Ford Bronco Sport Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Ford Bronco Sport are $1,330 a year for full coverage. Comprehensive insurance costs approximately $240, collision costs $502, and liability is estimated at $430. Buying just liability costs approximately $486 a year, with insurance for high-risk drivers costing $2,898 or more. Teenage drivers pay the highest rates at $5,102 a year or more.

Average premium for full coverage: $1,330

Price estimates by individual coverage:

Comprehensive $240
Collision $502
Liability $430

Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all Bronco Sport models.

Price Range from Low to High

Using a 40-year-old driver as an example, Ford Bronco Sport insurance prices go from as low as $486 for the bare minimum liability coverage to the much higher price of $2,898 for a driver that may need high-risk insurance.

Liability Only $486
Full Coverage $1,330
High Risk $2,898

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.

The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $998
Small Cities $1,397
Large Cities $1,796

The ranges above show why everyone should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows estimated Ford Bronco Sport insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $763
  • Choosing higher $1,000 deductibles can save $168 a year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,330
  • Using pricier low deductibles for comp and collision coverage will cost an extra $328 every year
  • Unlucky drivers who are prone to accidents and violations could pay around $2,898 or more
  • The price for full coverage for a teen driver for full coverage can cost $5,102 each year

View Chart as Image

Ford Bronco Sport insurance cost comparison chart
Column chart showing full coverage Ford Bronco Sport insurance prices range from $763 to $5,102

Insurance prices for a Ford Bronco Sport are also quite variable based on your driving record, the trim level of your Bronco Sport, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Ford Bronco Sport insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,900 on average in New York, Louisiana, and Michigan.

Ford Bronco Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$128 -9.6%
Alaska $1,020 -$310 -23.3%
Arizona $1,102 -$228 -17.1%
Arkansas $1,330 -$0 0.0%
California $1,514 $184 13.8%
Colorado $1,270 -$60 -4.5%
Connecticut $1,368 $38 2.9%
Delaware $1,504 $174 13.1%
Florida $1,662 $332 25.0%
Georgia $1,226 -$104 -7.8%
Hawaii $954 -$376 -28.3%
Idaho $898 -$432 -32.5%
Illinois $990 -$340 -25.6%
Indiana $1,000 -$330 -24.8%
Iowa $896 -$434 -32.6%
Kansas $1,264 -$66 -5.0%
Kentucky $1,812 $482 36.2%
Louisiana $1,966 $636 47.8%
Maine $820 -$510 -38.3%
Maryland $1,096 -$234 -17.6%
Massachusetts $1,064 -$266 -20.0%
Michigan $2,310 $980 73.7%
Minnesota $1,112 -$218 -16.4%
Mississippi $1,590 $260 19.5%
Missouri $1,180 -$150 -11.3%
Montana $1,430 $100 7.5%
Nebraska $1,048 -$282 -21.2%
Nevada $1,592 $262 19.7%
New Hampshire $958 -$372 -28.0%
New Jersey $1,486 $156 11.7%
New Mexico $1,176 -$154 -11.6%
New York $1,400 $70 5.3%
North Carolina $766 -$564 -42.4%
North Dakota $1,088 -$242 -18.2%
Ohio $918 -$412 -31.0%
Oklahoma $1,364 $34 2.6%
Oregon $1,218 -$112 -8.4%
Pennsylvania $1,268 -$62 -4.7%
Rhode Island $1,772 $442 33.2%
South Carolina $1,202 -$128 -9.6%
South Dakota $1,122 -$208 -15.6%
Tennessee $1,166 -$164 -12.3%
Texas $1,602 $272 20.5%
Utah $984 -$346 -26.0%
Vermont $910 -$420 -31.6%
Virginia $796 -$534 -40.2%
Washington $1,028 -$302 -22.7%
West Virginia $1,218 -$112 -8.4%
Wisconsin $922 -$408 -30.7%
Wyoming $1,182 -$148 -11.1%

View Chart as Image

Ford Bronco Sport insurance rates by U.S. city

Using high physical damage deductibles can save as much as $500 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 additional each year, depending on your age. Ford Bronco Sport insurance for high-risk drivers ranges as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different from one company to the next.

Ford Bronco Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Bronco Sport $256 $536 $398 $1,348
2023 Ford Bronco Sport $248 $524 $416 $1,346
2022 Ford Bronco Sport $240 $502 $430 $1,330
2021 Ford Bronco Sport $226 $484 $442 $1,310

Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Ford Bronco Sport Insurance

Getting lower rates on car insurance takes having a good driving record, having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around once a year by getting rate quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a brief recap of the data that was raised in the charts and tables above.

  • Drivers can save around $160 per year simply by quoting online well ahead of the renewal date
  • Policyholders who purchase increased levels of liability coverage will pay an extra $470 each year to raise limits from a low limit to 250/500 limits
  • Drivers age 20 and younger are the costliest to insure, with premiums as much as $425 a month including comprehensive and collision insurance
  • Higher risk drivers who tend to receive serious violations may pay on average $1,570 more per year to buy Ford Bronco Sport insurance

Rates by Driver Age

Ford Bronco Sport Insurance Rates by Driver Age
Driver Age Premium
16 $5,102
20 $3,106
30 $1,378
40 $1,330
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Ford Bronco Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,658
$250 $1,504
$500 $1,330
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Ford Bronco Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,330
50/100 $1,416
100/300 $1,524
250/500 $1,803
100 CSL $1,459
300 CSL $1,696
500 CSL $1,868

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Bronco Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,268
20 $4,952
30 $2,954
40 $2,898
50 $2,772
60 $2,748

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $87
Paid in Full/EFT $60
Advance Quote $66
Online Quote $94
Total Discounts $567
Rate after discounts $763

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles