Ford Fusion Energi Insurance Rates

Average insurance rates for a Ford Fusion Energi are $1,142 a year for full coverage insurance. Comprehensive costs approximately $194 a year, collision insurance costs $316, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, and coverage for high-risk drivers costs around $2,470. Teen drivers receive the highest rates at up to $4,512 a year.

Average premium for full coverage: $1,142

Rate estimates by individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Fusion Energi trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance prices.

These examples illustrate why it is important to compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Ford Fusion Energi insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $677
• Raising to $1,000 deductibles will save $1,026 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,142
• Choosing low $100 deductibles will increase the cost to $1,366
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,470
• The cost for full coverage for a teenage driver can cost $4,512

View Chart as Image

Insurance rates for a Ford Fusion Energi can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,500 a year. View Rates by Age

Where you live also has a big influence on Ford Fusion Energi insurance rates. A middle-age driver might find rates as low as $750 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,540 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $340 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 136% more than average. View High Risk Driver Rates

How to Find Low Cost Ford Fusion Energi Insurance

Saving money on auto insurance consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest the time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below you'll find a review of the material that was presented in the illustrations above.

• Consumers who purchase more liability protection will pay about $520 annually to raise from a minimum limit to 250/500 limits
• Youthful drivers are the costliest to insure, costing up to $376 per month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations may pay on average $1,330 more per year than a low-risk driver
• Increasing deductibles can save around $350 each year