Chevrolet City Express Insurance Rates

The average auto insurance rates for a Chevrolet City Express are $1,154 annually for full coverage. Comprehensive costs approximately $206 each year, collision costs $330, and liability costs $460. Buying just liability costs as little as $510 a year, with insurance for high-risk drivers costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Includes $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and City Express models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above show why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Chevrolet City Express insurance rates for additional coverage and risk scenarios.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay $122 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,154
• Using low deductibles for comprehensive and collision insurance will cost $1,388
• Drivers who are prone to accidents and violations could pay around $2,492 or more
• Policy cost with full coverage for a 16-year-old driver can cost $4,524 a year

View Chart as Image

Insurance rates for a Chevrolet City Express also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $360 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet City Express insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,650 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2016 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Chevrolet City Express Insurance

Finding cheaper rates on insurance for a Chevrolet City Express not only requires avoiding accidents and claims, but also having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a recap of the information covered in the above illustrations.

• Drivers can save around $130 per year simply by quoting online in advance
• Drivers under the age of 20 are expensive to insure, costing up to $377 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers considered higher risk that have major violations or accidents pay on average $1,340 more per year to insure a Chevrolet City Express
• Insureds who purchase increased liability limits will pay an extra $510 each year to go from a 30/60 limit to higher 250/500 limits