Chevrolet Trailblazer Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Chevrolet Trailblazer are $1,186 annually for full coverage insurance. Comprehensive insurance costs on average $260 each year, collision insurance costs $436, and liability insurance is $354. Liability-only coverage costs around $406 a year, and high-risk coverage costs $2,556 or more. Teens cost the most to insure at up to $4,408 a year.

Average premium for full coverage: $1,186

Policy rates by type of insurance:

Comprehensive $260
Collision $436
Liability $354

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and Trailblazer models.

Price Range Variability

For an average driver, Chevrolet Trailblazer insurance rates range from as cheap as $406 for a discount liability-only rate to a high rate of $2,556 for a high-risk driver policy.

Liability Only $406
Full Coverage $1,186
High Risk $2,556

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas are shown to have fewer physical damage claims than cities with more traffic congestion. The graphic below illustrates the effect of geographic area on car insurance rates.

Rural Areas $890
Small Cities $1,245
Large Cities $1,601

The examples above illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below illustrates average Chevrolet Trailblazer insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $687
  • Raising to $1,000 deductibles will save around $158 each year
  • The estimated rate for a good driver age 40 with $500 deductibles is $1,186
  • Selecting low deductibles costs an additional $306 a year
  • Higher-risk drivers with serious driving violations could pay upwards of $2,556
  • Policy cost with full coverage for a teen driver may cost $4,408

View Chart as Image

Chevrolet Trailblazer insurance cost comparison chart
Column chart showing Chevrolet Trailblazer insurance prices range from $687 to $4,408 for full coverage

Insurance rates for a Chevrolet Trailblazer also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $4,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $470 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Chevrolet Trailblazer insurance rates. A middle-age driver might find rates as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,600 on average in Michigan, New York, and Florida.

Chevrolet Trailblazer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,070 -$116 -9.8%
Alaska $910 -$276 -23.3%
Arizona $984 -$202 -17.0%
Arkansas $1,186 -$0 0.0%
California $1,352 $166 14.0%
Colorado $1,130 -$56 -4.7%
Connecticut $1,218 $32 2.7%
Delaware $1,340 $154 13.0%
Florida $1,480 $294 24.8%
Georgia $1,096 -$90 -7.6%
Hawaii $852 -$334 -28.2%
Idaho $804 -$382 -32.2%
Illinois $884 -$302 -25.5%
Indiana $894 -$292 -24.6%
Iowa $798 -$388 -32.7%
Kansas $1,124 -$62 -5.2%
Kentucky $1,616 $430 36.3%
Louisiana $1,754 $568 47.9%
Maine $732 -$454 -38.3%
Maryland $978 -$208 -17.5%
Massachusetts $944 -$242 -20.4%
Michigan $2,058 $872 73.5%
Minnesota $994 -$192 -16.2%
Mississippi $1,420 $234 19.7%
Missouri $1,052 -$134 -11.3%
Montana $1,274 $88 7.4%
Nebraska $932 -$254 -21.4%
Nevada $1,422 $236 19.9%
New Hampshire $854 -$332 -28.0%
New Jersey $1,326 $140 11.8%
New Mexico $1,048 -$138 -11.6%
New York $1,248 $62 5.2%
North Carolina $684 -$502 -42.3%
North Dakota $972 -$214 -18.0%
Ohio $818 -$368 -31.0%
Oklahoma $1,214 $28 2.4%
Oregon $1,086 -$100 -8.4%
Pennsylvania $1,130 -$56 -4.7%
Rhode Island $1,580 $394 33.2%
South Carolina $1,076 -$110 -9.3%
South Dakota $1,000 -$186 -15.7%
Tennessee $1,038 -$148 -12.5%
Texas $1,430 $244 20.6%
Utah $878 -$308 -26.0%
Vermont $810 -$376 -31.7%
Virginia $710 -$476 -40.1%
Washington $916 -$270 -22.8%
West Virginia $1,086 -$100 -8.4%
Wisconsin $818 -$368 -31.0%
Wyoming $1,054 -$132 -11.1%

View Chart as Image

Chevrolet Trailblazer insurance rates by U.S. city
Chevrolet Trailblazer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Chevrolet Trailblazer $280 $452 $332 $1,200
2023 Chevrolet Trailblazer $270 $448 $338 $1,192
2022 Chevrolet Trailblazer $260 $436 $354 $1,186
2021 Chevrolet Trailblazer $250 $418 $364 $1,168

Rates are averaged for all Chevrolet Trailblazer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Chevrolet Trailblazer Insurance

Finding cheaper rates on Chevrolet Trailblazer insurance consists of avoiding accidents and violations, having good credit, being claim-free, and dropping full coverage on older vehicles. Take the time to compare rates every time your policy renews by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a summary of the information covered in the above illustrations.

  • It is possible to save as much as $140 per year just by quoting online in advance
  • Teenagers pay higher rates, possibly costing $367 each month if they have full coverage
  • Increasing comprehensive and collision deductibles could save up to $475 each year
  • High-risk drivers who have multiple accidents or major violations may pay on average $1,370 more each year for car insurance
  • Drivers who require higher liability limits will pay approximately $390 annually to raise from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Chevrolet Trailblazer Insurance Rates by Driver Age
Driver Age Premium
16 $4,408
20 $2,720
30 $1,236
40 $1,186
50 $1,084
60 $1,064

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Trailblazer Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,492
$250 $1,352
$500 $1,186
$1,000 $1,028

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Trailblazer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,186
50/100 $1,257
100/300 $1,345
250/500 $1,575
100 CSL $1,292
300 CSL $1,487
500 CSL $1,629

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Trailblazer Insurance Rates for High Risk Drivers
Age Premium
16 $6,286
20 $4,324
30 $2,614
40 $2,556
50 $2,436
60 $2,414

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $163

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $63
Multi-vehicle $61
Homeowner $18
5-yr Accident Free $86
5-yr Claim Free $76
Paid in Full/EFT $53
Advance Quote $58
Online Quote $84
Total Discounts $499
Rate after discounts $687

Discounts are estimated and may not be available from every company or in every state.

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