Dodge Hornet Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance rates for a Dodge Hornet are $1,858 a year for full coverage. Comprehensive insurance costs on average $346 each year, collision insurance costs $690, and liability insurance costs around $584. Buying just liability costs as low as $678 a year, and insurance for high-risk drivers costs $4,038 or more. Teenage drivers receive the highest rates at up to $7,108 a year.

Average premium for full coverage: $1,858

Rate estimates by individual coverage type:

Comprehensive $346
Collision $690
Liability $584

Estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates are averaged for all states and Hornet models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $678 for basic liability insurance to a high rate of $4,038 for a policy for a high-risk driver.

Liability Only $678
Full Coverage $1,858
High Risk $4,038

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how your location can change car insurance rates.

Rural Areas $1,394
Small Cities $1,951
Large Cities $2,508

These examples show why all drivers should compare prices based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Dodge Hornet insurance rates for different risk profiles and scenarios.

  • The best discount rate is $1,077
  • Using higher $1,000 deductibles will save around $236 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,858
  • Using low deductibles for physical damage coverage will cost an extra $460 a year
  • Drivers who are prone to accidents and violations could pay upwards of $4,038
  • The cost for full coverage for a teen driver may cost $7,108 or more

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing Dodge Hornet insurance prices range from $1,077 to $7,108 for full coverage

Auto insurance rates for a Dodge Hornet can also vary considerably based on your driver profile, the trim level of your Hornet, and policy deductibles and limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,700 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $7,100 a year. View Rates by Age

Where you live has a huge impact on Dodge Hornet insurance rates. A driver around age 40 might see rates as low as $1,230 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,650 on average in Michigan, Louisiana, and New York.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,680 -$178 -9.6%
Alaska $1,426 -$432 -23.3%
Arizona $1,542 -$316 -17.0%
Arkansas $1,858 -$0 0.0%
California $2,120 $262 14.1%
Colorado $1,776 -$82 -4.4%
Connecticut $1,910 $52 2.8%
Delaware $2,106 $248 13.3%
Florida $2,324 $466 25.1%
Georgia $1,718 -$140 -7.5%
Hawaii $1,334 -$524 -28.2%
Idaho $1,260 -$598 -32.2%
Illinois $1,386 -$472 -25.4%
Indiana $1,400 -$458 -24.7%
Iowa $1,256 -$602 -32.4%
Kansas $1,766 -$92 -5.0%
Kentucky $2,536 $678 36.5%
Louisiana $2,754 $896 48.2%
Maine $1,148 -$710 -38.2%
Maryland $1,534 -$324 -17.4%
Massachusetts $1,486 -$372 -20.0%
Michigan $3,228 $1,370 73.7%
Minnesota $1,558 -$300 -16.1%
Mississippi $2,226 $368 19.8%
Missouri $1,652 -$206 -11.1%
Montana $1,998 $140 7.5%
Nebraska $1,464 -$394 -21.2%
Nevada $2,228 $370 19.9%
New Hampshire $1,340 -$518 -27.9%
New Jersey $2,078 $220 11.8%
New Mexico $1,648 -$210 -11.3%
New York $1,960 $102 5.5%
North Carolina $1,072 -$786 -42.3%
North Dakota $1,522 -$336 -18.1%
Ohio $1,282 -$576 -31.0%
Oklahoma $1,906 $48 2.6%
Oregon $1,702 -$156 -8.4%
Pennsylvania $1,774 -$84 -4.5%
Rhode Island $2,482 $624 33.6%
South Carolina $1,686 -$172 -9.3%
South Dakota $1,570 -$288 -15.5%
Tennessee $1,626 -$232 -12.5%
Texas $2,238 $380 20.5%
Utah $1,376 -$482 -25.9%
Vermont $1,272 -$586 -31.5%
Virginia $1,114 -$744 -40.0%
Washington $1,436 -$422 -22.7%
West Virginia $1,706 -$152 -8.2%
Wisconsin $1,288 -$570 -30.7%
Wyoming $1,656 -$202 -10.9%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

Using high physical damage deductibles could cut rates by as much as $700 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $525 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $2,200 to $3,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $346 $690 $584 $1,858
2023 Dodge Hornet $332 $686 $598 $1,854

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Dodge Hornet Insurance

Saving money on Dodge Hornet insurance requires not taking risks behind the wheel, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to shop around every year by requesting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The following is a review of the coverage data illustrated above.

  • Drivers can save as much as $220 per year just by quoting online in advance
  • Increasing deductibles can save around $700 each year
  • Teens are charged the highest rates, costing as high as $592 per month if they have full coverage
  • High-risk drivers who have several accidents or serious violations will pay on average $2,180 more each year for Hornet insurance

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,108
20 $4,330
30 $1,930
40 $1,858
50 $1,702
60 $1,672

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,318
$250 $2,104
$500 $1,858
$1,000 $1,622

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,858
50/100 $1,975
100/300 $2,121
250/500 $2,500
100 CSL $2,033
300 CSL $2,354
500 CSL $2,588

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,114
20 $6,888
30 $4,114
40 $4,038
50 $3,856
60 $3,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $260

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $98
Homeowner $28
5-yr Accident Free $135
5-yr Claim Free $119
Paid in Full/EFT $83
Advance Quote $91
Online Quote $130
Total Discounts $781
Rate after discounts $1,077

Discounts are estimated and may not be available from every company or in every state.

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