Chevrolet Equinox EV Insurance Rates
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Chevrolet Equinox EV are $1,436 a year with full coverage. Comprehensive insurance costs on average $346, collision costs $542, and liability costs around $390. Liability-only coverage costs as low as $452 a year, with high-risk coverage costing $3,078 or more. Teenage drivers pay the most at $5,228 a year or more.
Average premium for full coverage: $1,436
Premium estimates by type of coverage:
Rates are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Equinox EV trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Chevrolet Equinox EV go from as low as $452 for minimum levels of liability insurance to a much higher rate of $3,078 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than densely populated cities.
The price range example below illustrates how where you live affects car insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Chevrolet Equinox EV insurance rates for different risk profiles and scenarios.
- The best discount rate is $832
- Using higher $1,000 deductibles will save around $204 annually
- The average rate for a 40-year-old good driver with $500 deductibles is $1,436
- Using more expensive low deductibles for physical damage coverage will cost an extra $386 annually
- High-risk insureds who are prone to accidents and violations could pay upwards of $3,078 or more
- An auto insurance policy for full coverage for a 16-year-old driver with full coverage may cost $5,228 or more
Insurance prices for a Chevrolet Equinox EV also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.
An older driver with a clean driving record and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age
Where you choose to live has a huge impact on Chevrolet Equinox EV insurance prices. A driver around age 40 might see prices as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,940 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,296 | -$140 | -9.7% |
| Alaska | $1,100 | -$336 | -23.4% |
| Arizona | $1,190 | -$246 | -17.1% |
| Arkansas | $1,436 | -$0 | 0.0% |
| California | $1,634 | $198 | 13.8% |
| Colorado | $1,370 | -$66 | -4.6% |
| Connecticut | $1,476 | $40 | 2.8% |
| Delaware | $1,626 | $190 | 13.2% |
| Florida | $1,796 | $360 | 25.1% |
| Georgia | $1,326 | -$110 | -7.7% |
| Hawaii | $1,030 | -$406 | -28.3% |
| Idaho | $970 | -$466 | -32.5% |
| Illinois | $1,070 | -$366 | -25.5% |
| Indiana | $1,080 | -$356 | -24.8% |
| Iowa | $970 | -$466 | -32.5% |
| Kansas | $1,364 | -$72 | -5.0% |
| Kentucky | $1,958 | $522 | 36.4% |
| Louisiana | $2,126 | $690 | 48.1% |
| Maine | $886 | -$550 | -38.3% |
| Maryland | $1,184 | -$252 | -17.5% |
| Massachusetts | $1,148 | -$288 | -20.1% |
| Michigan | $2,494 | $1,058 | 73.7% |
| Minnesota | $1,200 | -$236 | -16.4% |
| Mississippi | $1,718 | $282 | 19.6% |
| Missouri | $1,272 | -$164 | -11.4% |
| Montana | $1,542 | $106 | 7.4% |
| Nebraska | $1,132 | -$304 | -21.2% |
| Nevada | $1,720 | $284 | 19.8% |
| New Hampshire | $1,034 | -$402 | -28.0% |
| New Jersey | $1,604 | $168 | 11.7% |
| New Mexico | $1,272 | -$164 | -11.4% |
| New York | $1,512 | $76 | 5.3% |
| North Carolina | $828 | -$608 | -42.3% |
| North Dakota | $1,176 | -$260 | -18.1% |
| Ohio | $992 | -$444 | -30.9% |
| Oklahoma | $1,474 | $38 | 2.6% |
| Oregon | $1,314 | -$122 | -8.5% |
| Pennsylvania | $1,370 | -$66 | -4.6% |
| Rhode Island | $1,916 | $480 | 33.4% |
| South Carolina | $1,302 | -$134 | -9.3% |
| South Dakota | $1,210 | -$226 | -15.7% |
| Tennessee | $1,258 | -$178 | -12.4% |
| Texas | $1,730 | $294 | 20.5% |
| Utah | $1,062 | -$374 | -26.0% |
| Vermont | $982 | -$454 | -31.6% |
| Virginia | $860 | -$576 | -40.1% |
| Washington | $1,108 | -$328 | -22.8% |
| West Virginia | $1,316 | -$120 | -8.4% |
| Wisconsin | $994 | -$442 | -30.8% |
| Wyoming | $1,280 | -$156 | -10.9% |
Using high physical damage deductibles could cut prices by as much as $590 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance can be from 44% to 133% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the best way to find out exactly what you will pay is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
| 2023 Chevrolet Equinox EV | $332 | $536 | $398 | $1,424 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Chevrolet Equinox EV Insurance
Finding better rates on insurance for a Chevrolet Equinox EV requires avoiding accidents and violations, maintaining good credit, being claim-free, and bundling your home and auto policies. Take the time to comparison shop every year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.
The list below is a quick review of the coverage data touched on in the above illustrations.
- You may be able to save as much as $170 per year simply by shopping early and online
- Increasing policy deductibles can save around $600 each year
- Teenagers pay the highest prices, possibly costing $436 per month for full coverage
- Drivers considered higher risk with a DUI or reckless driving violation may be required to pay an average of $1,640 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,228 |
| 20 | $3,268 |
| 30 | $1,500 |
| 40 | $1,436 |
| 50 | $1,308 |
| 60 | $1,282 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,822 |
| $250 | $1,644 |
| $500 | $1,436 |
| $1,000 | $1,232 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,436 |
| 50/100 | $1,514 |
| 100/300 | $1,612 |
| 250/500 | $1,865 |
| 100 CSL | $1,553 |
| 300 CSL | $1,768 |
| 500 CSL | $1,924 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,462 |
| 20 | $5,190 |
| 30 | $3,148 |
| 40 | $3,078 |
| 50 | $2,930 |
| 60 | $2,904 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $70 |
| Online Quote | $102 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
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