Dodge Hornet Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Dodge Hornet are $1,854 every 12 months for full coverage. Comprehensive costs approximately $332, collision costs $686, and liability is estimated at $598. Liability-only insurance costs approximately $688 a year, with high-risk driver insurance costing around $4,032. Teen drivers pay the highest rates at $7,126 a year or more.
Average premium for full coverage: $1,854
Price estimates by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and for all Hornet models.
Price Range from Low to High
For a driver around age 40, Dodge Hornet insurance prices go from the cheapest price of $688 for basic liability insurance to the much higher price of $4,032 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can make a big difference on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
The ranges above show why everyone should get quotes using their specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Dodge Hornet insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $1,073
- Choosing higher $1,000 deductibles can save $232 a year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,854
- Choosing pricier low deductibles for comp and collision coverage increases the price to $2,304
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $4,032 or more
- The price to insure a 16-year-old driver for full coverage can cost $7,126 each year
Car insurance prices for a Dodge Hornet are also quite variable based on deductibles and policy limits, your driver profile, and the model of your Hornet.
Choosing high deductibles can save as much as $690 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $538 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as low as $1,700 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $7,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $2,200 to $3,100 extra each year, depending on your age. Dodge Hornet insurance for high-risk drivers ranges from 44% to 132% more than average. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Dodge Hornet insurance prices. A good driver about age 40 could pay as low as $1,220 a year in states like Iowa, Maine, and Idaho, or as much as $2,640 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,676 | -$178 | -9.6% |
| Alaska | $1,420 | -$434 | -23.4% |
| Arizona | $1,536 | -$318 | -17.2% |
| Arkansas | $1,854 | -$0 | 0.0% |
| California | $2,114 | $260 | 14.0% |
| Colorado | $1,768 | -$86 | -4.6% |
| Connecticut | $1,902 | $48 | 2.6% |
| Delaware | $2,098 | $244 | 13.2% |
| Florida | $2,316 | $462 | 24.9% |
| Georgia | $1,710 | -$144 | -7.8% |
| Hawaii | $1,330 | -$524 | -28.3% |
| Idaho | $1,256 | -$598 | -32.3% |
| Illinois | $1,382 | -$472 | -25.5% |
| Indiana | $1,396 | -$458 | -24.7% |
| Iowa | $1,252 | -$602 | -32.5% |
| Kansas | $1,760 | -$94 | -5.1% |
| Kentucky | $2,526 | $672 | 36.2% |
| Louisiana | $2,746 | $892 | 48.1% |
| Maine | $1,142 | -$712 | -38.4% |
| Maryland | $1,530 | -$324 | -17.5% |
| Massachusetts | $1,482 | -$372 | -20.1% |
| Michigan | $3,216 | $1,362 | 73.5% |
| Minnesota | $1,552 | -$302 | -16.3% |
| Mississippi | $2,218 | $364 | 19.6% |
| Missouri | $1,644 | -$210 | -11.3% |
| Montana | $1,990 | $136 | 7.3% |
| Nebraska | $1,462 | -$392 | -21.1% |
| Nevada | $2,220 | $366 | 19.7% |
| New Hampshire | $1,334 | -$520 | -28.0% |
| New Jersey | $2,070 | $216 | 11.7% |
| New Mexico | $1,642 | -$212 | -11.4% |
| New York | $1,954 | $100 | 5.4% |
| North Carolina | $1,066 | -$788 | -42.5% |
| North Dakota | $1,516 | -$338 | -18.2% |
| Ohio | $1,276 | -$578 | -31.2% |
| Oklahoma | $1,902 | $48 | 2.6% |
| Oregon | $1,698 | -$156 | -8.4% |
| Pennsylvania | $1,768 | -$86 | -4.6% |
| Rhode Island | $2,472 | $618 | 33.3% |
| South Carolina | $1,678 | -$176 | -9.5% |
| South Dakota | $1,564 | -$290 | -15.6% |
| Tennessee | $1,622 | -$232 | -12.5% |
| Texas | $2,232 | $378 | 20.4% |
| Utah | $1,372 | -$482 | -26.0% |
| Vermont | $1,266 | -$588 | -31.7% |
| Virginia | $1,108 | -$746 | -40.2% |
| Washington | $1,430 | -$424 | -22.9% |
| West Virginia | $1,698 | -$156 | -8.4% |
| Wisconsin | $1,284 | -$570 | -30.7% |
| Wyoming | $1,650 | -$204 | -11.0% |
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Dodge Hornet | $332 | $686 | $598 | $1,854 |
| 2023 Dodge Hornet | $320 | $668 | $624 | $1,850 |
Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Dodge Hornet Insurance
Getting lower rates on insurance for a Dodge Hornet takes having a decent driving record, maintaining a good credit score, eliminating unnecessary coverage, and avoiding coverage lapses. Set aside time to compare rates at every other renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a quick review of the concepts that were covered above.
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $2,180 more per year than a driver with a clean driving record
- 16 to 18-year-old drivers pay the highest auto insurance prices, with premiums as much as $594 a month if the policy includes full coverage
- Drivers can save around $220 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $675 each year
- Drivers can save around $220 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,126 |
| 20 | $4,326 |
| 30 | $1,920 |
| 40 | $1,854 |
| 50 | $1,698 |
| 60 | $1,668 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,304 |
| $250 | $2,094 |
| $500 | $1,854 |
| $1,000 | $1,622 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,854 |
| 50/100 | $1,974 |
| 100/300 | $2,123 |
| 250/500 | $2,512 |
| 100 CSL | $2,033 |
| 300 CSL | $2,362 |
| 500 CSL | $2,602 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,142 |
| 20 | $6,886 |
| 30 | $4,106 |
| 40 | $4,032 |
| 50 | $3,852 |
| 60 | $3,818 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $99 |
| Homeowner | $28 |
| 5-yr Accident Free | $135 |
| 5-yr Claim Free | $119 |
| Paid in Full/EFT | $83 |
| Advance Quote | $91 |
| Online Quote | $129 |
| Total Discounts | $781 |
Discounts are estimated and may not be available from every company or in every state.
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