Chevrolet City Express Insurance Rates
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UPDATED: Apr 12, 2024
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Average insurance rates for a Chevrolet City Express are $1,130 a year for full coverage. Comprehensive costs around $198, collision costs $310, and liability is estimated at $464. Liability-only coverage costs approximately $514 a year, with high-risk coverage costing around $2,442. Teen drivers receive the highest rates at $4,452 a year or more.
Average premium for full coverage: $1,130
Rate estimates for individual coverage type:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all states and for different City Express trim levels.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from the low end price of $514 for just liability insurance to a much higher rate of $2,442 for a high-risk insurance policy.
Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas.
The price range example below illustrates how rural and urban location affects auto insurance rates.
These examples show why anyone shopping for car insurance should get quotes for a specific zip code, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows estimated Chevrolet City Express insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $671
- Choosing higher $1,000 deductibles can save about $116 a year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,130
- Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,352
- Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,442 or more
- The cost that insures a 16-year-old driver with full coverage can be $4,452 each year
Car insurance rates for a Chevrolet City Express can also vary considerably based on the model year and trim level, how you drive, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you could be paying at least $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance ranges from 43% to 128% more than average. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged as much as $4,400 a year. View Rates by Age
Where you live plays a big part in determining prices for Chevrolet City Express insurance prices. A good driver about age 40 could pay as low as $750 a year in states like Idaho, Maine, and Iowa, or as much as $1,610 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,024 | -$106 | -9.4% |
| Alaska | $866 | -$264 | -23.4% |
| Arizona | $938 | -$192 | -17.0% |
| Arkansas | $1,130 | -$0 | 0.0% |
| California | $1,288 | $158 | 14.0% |
| Colorado | $1,082 | -$48 | -4.2% |
| Connecticut | $1,164 | $34 | 3.0% |
| Delaware | $1,280 | $150 | 13.3% |
| Florida | $1,414 | $284 | 25.1% |
| Georgia | $1,042 | -$88 | -7.8% |
| Hawaii | $812 | -$318 | -28.1% |
| Idaho | $764 | -$366 | -32.4% |
| Illinois | $842 | -$288 | -25.5% |
| Indiana | $852 | -$278 | -24.6% |
| Iowa | $762 | -$368 | -32.6% |
| Kansas | $1,074 | -$56 | -5.0% |
| Kentucky | $1,542 | $412 | 36.5% |
| Louisiana | $1,674 | $544 | 48.1% |
| Maine | $696 | -$434 | -38.4% |
| Maryland | $934 | -$196 | -17.3% |
| Massachusetts | $906 | -$224 | -19.8% |
| Michigan | $1,962 | $832 | 73.6% |
| Minnesota | $944 | -$186 | -16.5% |
| Mississippi | $1,354 | $224 | 19.8% |
| Missouri | $1,002 | -$128 | -11.3% |
| Montana | $1,212 | $82 | 7.3% |
| Nebraska | $892 | -$238 | -21.1% |
| Nevada | $1,354 | $224 | 19.8% |
| New Hampshire | $812 | -$318 | -28.1% |
| New Jersey | $1,264 | $134 | 11.9% |
| New Mexico | $1,002 | -$128 | -11.3% |
| New York | $1,190 | $60 | 5.3% |
| North Carolina | $652 | -$478 | -42.3% |
| North Dakota | $926 | -$204 | -18.1% |
| Ohio | $780 | -$350 | -31.0% |
| Oklahoma | $1,162 | $32 | 2.8% |
| Oregon | $1,036 | -$94 | -8.3% |
| Pennsylvania | $1,076 | -$54 | -4.8% |
| Rhode Island | $1,508 | $378 | 33.5% |
| South Carolina | $1,024 | -$106 | -9.4% |
| South Dakota | $954 | -$176 | -15.6% |
| Tennessee | $990 | -$140 | -12.4% |
| Texas | $1,362 | $232 | 20.5% |
| Utah | $836 | -$294 | -26.0% |
| Vermont | $776 | -$354 | -31.3% |
| Virginia | $676 | -$454 | -40.2% |
| Washington | $872 | -$258 | -22.8% |
| West Virginia | $1,036 | -$94 | -8.3% |
| Wisconsin | $784 | -$346 | -30.6% |
| Wyoming | $1,008 | -$122 | -10.8% |
Choosing high deductibles can save as much as $340 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the only way to know your exact price is to compare rates from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different.
Insurance Rates by Trim Level and Model Year
Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet City Express | $220 | $358 | $460 | $1,196 |
| 2017 Chevrolet City Express | $206 | $330 | $460 | $1,154 |
| 2016 Chevrolet City Express | $198 | $310 | $464 | $1,130 |
| 2015 Chevrolet City Express | $194 | $288 | $474 | $1,114 |
Rates are averaged for all Chevrolet City Express models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Chevrolet City Express Insurance
Saving money on insurance for a Chevrolet City Express takes avoiding accidents and violations, having a positive credit history, eliminating unneeded coverage, and qualifying for all possible discounts. Shop around at least every other year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The list below is a summary of the car insurance concepts raised in the charts and tables above.
- Drivers considered higher risk who have multiple accidents or major violations pay on average $1,310 more every year for car insurance
- Drivers can save up to $130 per year simply by shopping early and online
- Increasing deductibles can save approximately $350 each year
- Insureds who may need higher liability limits will pay about $510 each year to raise limits from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,452 |
| 20 | $2,598 |
| 30 | $1,158 |
| 40 | $1,130 |
| 50 | $1,036 |
| 60 | $1,016 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,352 |
| $250 | $1,250 |
| $500 | $1,130 |
| $1,000 | $1,014 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,130 |
| 50/100 | $1,277 |
| 100/300 | $1,393 |
| 250/500 | $1,694 |
| 100 CSL | $1,323 |
| 300 CSL | $1,578 |
| 500 CSL | $1,764 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,300 |
| 20 | $4,142 |
| 30 | $2,472 |
| 40 | $2,442 |
| 50 | $2,332 |
| 60 | $2,312 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $74 |
| 5-yr Claim Free | $72 |
| Paid in Full/EFT | $45 |
| Advance Quote | $52 |
| Online Quote | $78 |
| Total Discounts | $459 |
Discounts are estimated and may not be available from every company or in every state.
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