Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Dodge Hornet are $1,858 every 12 months for full coverage insurance. Comprehensive insurance costs around $346, collision insurance costs $690, and liability coverage is $584. Liability-only coverage costs around $678 a year, and high-risk coverage costs $4,038 or more. 16-year-old drivers pay the highest rates at up to $7,108 a year.
Average premium for full coverage: $1,858
Price estimates for individual coverage:
Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Hornet trim levels.
Price Range from Low to High
For an average driver, Dodge Hornet insurance prices range from the cheapest price of $678 for a discount liability-only rate to a much higher rate of $4,038 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities. The price range example below illustrates the effect of geographic area on auto insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates average Dodge Hornet insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,077
- Raising to $1,000 deductibles will save about $236 each year
- The average price for the average middle-age driver using $500 deductibles is $1,858
- Buying more expensive low deductibles costs an extra $460 each year
- Unlucky drivers with multiple tickets or accidents could pay at least $4,038
- The price to insure a teenage driver with full coverage can be $7,108
Auto insurance prices for a Dodge Hornet are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $700 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $525 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $7,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $2,200 to $3,100 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 132% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Dodge Hornet insurance rates. A middle-age driver might find prices as low as $1,220 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,510 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,680 | -$178 | -9.6% |
| Alaska | $1,426 | -$432 | -23.3% |
| Arizona | $1,542 | -$316 | -17.0% |
| Arkansas | $1,858 | -$0 | 0.0% |
| California | $2,120 | $262 | 14.1% |
| Colorado | $1,776 | -$82 | -4.4% |
| Connecticut | $1,910 | $52 | 2.8% |
| Delaware | $2,106 | $248 | 13.3% |
| Florida | $2,324 | $466 | 25.1% |
| Georgia | $1,718 | -$140 | -7.5% |
| Hawaii | $1,334 | -$524 | -28.2% |
| Idaho | $1,260 | -$598 | -32.2% |
| Illinois | $1,386 | -$472 | -25.4% |
| Indiana | $1,400 | -$458 | -24.7% |
| Iowa | $1,256 | -$602 | -32.4% |
| Kansas | $1,766 | -$92 | -5.0% |
| Kentucky | $2,536 | $678 | 36.5% |
| Louisiana | $2,754 | $896 | 48.2% |
| Maine | $1,148 | -$710 | -38.2% |
| Maryland | $1,534 | -$324 | -17.4% |
| Massachusetts | $1,486 | -$372 | -20.0% |
| Michigan | $3,228 | $1,370 | 73.7% |
| Minnesota | $1,558 | -$300 | -16.1% |
| Mississippi | $2,226 | $368 | 19.8% |
| Missouri | $1,652 | -$206 | -11.1% |
| Montana | $1,998 | $140 | 7.5% |
| Nebraska | $1,464 | -$394 | -21.2% |
| Nevada | $2,228 | $370 | 19.9% |
| New Hampshire | $1,340 | -$518 | -27.9% |
| New Jersey | $2,078 | $220 | 11.8% |
| New Mexico | $1,648 | -$210 | -11.3% |
| New York | $1,960 | $102 | 5.5% |
| North Carolina | $1,072 | -$786 | -42.3% |
| North Dakota | $1,522 | -$336 | -18.1% |
| Ohio | $1,282 | -$576 | -31.0% |
| Oklahoma | $1,906 | $48 | 2.6% |
| Oregon | $1,702 | -$156 | -8.4% |
| Pennsylvania | $1,774 | -$84 | -4.5% |
| Rhode Island | $2,482 | $624 | 33.6% |
| South Carolina | $1,686 | -$172 | -9.3% |
| South Dakota | $1,570 | -$288 | -15.5% |
| Tennessee | $1,626 | -$232 | -12.5% |
| Texas | $2,238 | $380 | 20.5% |
| Utah | $1,376 | -$482 | -25.9% |
| Vermont | $1,272 | -$586 | -31.5% |
| Virginia | $1,114 | -$744 | -40.0% |
| Washington | $1,436 | -$422 | -22.7% |
| West Virginia | $1,706 | -$152 | -8.2% |
| Wisconsin | $1,288 | -$570 | -30.7% |
| Wyoming | $1,656 | -$202 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $346 | $690 | $584 | $1,858 |
| 2023 Dodge Hornet | $332 | $686 | $598 | $1,854 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Dodge Hornet Insurance
Getting lower rates on auto insurance consists of having a decent driving record, having a good credit score, not filing small claims, and possibly raising deductibles. Take the time to compare rates every time your policy renews by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a brief recap of the information covered in the above illustrations.
- It is possible to save up to $220 per year just by shopping early and online
- 16 to 18-year-old drivers are expensive to insure, as much as $592 a month if comprehensive and collision insurance is included
- Increasing physical damage deductibles could save as much as $700 each year
- Drivers who tend to receive serious violations may pay on average $2,180 more every year than a driver with a clean driving record
- Consumers who may need additional liability coverage will pay around $640 annually to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,108 |
| 20 | $4,330 |
| 30 | $1,930 |
| 40 | $1,858 |
| 50 | $1,702 |
| 60 | $1,672 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,318 |
| $250 | $2,104 |
| $500 | $1,858 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,858 |
| 50/100 | $1,975 |
| 100/300 | $2,121 |
| 250/500 | $2,500 |
| 100 CSL | $2,033 |
| 300 CSL | $2,354 |
| 500 CSL | $2,588 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,114 |
| 20 | $6,888 |
| 30 | $4,114 |
| 40 | $4,038 |
| 50 | $3,856 |
| 60 | $3,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $98 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $130 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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