Chevrolet Bolt EUV Insurance Rates

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UPDATED: Mar 28, 2024

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Average auto insurance rates for a Chevrolet Bolt EUV are $1,588 annually including full coverage. Comprehensive costs on average $260, collision costs $466, and liability insurance costs $624. Buying just liability costs as little as $710 a year, with insurance for high-risk drivers costing around $3,436. Teenage drivers receive the highest rates at $6,286 a year or more.

Average premium for full coverage: $1,588

Rate estimates by individual coverage type:

Comprehensive $260
Collision $466
Liability $624

Rates are based on $500 deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Bolt EUV trim levels.

Price Range by Coverage and Risk

Using a 40-year-old driver as an example, prices range go from as cheap as $710 for liability-only coverage to a much higher rate of $3,436 for a driver who has had serious violations or accidents.

Liability Only $710
Full Coverage $1,588
High Risk $3,436

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,191
Small Cities $1,667
Large Cities $2,144

These examples highlight why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down estimated Chevrolet Bolt EUV insurance rates for different risk profiles and scenarios.

  • The best discount rate is $944
  • Drivers who choose higher $1,000 deductibles will pay around $164 every year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,588
  • Using more expensive low deductibles for comprehensive and collision insurance will cost $1,908
  • High risk drivers who are prone to accidents and violations could pay upwards of $3,436 or more
  • The cost with full coverage for a teen driver with full coverage may cost $6,286 a year

View Chart as Image

Chevrolet Bolt EUV insurance cost comparison chart
Column chart showing full coverage Chevrolet Bolt EUV insurance rates range from $944 to $6,286

Auto insurance rates for a Chevrolet Bolt EUV can also vary considerably based on the trim level of your Bolt EUV, your driving characteristics, and policy deductibles and limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $6,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,900 to $2,700 in extra premium per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $490 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $561 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Chevrolet Bolt EUV insurance rates. A 40-year-old driver could pay as low as $1,220 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,270 on average in Michigan, New York, and Louisiana.

Chevrolet Bolt EUV Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$154 -9.7%
Alaska $1,216 -$372 -23.4%
Arizona $1,316 -$272 -17.1%
Arkansas $1,588 -$0 0.0%
California $1,810 $222 14.0%
Colorado $1,516 -$72 -4.5%
Connecticut $1,632 $44 2.8%
Delaware $1,796 $208 13.1%
Florida $1,984 $396 24.9%
Georgia $1,466 -$122 -7.7%
Hawaii $1,138 -$450 -28.3%
Idaho $1,076 -$512 -32.2%
Illinois $1,186 -$402 -25.3%
Indiana $1,198 -$390 -24.6%
Iowa $1,074 -$514 -32.4%
Kansas $1,506 -$82 -5.2%
Kentucky $2,166 $578 36.4%
Louisiana $2,352 $764 48.1%
Maine $982 -$606 -38.2%
Maryland $1,310 -$278 -17.5%
Massachusetts $1,268 -$320 -20.2%
Michigan $2,756 $1,168 73.6%
Minnesota $1,330 -$258 -16.2%
Mississippi $1,902 $314 19.8%
Missouri $1,410 -$178 -11.2%
Montana $1,706 $118 7.4%
Nebraska $1,250 -$338 -21.3%
Nevada $1,902 $314 19.8%
New Hampshire $1,144 -$444 -28.0%
New Jersey $1,774 $186 11.7%
New Mexico $1,406 -$182 -11.5%
New York $1,674 $86 5.4%
North Carolina $916 -$672 -42.3%
North Dakota $1,298 -$290 -18.3%
Ohio $1,096 -$492 -31.0%
Oklahoma $1,628 $40 2.5%
Oregon $1,454 -$134 -8.4%
Pennsylvania $1,516 -$72 -4.5%
Rhode Island $2,116 $528 33.2%
South Carolina $1,440 -$148 -9.3%
South Dakota $1,340 -$248 -15.6%
Tennessee $1,390 -$198 -12.5%
Texas $1,912 $324 20.4%
Utah $1,174 -$414 -26.1%
Vermont $1,086 -$502 -31.6%
Virginia $952 -$636 -40.1%
Washington $1,226 -$362 -22.8%
West Virginia $1,454 -$134 -8.4%
Wisconsin $1,100 -$488 -30.7%
Wyoming $1,414 -$174 -11.0%

View Chart as Image

Chevrolet Bolt EUV insurance rates by U.S. city

With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Chevrolet Bolt EUV Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Bolt EUV $280 $482 $584 $1,584
2023 Chevrolet Bolt EUV $270 $478 $598 $1,584
2022 Chevrolet Bolt EUV $260 $466 $624 $1,588
2021 Chevrolet Bolt EUV $250 $446 $644 $1,578

Rates are averaged for all Chevrolet Bolt EUV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Chevrolet Bolt EUV Insurance

Saving money on Chevrolet Bolt EUV insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and taking advantage of discounts. Set aside time to shop around every other policy renewal by getting quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a quick review of the ideas that were raised in the charts and tables above.

  • Teens are charged the highest rates, as much as $524 per month if full coverage is included
  • High-risk drivers with a DUI or reckless driving violation pay on average $1,850 more each year for Bolt EUV insurance
  • Increasing deductibles could save up to $475 each year
  • You may be able to save as much as $180 per year simply by shopping early and online

Rates by Driver Age

Chevrolet Bolt EUV Insurance Rates by Driver Age
Driver Age Premium
16 $6,286
20 $3,680
30 $1,630
40 $1,588
50 $1,456
60 $1,430

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Bolt EUV Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,908
$250 $1,760
$500 $1,588
$1,000 $1,424

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Bolt EUV Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,588
50/100 $1,713
100/300 $1,869
250/500 $2,274
100 CSL $1,775
300 CSL $2,118
500 CSL $2,368

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Bolt EUV Insurance Rates for High Risk Drivers
Age Premium
16 $8,892
20 $5,858
30 $3,482
40 $3,436
50 $3,284
60 $3,254

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $85
Homeowner $26
5-yr Accident Free $106
5-yr Claim Free $100
Paid in Full/EFT $64
Advance Quote $74
Online Quote $108
Total Discounts $644
Rate after discounts $944

Discounts are estimated and may not be available from every company or in every state.

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