Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average insurance rates for a Dodge Hornet are $1,854 a year including full coverage. Comprehensive insurance costs approximately $332 a year, collision insurance costs $686, and liability coverage costs $598. Liability-only insurance costs as little as $688 a year, and high-risk driver insurance costs $4,032 or more. Teens pay the highest rates at up to $7,126 a year.
Average premium for full coverage: $1,854
Price estimates by individual coverage:
Full coverage includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Hornet trim levels.
Price Range from Low to High
Using a 40-year-old driver as an example, Dodge Hornet insurance prices range from the low end price of $688 for just liability coverage to a high of $4,032 for a high-risk driver policy.
Geographic Price Range
Your location has a large influence on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance prices.
The ranges above highlight why it is important to compare rates using their specific location, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Dodge Hornet insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $1,073
- Drivers who choose higher $1,000 deductibles will pay $1,622 every year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $1,854
- Selecting low $100 deductibles for comprehensive and collision insurance will cost an additional $450 each year
- High-risk insureds with serious driving violations could pay around $4,032
- The price that insures a teenage driver can cost $7,126 a year
Car insurance prices for a Dodge Hornet are also quite variable based on the trim level of your Hornet, your driving record and age, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are likely paying anywhere from $2,200 to $3,100 extra each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 132% more than the average policy. View High Risk Driver Rates
Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,700 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $7,100 a year. View Rates by Age
The state you live in makes a big difference in Dodge Hornet insurance rates. A 40-year-old driver could pay as low as $1,420 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,640 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,676 | -$178 | -9.6% |
| Alaska | $1,420 | -$434 | -23.4% |
| Arizona | $1,536 | -$318 | -17.2% |
| Arkansas | $1,854 | -$0 | 0.0% |
| California | $2,114 | $260 | 14.0% |
| Colorado | $1,768 | -$86 | -4.6% |
| Connecticut | $1,902 | $48 | 2.6% |
| Delaware | $2,098 | $244 | 13.2% |
| Florida | $2,316 | $462 | 24.9% |
| Georgia | $1,710 | -$144 | -7.8% |
| Hawaii | $1,330 | -$524 | -28.3% |
| Idaho | $1,256 | -$598 | -32.3% |
| Illinois | $1,382 | -$472 | -25.5% |
| Indiana | $1,396 | -$458 | -24.7% |
| Iowa | $1,252 | -$602 | -32.5% |
| Kansas | $1,760 | -$94 | -5.1% |
| Kentucky | $2,526 | $672 | 36.2% |
| Louisiana | $2,746 | $892 | 48.1% |
| Maine | $1,142 | -$712 | -38.4% |
| Maryland | $1,530 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$372 | -20.1% |
| Michigan | $3,216 | $1,362 | 73.5% |
| Minnesota | $1,552 | -$302 | -16.3% |
| Mississippi | $2,218 | $364 | 19.6% |
| Missouri | $1,644 | -$210 | -11.3% |
| Montana | $1,990 | $136 | 7.3% |
| Nebraska | $1,462 | -$392 | -21.1% |
| Nevada | $2,220 | $366 | 19.7% |
| New Hampshire | $1,334 | -$520 | -28.0% |
| New Jersey | $2,070 | $216 | 11.7% |
| New Mexico | $1,642 | -$212 | -11.4% |
| New York | $1,954 | $100 | 5.4% |
| North Carolina | $1,066 | -$788 | -42.5% |
| North Dakota | $1,516 | -$338 | -18.2% |
| Ohio | $1,276 | -$578 | -31.2% |
| Oklahoma | $1,902 | $48 | 2.6% |
| Oregon | $1,698 | -$156 | -8.4% |
| Pennsylvania | $1,768 | -$86 | -4.6% |
| Rhode Island | $2,472 | $618 | 33.3% |
| South Carolina | $1,678 | -$176 | -9.5% |
| South Dakota | $1,564 | -$290 | -15.6% |
| Tennessee | $1,622 | -$232 | -12.5% |
| Texas | $2,232 | $378 | 20.4% |
| Utah | $1,372 | -$482 | -26.0% |
| Vermont | $1,266 | -$588 | -31.7% |
| Virginia | $1,108 | -$746 | -40.2% |
| Washington | $1,430 | -$424 | -22.9% |
| West Virginia | $1,698 | -$156 | -8.4% |
| Wisconsin | $1,284 | -$570 | -30.7% |
| Wyoming | $1,650 | -$204 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could save up to $690 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $538 extra every 12 months. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $332 | $686 | $598 | $1,854 |
| 2023 Dodge Hornet | $320 | $668 | $624 | $1,850 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Dodge Hornet Insurance
Getting lower rates on auto insurance not only requires being a good driver, but also having a positive credit history, being claim-free, and attention to physical damage deductibles. Compare rates every time your policy renews by requesting quotes from direct car insurance companies, and also from local auto insurance providers.
The following list is a summary of the information raised in the charts and tables above.
- You may be able to save around $220 per year just by quoting early and online
- Drivers age 16 to 20 pay the highest auto insurance prices, possibly costing $594 a month if full coverage is purchased
- Increasing physical damage deductibles can save approximately $675 each year
- Drivers who have multiple accidents or major violations will likely pay on average $2,180 more per year than a safer driver
- Consumers who purchase an increased level of liability coverage will pay approximately $660 per year to go from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,126 |
| 20 | $4,326 |
| 30 | $1,920 |
| 40 | $1,854 |
| 50 | $1,698 |
| 60 | $1,668 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,304 |
| $250 | $2,094 |
| $500 | $1,854 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,854 |
| 50/100 | $1,974 |
| 100/300 | $2,123 |
| 250/500 | $2,512 |
| 100 CSL | $2,033 |
| 300 CSL | $2,362 |
| 500 CSL | $2,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,142 |
| 20 | $6,886 |
| 30 | $4,106 |
| 40 | $4,032 |
| 50 | $3,852 |
| 60 | $3,818 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $99 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $129 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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