Chevrolet Bolt EUV Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a Chevrolet Bolt EUV are $1,578 a year with full coverage. Comprehensive insurance costs around $250, collision costs $446, and liability insurance costs $644. A liability-only policy costs as little as $726 a year, with high-risk insurance costing $3,422 or more. Teens pay the most at $6,292 a year or more.

Average premium for full coverage: $1,578

Premium estimates for type of coverage:

Comprehensive $250
Collision $446
Liability $644

Prices include $500 physical damage insurance deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for different Bolt EUV trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Chevrolet Bolt EUV go from the low end price of $726 for a discount liability-only rate to a much higher rate of $3,422 for a driver required to buy high-risk insurance.

Liability Only $726
Full Coverage $1,578
High Risk $3,422

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,184
Small Cities $1,657
Large Cities $2,130

These rate differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Rates by State, City, and Model

The chart below details estimated Chevrolet Bolt EUV insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $940
  • Drivers who choose higher $1,000 deductibles will pay about $158 annually
  • The estimated price for a 40-year-old good driver using $500 deductibles is $1,578
  • Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $308 a year
  • High risk drivers with serious driving violations could pay at least $3,422 or more
  • An auto insurance policy that insures a teen driver with full coverage can be $6,292 a year

View Chart as Image

Chevrolet Bolt EUV insurance cost comparison chart
Column chart showing full coverage Chevrolet Bolt EUV insurance prices range from $940 to $6,292

Auto insurance prices for a Chevrolet Bolt EUV also have a wide range based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,900 to $2,600 in extra premium annually, depending on your age. High-risk driver insurance can cost anywhere from 41% to 134% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $6,200 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Bolt EUV insurance rates. A 40-year-old driver could pay as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,130 on average in Florida, Michigan, and New York.

Chevrolet Bolt EUV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,428 -$150 -9.5%
Alaska $1,210 -$368 -23.3%
Arizona $1,308 -$270 -17.1%
Arkansas $1,578 -$0 0.0%
California $1,800 $222 14.1%
Colorado $1,508 -$70 -4.4%
Connecticut $1,622 $44 2.8%
Delaware $1,786 $208 13.2%
Florida $1,974 $396 25.1%
Georgia $1,458 -$120 -7.6%
Hawaii $1,132 -$446 -28.3%
Idaho $1,070 -$508 -32.2%
Illinois $1,176 -$402 -25.5%
Indiana $1,192 -$386 -24.5%
Iowa $1,068 -$510 -32.3%
Kansas $1,500 -$78 -4.9%
Kentucky $2,152 $574 36.4%
Louisiana $2,340 $762 48.3%
Maine $976 -$602 -38.1%
Maryland $1,304 -$274 -17.4%
Massachusetts $1,260 -$318 -20.2%
Michigan $2,740 $1,162 73.6%
Minnesota $1,324 -$254 -16.1%
Mississippi $1,890 $312 19.8%
Missouri $1,402 -$176 -11.2%
Montana $1,698 $120 7.6%
Nebraska $1,246 -$332 -21.0%
Nevada $1,892 $314 19.9%
New Hampshire $1,136 -$442 -28.0%
New Jersey $1,764 $186 11.8%
New Mexico $1,400 -$178 -11.3%
New York $1,664 $86 5.4%
North Carolina $908 -$670 -42.5%
North Dakota $1,294 -$284 -18.0%
Ohio $1,090 -$488 -30.9%
Oklahoma $1,620 $42 2.7%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,508 -$70 -4.4%
Rhode Island $2,106 $528 33.5%
South Carolina $1,432 -$146 -9.3%
South Dakota $1,334 -$244 -15.5%
Tennessee $1,382 -$196 -12.4%
Texas $1,902 $324 20.5%
Utah $1,168 -$410 -26.0%
Vermont $1,080 -$498 -31.6%
Virginia $946 -$632 -40.1%
Washington $1,220 -$358 -22.7%
West Virginia $1,448 -$130 -8.2%
Wisconsin $1,094 -$484 -30.7%
Wyoming $1,408 -$170 -10.8%

View Chart as Image

Chevrolet Bolt EUV insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $470 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $579 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out your exact price is to compare prices from as many companies as possible. Every company calculates prices differently, and quoted prices will be substantially different.

Chevrolet Bolt EUV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Bolt EUV $270 $478 $598 $1,584
2023 Chevrolet Bolt EUV $260 $466 $624 $1,588
2022 Chevrolet Bolt EUV $250 $446 $644 $1,578
2021 Chevrolet Bolt EUV $238 $430 $664 $1,570

Rates are averaged for all Chevrolet Bolt EUV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Bolt EUV Insurance

Finding better rates on Chevrolet Bolt EUV insurance not only requires being a low-risk driver, but also maintaining a good credit score, being claim-free, and maximizing policy discounts. Compare rates at every policy renewal by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a quick rundown of the data covered above.

  • Drivers who may need more liability coverage will pay approximately $710 every year to go from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save up to $180 per year simply by shopping early and online
  • Increasing policy deductibles can save approximately $475 each year
  • Teen drivers are expensive to insure, possibly costing $524 per month if the policy includes full coverage

Rates by Driver Age

Chevrolet Bolt EUV Insurance Rates by Driver Age
Driver Age Premium
16 $6,292
20 $3,662
30 $1,620
40 $1,578
50 $1,450
60 $1,422

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Bolt EUV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,886
$250 $1,744
$500 $1,578
$1,000 $1,420

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt EUV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,707
100/300 $1,868
250/500 $2,286
100 CSL $1,771
300 CSL $2,125
500 CSL $2,383

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Bolt EUV Insurance Rates for High Risk Drivers
Age Premium
16 $8,892
20 $5,830
30 $3,462
40 $3,422
50 $3,270
60 $3,238

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $85
Homeowner $26
5-yr Accident Free $104
5-yr Claim Free $100
Paid in Full/EFT $63
Advance Quote $73
Online Quote $107
Total Discounts $638
Rate after discounts $940

Discounts are estimated and may not be available from every company or in every state.

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