Dodge Grand Caravan Insurance Rates
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UPDATED: May 13, 2024
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Estimated insurance rates for a Dodge Grand Caravan are $1,198 a year including full coverage. Comprehensive costs on average $238 each year, collision insurance costs $350, and liability insurance costs around $452. A liability-only policy costs as low as $504 a year, and high-risk insurance costs around $2,576. Teenage drivers pay the most at up to $4,610 a year.
Average premium for full coverage: $1,198
Premium estimates by type of coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Grand Caravan models.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Dodge Grand Caravan range from as low as $504 for a discount liability-only rate to a high rate of $2,576 for a policy for a high-risk driver.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. Rural areas are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.
These rate differences highlight why all drivers should compare prices based on a specific location and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Dodge Grand Caravan insurance rates for different risk profiles and scenarios.
- The best discount rate is $711
- Using higher $1,000 deductibles will save around $134 every year
- The average rate for a 40-year-old good driver with $500 deductibles is $1,198
- Using low deductibles for physical damage coverage will increase the cost to $1,454
- Drivers who are prone to accidents and violations could pay upwards of $2,576
- An auto insurance policy for full coverage for a teen driver may cost $4,610 or more
Auto insurance prices for a Dodge Grand Caravan also have a wide range based on your driving characteristics, the model of your Grand Caravan, and policy deductibles and limits.
More mature drivers with a good driving record and high deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $4,600 a year. View Rates by Age
Where you choose to live has a huge impact on Dodge Grand Caravan insurance rates. A driver around age 40 might see prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,710 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,084 | -$114 | -9.5% |
| Alaska | $918 | -$280 | -23.4% |
| Arizona | $994 | -$204 | -17.0% |
| Arkansas | $1,198 | -$0 | 0.0% |
| California | $1,364 | $166 | 13.9% |
| Colorado | $1,144 | -$54 | -4.5% |
| Connecticut | $1,234 | $36 | 3.0% |
| Delaware | $1,356 | $158 | 13.2% |
| Florida | $1,500 | $302 | 25.2% |
| Georgia | $1,106 | -$92 | -7.7% |
| Hawaii | $862 | -$336 | -28.0% |
| Idaho | $812 | -$386 | -32.2% |
| Illinois | $892 | -$306 | -25.5% |
| Indiana | $902 | -$296 | -24.7% |
| Iowa | $808 | -$390 | -32.6% |
| Kansas | $1,138 | -$60 | -5.0% |
| Kentucky | $1,636 | $438 | 36.6% |
| Louisiana | $1,774 | $576 | 48.1% |
| Maine | $740 | -$458 | -38.2% |
| Maryland | $986 | -$212 | -17.7% |
| Massachusetts | $958 | -$240 | -20.0% |
| Michigan | $2,082 | $884 | 73.8% |
| Minnesota | $1,002 | -$196 | -16.4% |
| Mississippi | $1,436 | $238 | 19.9% |
| Missouri | $1,062 | -$136 | -11.4% |
| Montana | $1,286 | $88 | 7.3% |
| Nebraska | $946 | -$252 | -21.0% |
| Nevada | $1,438 | $240 | 20.0% |
| New Hampshire | $864 | -$334 | -27.9% |
| New Jersey | $1,338 | $140 | 11.7% |
| New Mexico | $1,062 | -$136 | -11.4% |
| New York | $1,262 | $64 | 5.3% |
| North Carolina | $692 | -$506 | -42.2% |
| North Dakota | $982 | -$216 | -18.0% |
| Ohio | $828 | -$370 | -30.9% |
| Oklahoma | $1,230 | $32 | 2.7% |
| Oregon | $1,096 | -$102 | -8.5% |
| Pennsylvania | $1,144 | -$54 | -4.5% |
| Rhode Island | $1,598 | $400 | 33.4% |
| South Carolina | $1,084 | -$114 | -9.5% |
| South Dakota | $1,012 | -$186 | -15.5% |
| Tennessee | $1,048 | -$150 | -12.5% |
| Texas | $1,446 | $248 | 20.7% |
| Utah | $886 | -$312 | -26.0% |
| Vermont | $822 | -$376 | -31.4% |
| Virginia | $718 | -$480 | -40.1% |
| Washington | $926 | -$272 | -22.7% |
| West Virginia | $1,096 | -$102 | -8.5% |
| Wisconsin | $830 | -$368 | -30.7% |
| Wyoming | $1,068 | -$130 | -10.9% |
Using high physical damage deductibles could cut prices by as much as $390 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,154 | $96 |
| Dodge Grand Caravan SE | $1,188 | $99 |
| Dodge Grand Caravan Hero | $1,222 | $102 |
| Dodge Grand Caravan Crew | $1,234 | $103 |
| Dodge Grand Caravan SXT | $1,234 | $103 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Dodge Grand Caravan Insurance
Finding better rates on Dodge Grand Caravan insurance requires avoiding accidents and violations, having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Invest the time to shop around every year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The list below is a quick rundown of the coverage data illustrated above.
- You may be able to save as much as $140 per year just by quoting online in advance
- Increasing policy deductibles can save around $400 each year
- Teenagers are charged the highest prices, with the cost nearing $384 per month if they have full coverage
- High-risk drivers with reckless driving or DUI convictions may pay on average $1,380 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,610 |
| 20 | $2,736 |
| 30 | $1,234 |
| 40 | $1,198 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,338 |
| $500 | $1,198 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,198 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,536 |
| 20 | $4,354 |
| 30 | $2,616 |
| 40 | $2,576 |
| 50 | $2,460 |
| 60 | $2,438 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $487 |
Discounts are estimated and may not be available from every company or in every state.
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