Chevrolet Avalanche Insurance Rates

Estimated insurance prices for a Chevrolet Avalanche are $1,224 every 12 months for full coverage insurance. Comprehensive insurance costs on average $184 each year, collision costs $248, and liability coverage is estimated at $592. Liability-only insurance costs approximately $652 a year, with high-risk driver insurance costing $2,634 or more. Teens pay the most at $4,984 a year or more.

Average premium for full coverage: $1,224

Premium estimates by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Avalanche models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on insurance rates. Rural areas are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location impacts car insurance rates.

These rate differences illustrate why all drivers should get quotes based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Chevrolet Avalanche insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $747
• Choosing higher $1,000 deductibles can save around $98 each year
• The average price for a 40-year-old good driver with $500 deductibles is $1,224
• Selecting low deductibles for comp and collision coverage costs an extra $188 each year
• Drivers with serious driving violations could pay upwards of $2,634 or more
• An auto insurance policy to insure a teenage driver may cost $4,984 each year

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Insurance prices for a Chevrolet Avalanche also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level of your Avalanche.

Choosing higher comprehensive and collision insurance deductibles can save as much as $290 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $533 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $2,100 additional annually, depending on your age. Insurance for high-risk drivers ranges around 42% to 127% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Chevrolet Avalanche insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,650 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Chevrolet Avalanche Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Spend time shopping around at least every other year by quoting rates from direct insurance companies, and also from several local insurance agents.

The list below is a brief review of the car insurance concepts touched on above.

• Drivers with DUI or reckless driving convictions pay on average $1,410 more each year for car insurance
• It is possible to save as much as $140 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $275 each year
• Consumers who require higher liability limits will pay approximately $650 annually to raise limits from 30/60 bodily injury limits to a 250/500 level