Dodge Grand Caravan Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: May 13, 2024
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Estimated insurance prices for a Dodge Grand Caravan are $1,198 every 12 months with full coverage. Comprehensive insurance costs approximately $238 each year, collision costs $350, and liability costs around $452. Liability-only insurance costs as low as $504 a year, with high-risk driver insurance costing $2,576 or more. 16-year-old drivers pay the most at $4,610 a year or more.
Average premium for full coverage: $1,198
Premium estimates by type of coverage:
Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Grand Caravan models.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Dodge Grand Caravan go from the cheapest price of $504 for minimum levels of liability insurance to a high rate of $2,576 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than congested cities.
The graphic below illustrates the difference between rural and urban areas on auto insurance prices.
These rate differences demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details estimated Dodge Grand Caravan insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $711
- Using higher $1,000 deductibles will save $134 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,198
- Buying low deductibles for physical damage coverage costs an extra $256 annually
- High-risk insureds with multiple tickets or accidents could pay around $2,576 or more
- An auto insurance policy to insure a 16-year-old driver can cost $4,610 or more
Insurance prices for a Dodge Grand Caravan also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Grand Caravan.
Opting for high physical damage deductibles could cut prices by as much as $390 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $4,600 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,400 to $2,000 additional annually, depending on your age. Insurance for high-risk drivers can be from 43% to 130% more than the average rate. View High Risk Driver Rates
Where you choose to live has a huge impact on Dodge Grand Caravan insurance prices. A driver around age 40 might see prices as low as $860 a year in states like Utah, Ohio, and New Hampshire, or at least $1,620 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,084 | -$114 | -9.5% |
| Alaska | $918 | -$280 | -23.4% |
| Arizona | $994 | -$204 | -17.0% |
| Arkansas | $1,198 | -$0 | 0.0% |
| California | $1,364 | $166 | 13.9% |
| Colorado | $1,144 | -$54 | -4.5% |
| Connecticut | $1,234 | $36 | 3.0% |
| Delaware | $1,356 | $158 | 13.2% |
| Florida | $1,500 | $302 | 25.2% |
| Georgia | $1,106 | -$92 | -7.7% |
| Hawaii | $862 | -$336 | -28.0% |
| Idaho | $812 | -$386 | -32.2% |
| Illinois | $892 | -$306 | -25.5% |
| Indiana | $902 | -$296 | -24.7% |
| Iowa | $808 | -$390 | -32.6% |
| Kansas | $1,138 | -$60 | -5.0% |
| Kentucky | $1,636 | $438 | 36.6% |
| Louisiana | $1,774 | $576 | 48.1% |
| Maine | $740 | -$458 | -38.2% |
| Maryland | $986 | -$212 | -17.7% |
| Massachusetts | $958 | -$240 | -20.0% |
| Michigan | $2,082 | $884 | 73.8% |
| Minnesota | $1,002 | -$196 | -16.4% |
| Mississippi | $1,436 | $238 | 19.9% |
| Missouri | $1,062 | -$136 | -11.4% |
| Montana | $1,286 | $88 | 7.3% |
| Nebraska | $946 | -$252 | -21.0% |
| Nevada | $1,438 | $240 | 20.0% |
| New Hampshire | $864 | -$334 | -27.9% |
| New Jersey | $1,338 | $140 | 11.7% |
| New Mexico | $1,062 | -$136 | -11.4% |
| New York | $1,262 | $64 | 5.3% |
| North Carolina | $692 | -$506 | -42.2% |
| North Dakota | $982 | -$216 | -18.0% |
| Ohio | $828 | -$370 | -30.9% |
| Oklahoma | $1,230 | $32 | 2.7% |
| Oregon | $1,096 | -$102 | -8.5% |
| Pennsylvania | $1,144 | -$54 | -4.5% |
| Rhode Island | $1,598 | $400 | 33.4% |
| South Carolina | $1,084 | -$114 | -9.5% |
| South Dakota | $1,012 | -$186 | -15.5% |
| Tennessee | $1,048 | -$150 | -12.5% |
| Texas | $1,446 | $248 | 20.7% |
| Utah | $886 | -$312 | -26.0% |
| Vermont | $822 | -$376 | -31.4% |
| Virginia | $718 | -$480 | -40.1% |
| Washington | $926 | -$272 | -22.7% |
| West Virginia | $1,096 | -$102 | -8.5% |
| Wisconsin | $830 | -$368 | -30.7% |
| Wyoming | $1,068 | -$130 | -10.9% |
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from multiple companies. Each insurance company utilizes a different rate formula, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,154 | $96 |
| Dodge Grand Caravan SE | $1,188 | $99 |
| Dodge Grand Caravan Hero | $1,222 | $102 |
| Dodge Grand Caravan Crew | $1,234 | $103 |
| Dodge Grand Caravan SXT | $1,234 | $103 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Dodge Grand Caravan Insurance
Finding better rates on insurance for a Dodge Grand Caravan requires having a good driving record, having above-average credit, being claim-free, and qualifying for all possible discounts. Set aside time to compare rates at every other renewal by obtaining price quotes from direct companies, and also from insurance agencies where you live.
The next list is a summary of the concepts that were covered above.
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,380 more per year to buy Dodge Grand Caravan insurance
- Drivers age 20 and younger are the costliest to insure, possibly costing $384 per month if full coverage is included
- You may be able to save around $140 per year simply by quoting online in advance
- Increasing policy deductibles could save as much as $400 each year
- You may be able to save around $140 per year simply by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,610 |
| 20 | $2,736 |
| 30 | $1,234 |
| 40 | $1,198 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,338 |
| $500 | $1,198 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,198 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,536 |
| 20 | $4,354 |
| 30 | $2,616 |
| 40 | $2,576 |
| 50 | $2,460 |
| 60 | $2,438 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $487 |
Discounts are estimated and may not be available from every company or in every state.
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