Ford Escape Hybrid Insurance Rates

Estimated insurance rates for a Ford Escape Hybrid are $1,064 a year for full coverage insurance. Comprehensive insurance costs on average $170 a year, collision costs $262, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,300 or more. Teens pay the most at $4,266 a year or more.

Average premium for full coverage: $1,064

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Escape Hybrid trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on car insurance rates.

These rate differences illustrate why it is important to compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $638
• Drivers who choose higher $1,000 deductibles will pay around $964 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,064
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $188 each year
• High-risk insureds with serious driving violations could pay upwards of $2,300 or more
• An auto insurance policy for full coverage for a teenage driver may cost $4,266 a year

View Chart as Image

Auto insurance prices for a Ford Escape Hybrid also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $4,200 a year. View Rates by Age

Where you choose to live makes a big difference in Ford Escape Hybrid insurance rates. A 40-year-old driver could pay as low as $700 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,440 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $290 a year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,800 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 42% to 136% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see how they stack up. Every company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Ford Escape Hybrid Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to compare rates every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a brief review of the material that was covered in the above illustrations.

• Consumers who require more liability protection will pay approximately $520 annually to go from 30/60 bodily injury limits to 250/500 limits
• Youthful drivers are charged the highest prices, with premiums being up to $356 per month if they have full coverage
• Drivers with DUI or reckless driving convictions pay an average of $1,240 more each year than a low-risk driver
• Increasing policy deductibles can save around $300 each year