Ford Bronco Sport Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average auto insurance rates for a Ford Bronco Sport are $1,330 annually including full coverage. Comprehensive costs an estimated $240, collision insurance costs $502, and liability coverage costs around $430. Liability-only coverage costs as low as $486 a year, and high-risk coverage costs around $2,898. 16-year-old drivers receive the highest rates at up to $5,102 a year.
Average premium for full coverage: $1,330
Rate estimates broken down by individual coverage type:
Rates are based on $500 deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different Bronco Sport trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $486 for the bare minimum liability coverage to a much higher rate of $2,898 for a policy for a high-risk driver.
Price Range by Location
Where you live has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than congested cities. The price range example below illustrates how where you live affects insurance prices.
These examples highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Ford Bronco Sport insurance rates for other coverage scenarios.
- The best full coverage rate is $763
- Using higher $1,000 deductibles will save approximately $168 every year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,330
- Buying more expensive low deductibles for physical damage coverage will cost $1,658
- Higher-risk drivers with multiple tickets or accidents could pay up to $2,898
- The cost with full coverage for a teenage driver with full coverage can cost as much as $5,102 or more
Car insurance rates for a Ford Bronco Sport can also vary considerably based on the trim level of your Bronco Sport, your driving characteristics, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $5,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can be around 43% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $500 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Ford Bronco Sport insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,900 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,202 | -$128 | -9.6% |
| Alaska | $1,020 | -$310 | -23.3% |
| Arizona | $1,102 | -$228 | -17.1% |
| Arkansas | $1,330 | -$0 | 0.0% |
| California | $1,514 | $184 | 13.8% |
| Colorado | $1,270 | -$60 | -4.5% |
| Connecticut | $1,368 | $38 | 2.9% |
| Delaware | $1,504 | $174 | 13.1% |
| Florida | $1,662 | $332 | 25.0% |
| Georgia | $1,226 | -$104 | -7.8% |
| Hawaii | $954 | -$376 | -28.3% |
| Idaho | $898 | -$432 | -32.5% |
| Illinois | $990 | -$340 | -25.6% |
| Indiana | $1,000 | -$330 | -24.8% |
| Iowa | $896 | -$434 | -32.6% |
| Kansas | $1,264 | -$66 | -5.0% |
| Kentucky | $1,812 | $482 | 36.2% |
| Louisiana | $1,966 | $636 | 47.8% |
| Maine | $820 | -$510 | -38.3% |
| Maryland | $1,096 | -$234 | -17.6% |
| Massachusetts | $1,064 | -$266 | -20.0% |
| Michigan | $2,310 | $980 | 73.7% |
| Minnesota | $1,112 | -$218 | -16.4% |
| Mississippi | $1,590 | $260 | 19.5% |
| Missouri | $1,180 | -$150 | -11.3% |
| Montana | $1,430 | $100 | 7.5% |
| Nebraska | $1,048 | -$282 | -21.2% |
| Nevada | $1,592 | $262 | 19.7% |
| New Hampshire | $958 | -$372 | -28.0% |
| New Jersey | $1,486 | $156 | 11.7% |
| New Mexico | $1,176 | -$154 | -11.6% |
| New York | $1,400 | $70 | 5.3% |
| North Carolina | $766 | -$564 | -42.4% |
| North Dakota | $1,088 | -$242 | -18.2% |
| Ohio | $918 | -$412 | -31.0% |
| Oklahoma | $1,364 | $34 | 2.6% |
| Oregon | $1,218 | -$112 | -8.4% |
| Pennsylvania | $1,268 | -$62 | -4.7% |
| Rhode Island | $1,772 | $442 | 33.2% |
| South Carolina | $1,202 | -$128 | -9.6% |
| South Dakota | $1,122 | -$208 | -15.6% |
| Tennessee | $1,166 | -$164 | -12.3% |
| Texas | $1,602 | $272 | 20.5% |
| Utah | $984 | -$346 | -26.0% |
| Vermont | $910 | -$420 | -31.6% |
| Virginia | $796 | -$534 | -40.2% |
| Washington | $1,028 | -$302 | -22.7% |
| West Virginia | $1,218 | -$112 | -8.4% |
| Wisconsin | $922 | -$408 | -30.7% |
| Wyoming | $1,182 | -$148 | -11.1% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2023 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
| 2022 Ford Bronco Sport | $240 | $502 | $430 | $1,330 |
| 2021 Ford Bronco Sport | $226 | $484 | $442 | $1,310 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Ford Bronco Sport Insurance
Saving money on auto insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and possibly higher deductibles. Take the time to comparison shop every year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The following is a quick review of the coverage data touched on in the above illustrations.
- You may be able to save approximately $160 per year just by shopping early and online
- Increasing deductibles could save up to $500 each year
- Teens have the highest car insurance rates, as much as $425 per month if comprehensive and collision insurance is included
- Drivers with a DUI or reckless driving violation could be forced to pay on average $1,570 more annually for Bronco Sport insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,102 |
| 20 | $3,106 |
| 30 | $1,378 |
| 40 | $1,330 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,658 |
| $250 | $1,504 |
| $500 | $1,330 |
| $1,000 | $1,162 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,330 |
| 50/100 | $1,416 |
| 100/300 | $1,524 |
| 250/500 | $1,803 |
| 100 CSL | $1,459 |
| 300 CSL | $1,696 |
| 500 CSL | $1,868 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,268 |
| 20 | $4,952 |
| 30 | $2,954 |
| 40 | $2,898 |
| 50 | $2,772 |
| 60 | $2,748 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $60 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
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