Ford C-Max Energi Insurance Rates

The average insurance prices for a Ford C-Max Energi are $1,220 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $214 each year, collision insurance costs $388, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,650 or more. Teen drivers cost the most to insure at up to $4,764 a year.

Average premium for full coverage: $1,220

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and C-Max Energi models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why all drivers should compare prices using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Ford C-Max Energi insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $713
• Using higher $1,000 deductibles will save $138 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,220
• Choosing low deductibles for physical damage coverage costs an extra $266 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,650
• Policy cost to insure a teenage driver can cost $4,764 or more

View Chart as Image

Insurance rates for a Ford C-Max Energi also range considerably based on liability limits and deductibles, your risk profile, and the model of your C-Max Energi.

Choosing high deductibles could cut rates by as much as $410 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,000 additional every year, depending on your age. Insurance for high-risk drivers can be around 42% to 137% more than average. View High Risk Driver Rates

Your home state has a huge impact on Ford C-Max Energi insurance rates. A driver around age 40 might see rates as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,650 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for Affordable Ford C-Max Energi Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, having above-average credit, being claim-free, and consideration of higher deductibles. Set aside time to shop around once a year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a brief review of the data that was raised in the charts and tables above.

• It is possible to save around $140 per year just by quoting online in advance
• Consumers who purchase higher liability limits will pay about $510 annually to increase from a 30/60 limit to a 250/500 level
• Teenagers are the costliest to insure, possibly costing $397 each month if full coverage is included
• Drivers with DUI or reckless driving convictions may have to pay on average $1,430 more per year for car insurance