Ford Bronco Insurance Rates

Estimated insurance rates for a Ford Bronco are $1,374 a year for full coverage insurance. Comprehensive costs on average $270 a year, collision insurance costs $592, and liability costs around $376. A liability-only policy costs as low as $426 a year, and high-risk insurance costs around $3,006. Teens pay the most at up to $5,134 a year.

Average premium for full coverage: $1,374

Premium estimates by type of coverage:

Price estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Bronco trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

These rate differences illustrate why it is important to compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Ford Bronco insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $769
• Using higher $1,000 deductibles will save around $1,180 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,374
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,758
• Drivers with serious driving violations could pay upwards of $3,006
• An auto insurance policy for full coverage for a teen driver may cost $5,134 or more

View Chart as Image

Auto insurance prices for a Ford Bronco also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Bronco insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,850 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $580 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $339 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 45% to 138% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Ford Bronco Insurance

Finding better rates on car insurance requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a condensed summary of the coverage data covered in the charts and tables above.

• It is possible to save as much as $170 per year just by quoting early and online
• Increasing policy deductibles can save around $575 each year
• Youthful drivers are charged the highest prices, with premiums being up to $428 per month if they have full coverage
• Higher risk drivers with multiple at-fault accidents pay an average of $1,630 more each year than a low-risk driver