Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance rates for a Dodge Hornet are $1,858 a year with full coverage. Comprehensive costs on average $346 a year, collision costs $690, and liability coverage costs around $584. Liability-only insurance costs as low as $678 a year, with high-risk driver insurance costing around $4,038. Teenage drivers pay the most at $7,108 a year or more.
Average premium for full coverage: $1,858
Premium estimates by type of coverage:
Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and Hornet trim levels.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Dodge Hornet go from the low end price of $678 for just liability insurance to a high of $4,038 for a high-risk driver policy.
Insurance Price Range by Location
Where you live has a large influence on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than densely populated cities.
The diagram below illustrates the difference location can make on car insurance rates.
These rate differences demonstrate why it is important to compare prices based on a specific location, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Dodge Hornet insurance rates for different risk profiles and scenarios.
- The best discount rate is $1,077
- Using higher $1,000 deductibles will save around $1,622 annually
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,858
- Using low $100 deductibles for physical damage coverage bumps up the cost to $2,318
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $4,038 or more
- An auto insurance policy that insures a teenage driver may cost $7,108 or more
Insurance prices for a Dodge Hornet also have a wide range based on the trim level of your Hornet, your age and driving habits, and policy deductibles and limits.
If you have a few violations or you caused an accident, you may be forking out at a minimum $2,200 to $3,100 additional annually, depending on your age. A high-risk auto insurance policy can be around 44% to 132% more than a normal policy. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $7,100 a year. View Rates by Age
Where you choose to live has a huge impact on Dodge Hornet insurance rates. A driver around age 40 might see prices as low as $1,340 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,510 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,680 | -$178 | -9.6% |
| Alaska | $1,426 | -$432 | -23.3% |
| Arizona | $1,542 | -$316 | -17.0% |
| Arkansas | $1,858 | -$0 | 0.0% |
| California | $2,120 | $262 | 14.1% |
| Colorado | $1,776 | -$82 | -4.4% |
| Connecticut | $1,910 | $52 | 2.8% |
| Delaware | $2,106 | $248 | 13.3% |
| Florida | $2,324 | $466 | 25.1% |
| Georgia | $1,718 | -$140 | -7.5% |
| Hawaii | $1,334 | -$524 | -28.2% |
| Idaho | $1,260 | -$598 | -32.2% |
| Illinois | $1,386 | -$472 | -25.4% |
| Indiana | $1,400 | -$458 | -24.7% |
| Iowa | $1,256 | -$602 | -32.4% |
| Kansas | $1,766 | -$92 | -5.0% |
| Kentucky | $2,536 | $678 | 36.5% |
| Louisiana | $2,754 | $896 | 48.2% |
| Maine | $1,148 | -$710 | -38.2% |
| Maryland | $1,534 | -$324 | -17.4% |
| Massachusetts | $1,486 | -$372 | -20.0% |
| Michigan | $3,228 | $1,370 | 73.7% |
| Minnesota | $1,558 | -$300 | -16.1% |
| Mississippi | $2,226 | $368 | 19.8% |
| Missouri | $1,652 | -$206 | -11.1% |
| Montana | $1,998 | $140 | 7.5% |
| Nebraska | $1,464 | -$394 | -21.2% |
| Nevada | $2,228 | $370 | 19.9% |
| New Hampshire | $1,340 | -$518 | -27.9% |
| New Jersey | $2,078 | $220 | 11.8% |
| New Mexico | $1,648 | -$210 | -11.3% |
| New York | $1,960 | $102 | 5.5% |
| North Carolina | $1,072 | -$786 | -42.3% |
| North Dakota | $1,522 | -$336 | -18.1% |
| Ohio | $1,282 | -$576 | -31.0% |
| Oklahoma | $1,906 | $48 | 2.6% |
| Oregon | $1,702 | -$156 | -8.4% |
| Pennsylvania | $1,774 | -$84 | -4.5% |
| Rhode Island | $2,482 | $624 | 33.6% |
| South Carolina | $1,686 | -$172 | -9.3% |
| South Dakota | $1,570 | -$288 | -15.5% |
| Tennessee | $1,626 | -$232 | -12.5% |
| Texas | $2,238 | $380 | 20.5% |
| Utah | $1,376 | -$482 | -25.9% |
| Vermont | $1,272 | -$586 | -31.5% |
| Virginia | $1,114 | -$744 | -40.0% |
| Washington | $1,436 | -$422 | -22.7% |
| West Virginia | $1,706 | -$152 | -8.2% |
| Wisconsin | $1,288 | -$570 | -30.7% |
| Wyoming | $1,656 | -$202 | -10.9% |
Using high physical damage deductibles could cut prices by as much as $700 a year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $525 more each year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $346 | $690 | $584 | $1,858 |
| 2023 Dodge Hornet | $332 | $686 | $598 | $1,854 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Dodge Hornet Insurance
Finding better rates on auto insurance requires avoiding accidents and violations, having a good credit score, being claim-free, and insuring your home and auto with the same company. Compare prices every time your policy renews by getting rate quotes from direct companies, and also from several local insurance agents.
The list below is a review of the information touched on in this article.
- You may be able to save as much as $220 per year simply by quoting early and online
- Teenagers pay higher prices, possibly costing $592 per month if comprehensive and collision insurance is included
- Increasing policy deductibles can save approximately $700 each year
- Drivers who have several accidents or serious violations pay on average $2,180 more each year for car insurance
- Consumers who require higher liability limits will pay an extra $640 every year to increase from 30/60 bodily injury limits to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,108 |
| 20 | $4,330 |
| 30 | $1,930 |
| 40 | $1,858 |
| 50 | $1,702 |
| 60 | $1,672 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,318 |
| $250 | $2,104 |
| $500 | $1,858 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,858 |
| 50/100 | $1,975 |
| 100/300 | $2,121 |
| 250/500 | $2,500 |
| 100 CSL | $2,033 |
| 300 CSL | $2,354 |
| 500 CSL | $2,588 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,114 |
| 20 | $6,888 |
| 30 | $4,114 |
| 40 | $4,038 |
| 50 | $3,856 |
| 60 | $3,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $98 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $130 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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