Ford Transit Connect Insurance Rates
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UPDATED: Mar 29, 2024
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Average insurance rates for a Ford Transit Connect are $968 a year for full coverage. Comprehensive costs approximately $140 each year, collision insurance costs $196, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs around $2,092. Teenage drivers receive the highest rates at up to $3,968 a year.
Average premium for full coverage: $968
Rate estimates by individual coverage type:
Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Transit Connect models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $522 for your basic liability-only policy to a high rate of $2,092 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how location helps determine auto insurance prices.
These examples show why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Ford Transit Connect insurance rates for additional coverage and risk scenarios.
- The best discount rate is $588
- Raising to $1,000 deductibles will save $76 a year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $968
- Using low deductibles will increase the cost to $1,114
- Drivers who are prone to accidents and violations could pay around $2,092
- The cost for full coverage for a 16-year-old driver can cost $3,968
Car insurance rates for a Ford Transit Connect can also vary considerably based on your driver profile, the trim level of your Transit Connect, and physical damage deductibles and liability limits.
More mature drivers with no driving violations and high deductibles may pay as low as $900 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged in the ballpark of $3,900 a year. View Rates by Age
Where you live also has a big influence on Ford Transit Connect insurance prices. A middle-age driver might find rates as low as $640 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,380 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $878 | -$90 | -9.3% |
| Alaska | $742 | -$226 | -23.3% |
| Arizona | $804 | -$164 | -16.9% |
| Arkansas | $968 | -$0 | 0.0% |
| California | $1,104 | $136 | 14.0% |
| Colorado | $926 | -$42 | -4.3% |
| Connecticut | $996 | $28 | 2.9% |
| Delaware | $1,098 | $130 | 13.4% |
| Florida | $1,214 | $246 | 25.4% |
| Georgia | $894 | -$74 | -7.6% |
| Hawaii | $696 | -$272 | -28.1% |
| Idaho | $656 | -$312 | -32.2% |
| Illinois | $720 | -$248 | -25.6% |
| Indiana | $728 | -$240 | -24.8% |
| Iowa | $652 | -$316 | -32.6% |
| Kansas | $922 | -$46 | -4.8% |
| Kentucky | $1,322 | $354 | 36.6% |
| Louisiana | $1,432 | $464 | 47.9% |
| Maine | $598 | -$370 | -38.2% |
| Maryland | $798 | -$170 | -17.6% |
| Massachusetts | $776 | -$192 | -19.8% |
| Michigan | $1,684 | $716 | 74.0% |
| Minnesota | $810 | -$158 | -16.3% |
| Mississippi | $1,160 | $192 | 19.8% |
| Missouri | $858 | -$110 | -11.4% |
| Montana | $1,042 | $74 | 7.6% |
| Nebraska | $762 | -$206 | -21.3% |
| Nevada | $1,162 | $194 | 20.0% |
| New Hampshire | $698 | -$270 | -27.9% |
| New Jersey | $1,084 | $116 | 12.0% |
| New Mexico | $858 | -$110 | -11.4% |
| New York | $1,020 | $52 | 5.4% |
| North Carolina | $558 | -$410 | -42.4% |
| North Dakota | $794 | -$174 | -18.0% |
| Ohio | $670 | -$298 | -30.8% |
| Oklahoma | $996 | $28 | 2.9% |
| Oregon | $886 | -$82 | -8.5% |
| Pennsylvania | $926 | -$42 | -4.3% |
| Rhode Island | $1,292 | $324 | 33.5% |
| South Carolina | $878 | -$90 | -9.3% |
| South Dakota | $818 | -$150 | -15.5% |
| Tennessee | $850 | -$118 | -12.2% |
| Texas | $1,168 | $200 | 20.7% |
| Utah | $718 | -$250 | -25.8% |
| Vermont | $664 | -$304 | -31.4% |
| Virginia | $580 | -$388 | -40.1% |
| Washington | $750 | -$218 | -22.5% |
| West Virginia | $886 | -$82 | -8.5% |
| Wisconsin | $672 | -$296 | -30.6% |
| Wyoming | $864 | -$104 | -10.7% |
Using high physical damage deductibles can reduce rates by up to $230 annually, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,200 to $1,700 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 138% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Ford Transit Connect XL 2WD | $968 | $81 |
| Ford Transit Connect XLT 2WD | $968 | $81 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Transit Connect | $236 | $436 | $416 | $1,246 |
| 2022 Ford Transit Connect | $228 | $418 | $430 | $1,234 |
| 2021 Ford Transit Connect | $216 | $404 | $442 | $1,220 |
| 2020 Ford Transit Connect | $206 | $374 | $452 | $1,190 |
| 2019 Ford Transit Connect | $198 | $352 | $456 | $1,164 |
| 2018 Ford Transit Connect | $190 | $316 | $460 | $1,124 |
| 2017 Ford Transit Connect | $178 | $292 | $460 | $1,088 |
| 2016 Ford Transit Connect | $172 | $272 | $464 | $1,066 |
| 2015 Ford Transit Connect | $168 | $254 | $474 | $1,054 |
| 2012 Ford Transit Connect | $140 | $196 | $474 | $968 |
| 2011 Ford Transit Connect | $132 | $178 | $474 | $942 |
Rates are averaged for all Ford Transit Connect models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Ford Transit Connect Insurance
Saving money on insurance for a Ford Transit Connect consists of having a good driving record, having above-average credit, eliminating unneeded coverage, and attention to physical damage deductibles. Invest time comparing rates at least once a year by getting rate quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.
The next list is a brief recap of the primary concepts that were covered in the charts and tables above.
- Drivers can save around $110 per year just by quoting online in advance
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,120 more per year to buy Ford Transit Connect insurance
- Increasing deductibles can save around $225 each year
- Drivers age 20 and younger pay the highest auto insurance rates, costing as high as $331 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,968 |
| 20 | $2,226 |
| 30 | $982 |
| 40 | $968 |
| 50 | $890 |
| 60 | $872 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,114 |
| $250 | $1,048 |
| $500 | $968 |
| $1,000 | $892 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $968 |
| 50/100 | $1,063 |
| 100/300 | $1,181 |
| 250/500 | $1,489 |
| 100 CSL | $1,110 |
| 300 CSL | $1,371 |
| 500 CSL | $1,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,580 |
| 20 | $3,554 |
| 30 | $2,104 |
| 40 | $2,092 |
| 50 | $2,002 |
| 60 | $1,980 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $49 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $58 |
| 5-yr Claim Free | $61 |
| Paid in Full/EFT | $34 |
| Advance Quote | $42 |
| Online Quote | $65 |
| Total Discounts | $380 |
Discounts are estimated and may not be available from every company or in every state.
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