Chevrolet Avalanche Insurance Rates
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Michelle Robbins
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UPDATED: Apr 6, 2024
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Estimated auto insurance rates for a Chevrolet Avalanche are $1,192 annually for full coverage. Comprehensive insurance costs around $174, collision costs $226, and liability is estimated at $592. Liability-only coverage costs approximately $652 a year, with high-risk coverage costing $2,558 or more. Teen drivers pay the most at $4,878 a year or more.
Average premium for full coverage: $1,192
Premium estimates for type of coverage:
Full coverage includes $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and for different Avalanche trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Chevrolet Avalanche go from as cheap as $652 for liability-only coverage to a much higher rate of $2,558 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than larger metro areas.
The price range example below illustrates how rural and urban location affects auto insurance rates.
These rate differences show why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Chevrolet Avalanche insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $730
- Choosing higher $1,000 deductibles can save about $92 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,192
- Choosing more expensive low deductibles for comp and collision coverage costs an additional $172 annually
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,558 or more
- An auto insurance policy with full coverage for a 16-year-old driver with full coverage can be $4,878 each year
Insurance prices for a Chevrolet Avalanche also have a wide range based on the model of your Avalanche, your driver profile, and deductibles and policy limits.
An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay as much as $4,800 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,400 to $2,000 extra annually, depending on your age. High-risk driver insurance ranges from 41% to 131% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $270 annually, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $533 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Chevrolet Avalanche insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Idaho, Maine, and Iowa, or as much as $1,700 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,074 | -$118 | -9.9% |
| Alaska | $910 | -$282 | -23.7% |
| Arizona | $986 | -$206 | -17.3% |
| Arkansas | $1,192 | -$0 | 0.0% |
| California | $1,356 | $164 | 13.8% |
| Colorado | $1,136 | -$56 | -4.7% |
| Connecticut | $1,222 | $30 | 2.5% |
| Delaware | $1,346 | $154 | 12.9% |
| Florida | $1,486 | $294 | 24.7% |
| Georgia | $1,096 | -$96 | -8.1% |
| Hawaii | $852 | -$340 | -28.5% |
| Idaho | $806 | -$386 | -32.4% |
| Illinois | $886 | -$306 | -25.7% |
| Indiana | $896 | -$296 | -24.8% |
| Iowa | $804 | -$388 | -32.6% |
| Kansas | $1,128 | -$64 | -5.4% |
| Kentucky | $1,620 | $428 | 35.9% |
| Louisiana | $1,760 | $568 | 47.7% |
| Maine | $734 | -$458 | -38.4% |
| Maryland | $980 | -$212 | -17.8% |
| Massachusetts | $948 | -$244 | -20.5% |
| Michigan | $2,064 | $872 | 73.2% |
| Minnesota | $994 | -$198 | -16.6% |
| Mississippi | $1,424 | $232 | 19.5% |
| Missouri | $1,054 | -$138 | -11.6% |
| Montana | $1,278 | $86 | 7.2% |
| Nebraska | $936 | -$256 | -21.5% |
| Nevada | $1,426 | $234 | 19.6% |
| New Hampshire | $854 | -$338 | -28.4% |
| New Jersey | $1,328 | $136 | 11.4% |
| New Mexico | $1,054 | -$138 | -11.6% |
| New York | $1,250 | $58 | 4.9% |
| North Carolina | $684 | -$508 | -42.6% |
| North Dakota | $974 | -$218 | -18.3% |
| Ohio | $822 | -$370 | -31.0% |
| Oklahoma | $1,220 | $28 | 2.3% |
| Oregon | $1,088 | -$104 | -8.7% |
| Pennsylvania | $1,136 | -$56 | -4.7% |
| Rhode Island | $1,584 | $392 | 32.9% |
| South Carolina | $1,076 | -$116 | -9.7% |
| South Dakota | $1,002 | -$190 | -15.9% |
| Tennessee | $1,042 | -$150 | -12.6% |
| Texas | $1,432 | $240 | 20.1% |
| Utah | $880 | -$312 | -26.2% |
| Vermont | $812 | -$380 | -31.9% |
| Virginia | $712 | -$480 | -40.3% |
| Washington | $918 | -$274 | -23.0% |
| West Virginia | $1,088 | -$104 | -8.7% |
| Wisconsin | $824 | -$368 | -30.9% |
| Wyoming | $1,058 | -$134 | -11.2% |

With such a large range in prices, the only way to know your exact price is to compare prices from multiple companies. Each auto insurer uses a different rate calculation, so the prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Avalanche LS 2WD | $1,154 | $96 |
| Chevrolet Avalanche LT 2WD | $1,172 | $98 |
| Chevrolet Avalanche LS 4WD | $1,172 | $98 |
| Chevrolet Avalanche LT 4WD | $1,192 | $99 |
| Chevrolet Avalanche LTZ 2WD | $1,210 | $101 |
| Chevrolet Avalanche LTZ 4WD | $1,210 | $101 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Chevrolet Avalanche | $184 | $248 | $592 | $1,224 |
| 2011 Chevrolet Avalanche | $174 | $226 | $592 | $1,192 |
| 2010 Chevrolet Avalanche | $168 | $202 | $586 | $1,156 |
| 2009 Chevrolet Avalanche | $166 | $198 | $574 | $1,138 |
| 2008 Chevrolet Avalanche | $162 | $188 | $564 | $1,114 |
| 2007 Chevrolet Avalanche | $148 | $180 | $558 | $1,086 |
| 2006 Chevrolet Avalanche | $144 | $170 | $554 | $1,068 |
Rates are averaged for all Chevrolet Avalanche models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Chevrolet Avalanche Insurance
Finding better rates on insurance for a Chevrolet Avalanche takes being a low-risk driver, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Set aside time to shop around at least once a year by requesting rates from direct carriers, and also from local independent and exclusive agents.
The items below are a summary of the primary concepts that were raised in the charts and tables above.
- Drivers can save up to $130 per year simply by shopping early and online
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,370 more every year to insure their Avalanche
- Increasing policy deductibles could save up to $275 each year
- Teen drivers pay higher prices, as much as $407 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,878 |
| 20 | $2,726 |
| 30 | $1,202 |
| 40 | $1,192 |
| 50 | $1,092 |
| 60 | $1,068 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,364 |
| $250 | $1,284 |
| $500 | $1,192 |
| $1,000 | $1,100 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,192 |
| 50/100 | $1,328 |
| 100/300 | $1,476 |
| 250/500 | $1,861 |
| 100 CSL | $1,388 |
| 300 CSL | $1,713 |
| 500 CSL | $1,950 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,856 |
| 20 | $4,344 |
| 30 | $2,576 |
| 40 | $2,558 |
| 50 | $2,452 |
| 60 | $2,424 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $60 |
| Multi-vehicle | $65 |
| Homeowner | $22 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $41 |
| Advance Quote | $51 |
| Online Quote | $79 |
| Total Discounts | $462 |
Discounts are estimated and may not be available from every company or in every state.
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