Dodge Hornet Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average insurance prices for a Dodge Hornet are $1,854 every 12 months with full coverage. Comprehensive insurance costs around $332 each year, collision costs $686, and liability is estimated at $598. Buying just liability costs approximately $688 a year, with insurance for high-risk drivers costing $4,032 or more. Teens cost the most to insure at $7,126 a year or more.
Average premium for full coverage: $1,854
Policy rates for type of insurance:
Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Hornet models.
Price Range Variability
For the normal driver, Dodge Hornet insurance rates go from the cheapest price of $688 for a discount liability-only rate to a high rate of $4,032 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have more infrequent collision claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects auto insurance rates.
The examples above demonstrate why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Dodge Hornet insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $1,073
- Choosing higher $1,000 deductibles can save about $232 annually
- The average price for a good driver age 40 using $500 deductibles is $1,854
- Selecting low deductibles for comp and collision coverage costs an extra $450 annually
- Higher-risk drivers with serious driving violations could pay at least $4,032 or more
- Policy cost to insure a 16-year-old driver can be $7,126 each year
Insurance rates for a Dodge Hornet also range considerably based on liability limits and deductibles, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can save as much as $690 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $538 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as low as $1,700 annually on average, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $7,100 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at least $2,200 to $3,100 extra every year, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than the average policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Dodge Hornet insurance prices. A good driver about age 40 could pay as low as $1,330 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,500 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,676 | -$178 | -9.6% |
| Alaska | $1,420 | -$434 | -23.4% |
| Arizona | $1,536 | -$318 | -17.2% |
| Arkansas | $1,854 | -$0 | 0.0% |
| California | $2,114 | $260 | 14.0% |
| Colorado | $1,768 | -$86 | -4.6% |
| Connecticut | $1,902 | $48 | 2.6% |
| Delaware | $2,098 | $244 | 13.2% |
| Florida | $2,316 | $462 | 24.9% |
| Georgia | $1,710 | -$144 | -7.8% |
| Hawaii | $1,330 | -$524 | -28.3% |
| Idaho | $1,256 | -$598 | -32.3% |
| Illinois | $1,382 | -$472 | -25.5% |
| Indiana | $1,396 | -$458 | -24.7% |
| Iowa | $1,252 | -$602 | -32.5% |
| Kansas | $1,760 | -$94 | -5.1% |
| Kentucky | $2,526 | $672 | 36.2% |
| Louisiana | $2,746 | $892 | 48.1% |
| Maine | $1,142 | -$712 | -38.4% |
| Maryland | $1,530 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$372 | -20.1% |
| Michigan | $3,216 | $1,362 | 73.5% |
| Minnesota | $1,552 | -$302 | -16.3% |
| Mississippi | $2,218 | $364 | 19.6% |
| Missouri | $1,644 | -$210 | -11.3% |
| Montana | $1,990 | $136 | 7.3% |
| Nebraska | $1,462 | -$392 | -21.1% |
| Nevada | $2,220 | $366 | 19.7% |
| New Hampshire | $1,334 | -$520 | -28.0% |
| New Jersey | $2,070 | $216 | 11.7% |
| New Mexico | $1,642 | -$212 | -11.4% |
| New York | $1,954 | $100 | 5.4% |
| North Carolina | $1,066 | -$788 | -42.5% |
| North Dakota | $1,516 | -$338 | -18.2% |
| Ohio | $1,276 | -$578 | -31.2% |
| Oklahoma | $1,902 | $48 | 2.6% |
| Oregon | $1,698 | -$156 | -8.4% |
| Pennsylvania | $1,768 | -$86 | -4.6% |
| Rhode Island | $2,472 | $618 | 33.3% |
| South Carolina | $1,678 | -$176 | -9.5% |
| South Dakota | $1,564 | -$290 | -15.6% |
| Tennessee | $1,622 | -$232 | -12.5% |
| Texas | $2,232 | $378 | 20.4% |
| Utah | $1,372 | -$482 | -26.0% |
| Vermont | $1,266 | -$588 | -31.7% |
| Virginia | $1,108 | -$746 | -40.2% |
| Washington | $1,430 | -$424 | -22.9% |
| West Virginia | $1,698 | -$156 | -8.4% |
| Wisconsin | $1,284 | -$570 | -30.7% |
| Wyoming | $1,650 | -$204 | -11.0% |
Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from multiple companies. Each auto insurer calculates rates differently, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $332 | $686 | $598 | $1,854 |
| 2023 Dodge Hornet | $320 | $668 | $624 | $1,850 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Dodge Hornet Insurance
Finding cheaper rates on insurance for a Dodge Hornet takes being a safe and courteous driver, having good credit, not filing small claims, and insuring your home and auto with the same company. Invest the time to compare rates once a year by quoting rates from direct companies, and also from several local insurance agents.
Below is a summary of the data that was presented in the illustrations above.
- You may be able to save up to $220 per year simply by quoting online in advance
- Insureds who may need higher levels of liability will pay approximately $660 every year to raise limits from a 30/60 limit to a 250/500 level
- Teenage drivers pay higher rates, as much as $594 each month if they have full coverage
- Drivers considered higher risk who have multiple accidents or major violations pay on average $2,180 more every year for auto insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,126 |
| 20 | $4,326 |
| 30 | $1,920 |
| 40 | $1,854 |
| 50 | $1,698 |
| 60 | $1,668 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,304 |
| $250 | $2,094 |
| $500 | $1,854 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,854 |
| 50/100 | $1,974 |
| 100/300 | $2,123 |
| 250/500 | $2,512 |
| 100 CSL | $2,033 |
| 300 CSL | $2,362 |
| 500 CSL | $2,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,142 |
| 20 | $6,886 |
| 30 | $4,106 |
| 40 | $4,032 |
| 50 | $3,852 |
| 60 | $3,818 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $99 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $129 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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