Dodge Hornet Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance rates for a Dodge Hornet are $1,854 a year with full coverage. Comprehensive costs an estimated $332, collision insurance costs $686, and liability insurance is $598. Liability-only coverage costs around $688 a year, and high-risk coverage costs around $4,032. Teens cost the most to insure at up to $7,126 a year.

Average premium for full coverage: $1,854

Policy rates broken down by type of insurance:

Comprehensive $332
Collision $686
Liability $598

These estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Hornet models.

Price Range Variability

For a driver around age 40, Dodge Hornet insurance rates range from as low as $688 for just liability insurance to the much higher price of $4,032 for a driver required to buy high-risk insurance.

Liability Only $688
Full Coverage $1,854
High Risk $4,032

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,391
Small Cities $1,947
Large Cities $2,503

The examples above demonstrate why everyone should compare rates quotes for a targeted area and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Dodge Hornet insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,073
  • Raising to $1,000 deductibles will save approximately $232 annually
  • The average rate for a good driver age 40 who has $500 deductibles is $1,854
  • Selecting pricier low deductibles will increase the cost to $2,304
  • Higher-risk drivers with serious driving violations could pay up to $4,032
  • Policy cost for full coverage for a teen driver for full coverage can cost as much as $7,126

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing Dodge Hornet insurance rates range from $1,073 to $7,126 for full coverage

Insurance rates for a Dodge Hornet also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $7,100 a year. View Rates by Age

Your home state also has a big influence on Dodge Hornet insurance rates. A middle-age driver might find rates as low as $1,330 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,500 on average in New York, Michigan, and Florida.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,676 -$178 -9.6%
Alaska $1,420 -$434 -23.4%
Arizona $1,536 -$318 -17.2%
Arkansas $1,854 -$0 0.0%
California $2,114 $260 14.0%
Colorado $1,768 -$86 -4.6%
Connecticut $1,902 $48 2.6%
Delaware $2,098 $244 13.2%
Florida $2,316 $462 24.9%
Georgia $1,710 -$144 -7.8%
Hawaii $1,330 -$524 -28.3%
Idaho $1,256 -$598 -32.3%
Illinois $1,382 -$472 -25.5%
Indiana $1,396 -$458 -24.7%
Iowa $1,252 -$602 -32.5%
Kansas $1,760 -$94 -5.1%
Kentucky $2,526 $672 36.2%
Louisiana $2,746 $892 48.1%
Maine $1,142 -$712 -38.4%
Maryland $1,530 -$324 -17.5%
Massachusetts $1,482 -$372 -20.1%
Michigan $3,216 $1,362 73.5%
Minnesota $1,552 -$302 -16.3%
Mississippi $2,218 $364 19.6%
Missouri $1,644 -$210 -11.3%
Montana $1,990 $136 7.3%
Nebraska $1,462 -$392 -21.1%
Nevada $2,220 $366 19.7%
New Hampshire $1,334 -$520 -28.0%
New Jersey $2,070 $216 11.7%
New Mexico $1,642 -$212 -11.4%
New York $1,954 $100 5.4%
North Carolina $1,066 -$788 -42.5%
North Dakota $1,516 -$338 -18.2%
Ohio $1,276 -$578 -31.2%
Oklahoma $1,902 $48 2.6%
Oregon $1,698 -$156 -8.4%
Pennsylvania $1,768 -$86 -4.6%
Rhode Island $2,472 $618 33.3%
South Carolina $1,678 -$176 -9.5%
South Dakota $1,564 -$290 -15.6%
Tennessee $1,622 -$232 -12.5%
Texas $2,232 $378 20.4%
Utah $1,372 -$482 -26.0%
Vermont $1,266 -$588 -31.7%
Virginia $1,108 -$746 -40.2%
Washington $1,430 -$424 -22.9%
West Virginia $1,698 -$156 -8.4%
Wisconsin $1,284 -$570 -30.7%
Wyoming $1,650 -$204 -11.0%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $690 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $538 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $2,200 to $3,100 additional every year, depending on your age. Dodge Hornet insurance for high-risk drivers is expensive and can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $332 $686 $598 $1,854
2023 Dodge Hornet $320 $668 $624 $1,850

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Dodge Hornet Insurance

Finding cheaper rates on Dodge Hornet insurance consists of being safe and accident-free, having a good credit history, not filing small claims, and possibly raising deductibles. Set aside time to compare rates at every policy renewal by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief summary of the data covered above.

  • Drivers who want more liability protection will pay approximately $660 every year to raise from a 30/60 limit to 250/500 limits
  • You may be able to save approximately $220 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save around $675 each year
  • Youthful drivers are expensive to insure, as much as $594 each month including comprehensive and collision insurance

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,126
20 $4,326
30 $1,920
40 $1,854
50 $1,698
60 $1,668

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,304
$250 $2,094
$500 $1,854
$1,000 $1,622

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,854
50/100 $1,974
100/300 $2,123
250/500 $2,512
100 CSL $2,033
300 CSL $2,362
500 CSL $2,602

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,142
20 $6,886
30 $4,106
40 $4,032
50 $3,852
60 $3,818

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $99
Homeowner $28
5-yr Accident Free $135
5-yr Claim Free $119
Paid in Full/EFT $83
Advance Quote $91
Online Quote $129
Total Discounts $781
Rate after discounts $1,073

Discounts are estimated and may not be available from every company or in every state.

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