Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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Estimated insurance prices for a Dodge Grand Caravan are $1,096 every 12 months including full coverage. Comprehensive insurance costs on average $206 a year, collision insurance costs $272, and liability coverage costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,350 or more. 16-year-old drivers pay the most at up to $4,298 a year.
Average premium for full coverage: $1,096
Premium estimates by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and Grand Caravan trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Dodge Grand Caravan range from the cheapest price of $510 for your basic liability-only policy to a high of $2,350 for high-risk insurance.
Insurance Price Range by Location
Your location has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how geographic area affects car insurance rates.
These rate differences highlight why it is important to compare rates based on a specific location and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $659
- Drivers who choose higher $1,000 deductibles will pay around $986 every year
- The average price for a 40-year-old good driver with $500 deductibles is $1,096
- Buying low $100 deductibles for comprehensive and collision insurance costs an extra $206 each year
- High-risk insureds with multiple tickets or accidents could pay upwards of $2,350
- An auto insurance policy to insure a teenage driver may cost $4,298 a year
Auto insurance prices for a Dodge Grand Caravan also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Grand Caravan.
Opting for high physical damage deductibles could save up to $320 a year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
Older drivers with a good driving record and higher deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay upwards of $4,200 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 132% more than the average rate. View High Risk Driver Rates
Where you choose to live makes a big difference in Dodge Grand Caravan insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,560 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $992 | -$104 | -9.5% |
| Alaska | $840 | -$256 | -23.4% |
| Arizona | $910 | -$186 | -17.0% |
| Arkansas | $1,096 | -$0 | 0.0% |
| California | $1,248 | $152 | 13.9% |
| Colorado | $1,048 | -$48 | -4.4% |
| Connecticut | $1,126 | $30 | 2.7% |
| Delaware | $1,240 | $144 | 13.1% |
| Florida | $1,370 | $274 | 25.0% |
| Georgia | $1,010 | -$86 | -7.8% |
| Hawaii | $788 | -$308 | -28.1% |
| Idaho | $742 | -$354 | -32.3% |
| Illinois | $814 | -$282 | -25.7% |
| Indiana | $822 | -$274 | -25.0% |
| Iowa | $738 | -$358 | -32.7% |
| Kansas | $1,040 | -$56 | -5.1% |
| Kentucky | $1,494 | $398 | 36.3% |
| Louisiana | $1,620 | $524 | 47.8% |
| Maine | $676 | -$420 | -38.3% |
| Maryland | $904 | -$192 | -17.5% |
| Massachusetts | $878 | -$218 | -19.9% |
| Michigan | $1,902 | $806 | 73.5% |
| Minnesota | $918 | -$178 | -16.2% |
| Mississippi | $1,312 | $216 | 19.7% |
| Missouri | $972 | -$124 | -11.3% |
| Montana | $1,176 | $80 | 7.3% |
| Nebraska | $864 | -$232 | -21.2% |
| Nevada | $1,314 | $218 | 19.9% |
| New Hampshire | $790 | -$306 | -27.9% |
| New Jersey | $1,226 | $130 | 11.9% |
| New Mexico | $970 | -$126 | -11.5% |
| New York | $1,154 | $58 | 5.3% |
| North Carolina | $630 | -$466 | -42.5% |
| North Dakota | $896 | -$200 | -18.2% |
| Ohio | $758 | -$338 | -30.8% |
| Oklahoma | $1,124 | $28 | 2.6% |
| Oregon | $1,004 | -$92 | -8.4% |
| Pennsylvania | $1,046 | -$50 | -4.6% |
| Rhode Island | $1,462 | $366 | 33.4% |
| South Carolina | $992 | -$104 | -9.5% |
| South Dakota | $926 | -$170 | -15.5% |
| Tennessee | $960 | -$136 | -12.4% |
| Texas | $1,322 | $226 | 20.6% |
| Utah | $812 | -$284 | -25.9% |
| Vermont | $750 | -$346 | -31.6% |
| Virginia | $656 | -$440 | -40.1% |
| Washington | $848 | -$248 | -22.6% |
| West Virginia | $1,004 | -$92 | -8.4% |
| Wisconsin | $758 | -$338 | -30.8% |
| Wyoming | $976 | -$120 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,058 | $88 |
| Dodge Grand Caravan SE | $1,086 | $91 |
| Dodge Grand Caravan Hero | $1,116 | $93 |
| Dodge Grand Caravan Crew | $1,124 | $94 |
| Dodge Grand Caravan SXT | $1,124 | $94 |
Rates assume 2015 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $262 | $390 | $430 | $1,240 |
| 2019 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2015 Dodge Grand Caravan | $206 | $272 | $460 | $1,096 |
| 2010 Dodge Grand Caravan | $162 | $184 | $474 | $978 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Dodge Grand Caravan Insurance
Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates every couple of years by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.
The list below is a condensed summary of the material that was presented in the illustrations above.
- Consumers who require higher liability limits will pay around $510 per year to go from 30/60 bodily injury limits to a 250/500 level
- Teenagers are charged the highest prices, with the cost nearing $358 per month if comprehensive and collision insurance is included
- Drivers with multiple at-fault accidents may pay on average $1,250 more each year for car insurance
- Increasing policy deductibles could save as much as $325 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,298 |
| 20 | $2,494 |
| 30 | $1,122 |
| 40 | $1,096 |
| 50 | $1,004 |
| 60 | $982 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,302 |
| $250 | $1,206 |
| $500 | $1,096 |
| $1,000 | $986 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,096 |
| 50/100 | $1,216 |
| 100/300 | $1,331 |
| 250/500 | $1,630 |
| 100 CSL | $1,262 |
| 300 CSL | $1,515 |
| 500 CSL | $1,699 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,068 |
| 20 | $3,970 |
| 30 | $2,380 |
| 40 | $2,350 |
| 50 | $2,246 |
| 60 | $2,224 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $56 |
| Multi-vehicle | $58 |
| Homeowner | $19 |
| 5-yr Accident Free | $69 |
| 5-yr Claim Free | $69 |
| Paid in Full/EFT | $42 |
| Advance Quote | $49 |
| Online Quote | $75 |
| Total Discounts | $437 |
Discounts are estimated and may not be available from every company or in every state.
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