Dodge Hornet Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for a Dodge Hornet are $1,854 every 12 months including full coverage. Comprehensive costs around $332 a year, collision costs $686, and liability costs around $598. A policy with just liability insurance costs as low as $688 a year, with coverage for high-risk drivers costing around $4,032. Teen drivers receive the highest rates at $7,126 a year or more.

Average premium for full coverage: $1,854

Rate estimates for individual coverage type:

Comprehensive $332
Collision $686
Liability $598

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Hornet trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $688 for the bare minimum liability coverage to a high of $4,032 for coverage for higher-risk drivers.

Liability Only $688
Full Coverage $1,854
High Risk $4,032

Price Range by Location

Where you live can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,391
Small Cities $1,947
Large Cities $2,503

These examples highlight why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below breaks down estimated Dodge Hornet insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,073
  • Using higher $1,000 deductibles will save about $1,622 every year
  • The average price for a 40-year-old driver using $500 deductibles is $1,854
  • Choosing low $100 deductibles for physical damage coverage increases the price to $2,304
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $4,032 or more
  • The cost to insure a 16-year-old driver can be $7,126 or more

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing full coverage Dodge Hornet insurance rates range from $1,073 to $7,126

Insurance rates for a Dodge Hornet can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles could cut rates by as much as $690 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $538 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,700 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $7,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $2,200 to $3,100 additional per year, depending on your age. A high-risk auto insurance policy can be from 44% to 132% more than average. View High Risk Driver Rates

Where you live has a huge impact on Dodge Hornet insurance prices. A driver around age 40 might see rates as low as $1,420 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,640 on average in Michigan, New York, and Louisiana.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,676 -$178 -9.6%
Alaska $1,420 -$434 -23.4%
Arizona $1,536 -$318 -17.2%
Arkansas $1,854 -$0 0.0%
California $2,114 $260 14.0%
Colorado $1,768 -$86 -4.6%
Connecticut $1,902 $48 2.6%
Delaware $2,098 $244 13.2%
Florida $2,316 $462 24.9%
Georgia $1,710 -$144 -7.8%
Hawaii $1,330 -$524 -28.3%
Idaho $1,256 -$598 -32.3%
Illinois $1,382 -$472 -25.5%
Indiana $1,396 -$458 -24.7%
Iowa $1,252 -$602 -32.5%
Kansas $1,760 -$94 -5.1%
Kentucky $2,526 $672 36.2%
Louisiana $2,746 $892 48.1%
Maine $1,142 -$712 -38.4%
Maryland $1,530 -$324 -17.5%
Massachusetts $1,482 -$372 -20.1%
Michigan $3,216 $1,362 73.5%
Minnesota $1,552 -$302 -16.3%
Mississippi $2,218 $364 19.6%
Missouri $1,644 -$210 -11.3%
Montana $1,990 $136 7.3%
Nebraska $1,462 -$392 -21.1%
Nevada $2,220 $366 19.7%
New Hampshire $1,334 -$520 -28.0%
New Jersey $2,070 $216 11.7%
New Mexico $1,642 -$212 -11.4%
New York $1,954 $100 5.4%
North Carolina $1,066 -$788 -42.5%
North Dakota $1,516 -$338 -18.2%
Ohio $1,276 -$578 -31.2%
Oklahoma $1,902 $48 2.6%
Oregon $1,698 -$156 -8.4%
Pennsylvania $1,768 -$86 -4.6%
Rhode Island $2,472 $618 33.3%
South Carolina $1,678 -$176 -9.5%
South Dakota $1,564 -$290 -15.6%
Tennessee $1,622 -$232 -12.5%
Texas $2,232 $378 20.4%
Utah $1,372 -$482 -26.0%
Vermont $1,266 -$588 -31.7%
Virginia $1,108 -$746 -40.2%
Washington $1,430 -$424 -22.9%
West Virginia $1,698 -$156 -8.4%
Wisconsin $1,284 -$570 -30.7%
Wyoming $1,650 -$204 -11.0%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

With so much variability in rates, the best way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $332 $686 $598 $1,854
2023 Dodge Hornet $320 $668 $624 $1,850

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Dodge Hornet Insurance

Saving money on insurance for a Dodge Hornet requires avoiding accidents and claims, having above-average credit, not filing small claims, and taking advantage of discounts. Make time to compare rates at least once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief recap of the primary concepts that were touched on in this article.

  • You may be able to save up to $220 per year simply by quoting early and online
  • Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $2,180 more every year to insure a Dodge Hornet
  • Increasing deductibles could save as much as $675 each year
  • Drivers under the age of 20 are charged the highest rates, as much as $594 per month if full coverage is included

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,126
20 $4,326
30 $1,920
40 $1,854
50 $1,698
60 $1,668

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,304
$250 $2,094
$500 $1,854
$1,000 $1,622

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,854
50/100 $1,974
100/300 $2,123
250/500 $2,512
100 CSL $2,033
300 CSL $2,362
500 CSL $2,602

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,142
20 $6,886
30 $4,106
40 $4,032
50 $3,852
60 $3,818

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $99
Homeowner $28
5-yr Accident Free $135
5-yr Claim Free $119
Paid in Full/EFT $83
Advance Quote $91
Online Quote $129
Total Discounts $781
Rate after discounts $1,073

Discounts are estimated and may not be available from every company or in every state.

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