Chevrolet Avalanche Insurance Rates

The average insurance rates for a Chevrolet Avalanche are $1,192 a year with full coverage. Comprehensive insurance costs an estimated $174, collision costs $226, and liability insurance costs around $592. Liability-only coverage costs as low as $652 a year, with high-risk coverage costing $2,558 or more. Teenage drivers cost the most to insure at $4,878 a year or more.

Average premium for full coverage: $1,192

Policy rates broken down by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Avalanche trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities.

The price range example below illustrates how your location can change insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Chevrolet Avalanche insurance rates for other coverage scenarios.

• The best discount rate is $730
• Using higher $1,000 deductibles will save approximately $92 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,192
• Using more expensive low deductibles for physical damage coverage will cost an additional $172 a year
• Drivers who are prone to accidents and violations could pay up to $2,558 or more
• Policy cost that insures a teen driver with full coverage can cost as much as $4,878 or more

View Chart as Image

Insurance rates for a Chevrolet Avalanche also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $2,000 additional every year, depending on your age. High-risk driver insurance can be anywhere from 41% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Avalanche insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,600 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $270 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $533 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Chevrolet Avalanche Insurance

Finding cheaper rates on Chevrolet Avalanche insurance requires being a safe and courteous driver, having a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every year by obtaining price quotes from direct companies, and also from insurance agencies where you live.

Below is a brief recap of the coverage data illustrated above.

• You may be able to save approximately $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Teenage drivers are expensive to insure, as much as $407 each month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,370 more annually for auto insurance