Chrysler Town and Country Insurance Rates

Estimated insurance prices for a Chrysler Town and Country are $960 every 12 months including full coverage. Comprehensive costs around $190, collision costs $228, and liability is estimated at $406. Liability-only insurance costs approximately $450 a year, with high-risk driver insurance costing around $2,052. Teenage drivers pay the most at $3,736 a year or more.

Average premium for full coverage: $960

Premium estimates for type of coverage:

Estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Town and Country trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Chrysler Town and Country insurance rates for additional coverage choices and driver risks.

• The best discount rate is $581
• Choosing higher $1,000 deductibles can save about $96 every year
• The average price for a 40-year-old good driver using $500 deductibles is $960
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,140
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,052 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage can be $3,736 each year

Insurance prices for a Chrysler Town and Country also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $280 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $366 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,100 to $1,600 additional annually, depending on your age. High-risk driver insurance ranges from 43% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Chrysler Town and Country insurance prices. A good driver about age 40 could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,370 on average in Michigan, New York, and Louisiana.

With such a large range in prices, the best way to figure out your exact price is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Chrysler Town and Country Insurance

Finding better rates on insurance for a Chrysler Town and Country takes not taking risks behind the wheel, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Invest time comparing rates at least once a year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following is a review of the primary concepts that were covered in the charts and tables above.

• You may be able to save up to $110 per year simply by shopping early and online
• Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,090 more every year for Town and Country insurance
• Increasing policy deductibles could save as much as $275 each year
• Teens are charged the highest prices, with the cost nearing $311 per month if full coverage is included