Chrysler Town and Country Insurance Rates

U.S. average insurance prices for a Chrysler Town and Country are $924 every 12 months for full coverage insurance. Comprehensive costs an estimated $176, collision costs $210, and liability insurance is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing around $1,976. Teens pay the highest rates at $3,622 a year or more.

Average premium for full coverage: $924

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and for all Town and Country models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why everyone should get quotes for a targeted area and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Chrysler Town and Country insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $560
• Choosing higher $1,000 deductibles can save approximately $88 each year
• The average price for the average middle-age driver who has $500 deductibles is $924
• Selecting pricier low deductibles for comp and collision coverage increases the price to $1,090
• High-risk insureds with serious driving violations could pay up to $1,976 or more
• The price to insure a teen driver for full coverage can cost as much as $3,622 each year

Car insurance prices for a Chrysler Town and Country are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $3,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,100 to $1,500 extra each year, depending on your age. Chrysler Town and Country insurance for high-risk drivers ranges anywhere from 41% to 133% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Chrysler Town and Country insurance rates. A good driver about age 40 could pay as low as $600 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,250 on average in Florida, New York, and Michigan.

Since prices can be so different, the only way to figure out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Chrysler Town and Country Insurance

Getting lower rates on Chrysler Town and Country insurance takes being safe and accident-free, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Set aside time to shop around every time your policy renews by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a review of the information raised in the charts and tables above.

• It is possible to save approximately $100 per year simply by quoting online well ahead of the renewal date
• Youthful drivers have the highest car insurance prices, as much as $302 a month if the policy includes full coverage
• Increasing physical damage deductibles could save as much as $250 each year
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,050 more annually than a low-risk driver
• Drivers who want more liability protection will pay approximately $440 annually to raise limits from a low limit to a 250/500 level