Ford Escape Hybrid Insurance Rates

U.S. average insurance rates for a Ford Escape Hybrid are $1,064 a year with full coverage. Comprehensive insurance costs on average $170 a year, collision costs $262, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,300 or more. Teens pay the highest rates at $4,266 a year or more.

Average premium for full coverage: $1,064

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Escape Hybrid trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why it is important to compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $638
• Drivers who choose higher $1,000 deductibles will pay around $964 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,064
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $188 each year
• High-risk insureds with serious driving violations could pay upwards of $2,300 or more
• The price for full coverage for a teenage driver may cost $4,266 a year

View Chart as Image

Insurance prices for a Ford Escape Hybrid are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,200 a year. View Rates by Age

The state you live in makes a big difference in Ford Escape Hybrid insurance rates. A 40-year-old driver could pay as low as $770 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $290 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,300 to $1,800 additional each year, depending on your age. A high-risk auto insurance policy can cost around 42% to 136% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Every company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Ford Escape Hybrid Insurance

Getting lower rates on auto insurance not only requires having a decent driving record, but also having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Make time to compare rates every year by getting rate quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following items are a condensed summary of the coverage data touched on in this article.

• You may be able to save as much as $120 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $300 each year
• 16 to 18-year-old drivers pay higher prices, costing up to $356 a month including comprehensive and collision insurance
• Drivers with multiple at-fault accidents may be required to pay an average of $1,240 more each year than a driver with a clean driving record