Ford Escape Hybrid Insurance Rates

U.S. average insurance rates for a Ford Escape Hybrid are $1,064 a year with full coverage. Comprehensive insurance costs on average $170, collision costs $262, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,300 or more. Teenage drivers pay the highest rates at $4,266 a year or more.

Average premium for full coverage: $1,064

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Escape Hybrid trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities.

The price range example below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Ford Escape Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $638
• Using higher $1,000 deductibles will save around $100 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,064
• Using more expensive low deductibles for physical damage coverage will cost an additional $188 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,300 or more
• The price that insures a teenage driver with full coverage may cost $4,266 or more

View Chart as Image

Insurance prices for a Ford Escape Hybrid are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance can be around 42% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Ford Escape Hybrid insurance rates. A driver around age 40 might see prices as low as $770 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,440 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $290 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Ford Escape Hybrid Insurance

Getting lower rates on auto insurance requires avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Compare prices at every other renewal by quoting rates from direct companies, and also from several local insurance agents.

The list below is a brief summary of the concepts that were touched on in this article.

• Drivers that tend to have accidents or serious violations pay on average $1,240 more each year for car insurance
• Teenagers pay the highest prices, costing up to $356 a month if full coverage is included
• You may be able to save as much as $120 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $300 each year
• You may be able to save as much as $120 per year simply by shopping early and online