Chrysler Town and Country Insurance Rates

The average auto insurance rates for a Chrysler Town and Country are $984 annually for full coverage insurance. Comprehensive insurance costs on average $194 each year, collision costs $252, and liability costs $402. A liability-only policy costs as little as $446 a year, with high-risk insurance costing $2,110 or more. 16-year-old drivers cost the most to insure at $3,818 a year or more.

Average premium for full coverage: $984

Policy rates by type of insurance:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Town and Country models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Rural areas are shown to have fewer physical damage claims than congested cities.

The graphic below illustrates how location helps determine car insurance rates.

The examples above illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Chrysler Town and Country insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $589
• Drivers who choose higher $1,000 deductibles will pay around $102 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $984
• Buying low deductibles for comprehensive and collision insurance costs an additional $196 every year
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,110 or more
• Policy cost with full coverage for a teen driver may cost $3,818 a year

Car insurance rates for a Chrysler Town and Country also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $3,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,200 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can cost as much as 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $300 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chrysler Town and Country insurance prices. A 40-year-old driver could pay as low as $640 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,330 on average in Michigan, New York, and Florida.

Because rates have so much variability, the only way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Every company utilizes a different rate formula, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Chrysler Town and Country Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having a good credit score, being claim-free, and maximizing policy discounts. Invest time comparing rates every other policy renewal by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a review of the ideas that were covered in the charts and tables above.

• Drivers age 20 and younger are expensive to insure, possibly costing $318 each month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may pay on average $1,130 more each year to buy Chrysler Town and Country insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year
• It is possible to save as much as $110 per year simply by quoting online in advance