Insurance for Chrysler Vehicles

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Jeffrey Johnson

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 6, 2023

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The table below shows average insurance prices for Chrysler vehicles. More models are shown at the end of the article

Insurance Rates for Chrysler Vehicles
Vehicle Model Annual Premium Monthly Premium
Chrysler 300 $1,548 $129
Chrysler Pacifica $1,332 $111
Chrysler Sebring $1,446 $121
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Chrysler vehicles
Column chart showing average insurance prices for Chrysler vehicles range from $845 to $5,358 for full coverage

The prior chart uses the average vehicle rating data for all Chrysler vehicles listed in the table above to demonstrate how different situations can affect auto insurance prices.

Insurance rates for a Chrysler range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $630 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $335 more per year

View Chart as Image

Chrysler insurance by deductible and liability limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,400 annually on average, or $117 per month, for full coverage. Prices are highest for teenagers, since even excellent drivers can expect to pay at least $5,300 a year.

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 129% more than the average rate.

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Chrysler insurance by risk and age

Your home state plays a big part in determining prices for Chrysler insurance rates. A good driver about age 40 could pay as low as $1,060 a year in states like Utah, Ohio, and New Hampshire, or at least $1,940 on average in Montana, Michigan, and New Jersey.

Chrysler Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,332 -$140 -9.5%
Alaska $1,132 -$340 -23.1%
Arizona $1,222 -$250 -17.0%
Arkansas $1,472 -$0 0.0%
California $1,680 $208 14.1%
Colorado $1,410 -$62 -4.2%
Connecticut $1,514 $42 2.9%
Delaware $1,668 $196 13.3%
Florida $1,844 $372 25.3%
Georgia $1,360 -$112 -7.6%
Hawaii $1,058 -$414 -28.1%
Idaho $996 -$476 -32.3%
Illinois $1,098 -$374 -25.4%
Indiana $1,110 -$362 -24.6%
Iowa $996 -$476 -32.3%
Kansas $1,402 -$70 -4.8%
Kentucky $2,010 $538 36.5%
Louisiana $2,182 $710 48.2%
Maine $910 -$562 -38.2%
Maryland $1,216 -$256 -17.4%
Massachusetts $1,178 -$294 -20.0%
Michigan $2,560 $1,088 73.9%
Minnesota $1,234 -$238 -16.2%
Mississippi $1,766 $294 20.0%
Missouri $1,308 -$164 -11.1%
Montana $1,584 $112 7.6%
Nebraska $1,162 -$310 -21.1%
Nevada $1,766 $294 20.0%
New Hampshire $1,062 -$410 -27.9%
New Jersey $1,648 $176 12.0%
New Mexico $1,306 -$166 -11.3%
New York $1,554 $82 5.6%
North Carolina $848 -$624 -42.4%
North Dakota $1,206 -$266 -18.1%
Ohio $1,016 -$456 -31.0%
Oklahoma $1,514 $42 2.9%
Oregon $1,350 -$122 -8.3%
Pennsylvania $1,406 -$66 -4.5%
Rhode Island $1,966 $494 33.6%
South Carolina $1,336 -$136 -9.2%
South Dakota $1,244 -$228 -15.5%
Tennessee $1,292 -$180 -12.2%
Texas $1,776 $304 20.7%
Utah $1,092 -$380 -25.8%
Vermont $1,008 -$464 -31.5%
Virginia $884 -$588 -39.9%
Washington $1,140 -$332 -22.6%
West Virginia $1,350 -$122 -8.3%
Wisconsin $1,022 -$450 -30.6%
Wyoming $1,312 -$160 -10.9%

Because rates have so much variability, the best way to find out who has the cheapest rates is to do a rate comparison and see how they stack up. Each auto insurer utilizes a different rate formula, so the rates will be varied.

Additional Chrysler Vehicles

U.S. averages for full coverage Chrysler vehicle insurance

Average Policy Cost $1,472
Comprehensive Premium $348
Collision Premium $594
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Chrysler models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Chrysler Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,358
20 $3,378
30 $1,546
40 $1,472
50 $1,344
60 $1,316

Full coverage, $500 deductibles

Rates by Deductible

Chrysler Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,888
$250 $1,696
$500 $1,472
$1,000 $1,260

Full coverage, driver age 40

Rates for High Risk Drivers

Chrysler Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,658
20 $5,366
30 $3,250
40 $3,172
50 $3,024
60 $2,994

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $202

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $110
5-yr Claim Free $95
Paid in Full/EFT $69
Advance Quote $73
Online Quote $105
Total Discounts $627
Rate after discounts $845

Discounts are estimated and may not be available from every company or in every state.

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