Chevrolet Equinox EV Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average insurance prices for a Chevrolet Equinox EV are $1,436 every 12 months for full coverage. Comprehensive costs around $346, collision insurance costs $542, and liability insurance is $390. Buying just liability costs around $452 a year, and insurance for high-risk drivers costs around $3,078. 16-year-old drivers cost the most to insure at up to $5,228 a year.
Average premium for full coverage: $1,436
Policy rates for type of insurance:
Prices include $500 physical damage deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different Equinox EV trim levels.
Price Range Variability
For an average driver, Chevrolet Equinox EV insurance rates range from the cheapest price of $452 for basic liability insurance to a much higher rate of $3,078 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities. The price range example below illustrates the effect of geographic area on auto insurance rates.
The examples above show why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows average Chevrolet Equinox EV insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $832
- Raising to $1,000 deductibles will save about $204 a year
- The average price for a good driver age 40 using $500 deductibles is $1,436
- Buying more expensive low deductibles increases the price to $1,822
- Higher-risk drivers with multiple tickets or accidents could pay at least $3,078
- Policy cost to insure a teen driver with full coverage can be $5,228
Insurance rates for a Chevrolet Equinox EV also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce rates by up to $590 each year, while increasing your policy's liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay as much as $5,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 44% to 133% more than the average rate. View High Risk Driver Rates
Your home state also has a big influence on Chevrolet Equinox EV insurance rates. A middle-age driver might find rates as low as $950 a year in states like Idaho, Maine, and Iowa, or at least $2,050 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,296 | -$140 | -9.7% |
| Alaska | $1,100 | -$336 | -23.4% |
| Arizona | $1,190 | -$246 | -17.1% |
| Arkansas | $1,436 | -$0 | 0.0% |
| California | $1,634 | $198 | 13.8% |
| Colorado | $1,370 | -$66 | -4.6% |
| Connecticut | $1,476 | $40 | 2.8% |
| Delaware | $1,626 | $190 | 13.2% |
| Florida | $1,796 | $360 | 25.1% |
| Georgia | $1,326 | -$110 | -7.7% |
| Hawaii | $1,030 | -$406 | -28.3% |
| Idaho | $970 | -$466 | -32.5% |
| Illinois | $1,070 | -$366 | -25.5% |
| Indiana | $1,080 | -$356 | -24.8% |
| Iowa | $970 | -$466 | -32.5% |
| Kansas | $1,364 | -$72 | -5.0% |
| Kentucky | $1,958 | $522 | 36.4% |
| Louisiana | $2,126 | $690 | 48.1% |
| Maine | $886 | -$550 | -38.3% |
| Maryland | $1,184 | -$252 | -17.5% |
| Massachusetts | $1,148 | -$288 | -20.1% |
| Michigan | $2,494 | $1,058 | 73.7% |
| Minnesota | $1,200 | -$236 | -16.4% |
| Mississippi | $1,718 | $282 | 19.6% |
| Missouri | $1,272 | -$164 | -11.4% |
| Montana | $1,542 | $106 | 7.4% |
| Nebraska | $1,132 | -$304 | -21.2% |
| Nevada | $1,720 | $284 | 19.8% |
| New Hampshire | $1,034 | -$402 | -28.0% |
| New Jersey | $1,604 | $168 | 11.7% |
| New Mexico | $1,272 | -$164 | -11.4% |
| New York | $1,512 | $76 | 5.3% |
| North Carolina | $828 | -$608 | -42.3% |
| North Dakota | $1,176 | -$260 | -18.1% |
| Ohio | $992 | -$444 | -30.9% |
| Oklahoma | $1,474 | $38 | 2.6% |
| Oregon | $1,314 | -$122 | -8.5% |
| Pennsylvania | $1,370 | -$66 | -4.6% |
| Rhode Island | $1,916 | $480 | 33.4% |
| South Carolina | $1,302 | -$134 | -9.3% |
| South Dakota | $1,210 | -$226 | -15.7% |
| Tennessee | $1,258 | -$178 | -12.4% |
| Texas | $1,730 | $294 | 20.5% |
| Utah | $1,062 | -$374 | -26.0% |
| Vermont | $982 | -$454 | -31.6% |
| Virginia | $860 | -$576 | -40.1% |
| Washington | $1,108 | -$328 | -22.8% |
| West Virginia | $1,316 | -$120 | -8.4% |
| Wisconsin | $994 | -$442 | -30.8% |
| Wyoming | $1,280 | -$156 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Equinox EV | $346 | $542 | $390 | $1,436 |
| 2023 Chevrolet Equinox EV | $332 | $536 | $398 | $1,424 |
Rates are averaged for all Chevrolet Equinox EV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Chevrolet Equinox EV Insurance
Finding cheaper rates on Chevrolet Equinox EV insurance consists of being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to compare rates every couple of years by requesting rates from direct carriers, and also from local exclusive and independent agents.
Below is a quick rundown of the material that was covered in the above illustrations.
- Drivers who may need higher levels of liability will pay around $430 each year to raise from a 30/60 limit to a 250/500 level
- Teenage drivers pay higher rates, costing up to $436 each month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,640 more every year for auto insurance
- Increasing comprehensive and collision deductibles could save as much as $600 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,228 |
| 20 | $3,268 |
| 30 | $1,500 |
| 40 | $1,436 |
| 50 | $1,308 |
| 60 | $1,282 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,822 |
| $250 | $1,644 |
| $500 | $1,436 |
| $1,000 | $1,232 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,436 |
| 50/100 | $1,514 |
| 100/300 | $1,612 |
| 250/500 | $1,865 |
| 100 CSL | $1,553 |
| 300 CSL | $1,768 |
| 500 CSL | $1,924 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,462 |
| 20 | $5,190 |
| 30 | $3,148 |
| 40 | $3,078 |
| 50 | $2,930 |
| 60 | $2,904 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $65 |
| Advance Quote | $70 |
| Online Quote | $102 |
| Total Discounts | $604 |
Discounts are estimated and may not be available from every company or in every state.
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