Ford Bronco Sport Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Ford Bronco Sport are $1,330 a year for full coverage insurance. Comprehensive insurance costs approximately $240, collision costs $502, and liability insurance costs $430. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing $2,898 or more. Teen drivers receive the highest rates at $5,102 a year or more.
Average premium for full coverage: $1,330
Rate estimates by individual coverage type:
These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Bronco Sport models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from as low as $486 for basic liability insurance to the much higher price of $2,898 for a driver required to buy high-risk insurance.
Price Range by Location
Your location has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates the difference between rural and urban areas on auto insurance prices.
These examples illustrate why everyone should compare rates using their specific location and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Ford Bronco Sport insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $763
- Drivers who choose higher $1,000 deductibles will pay $168 each year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,330
- Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $328 a year
- High risk drivers with multiple violations and an at-fault accident could pay around $2,898 or more
- The cost for full coverage for a teen driver for full coverage can cost $5,102 a year
Car insurance rates for a Ford Bronco Sport can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $5,100 a year. View Rates by Age
Where you live makes a big difference in Ford Bronco Sport insurance rates. A 40-year-old driver could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,800 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,202 | -$128 | -9.6% |
| Alaska | $1,020 | -$310 | -23.3% |
| Arizona | $1,102 | -$228 | -17.1% |
| Arkansas | $1,330 | -$0 | 0.0% |
| California | $1,514 | $184 | 13.8% |
| Colorado | $1,270 | -$60 | -4.5% |
| Connecticut | $1,368 | $38 | 2.9% |
| Delaware | $1,504 | $174 | 13.1% |
| Florida | $1,662 | $332 | 25.0% |
| Georgia | $1,226 | -$104 | -7.8% |
| Hawaii | $954 | -$376 | -28.3% |
| Idaho | $898 | -$432 | -32.5% |
| Illinois | $990 | -$340 | -25.6% |
| Indiana | $1,000 | -$330 | -24.8% |
| Iowa | $896 | -$434 | -32.6% |
| Kansas | $1,264 | -$66 | -5.0% |
| Kentucky | $1,812 | $482 | 36.2% |
| Louisiana | $1,966 | $636 | 47.8% |
| Maine | $820 | -$510 | -38.3% |
| Maryland | $1,096 | -$234 | -17.6% |
| Massachusetts | $1,064 | -$266 | -20.0% |
| Michigan | $2,310 | $980 | 73.7% |
| Minnesota | $1,112 | -$218 | -16.4% |
| Mississippi | $1,590 | $260 | 19.5% |
| Missouri | $1,180 | -$150 | -11.3% |
| Montana | $1,430 | $100 | 7.5% |
| Nebraska | $1,048 | -$282 | -21.2% |
| Nevada | $1,592 | $262 | 19.7% |
| New Hampshire | $958 | -$372 | -28.0% |
| New Jersey | $1,486 | $156 | 11.7% |
| New Mexico | $1,176 | -$154 | -11.6% |
| New York | $1,400 | $70 | 5.3% |
| North Carolina | $766 | -$564 | -42.4% |
| North Dakota | $1,088 | -$242 | -18.2% |
| Ohio | $918 | -$412 | -31.0% |
| Oklahoma | $1,364 | $34 | 2.6% |
| Oregon | $1,218 | -$112 | -8.4% |
| Pennsylvania | $1,268 | -$62 | -4.7% |
| Rhode Island | $1,772 | $442 | 33.2% |
| South Carolina | $1,202 | -$128 | -9.6% |
| South Dakota | $1,122 | -$208 | -15.6% |
| Tennessee | $1,166 | -$164 | -12.3% |
| Texas | $1,602 | $272 | 20.5% |
| Utah | $984 | -$346 | -26.0% |
| Vermont | $910 | -$420 | -31.6% |
| Virginia | $796 | -$534 | -40.2% |
| Washington | $1,028 | -$302 | -22.7% |
| West Virginia | $1,218 | -$112 | -8.4% |
| Wisconsin | $922 | -$408 | -30.7% |
| Wyoming | $1,182 | -$148 | -11.1% |
Choosing high deductibles could save up to $500 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. Ford Bronco Sport insurance for high-risk drivers can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates
With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Ford Bronco Sport | $256 | $536 | $398 | $1,348 |
| 2023 Ford Bronco Sport | $248 | $524 | $416 | $1,346 |
| 2022 Ford Bronco Sport | $240 | $502 | $430 | $1,330 |
| 2021 Ford Bronco Sport | $226 | $484 | $442 | $1,310 |
Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Ford Bronco Sport Insurance
Saving money on Ford Bronco Sport insurance not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Set aside time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The following items are a brief summary of the data covered above.
- Drivers who purchase additional liability coverage will pay about $470 annually to go from a minimum limit to 250/500 limits
- It is possible to save around $160 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save around $500 each year
- 16 to 18-year-old drivers pay the highest auto insurance rates, costing up to $425 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,102 |
| 20 | $3,106 |
| 30 | $1,378 |
| 40 | $1,330 |
| 50 | $1,218 |
| 60 | $1,194 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,658 |
| $250 | $1,504 |
| $500 | $1,330 |
| $1,000 | $1,162 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,330 |
| 50/100 | $1,416 |
| 100/300 | $1,524 |
| 250/500 | $1,803 |
| 100 CSL | $1,459 |
| 300 CSL | $1,696 |
| 500 CSL | $1,868 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,268 |
| 20 | $4,952 |
| 30 | $2,954 |
| 40 | $2,898 |
| 50 | $2,772 |
| 60 | $2,748 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $60 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $567 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
