Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance prices for a Dodge Hornet are $1,854 every 12 months including full coverage. Comprehensive costs around $332 a year, collision costs $686, and liability costs around $598. A policy with just liability insurance costs as low as $688 a year, with coverage for high-risk drivers costing around $4,032. Teen drivers receive the highest rates at $7,126 a year or more.
Average premium for full coverage: $1,854
Rate estimates for individual coverage type:
Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Hornet trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $688 for the bare minimum liability coverage to a high of $4,032 for coverage for higher-risk drivers.
Price Range by Location
Where you live can make a big difference on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than larger metro areas.
The diagram below illustrates the difference location can make on auto insurance rates.
These examples highlight why it is important to compare prices for a specific zip code and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Dodge Hornet insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $1,073
- Using higher $1,000 deductibles will save about $1,622 every year
- The average price for a 40-year-old driver using $500 deductibles is $1,854
- Choosing low $100 deductibles for physical damage coverage increases the price to $2,304
- High-risk insureds with multiple violations and an at-fault accident could pay at least $4,032 or more
- The cost to insure a 16-year-old driver can be $7,126 or more
Insurance rates for a Dodge Hornet can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.
Choosing high deductibles could cut rates by as much as $690 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $538 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles may pay as low as $1,700 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $7,100 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at least $2,200 to $3,100 additional per year, depending on your age. A high-risk auto insurance policy can be from 44% to 132% more than average. View High Risk Driver Rates
Where you live has a huge impact on Dodge Hornet insurance prices. A driver around age 40 might see rates as low as $1,420 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,640 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,676 | -$178 | -9.6% |
| Alaska | $1,420 | -$434 | -23.4% |
| Arizona | $1,536 | -$318 | -17.2% |
| Arkansas | $1,854 | -$0 | 0.0% |
| California | $2,114 | $260 | 14.0% |
| Colorado | $1,768 | -$86 | -4.6% |
| Connecticut | $1,902 | $48 | 2.6% |
| Delaware | $2,098 | $244 | 13.2% |
| Florida | $2,316 | $462 | 24.9% |
| Georgia | $1,710 | -$144 | -7.8% |
| Hawaii | $1,330 | -$524 | -28.3% |
| Idaho | $1,256 | -$598 | -32.3% |
| Illinois | $1,382 | -$472 | -25.5% |
| Indiana | $1,396 | -$458 | -24.7% |
| Iowa | $1,252 | -$602 | -32.5% |
| Kansas | $1,760 | -$94 | -5.1% |
| Kentucky | $2,526 | $672 | 36.2% |
| Louisiana | $2,746 | $892 | 48.1% |
| Maine | $1,142 | -$712 | -38.4% |
| Maryland | $1,530 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$372 | -20.1% |
| Michigan | $3,216 | $1,362 | 73.5% |
| Minnesota | $1,552 | -$302 | -16.3% |
| Mississippi | $2,218 | $364 | 19.6% |
| Missouri | $1,644 | -$210 | -11.3% |
| Montana | $1,990 | $136 | 7.3% |
| Nebraska | $1,462 | -$392 | -21.1% |
| Nevada | $2,220 | $366 | 19.7% |
| New Hampshire | $1,334 | -$520 | -28.0% |
| New Jersey | $2,070 | $216 | 11.7% |
| New Mexico | $1,642 | -$212 | -11.4% |
| New York | $1,954 | $100 | 5.4% |
| North Carolina | $1,066 | -$788 | -42.5% |
| North Dakota | $1,516 | -$338 | -18.2% |
| Ohio | $1,276 | -$578 | -31.2% |
| Oklahoma | $1,902 | $48 | 2.6% |
| Oregon | $1,698 | -$156 | -8.4% |
| Pennsylvania | $1,768 | -$86 | -4.6% |
| Rhode Island | $2,472 | $618 | 33.3% |
| South Carolina | $1,678 | -$176 | -9.5% |
| South Dakota | $1,564 | -$290 | -15.6% |
| Tennessee | $1,622 | -$232 | -12.5% |
| Texas | $2,232 | $378 | 20.4% |
| Utah | $1,372 | -$482 | -26.0% |
| Vermont | $1,266 | -$588 | -31.7% |
| Virginia | $1,108 | -$746 | -40.2% |
| Washington | $1,430 | -$424 | -22.9% |
| West Virginia | $1,698 | -$156 | -8.4% |
| Wisconsin | $1,284 | -$570 | -30.7% |
| Wyoming | $1,650 | -$204 | -11.0% |
With so much variability in rates, the best way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $332 | $686 | $598 | $1,854 |
| 2023 Dodge Hornet | $320 | $668 | $624 | $1,850 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Dodge Hornet Insurance
Saving money on insurance for a Dodge Hornet requires avoiding accidents and claims, having above-average credit, not filing small claims, and taking advantage of discounts. Make time to compare rates at least once a year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
The points below are a brief recap of the primary concepts that were touched on in this article.
- You may be able to save up to $220 per year simply by quoting early and online
- Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $2,180 more every year to insure a Dodge Hornet
- Increasing deductibles could save as much as $675 each year
- Drivers under the age of 20 are charged the highest rates, as much as $594 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,126 |
| 20 | $4,326 |
| 30 | $1,920 |
| 40 | $1,854 |
| 50 | $1,698 |
| 60 | $1,668 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,304 |
| $250 | $2,094 |
| $500 | $1,854 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,854 |
| 50/100 | $1,974 |
| 100/300 | $2,123 |
| 250/500 | $2,512 |
| 100 CSL | $2,033 |
| 300 CSL | $2,362 |
| 500 CSL | $2,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,142 |
| 20 | $6,886 |
| 30 | $4,106 |
| 40 | $4,032 |
| 50 | $3,852 |
| 60 | $3,818 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $99 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $129 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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