Dodge Hornet Insurance Rates

The average insurance rates for a Dodge Hornet are $1,854 a year for full coverage insurance. Comprehensive costs on average $332 a year, collision insurance costs $686, and liability costs $598. A liability-only policy costs as little as $688 a year, and high-risk insurance costs around $4,032. Teens cost the most to insure at up to $7,126 a year.

Average premium for full coverage: $1,854

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Hornet trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects car insurance rates.

The examples above illustrate why it is important to compare rates based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Dodge Hornet insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,073
• Drivers who choose higher $1,000 deductibles will pay around $1,622 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,854
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,304
• Drivers with serious driving violations could pay upwards of $4,032
• Policy cost for full coverage for a 16-year-old driver may cost $7,126 a year

View Chart as Image

Car insurance rates for a Dodge Hornet also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $7,100 a year. View Rates by Age

Your home state makes a big difference in Dodge Hornet insurance prices. A 40-year-old driver could pay as low as $1,210 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,500 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $690 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $538 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $2,200 to $3,100 extra every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find Low Cost Dodge Hornet Insurance

Finding cheaper rates on insurance for a Dodge Hornet not only requires being a low-risk driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates every couple of years by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a review of the material that was presented in the illustrations above.

• Insureds who require more liability coverage will pay approximately $660 annually to go from a 30/60 limit to 250/500 limits
• Teen drivers are expensive to insure, possibly costing $594 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay an average of $2,180 more each year to insure their Hornet
• Increasing comprehensive and collision deductibles can save around $675 each year