Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average auto insurance rates for a Dodge Hornet are $1,858 annually with full coverage. Comprehensive costs on average $346 each year, collision costs $690, and liability is estimated at $584. A liability-only policy costs approximately $678 a year, with high-risk insurance costing around $4,038. Teenage drivers receive the highest rates at $7,108 a year or more.
Average premium for full coverage: $1,858
Rate estimates by individual coverage type:
Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all U.S. states and Hornet models.
Price Range by Coverage and Risk
For the normal driver, prices range go from as cheap as $678 for your basic liability-only policy to a high rate of $4,038 for a driver that may need high-risk insurance.
Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities.
The graphic below illustrates how geographic area affects car insurance rates.
These examples demonstrate why all drivers should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Dodge Hornet insurance rates for different risk profiles and scenarios.
- The best discount rate is $1,077
- Choosing higher $1,000 deductibles can save around $236 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,858
- Using low deductibles for comp and collision coverage will cost $2,318
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,038 or more
- The cost with full coverage for a 16-year-old driver may cost $7,108 each year
Insurance rates for a Dodge Hornet can also vary considerably based on the trim level of your Hornet, your driving record, and policy deductibles and limits.
More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,700 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $7,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $2,200 to $3,100 extra per year, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $700 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $525 more per year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Dodge Hornet insurance prices. A good driver about age 40 could pay as low as $1,340 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,510 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,680 | -$178 | -9.6% |
| Alaska | $1,426 | -$432 | -23.3% |
| Arizona | $1,542 | -$316 | -17.0% |
| Arkansas | $1,858 | -$0 | 0.0% |
| California | $2,120 | $262 | 14.1% |
| Colorado | $1,776 | -$82 | -4.4% |
| Connecticut | $1,910 | $52 | 2.8% |
| Delaware | $2,106 | $248 | 13.3% |
| Florida | $2,324 | $466 | 25.1% |
| Georgia | $1,718 | -$140 | -7.5% |
| Hawaii | $1,334 | -$524 | -28.2% |
| Idaho | $1,260 | -$598 | -32.2% |
| Illinois | $1,386 | -$472 | -25.4% |
| Indiana | $1,400 | -$458 | -24.7% |
| Iowa | $1,256 | -$602 | -32.4% |
| Kansas | $1,766 | -$92 | -5.0% |
| Kentucky | $2,536 | $678 | 36.5% |
| Louisiana | $2,754 | $896 | 48.2% |
| Maine | $1,148 | -$710 | -38.2% |
| Maryland | $1,534 | -$324 | -17.4% |
| Massachusetts | $1,486 | -$372 | -20.0% |
| Michigan | $3,228 | $1,370 | 73.7% |
| Minnesota | $1,558 | -$300 | -16.1% |
| Mississippi | $2,226 | $368 | 19.8% |
| Missouri | $1,652 | -$206 | -11.1% |
| Montana | $1,998 | $140 | 7.5% |
| Nebraska | $1,464 | -$394 | -21.2% |
| Nevada | $2,228 | $370 | 19.9% |
| New Hampshire | $1,340 | -$518 | -27.9% |
| New Jersey | $2,078 | $220 | 11.8% |
| New Mexico | $1,648 | -$210 | -11.3% |
| New York | $1,960 | $102 | 5.5% |
| North Carolina | $1,072 | -$786 | -42.3% |
| North Dakota | $1,522 | -$336 | -18.1% |
| Ohio | $1,282 | -$576 | -31.0% |
| Oklahoma | $1,906 | $48 | 2.6% |
| Oregon | $1,702 | -$156 | -8.4% |
| Pennsylvania | $1,774 | -$84 | -4.5% |
| Rhode Island | $2,482 | $624 | 33.6% |
| South Carolina | $1,686 | -$172 | -9.3% |
| South Dakota | $1,570 | -$288 | -15.5% |
| Tennessee | $1,626 | -$232 | -12.5% |
| Texas | $2,238 | $380 | 20.5% |
| Utah | $1,376 | -$482 | -25.9% |
| Vermont | $1,272 | -$586 | -31.5% |
| Virginia | $1,114 | -$744 | -40.0% |
| Washington | $1,436 | -$422 | -22.7% |
| West Virginia | $1,706 | -$152 | -8.2% |
| Wisconsin | $1,288 | -$570 | -30.7% |
| Wyoming | $1,656 | -$202 | -10.9% |
With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $346 | $690 | $584 | $1,858 |
| 2023 Dodge Hornet | $332 | $686 | $598 | $1,854 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Dodge Hornet Insurance
Saving money on insurance for a Dodge Hornet takes having a good driving record, having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Invest the time to compare rates once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The next list is a summary of the data that was presented in the illustrations above.
- You may be able to save as much as $220 per year simply by quoting online in advance
- Insureds who require increased levels of liability coverage will pay an extra $640 every year to raise limits from a minimum limit to higher 250/500 limits
- Drivers age 20 and younger pay the highest rates, with premiums as much as $592 per month including comprehensive and collision insurance
- Drivers considered higher risk who have multiple accidents or major violations pay an average of $2,180 more each year to buy Dodge Hornet insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,108 |
| 20 | $4,330 |
| 30 | $1,930 |
| 40 | $1,858 |
| 50 | $1,702 |
| 60 | $1,672 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,318 |
| $250 | $2,104 |
| $500 | $1,858 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,858 |
| 50/100 | $1,975 |
| 100/300 | $2,121 |
| 250/500 | $2,500 |
| 100 CSL | $2,033 |
| 300 CSL | $2,354 |
| 500 CSL | $2,588 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,114 |
| 20 | $6,888 |
| 30 | $4,114 |
| 40 | $4,038 |
| 50 | $3,856 |
| 60 | $3,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $98 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $130 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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