Dodge Hornet Insurance Rates

The average insurance rates for a Dodge Hornet are $1,854 a year for full coverage. Comprehensive insurance costs around $332 each year, collision insurance costs $686, and liability costs $598. Liability-only coverage costs as little as $688 a year, and high-risk coverage costs $4,032 or more. Teenage drivers cost the most to insure at up to $7,126 a year.

Average premium for full coverage: $1,854

Policy rates for type of insurance:

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Hornet models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above show why all drivers should compare rates for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Dodge Hornet insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,073
• Drivers who choose higher $1,000 deductibles will pay about $232 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,854
• Using low deductibles for comprehensive and collision insurance will cost an extra $450 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $4,032
• Policy cost for full coverage for a teen driver can be $7,126 a year

View Chart as Image

Insurance rates for a Dodge Hornet also range considerably based on your risk profile, the trim level of your Hornet, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $7,100 a year. View Rates by Age

Your home state makes a big difference in Dodge Hornet insurance prices. A 40-year-old driver could pay as low as $1,220 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,640 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $690 every year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $538 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $2,200 to $3,100 additional every year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Dodge Hornet Insurance

Finding cheaper rates on car insurance not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around once a year by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The items below are a quick review of the data that was raised in the charts and tables above.

• Drivers can save up to $220 per year just by quoting online in advance
• Policyholders who may need more liability coverage will pay an extra $660 each year to go from a 30/60 limit to 250/500 limits
• Teen drivers are charged the highest rates, costing up to $594 each month including comprehensive and collision insurance
• Higher risk drivers with a DUI or reckless driving violation may be required to pay an average of $2,180 more every year to insure their Hornet