Dodge Grand Caravan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2024
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U.S. average insurance rates for a Dodge Grand Caravan are $1,198 a year for full coverage. Comprehensive insurance costs an estimated $238, collision costs $350, and liability coverage costs around $452. Liability-only insurance costs as low as $504 a year, with high-risk driver insurance costing $2,576 or more. Teens pay the highest rates at $4,610 a year or more.
Average premium for full coverage: $1,198
Price estimates broken down by individual coverage:
Rates are based on $500 deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all Grand Caravan models.
Price Range from Low to High
Using a 40-year-old driver as an example, Dodge Grand Caravan insurance prices go from as low as $504 for liability-only coverage to the much higher price of $2,576 for a driver that may need high-risk insurance.
Geographic Price Range
Where you live has a large influence on insurance rates. More rural locations have a lower frequency of accident claims than cities with more traffic congestion.
The example below illustrates how rural and urban location affects insurance prices.
The ranges above show why everyone should compare prices for a targeted area and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Dodge Grand Caravan insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $711
- Using higher $1,000 deductibles will save approximately $134 a year
- The average rate for the average middle-age driver who has $500 deductibles is $1,198
- Selecting pricier low deductibles for physical damage coverage will cost an extra $256 each year
- Higher-risk drivers with serious driving violations could pay up to $2,576 or more
- The price for full coverage for a teenage driver for full coverage can cost as much as $4,610 or more
Car insurance prices for a Dodge Grand Caravan are also quite variable based on your driving record, the trim level of your Grand Caravan, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged at least $4,600 a year. View Rates by Age
The state you live in has a huge impact on Dodge Grand Caravan insurance rates. A driver around age 40 might see prices as low as $790 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,710 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,084 | -$114 | -9.5% |
| Alaska | $918 | -$280 | -23.4% |
| Arizona | $994 | -$204 | -17.0% |
| Arkansas | $1,198 | -$0 | 0.0% |
| California | $1,364 | $166 | 13.9% |
| Colorado | $1,144 | -$54 | -4.5% |
| Connecticut | $1,234 | $36 | 3.0% |
| Delaware | $1,356 | $158 | 13.2% |
| Florida | $1,500 | $302 | 25.2% |
| Georgia | $1,106 | -$92 | -7.7% |
| Hawaii | $862 | -$336 | -28.0% |
| Idaho | $812 | -$386 | -32.2% |
| Illinois | $892 | -$306 | -25.5% |
| Indiana | $902 | -$296 | -24.7% |
| Iowa | $808 | -$390 | -32.6% |
| Kansas | $1,138 | -$60 | -5.0% |
| Kentucky | $1,636 | $438 | 36.6% |
| Louisiana | $1,774 | $576 | 48.1% |
| Maine | $740 | -$458 | -38.2% |
| Maryland | $986 | -$212 | -17.7% |
| Massachusetts | $958 | -$240 | -20.0% |
| Michigan | $2,082 | $884 | 73.8% |
| Minnesota | $1,002 | -$196 | -16.4% |
| Mississippi | $1,436 | $238 | 19.9% |
| Missouri | $1,062 | -$136 | -11.4% |
| Montana | $1,286 | $88 | 7.3% |
| Nebraska | $946 | -$252 | -21.0% |
| Nevada | $1,438 | $240 | 20.0% |
| New Hampshire | $864 | -$334 | -27.9% |
| New Jersey | $1,338 | $140 | 11.7% |
| New Mexico | $1,062 | -$136 | -11.4% |
| New York | $1,262 | $64 | 5.3% |
| North Carolina | $692 | -$506 | -42.2% |
| North Dakota | $982 | -$216 | -18.0% |
| Ohio | $828 | -$370 | -30.9% |
| Oklahoma | $1,230 | $32 | 2.7% |
| Oregon | $1,096 | -$102 | -8.5% |
| Pennsylvania | $1,144 | -$54 | -4.5% |
| Rhode Island | $1,598 | $400 | 33.4% |
| South Carolina | $1,084 | -$114 | -9.5% |
| South Dakota | $1,012 | -$186 | -15.5% |
| Tennessee | $1,048 | -$150 | -12.5% |
| Texas | $1,446 | $248 | 20.7% |
| Utah | $886 | -$312 | -26.0% |
| Vermont | $822 | -$376 | -31.4% |
| Virginia | $718 | -$480 | -40.1% |
| Washington | $926 | -$272 | -22.7% |
| West Virginia | $1,096 | -$102 | -8.5% |
| Wisconsin | $830 | -$368 | -30.7% |
| Wyoming | $1,068 | -$130 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $390 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying $1,400 to $2,000 extra each year, depending on your age. Dodge Grand Caravan insurance for high-risk drivers can be around 43% to 130% more than the average policy. View High Risk Driver Rates
Since prices can be so different, the only way to know which car insurance is cheapest is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Dodge Grand Caravan CV | $1,154 | $96 |
| Dodge Grand Caravan SE | $1,188 | $99 |
| Dodge Grand Caravan Hero | $1,222 | $102 |
| Dodge Grand Caravan Crew | $1,234 | $103 |
| Dodge Grand Caravan SXT | $1,234 | $103 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Dodge Grand Caravan | $248 | $378 | $442 | $1,226 |
| 2019 Dodge Grand Caravan | $238 | $350 | $452 | $1,198 |
| 2010 Dodge Grand Caravan | $152 | $166 | $474 | $950 |
Rates are averaged for all Dodge Grand Caravan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Dodge Grand Caravan Insurance
Getting lower rates on auto insurance requires not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Set aside time to shop around once a year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.
The following is a quick review of the data that was raised in the charts and tables above.
- Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
- Consumers who want higher liability limits will pay approximately $500 each year to increase from a low limit to 250/500 limits
- Teens have the highest car insurance prices, with premiums as much as $384 a month if full coverage is included
- Drivers with a DUI or reckless driving violation pay an average of $1,380 more annually for Grand Caravan insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,610 |
| 20 | $2,736 |
| 30 | $1,234 |
| 40 | $1,198 |
| 50 | $1,096 |
| 60 | $1,074 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,454 |
| $250 | $1,338 |
| $500 | $1,198 |
| $1,000 | $1,064 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,198 |
| 50/100 | $1,324 |
| 100/300 | $1,437 |
| 250/500 | $1,731 |
| 100 CSL | $1,370 |
| 300 CSL | $1,618 |
| 500 CSL | $1,799 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,536 |
| 20 | $4,354 |
| 30 | $2,616 |
| 40 | $2,576 |
| 50 | $2,460 |
| 60 | $2,438 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $63 |
| Homeowner | $19 |
| 5-yr Accident Free | $80 |
| 5-yr Claim Free | $76 |
| Paid in Full/EFT | $49 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $487 |
Discounts are estimated and may not be available from every company or in every state.
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