Ford Bronco Insurance Rates

U.S. average insurance prices for a Ford Bronco are $1,374 every 12 months for full coverage insurance. Comprehensive costs an estimated $270 each year, collision insurance costs $592, and liability coverage costs around $376. A policy with just liability insurance costs as low as $426 a year, and coverage for high-risk drivers costs around $3,006. Teenage drivers pay the highest rates at up to $5,134 a year.

Average premium for full coverage: $1,374

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Bronco models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

The ranges above illustrate why all drivers should compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Ford Bronco insurance rates for other coverage scenarios.

• The best discount rate is $769
• Using higher $1,000 deductibles will save approximately $194 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,374
• Using low deductibles for physical damage coverage increases the price to $1,758
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,006
• The price to insure a teenage driver can cost as much as $5,134 or more

View Chart as Image

Insurance prices for a Ford Bronco are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $580 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $339 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may only pay around $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can be around 45% to 138% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Ford Bronco insurance rates. A driver around age 40 might see prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Ford Bronco Insurance

Getting lower rates on auto insurance requires being a good driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates at least once a year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a condensed summary of the primary concepts that were touched on in this article.

• It is possible to save approximately $170 per year just by quoting online in advance
• Drivers with multiple at-fault accidents could be forced to pay on average $1,630 more annually than a safer driver
• Increasing physical damage deductibles could save as much as $575 each year
• Drivers age 16 to 20 are charged the highest prices, as much as $428 a month if they have full coverage