Chevrolet Avalanche Insurance Rates

The average insurance prices for a Chevrolet Avalanche are $1,192 every 12 months for full coverage. Comprehensive insurance costs approximately $174 each year, collision costs $226, and liability coverage costs $592. Buying just liability costs as little as $652 a year, with insurance for high-risk drivers costing $2,558 or more. 16-year-old drivers cost the most to insure at $4,878 a year or more.

Average premium for full coverage: $1,192

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and Avalanche models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have more infrequent accident claims than congested cities.

The graphic below illustrates how your location can change auto insurance prices.

The examples above show why all drivers should compare rates using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Chevrolet Avalanche insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $730
• Drivers who choose higher $1,000 deductibles will pay $92 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,192
• Buying low deductibles for comprehensive and collision insurance costs an extra $172 each year
• High-risk insureds with multiple tickets or accidents could pay around $2,558 or more
• Policy cost to insure a teenage driver can cost $4,878 a year

View Chart as Image

Insurance rates for a Chevrolet Avalanche also range considerably based on liability limits and deductibles, your driver profile, and the model of your Avalanche.

Opting for high physical damage deductibles could save up to $270 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $533 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,400 to $2,000 extra every year, depending on your age. Insurance for high-risk drivers can cost around 41% to 131% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Chevrolet Avalanche insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Iowa, Maine, and Idaho, or at least $1,700 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Chevrolet Avalanche Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at least once a year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief recap of the primary concepts that were illustrated above.

• Drivers can save around $130 per year simply by quoting online in advance
• Drivers who tend to receive serious violations may pay on average $1,370 more per year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $407 each month if they have full coverage