Ford Bronco Sport Insurance Rates

U.S. average insurance rates for a Ford Bronco Sport are $1,330 a year for full coverage insurance. Comprehensive costs an estimated $240, collision costs $502, and liability coverage is estimated at $430. Buying just liability costs approximately $486 a year, with insurance for high-risk drivers costing around $2,898. Teenage drivers pay the highest rates at $5,102 a year or more.

Average premium for full coverage: $1,330

Price estimates broken down by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and for different Bronco Sport trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities.

The price range example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should get quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Ford Bronco Sport insurance rates for other coverage scenarios.

• The best discount rate is $763
• Choosing higher $1,000 deductibles can save approximately $168 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,330
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,658
• Drivers who are prone to accidents and violations could pay up to $2,898 or more
• The price that insures a teenage driver with full coverage can cost as much as $5,102 each year

View Chart as Image

Insurance prices for a Ford Bronco Sport are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,200 additional each year, depending on your age. High-risk driver insurance ranges around 43% to 134% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay at least $5,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Ford Bronco Sport insurance rates. A good driver about age 40 could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,800 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $500 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $387 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

How to Find Cheaper Ford Bronco Sport Insurance

Getting lower rates on auto insurance takes having a decent driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Compare prices every time your policy renews by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following items are a condensed summary of the information touched on in this article.

• It is possible to save approximately $160 per year simply by shopping early and online
• 16 to 18-year-old drivers are expensive to insure, as much as $425 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $500 each year
• Drivers with multiple at-fault accidents may have to pay on average $1,570 more annually than a driver with a clean driving record
• Consumers who want additional liability coverage will pay an extra $470 annually to raise limits from a low limit to the 250/500 level