Dodge Hornet Insurance Rates

The average insurance rates for a Dodge Hornet are $1,854 a year including full coverage. Comprehensive insurance costs an estimated $332 a year, collision insurance costs $686, and liability is estimated at $598. A liability-only policy costs approximately $688 a year, and high-risk insurance costs $4,032 or more. Teen drivers cost the most to insure at up to $7,126 a year.

Average premium for full coverage: $1,854

Policy rates broken down by type of insurance:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Hornet trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to get quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Dodge Hornet insurance rates for other coverage scenarios.

• The lowest rate with discounts is $1,073
• Choosing higher $1,000 deductibles can save approximately $1,622 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,854
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $450 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $4,032
• Policy cost for full coverage for a teen driver can cost as much as $7,126 each year

View Chart as Image

Car insurance rates for a Dodge Hornet also range considerably based on your risk profile, the model of your Hornet, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $1,700 annually on average, or $142 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged at least $7,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Dodge Hornet insurance prices. A good driver about age 40 could pay as low as $1,420 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,640 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $690 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $538 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $2,200 to $3,100 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 132% more than average. View High Risk Driver Rates

How to Find Cheaper Dodge Hornet Insurance

Finding cheaper rates on car insurance takes being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly higher deductibles. Make time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following list is a condensed summary of the data touched on in this article.

• Policyholders who want an increased level of liability coverage will pay about $660 per year to raise limits from a 30/60 limit to 250/500 limits
• You may be able to save approximately $220 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $675 each year
• Drivers age 16 to 20 have the highest car insurance rates, with premiums being up to $594 each month if full coverage is included