Ford Bronco Sport Insurance Rates

Estimated insurance prices for a Ford Bronco Sport are $1,330 every 12 months for full coverage. Comprehensive insurance costs on average $240 a year, collision insurance costs $502, and liability costs around $430. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs $2,898 or more. Teenage drivers pay the most at up to $5,102 a year.

Average premium for full coverage: $1,330

Premium estimates by type of coverage:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Bronco Sport trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than densely populated cities. The diagram below illustrates how where you live affects car insurance rates.

These rate differences show why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Ford Bronco Sport insurance rates for different risk profiles and scenarios.

• The best discount rate is $763
• Using higher $1,000 deductibles will save around $1,162 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,330
• Using low $100 deductibles for physical damage coverage costs an extra $328 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,898
• An auto insurance policy to insure a 16-year-old driver may cost $5,102 or more

View Chart as Image

Insurance prices for a Ford Bronco Sport also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Bronco Sport.

Using high physical damage deductibles could cut prices by as much as $500 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $387 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be from 43% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Ford Bronco Sport insurance prices. A driver around age 40 might see prices as low as $880 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,900 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheaper Ford Bronco Sport Insurance

Finding better rates on insurance for a Ford Bronco Sport requires being safe and accident-free, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop at every policy renewal by getting rate quotes from direct carriers, and also from local independent and exclusive agents.

Below you'll find a condensed summary of the data touched on in the above illustrations.

• Insureds who require more liability protection will pay an extra $470 each year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers can save as much as $160 per year just by quoting early and online
• Increasing policy deductibles could save as much as $500 each year
• Youthful drivers pay higher prices, as much as $425 per month if full coverage is included