Dodge Hornet Insurance Rates

The average insurance rates for a Dodge Hornet are $1,854 a year with full coverage. Comprehensive insurance costs on average $332 a year, collision insurance costs $686, and liability is $598. Liability-only insurance costs around $688 a year, and high-risk driver insurance costs $4,032 or more. Teens cost the most to insure at up to $7,126 a year.

Average premium for full coverage: $1,854

Policy rates by type of insurance:

Prices include $500 deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and Hornet trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Dodge Hornet insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,073
• Raising to $1,000 deductibles will save around $1,622 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,854
• Selecting low $100 deductibles will cost an additional $450 every year
• At-risk drivers with serious driving violations could pay upwards of $4,032
• Policy cost that insures a teen driver may cost $7,126

View Chart as Image

Auto insurance rates for a Dodge Hornet also range considerably based on the trim level of your Hornet, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $2,200 to $3,100 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,700 every 12 months on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $7,100 a year. View Rates by Age

Your home state also has a big influence on Dodge Hornet insurance prices. A middle-age driver might find rates as low as $1,330 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,500 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $690 every year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $538 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Dodge Hornet Insurance

Finding cheaper rates on car insurance consists of not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates at least once a year by quoting rates from direct companies, and also from several local insurance agents.

The following is a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save as much as $220 per year just by quoting early and online
• Higher risk drivers with reckless driving or DUI convictions pay on average $2,180 more each year for Hornet insurance
• Increasing comprehensive and collision deductibles can save approximately $675 each year
• Teens are charged the highest rates, as much as $594 each month if the policy includes full coverage