Ford Bronco Insurance Rates

U.S. average insurance rates for a Ford Bronco are $1,374 a year with full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $592, and liability costs $376. Buying just liability costs as little as $426 a year, and insurance for high-risk drivers costs $3,006 or more. 16-year-old drivers pay the highest rates at up to $5,134 a year.

Average premium for full coverage: $1,374

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Bronco trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. More rural locations have a lower frequency of collision claims than congested cities. The diagram below illustrates the difference location can make on insurance prices.

The ranges above demonstrate why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Ford Bronco insurance rates for other coverage scenarios.

• The best full coverage rate is $769
• Drivers who choose higher $1,000 deductibles will pay approximately $1,180 annually
• The average rate for the average middle-age driver who has $500 deductibles is $1,374
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $384 annually
• Drivers with multiple tickets or accidents could pay up to $3,006
• The price for full coverage for a 16-year-old driver can cost as much as $5,134 a year

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Insurance prices for a Ford Bronco are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,100 a year. View Rates by Age

The state you live in makes a big difference in Ford Bronco insurance prices. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or at least $1,850 on average in New York, Michigan, and Florida.

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Opting for high physical damage deductibles could save up to $580 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $339 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost from 45% to 138% more than the average rate. View High Risk Driver Rates

How to Find the Right Ford Bronco Insurance

Getting lower rates on insurance for a Ford Bronco not only requires being a good driver, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates at least once a year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a quick rundown of the primary concepts that were touched on in this article.

• You may be able to save approximately $170 per year just by quoting early and online
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,630 more annually than a safer driver
• Increasing physical damage deductibles can save around $575 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $428 a month including comprehensive and collision insurance