Chevrolet Avalanche Insurance Rates

The average insurance rates for a Chevrolet Avalanche are $1,192 a year for full coverage. Comprehensive insurance costs an estimated $174, collision costs $226, and liability coverage costs around $592. Buying just liability costs as low as $652 a year, with insurance for high-risk drivers costing $2,558 or more. 16-year-old drivers cost the most to insure at $4,878 a year or more.

Average premium for full coverage: $1,192

Policy rates broken down by type of insurance:

Prices are based on $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Avalanche models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities.

The example below illustrates how your location can change insurance prices.

The examples above show why everyone should compare prices for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Chevrolet Avalanche insurance rates for other coverage scenarios.

• The best full coverage rate is $730
• Using higher $1,000 deductibles will save approximately $92 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,192
• Buying pricier low deductibles for physical damage coverage will cost an extra $172 each year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,558 or more
• Policy cost for full coverage for a teenage driver for full coverage can cost as much as $4,878 or more

View Chart as Image

Insurance rates for a Chevrolet Avalanche also range considerably based on your risk profile, the trim level of your Avalanche, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,800 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Avalanche insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,700 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $270 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $533 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,400 to $2,000 extra every year, depending on your age. Chevrolet Avalanche insurance for high-risk drivers can be around 41% to 131% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each insurance company utilizes a different rate formula, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Chevrolet Avalanche Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, maintaining good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to shop around at least every other year by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a brief review of the car insurance concepts illustrated above.

• Drivers with DUI or reckless driving convictions pay an average of $1,370 more annually for Avalanche insurance
• Drivers can save approximately $130 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $275 each year
• Consumers who want higher liability limits will pay around $650 each year to increase from a 30/60 limit to 250/500 limits