Chevrolet Avalanche Insurance Rates
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UPDATED: Apr 6, 2024
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The average auto insurance rates for a Chevrolet Avalanche are $1,224 annually for full coverage. Comprehensive costs around $184, collision insurance costs $248, and liability coverage is estimated at $592. Liability-only coverage costs approximately $652 a year, and high-risk coverage costs around $2,634. Teenage drivers cost the most to insure at up to $4,984 a year.
Average premium for full coverage: $1,224
Policy rates for type of insurance:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all states and for all Avalanche models.
Price Range Variability
For a driver in their 40's, Chevrolet Avalanche insurance rates range from as cheap as $652 for just liability insurance to the much higher price of $2,634 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Living in a larger city has a large influence on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities. The example below illustrates how location helps determine auto insurance rates.
The examples above show why everyone should get quotes for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Chevrolet Avalanche insurance rates for additional coverage choices and driver risks.
- The best discount rate is $747
- Choosing higher $1,000 deductibles can save about $98 a year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,224
- Using pricier low deductibles for comp and collision coverage will cost $1,412
- Drivers who are prone to accidents and violations could pay at least $2,634
- Policy cost with full coverage for a teenage driver for full coverage can be $4,984 each year
Insurance rates for a Chevrolet Avalanche also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,400 to $2,100 additional every year, depending on your age. Chevrolet Avalanche insurance for high-risk drivers ranges around 42% to 127% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $290 a year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $533 more each year. View Rates by Deductible or Liability Limit
Your home state plays a big part in determining prices for Chevrolet Avalanche insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,740 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,104 | -$120 | -9.8% |
| Alaska | $938 | -$286 | -23.4% |
| Arizona | $1,012 | -$212 | -17.3% |
| Arkansas | $1,224 | -$0 | 0.0% |
| California | $1,394 | $170 | 13.9% |
| Colorado | $1,168 | -$56 | -4.6% |
| Connecticut | $1,258 | $34 | 2.8% |
| Delaware | $1,384 | $160 | 13.1% |
| Florida | $1,528 | $304 | 24.8% |
| Georgia | $1,128 | -$96 | -7.8% |
| Hawaii | $876 | -$348 | -28.4% |
| Idaho | $828 | -$396 | -32.4% |
| Illinois | $912 | -$312 | -25.5% |
| Indiana | $922 | -$302 | -24.7% |
| Iowa | $828 | -$396 | -32.4% |
| Kansas | $1,160 | -$64 | -5.2% |
| Kentucky | $1,666 | $442 | 36.1% |
| Louisiana | $1,810 | $586 | 47.9% |
| Maine | $756 | -$468 | -38.2% |
| Maryland | $1,010 | -$214 | -17.5% |
| Massachusetts | $976 | -$248 | -20.3% |
| Michigan | $2,124 | $900 | 73.5% |
| Minnesota | $1,024 | -$200 | -16.3% |
| Mississippi | $1,464 | $240 | 19.6% |
| Missouri | $1,084 | -$140 | -11.4% |
| Montana | $1,316 | $92 | 7.5% |
| Nebraska | $962 | -$262 | -21.4% |
| Nevada | $1,466 | $242 | 19.8% |
| New Hampshire | $880 | -$344 | -28.1% |
| New Jersey | $1,366 | $142 | 11.6% |
| New Mexico | $1,082 | -$142 | -11.6% |
| New York | $1,286 | $62 | 5.1% |
| North Carolina | $704 | -$520 | -42.5% |
| North Dakota | $1,002 | -$222 | -18.1% |
| Ohio | $844 | -$380 | -31.0% |
| Oklahoma | $1,254 | $30 | 2.5% |
| Oregon | $1,120 | -$104 | -8.5% |
| Pennsylvania | $1,168 | -$56 | -4.6% |
| Rhode Island | $1,632 | $408 | 33.3% |
| South Carolina | $1,108 | -$116 | -9.5% |
| South Dakota | $1,032 | -$192 | -15.7% |
| Tennessee | $1,070 | -$154 | -12.6% |
| Texas | $1,474 | $250 | 20.4% |
| Utah | $906 | -$318 | -26.0% |
| Vermont | $836 | -$388 | -31.7% |
| Virginia | $732 | -$492 | -40.2% |
| Washington | $944 | -$280 | -22.9% |
| West Virginia | $1,120 | -$104 | -8.5% |
| Wisconsin | $848 | -$376 | -30.7% |
| Wyoming | $1,090 | -$134 | -10.9% |

Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Avalanche LS 2WD | $1,184 | $99 |
| Chevrolet Avalanche LT 2WD | $1,204 | $100 |
| Chevrolet Avalanche LS 4WD | $1,204 | $100 |
| Chevrolet Avalanche LT 4WD | $1,224 | $102 |
| Chevrolet Avalanche LTZ 2WD | $1,246 | $104 |
| Chevrolet Avalanche LTZ 4WD | $1,246 | $104 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Chevrolet Avalanche | $198 | $272 | $596 | $1,266 |
| 2011 Chevrolet Avalanche | $184 | $248 | $592 | $1,224 |
| 2010 Chevrolet Avalanche | $174 | $226 | $592 | $1,192 |
| 2009 Chevrolet Avalanche | $168 | $202 | $586 | $1,156 |
| 2008 Chevrolet Avalanche | $166 | $198 | $574 | $1,138 |
| 2007 Chevrolet Avalanche | $162 | $188 | $564 | $1,114 |
| 2006 Chevrolet Avalanche | $148 | $180 | $558 | $1,086 |
| 2005 Chevrolet Avalanche | $144 | $170 | $554 | $1,068 |
Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Chevrolet Avalanche Insurance
Finding cheaper rates on auto insurance takes avoiding accidents and violations, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The list below is a brief review of the coverage data covered in the charts and tables above.
- Drivers can save up to $140 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $275 each year
- Teenagers are charged the highest rates, costing up to $415 each month if they have full coverage
- Drivers with DUI or reckless driving convictions pay an average of $1,410 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,984 |
| 20 | $2,804 |
| 30 | $1,238 |
| 40 | $1,224 |
| 50 | $1,124 |
| 60 | $1,100 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,412 |
| $250 | $1,326 |
| $500 | $1,224 |
| $1,000 | $1,126 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,224 |
| 50/100 | $1,364 |
| 100/300 | $1,512 |
| 250/500 | $1,897 |
| 100 CSL | $1,424 |
| 300 CSL | $1,749 |
| 500 CSL | $1,986 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,012 |
| 20 | $4,470 |
| 30 | $2,652 |
| 40 | $2,634 |
| 50 | $2,522 |
| 60 | $2,492 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $67 |
| Homeowner | $22 |
| 5-yr Accident Free | $73 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $43 |
| Advance Quote | $53 |
| Online Quote | $82 |
| Total Discounts | $477 |
Discounts are estimated and may not be available from every company or in every state.
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