650 each year to raise limits from a 30/60 limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $2,726 |
| 30 | $1,202 |
| 40 | $1,192 |
| 50 | $1,092 |
| 60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,284 |
| $500 | $1,192 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,328 |
| 100/300 | $1,476 |
| 250/500 | $1,861 |
| 100 CSL | $1,388 |
| 300 CSL | $1,713 |
| 500 CSL | $1,950 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,856 |
| 20 | $4,344 |
| 30 | $2,576 |
| 40 | $2,558 |
| 50 | $2,452 |
| 60 | $2,424 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $65 |
| Homeowner | $22 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $41 |
| Advance Quote | $51 |
| Online Quote | $79 |
| Total Discounts | $462 |
Discounts are estimated and may not be available from every company or in every state.
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