Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance prices for a Dodge Hornet are $1,854 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $332 a year, collision insurance costs $686, and liability insurance is $598. Liability-only coverage costs around $688 a year, and high-risk coverage costs $4,032 or more. Teens pay the most at up to $7,126 a year.
Average premium for full coverage: $1,854
Premium estimates by type of coverage:
Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Hornet trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Dodge Hornet range from the cheapest price of $688 for liability-only coverage to a high of $4,032 for a policy for a high-risk driver.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance prices.
These rate differences illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Dodge Hornet insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $1,073
- Raising to $1,000 deductibles will save $1,622 each year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,854
- Selecting low $100 deductibles costs an extra $450 a year
- Higher-risk drivers with serious driving violations could pay around $4,032
- An auto insurance policy to insure a teen driver can cost $7,126
Insurance prices for a Dodge Hornet also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Hornet.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $690 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $538 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles could pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $7,100 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $2,200 to $3,100 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 132% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Dodge Hornet insurance rates. A middle-age driver might find prices as low as $1,210 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,500 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,676 | -$178 | -9.6% |
| Alaska | $1,420 | -$434 | -23.4% |
| Arizona | $1,536 | -$318 | -17.2% |
| Arkansas | $1,854 | -$0 | 0.0% |
| California | $2,114 | $260 | 14.0% |
| Colorado | $1,768 | -$86 | -4.6% |
| Connecticut | $1,902 | $48 | 2.6% |
| Delaware | $2,098 | $244 | 13.2% |
| Florida | $2,316 | $462 | 24.9% |
| Georgia | $1,710 | -$144 | -7.8% |
| Hawaii | $1,330 | -$524 | -28.3% |
| Idaho | $1,256 | -$598 | -32.3% |
| Illinois | $1,382 | -$472 | -25.5% |
| Indiana | $1,396 | -$458 | -24.7% |
| Iowa | $1,252 | -$602 | -32.5% |
| Kansas | $1,760 | -$94 | -5.1% |
| Kentucky | $2,526 | $672 | 36.2% |
| Louisiana | $2,746 | $892 | 48.1% |
| Maine | $1,142 | -$712 | -38.4% |
| Maryland | $1,530 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$372 | -20.1% |
| Michigan | $3,216 | $1,362 | 73.5% |
| Minnesota | $1,552 | -$302 | -16.3% |
| Mississippi | $2,218 | $364 | 19.6% |
| Missouri | $1,644 | -$210 | -11.3% |
| Montana | $1,990 | $136 | 7.3% |
| Nebraska | $1,462 | -$392 | -21.1% |
| Nevada | $2,220 | $366 | 19.7% |
| New Hampshire | $1,334 | -$520 | -28.0% |
| New Jersey | $2,070 | $216 | 11.7% |
| New Mexico | $1,642 | -$212 | -11.4% |
| New York | $1,954 | $100 | 5.4% |
| North Carolina | $1,066 | -$788 | -42.5% |
| North Dakota | $1,516 | -$338 | -18.2% |
| Ohio | $1,276 | -$578 | -31.2% |
| Oklahoma | $1,902 | $48 | 2.6% |
| Oregon | $1,698 | -$156 | -8.4% |
| Pennsylvania | $1,768 | -$86 | -4.6% |
| Rhode Island | $2,472 | $618 | 33.3% |
| South Carolina | $1,678 | -$176 | -9.5% |
| South Dakota | $1,564 | -$290 | -15.6% |
| Tennessee | $1,622 | -$232 | -12.5% |
| Texas | $2,232 | $378 | 20.4% |
| Utah | $1,372 | -$482 | -26.0% |
| Vermont | $1,266 | -$588 | -31.7% |
| Virginia | $1,108 | -$746 | -40.2% |
| Washington | $1,430 | -$424 | -22.9% |
| West Virginia | $1,698 | -$156 | -8.4% |
| Wisconsin | $1,284 | -$570 | -30.7% |
| Wyoming | $1,650 | -$204 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $332 | $686 | $598 | $1,854 |
| 2023 Dodge Hornet | $320 | $668 | $624 | $1,850 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Dodge Hornet Insurance
Finding better rates on Dodge Hornet insurance consists of having a good driving record, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around every year by requesting rates from direct insurance companies, and also from local insurance agencies.
The next list is a brief recap of the coverage data raised in the charts and tables above.
- It is possible to save around $220 per year just by quoting early and online
- Increasing policy deductibles could save as much as $675 each year
- Drivers age 20 and younger are expensive to insure, with premiums being up to $594 per month if they have full coverage
- High-risk drivers who tend to receive serious violations may have to pay on average $2,180 more per year to buy Dodge Hornet insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,126 |
| 20 | $4,326 |
| 30 | $1,920 |
| 40 | $1,854 |
| 50 | $1,698 |
| 60 | $1,668 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,304 |
| $250 | $2,094 |
| $500 | $1,854 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,854 |
| 50/100 | $1,974 |
| 100/300 | $2,123 |
| 250/500 | $2,512 |
| 100 CSL | $2,033 |
| 300 CSL | $2,362 |
| 500 CSL | $2,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,142 |
| 20 | $6,886 |
| 30 | $4,106 |
| 40 | $4,032 |
| 50 | $3,852 |
| 60 | $3,818 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $99 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $129 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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