Ford Transit Connect Insurance Rates

Estimated insurance rates for a Ford Transit Connect are $968 a year for full coverage. Comprehensive costs an estimated $140 each year, collision costs $196, and liability insurance costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing around $2,092. Teens pay the most at $3,968 a year or more.

Average premium for full coverage: $968

Premium estimates broken down by type of coverage:

Price estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Transit Connect models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on insurance prices.

These rate differences show why all drivers should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Ford Transit Connect insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $588
• Using higher $1,000 deductibles will save approximately $76 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $968
• Selecting low deductibles for physical damage coverage bumps up the cost to $1,114
• Drivers with serious driving violations could pay up to $2,092 or more
• An auto insurance policy that insures a teen driver can cost as much as $3,968 or more

Insurance prices for a Ford Transit Connect also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 138% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $3,900 a year. View Rates by Age

Where you choose to live has a huge impact on Ford Transit Connect insurance rates. A driver around age 40 might see prices as low as $640 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,380 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $230 each year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Ford Transit Connect Insurance

Finding better rates on Ford Transit Connect insurance requires being a safe and courteous driver, having a good credit score, not filing small claims, and maximizing policy discounts. Compare rates at least every other year by getting quotes from direct carriers, and also from your local independent and exclusive agents.

Below is a condensed summary of the car insurance concepts touched on in this article.

• High-risk drivers with multiple at-fault accidents may pay on average $1,120 more annually for auto insurance
• Drivers can save approximately $110 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $225 each year
• Drivers who want higher levels of liability will pay approximately $520 each year to increase from 30/60 bodily injury limits to the 250/500 level