Ford C-Max Energi Insurance Rates

U.S. average insurance rates for a Ford C-Max Energi are $1,220 a year for full coverage insurance. Comprehensive costs an estimated $214 a year, collision insurance costs $388, and liability is $460. A policy with just liability insurance costs around $510 a year, and coverage for high-risk drivers costs around $2,650. Teenage drivers pay the highest rates at up to $4,764 a year.

Average premium for full coverage: $1,220

Price estimates broken down by individual coverage:

Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and C-Max Energi trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates how location helps determine insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Ford C-Max Energi insurance rates for other coverage scenarios.

• The best discount rate is $713
• Raising to $1,000 deductibles will save approximately $1,082 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,220
• Using low $100 deductibles will increase the cost to $1,486
• Drivers who are prone to accidents and violations could pay up to $2,650
• The price for full coverage for a 16-year-old driver can cost as much as $4,764

View Chart as Image

Insurance prices for a Ford C-Max Energi are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

The state you live in also has a big influence on Ford C-Max Energi insurance prices. A middle-age driver might find prices as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,650 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $410 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,500 to $2,000 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 137% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Ford C-Max Energi Insurance

Getting lower rates on insurance for a Ford C-Max Energi consists of being a safe and courteous driver, maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates at least once a year by quoting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a summary of the primary concepts that were covered in the charts and tables above.

• It is possible to save approximately $140 per year just by quoting early and online
• Drivers considered higher risk who have multiple accidents or major violations pay on average $1,430 more annually for auto insurance
• Increasing physical damage deductibles can save around $400 each year
• Teenage drivers are charged the highest prices, as much as $397 a month for full coverage