Ford Escape Hybrid Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 8, 2024
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Average auto insurance rates for a Ford Escape Hybrid are $1,104 annually with full coverage. Comprehensive insurance costs on average $182 each year, collision insurance costs $286, and liability is estimated at $478. A liability-only policy costs approximately $526 a year, and high-risk insurance costs $2,388 or more. Teenage drivers receive the highest rates at up to $4,398 a year.
Average premium for full coverage: $1,104
Rate estimates by individual coverage type:
Rates are based on $500 policy deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Escape Hybrid models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $526 for minimum levels of liability insurance to a high rate of $2,388 for a policy for a high-risk driver.
Price Range by Location
Living in a larger city can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.
These examples demonstrate why all drivers should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Ford Escape Hybrid insurance rates for different risk profiles and scenarios.
- The best discount rate is $658
- Choosing higher $1,000 deductibles can save around $106 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,104
- Using low deductibles for comp and collision coverage costs an additional $206 annually
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,388
- The cost with full coverage for a 16-year-old driver may cost $4,398 each year
Insurance rates for a Ford Escape Hybrid can also vary considerably based on the trim level of your Escape Hybrid, your driving record, and policy deductibles and limits.
More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $4,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,300 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges from 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $320 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more per year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Ford Escape Hybrid insurance prices. A good driver about age 40 could pay as low as $800 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,490 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $998 | -$106 | -9.6% |
| Alaska | $848 | -$256 | -23.2% |
| Arizona | $918 | -$186 | -16.8% |
| Arkansas | $1,104 | -$0 | 0.0% |
| California | $1,258 | $154 | 13.9% |
| Colorado | $1,056 | -$48 | -4.3% |
| Connecticut | $1,134 | $30 | 2.7% |
| Delaware | $1,250 | $146 | 13.2% |
| Florida | $1,382 | $278 | 25.2% |
| Georgia | $1,018 | -$86 | -7.8% |
| Hawaii | $792 | -$312 | -28.3% |
| Idaho | $748 | -$356 | -32.2% |
| Illinois | $824 | -$280 | -25.4% |
| Indiana | $832 | -$272 | -24.6% |
| Iowa | $744 | -$360 | -32.6% |
| Kansas | $1,050 | -$54 | -4.9% |
| Kentucky | $1,506 | $402 | 36.4% |
| Louisiana | $1,634 | $530 | 48.0% |
| Maine | $680 | -$424 | -38.4% |
| Maryland | $910 | -$194 | -17.6% |
| Massachusetts | $884 | -$220 | -19.9% |
| Michigan | $1,918 | $814 | 73.7% |
| Minnesota | $924 | -$180 | -16.3% |
| Mississippi | $1,322 | $218 | 19.7% |
| Missouri | $980 | -$124 | -11.2% |
| Montana | $1,188 | $84 | 7.6% |
| Nebraska | $872 | -$232 | -21.0% |
| Nevada | $1,322 | $218 | 19.7% |
| New Hampshire | $796 | -$308 | -27.9% |
| New Jersey | $1,236 | $132 | 12.0% |
| New Mexico | $978 | -$126 | -11.4% |
| New York | $1,162 | $58 | 5.3% |
| North Carolina | $634 | -$470 | -42.6% |
| North Dakota | $902 | -$202 | -18.3% |
| Ohio | $764 | -$340 | -30.8% |
| Oklahoma | $1,134 | $30 | 2.7% |
| Oregon | $1,010 | -$94 | -8.5% |
| Pennsylvania | $1,054 | -$50 | -4.5% |
| Rhode Island | $1,472 | $368 | 33.3% |
| South Carolina | $998 | -$106 | -9.6% |
| South Dakota | $932 | -$172 | -15.6% |
| Tennessee | $968 | -$136 | -12.3% |
| Texas | $1,332 | $228 | 20.7% |
| Utah | $818 | -$286 | -25.9% |
| Vermont | $756 | -$348 | -31.5% |
| Virginia | $662 | -$442 | -40.0% |
| Washington | $852 | -$252 | -22.8% |
| West Virginia | $1,010 | -$94 | -8.5% |
| Wisconsin | $764 | -$340 | -30.8% |
| Wyoming | $984 | -$120 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Escape Hybrid 2WD | $1,082 | $90 |
| Ford Escape Hybrid Limited 2WD | $1,104 | $92 |
| Ford Escape Hybrid 4WD | $1,104 | $92 |
| Ford Escape Hybrid Limited 4WD | $1,126 | $94 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Ford Escape Hybrid | $182 | $286 | $478 | $1,104 |
| 2011 Ford Escape Hybrid | $170 | $262 | $474 | $1,064 |
Rates are averaged for all Ford Escape Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Ford Escape Hybrid Insurance
Saving money on insurance for a Ford Escape Hybrid takes avoiding accidents and claims, having a good credit history, eliminating unnecessary coverage, and determing if full coverage is necessary. Set aside time to compare rates every year by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
The points below are a quick review of the coverage data covered above.
- You may be able to save as much as $130 per year just by quoting online in advance
- Increasing deductibles could save up to $300 each year
- Drivers under the age of 20 pay the highest rates, with premiums as much as $367 per month including comprehensive and collision insurance
- Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,280 more each year to insure a Ford Escape Hybrid
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,542 |
| 30 | $1,128 |
| 40 | $1,104 |
| 50 | $1,014 |
| 60 | $992 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,310 |
| $250 | $1,214 |
| $500 | $1,104 |
| $1,000 | $998 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,104 |
| 50/100 | $1,222 |
| 100/300 | $1,341 |
| 250/500 | $1,652 |
| 100 CSL | $1,269 |
| 300 CSL | $1,532 |
| 500 CSL | $1,724 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,220 |
| 20 | $4,056 |
| 30 | $2,416 |
| 40 | $2,388 |
| 50 | $2,284 |
| 60 | $2,262 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $57 |
| Multi-vehicle | $60 |
| Homeowner | $19 |
| 5-yr Accident Free | $71 |
| 5-yr Claim Free | $70 |
| Paid in Full/EFT | $43 |
| Advance Quote | $50 |
| Online Quote | $76 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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