Ford Bronco Sport Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated insurance rates for a Ford Bronco Sport are $1,346 a year with full coverage. Comprehensive costs approximately $248 a year, collision costs $524, and liability costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $2,938. Teenage drivers pay the most at $5,136 a year or more.
Average premium for full coverage: $1,346
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Bronco Sport trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Ford Bronco Sport go from the low end price of $474 for a discount liability-only rate to a high of $2,938 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Where you live can make a big difference on the price of insurance. Rural locations are statistically proven to have lower incidents of collision claims than densely populated cities.
The diagram below illustrates how rural and urban location affects auto insurance prices.
These rate differences demonstrate why it is important to compare prices using their specific location, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Ford Bronco Sport insurance rates for additional coverage and risk scenarios.
- The best discount rate is $769
- Using higher $1,000 deductibles will save $1,170 annually
- The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,346
- Using low $100 deductibles for physical damage coverage bumps up the cost to $1,688
- High-risk insureds who are prone to accidents and violations could pay around $2,938 or more
- An auto insurance policy that insures a 16-year-old driver can cost $5,136 or more
Insurance prices for a Ford Bronco Sport also have a wide range based on the trim level of your Bronco Sport, your age and driving habits, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can be from 43% to 132% more than a normal policy. View High Risk Driver Rates
Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,100 a year. View Rates by Age
Where you choose to live has a huge impact on Ford Bronco Sport insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,820 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,218 | -$128 | -9.5% |
| Alaska | $1,034 | -$312 | -23.2% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,286 | -$60 | -4.5% |
| Connecticut | $1,384 | $38 | 2.8% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,684 | $338 | 25.1% |
| Georgia | $1,242 | -$104 | -7.7% |
| Hawaii | $966 | -$380 | -28.2% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,012 | -$334 | -24.8% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,282 | -$64 | -4.8% |
| Kentucky | $1,836 | $490 | 36.4% |
| Louisiana | $1,994 | $648 | 48.1% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,110 | -$236 | -17.5% |
| Massachusetts | $1,076 | -$270 | -20.1% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,194 | -$152 | -11.3% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,062 | -$284 | -21.1% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,192 | -$154 | -11.4% |
| New York | $1,418 | $72 | 5.3% |
| North Carolina | $776 | -$570 | -42.3% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $932 | -$414 | -30.8% |
| Oklahoma | $1,382 | $36 | 2.7% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,284 | -$62 | -4.6% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,138 | -$208 | -15.5% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,622 | $276 | 20.5% |
| Utah | $998 | -$348 | -25.9% |
| Vermont | $922 | -$424 | -31.5% |
| Virginia | $806 | -$540 | -40.1% |
| Washington | $1,042 | -$304 | -22.6% |
| West Virginia | $1,234 | -$112 | -8.3% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,198 | -$148 | -11.0% |
Using high physical damage deductibles could cut prices by as much as $520 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $268 | $542 | $390 | $1,358 |
| 2023 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2022 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
| 2021 Ford Bronco Sport | $240 | $502 | $430 | $1,330 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Ford Bronco Sport Insurance
Finding better rates on insurance for a Ford Bronco Sport requires being a good driver, having above-average credit, being claim-free, and maximizing policy discounts. Compare prices once a year by requesting rates from direct companies, and also from local insurance agencies.
The following list is a summary of the data that was raised in the charts and tables above.
- You may be able to save around $160 per year simply by quoting early and online
- Insureds who purchase an increased level of liability coverage will pay an extra $460 every year to increase from 30/60 bodily injury limits to the 250/500 level
- Drivers age 16 to 20 are expensive to insure, possibly costing $428 per month if full coverage is included
- Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,590 more per year than a safer driver
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,136 |
| 20 | $3,148 |
| 30 | $1,400 |
| 40 | $1,346 |
| 50 | $1,232 |
| 60 | $1,210 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,346 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,429 |
| 100/300 | $1,533 |
| 250/500 | $1,804 |
| 100 CSL | $1,471 |
| 300 CSL | $1,700 |
| 500 CSL | $1,866 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,322 |
| 20 | $5,016 |
| 30 | $2,996 |
| 40 | $2,938 |
| 50 | $2,806 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $577 |
Discounts are estimated and may not be available from every company or in every state.
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