Chevrolet Captiva Sport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 12, 2024

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Estimated auto insurance rates for a Chevrolet Captiva Sport are $1,116 annually for full coverage insurance. Comprehensive insurance costs an estimated $206, collision costs $292, and liability costs around $460. A policy with only liability insurance costs as low as $510 a year, with a high-risk policy costing $2,398 or more. Teenage drivers pay the most at $4,372 a year or more.

Average premium for full coverage: $1,116

Premium estimates broken down by type of coverage:

Comprehensive $206
Collision $292
Liability $460

Rates are based on $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Captiva Sport trim levels.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Chevrolet Captiva Sport go from as cheap as $510 for basic liability insurance to a much higher rate of $2,398 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,116
High Risk $2,398

Insurance Price Range by Location

Where you live can make a big difference on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than densely populated cities.

The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $837
Small Cities $1,172
Large Cities $1,507

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below illustrates estimated Chevrolet Captiva Sport insurance rates for other coverage scenarios.

  • The best discount rate is $669
  • Using higher $1,000 deductibles will save approximately $114 each year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,116
  • Using more expensive low deductibles for physical damage coverage costs an additional $214 annually
  • High-risk insureds who are prone to accidents and violations could pay up to $2,398 or more
  • An auto insurance policy with full coverage for a 16-year-old driver with full coverage can cost as much as $4,372 or more

Car insurance prices for a Chevrolet Captiva Sport also have a wide range based on the model of your Captiva Sport, your risk profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,300 to $1,900 extra annually, depending on your age. High-risk driver insurance can be from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $330 annually, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see prices as low as $730 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,510 on average in Florida, New York, and Michigan.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,010 -$106 -9.5%
Alaska $856 -$260 -23.3%
Arizona $926 -$190 -17.0%
Arkansas $1,116 -$0 0.0%
California $1,270 $154 13.8%
Colorado $1,066 -$50 -4.5%
Connecticut $1,146 $30 2.7%
Delaware $1,262 $146 13.1%
Florida $1,394 $278 24.9%
Georgia $1,028 -$88 -7.9%
Hawaii $800 -$316 -28.3%
Idaho $756 -$360 -32.3%
Illinois $828 -$288 -25.8%
Indiana $838 -$278 -24.9%
Iowa $750 -$366 -32.8%
Kansas $1,058 -$58 -5.2%
Kentucky $1,522 $406 36.4%
Louisiana $1,648 $532 47.7%
Maine $688 -$428 -38.4%
Maryland $920 -$196 -17.6%
Massachusetts $892 -$224 -20.1%
Michigan $1,936 $820 73.5%
Minnesota $934 -$182 -16.3%
Mississippi $1,334 $218 19.5%
Missouri $988 -$128 -11.5%
Montana $1,196 $80 7.2%
Nebraska $880 -$236 -21.1%
Nevada $1,338 $222 19.9%
New Hampshire $804 -$312 -28.0%
New Jersey $1,248 $132 11.8%
New Mexico $988 -$128 -11.5%
New York $1,174 $58 5.2%
North Carolina $642 -$474 -42.5%
North Dakota $912 -$204 -18.3%
Ohio $770 -$346 -31.0%
Oklahoma $1,144 $28 2.5%
Oregon $1,020 -$96 -8.6%
Pennsylvania $1,064 -$52 -4.7%
Rhode Island $1,488 $372 33.3%
South Carolina $1,010 -$106 -9.5%
South Dakota $942 -$174 -15.6%
Tennessee $976 -$140 -12.5%
Texas $1,344 $228 20.4%
Utah $826 -$290 -26.0%
Vermont $762 -$354 -31.7%
Virginia $668 -$448 -40.1%
Washington $862 -$254 -22.8%
West Virginia $1,020 -$96 -8.6%
Wisconsin $772 -$344 -30.8%
Wyoming $994 -$122 -10.9%

With such a large range in prices, the only way to figure out which insurance company is cheapest is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $206 $292 $460 $1,116
2012 Chevrolet Captiva Sport $180 $236 $474 $1,048

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Chevrolet Captiva Sport Insurance

Finding better rates on insurance for a Chevrolet Captiva Sport requires having a good driving record, having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to shop around once a year by getting rate quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a quick review of the data that was raised in the charts and tables above.

  • It is possible to save approximately $130 per year simply by shopping early and online
  • Insureds who want increased levels of liability coverage will pay an extra $510 annually to increase from 30/60 bodily injury limits to higher 250/500 limits
  • Drivers age 20 and younger have the highest car insurance prices, with premiums being up to $364 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,280 more annually to buy Chevrolet Captiva Sport insurance

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,372
20 $2,548
30 $1,142
40 $1,116
50 $1,020
60 $998

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,230
$500 $1,116
$1,000 $1,002

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,116
50/100 $1,208
100/300 $1,323
250/500 $1,622
100 CSL $1,254
300 CSL $1,507
500 CSL $1,691

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,180
20 $4,056
30 $2,428
40 $2,398
50 $2,292
60 $2,270

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $77
Total Discounts $447
Rate after discounts $669

Discounts are estimated and may not be available from every company or in every state.

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