Ford Bronco Sport Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Ford Bronco Sport are $1,330 annually including full coverage. Comprehensive costs around $240 a year, collision costs $502, and liability coverage costs $430. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing around $2,898. Teen drivers pay the highest rates at $5,102 a year or more.

Average premium for full coverage: $1,330

Price estimates for individual coverage:

Comprehensive $240
Collision $502
Liability $430

Includes $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Bronco Sport trim levels.

Price Range from Low to High

For an average driver, Ford Bronco Sport insurance prices go from as cheap as $486 for your basic liability-only policy to a high of $2,898 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,330
High Risk $2,898

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $998
Small Cities $1,397
Large Cities $1,796

The ranges above highlight why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Ford Bronco Sport insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $763
  • Drivers who choose higher $1,000 deductibles will pay about $1,162 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,330
  • Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,658
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $2,898 or more
  • The price with full coverage for a teenage driver can be $5,102 a year

View Chart as Image

Ford Bronco Sport insurance cost comparison chart
Column chart showing full coverage Ford Bronco Sport insurance rates range from $763 to $5,102

Auto insurance prices for a Ford Bronco Sport are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $500 a year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $387 extra every year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Ford Bronco Sport insurance rates. A 40-year-old driver could pay as low as $1,020 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,900 on average in Michigan, New York, and Louisiana.

Ford Bronco Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,202 -$128 -9.6%
Alaska $1,020 -$310 -23.3%
Arizona $1,102 -$228 -17.1%
Arkansas $1,330 -$0 0.0%
California $1,514 $184 13.8%
Colorado $1,270 -$60 -4.5%
Connecticut $1,368 $38 2.9%
Delaware $1,504 $174 13.1%
Florida $1,662 $332 25.0%
Georgia $1,226 -$104 -7.8%
Hawaii $954 -$376 -28.3%
Idaho $898 -$432 -32.5%
Illinois $990 -$340 -25.6%
Indiana $1,000 -$330 -24.8%
Iowa $896 -$434 -32.6%
Kansas $1,264 -$66 -5.0%
Kentucky $1,812 $482 36.2%
Louisiana $1,966 $636 47.8%
Maine $820 -$510 -38.3%
Maryland $1,096 -$234 -17.6%
Massachusetts $1,064 -$266 -20.0%
Michigan $2,310 $980 73.7%
Minnesota $1,112 -$218 -16.4%
Mississippi $1,590 $260 19.5%
Missouri $1,180 -$150 -11.3%
Montana $1,430 $100 7.5%
Nebraska $1,048 -$282 -21.2%
Nevada $1,592 $262 19.7%
New Hampshire $958 -$372 -28.0%
New Jersey $1,486 $156 11.7%
New Mexico $1,176 -$154 -11.6%
New York $1,400 $70 5.3%
North Carolina $766 -$564 -42.4%
North Dakota $1,088 -$242 -18.2%
Ohio $918 -$412 -31.0%
Oklahoma $1,364 $34 2.6%
Oregon $1,218 -$112 -8.4%
Pennsylvania $1,268 -$62 -4.7%
Rhode Island $1,772 $442 33.2%
South Carolina $1,202 -$128 -9.6%
South Dakota $1,122 -$208 -15.6%
Tennessee $1,166 -$164 -12.3%
Texas $1,602 $272 20.5%
Utah $984 -$346 -26.0%
Vermont $910 -$420 -31.6%
Virginia $796 -$534 -40.2%
Washington $1,028 -$302 -22.7%
West Virginia $1,218 -$112 -8.4%
Wisconsin $922 -$408 -30.7%
Wyoming $1,182 -$148 -11.1%

View Chart as Image

Ford Bronco Sport insurance rates by U.S. city

Since prices can be so different, the best way to figure out your exact price is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted prices may be quite different between companies.

Ford Bronco Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Bronco Sport $256 $536 $398 $1,348
2023 Ford Bronco Sport $248 $524 $416 $1,346
2022 Ford Bronco Sport $240 $502 $430 $1,330
2021 Ford Bronco Sport $226 $484 $442 $1,310

Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Ford Bronco Sport Insurance

Getting lower rates on auto insurance not only requires not taking risks behind the wheel, but also having above-average credit, being claim-free, and maximizing policy discounts. Take the time to compare rates at every other renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a recap of the concepts that were covered in the above illustrations.

  • Drivers that have major violations or accidents may pay on average $1,570 more every year for Bronco Sport insurance
  • Teens are expensive to insure, possibly costing $425 a month if full coverage is included
  • You may be able to save up to $160 per year simply by quoting early and online
  • Increasing physical damage deductibles could save up to $500 each year
  • You may be able to save up to $160 per year simply by quoting early and online

Rates by Driver Age

Ford Bronco Sport Insurance Rates by Driver Age
Driver Age Premium
16 $5,102
20 $3,106
30 $1,378
40 $1,330
50 $1,218
60 $1,194

Full coverage, $500 deductibles

Rates by Deductible

Ford Bronco Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,658
$250 $1,504
$500 $1,330
$1,000 $1,162

Full coverage, driver age 40

Rates by Liability Limit

Ford Bronco Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,330
50/100 $1,416
100/300 $1,524
250/500 $1,803
100 CSL $1,459
300 CSL $1,696
500 CSL $1,868

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Bronco Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,268
20 $4,952
30 $2,954
40 $2,898
50 $2,772
60 $2,748

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $190

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $87
Paid in Full/EFT $60
Advance Quote $66
Online Quote $94
Total Discounts $567
Rate after discounts $763

Discounts are estimated and may not be available from every company or in every state.

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