GMC Hummer EV Pickup Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance prices for a GMC Hummer EV Pickup are $2,130 every 12 months with full coverage. Comprehensive costs approximately $502, collision costs $1,080, and liability costs around $390. Liability-only insurance costs as low as $452 a year, with high-risk driver insurance costing around $4,660. Teenage drivers pay the highest rates at $7,568 a year or more.

Average premium for full coverage: $2,130

Price estimates by individual coverage:

Comprehensive $502
Collision $1080
Liability $390

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Hummer EV Pickup models.

Price Range from Low to High

For a driver in their 40's, GMC Hummer EV Pickup insurance prices go from the cheapest price of $452 for basic liability insurance to the much higher price of $4,660 for a high-risk insurance policy.

Liability Only $452
Full Coverage $2,130
High Risk $4,660

Geographic Price Range

Where you live can make a big difference on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,598
Small Cities $2,237
Large Cities $2,876

The ranges above demonstrate why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details estimated GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $1,163
  • Using higher $1,000 deductibles will save $358 annually
  • The average price for the average middle-age driver who chooses $500 deductibles is $2,130
  • Using pricier low deductibles for physical damage coverage increases the price to $2,834
  • High-risk insureds who are prone to accidents and violations could pay around $4,660 or more
  • The price to insure a 16-year-old driver for full coverage can cost $7,568 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance rates range from $1,163 to $7,568

Car insurance prices for a GMC Hummer EV Pickup are also quite variable based on deductibles and policy limits, your driving record, and the model of your Hummer EV Pickup.

Using high physical damage deductibles could cut prices by as much as $1,070 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $2,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $7,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $2,600 to $3,400 extra each year, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers can be from 45% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Hummer EV Pickup insurance prices. A driver around age 40 might see prices as low as $1,530 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,880 on average in New York, Michigan, and Florida.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,926 -$204 -9.6%
Alaska $1,634 -$496 -23.3%
Arizona $1,768 -$362 -17.0%
Arkansas $2,130 -$0 0.0%
California $2,428 $298 14.0%
Colorado $2,036 -$94 -4.4%
Connecticut $2,190 $60 2.8%
Delaware $2,412 $282 13.2%
Florida $2,666 $536 25.2%
Georgia $1,968 -$162 -7.6%
Hawaii $1,530 -$600 -28.2%
Idaho $1,442 -$688 -32.3%
Illinois $1,588 -$542 -25.4%
Indiana $1,604 -$526 -24.7%
Iowa $1,440 -$690 -32.4%
Kansas $2,026 -$104 -4.9%
Kentucky $2,908 $778 36.5%
Louisiana $3,156 $1,026 48.2%
Maine $1,314 -$816 -38.3%
Maryland $1,758 -$372 -17.5%
Massachusetts $1,706 -$424 -19.9%
Michigan $3,702 $1,572 73.8%
Minnesota $1,782 -$348 -16.3%
Mississippi $2,552 $422 19.8%
Missouri $1,890 -$240 -11.3%
Montana $2,288 $158 7.4%
Nebraska $1,682 -$448 -21.0%
Nevada $2,556 $426 20.0%
New Hampshire $1,534 -$596 -28.0%
New Jersey $2,382 $252 11.8%
New Mexico $1,888 -$242 -11.4%
New York $2,244 $114 5.4%
North Carolina $1,228 -$902 -42.3%
North Dakota $1,746 -$384 -18.0%
Ohio $1,472 -$658 -30.9%
Oklahoma $2,188 $58 2.7%
Oregon $1,952 -$178 -8.4%
Pennsylvania $2,034 -$96 -4.5%
Rhode Island $2,842 $712 33.4%
South Carolina $1,932 -$198 -9.3%
South Dakota $1,798 -$332 -15.6%
Tennessee $1,868 -$262 -12.3%
Texas $2,568 $438 20.6%
Utah $1,578 -$552 -25.9%
Vermont $1,458 -$672 -31.5%
Virginia $1,278 -$852 -40.0%
Washington $1,646 -$484 -22.7%
West Virginia $1,952 -$178 -8.4%
Wisconsin $1,476 -$654 -30.7%
Wyoming $1,900 -$230 -10.8%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $528 $1,124 $372 $2,182
2023 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2022 GMC Hummer EV Pickup $482 $1,072 $398 $2,110

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest GMC Hummer EV Pickup Insurance

Getting lower rates on insurance for a GMC Hummer EV Pickup requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a recap of the car insurance concepts covered in the charts and tables above.

  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $2,530 more per year to insure their Hummer EV Pickup
  • You may be able to save around $270 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save as much as $1,050 each year
  • Insureds who purchase more liability coverage will pay an extra $430 every year to increase from a low limit to a 250/500 level

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,568
20 $4,978
30 $2,258
40 $2,130
50 $1,940
60 $1,906

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,506
$500 $2,130
$1,000 $1,772

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,130
50/100 $2,208
100/300 $2,306
250/500 $2,559
100 CSL $2,247
300 CSL $2,462
500 CSL $2,618

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,926
20 $7,932
30 $4,802
40 $4,660
50 $4,442
60 $4,408

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $312

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $112
Homeowner $28
5-yr Accident Free $179
5-yr Claim Free $143
Paid in Full/EFT $113
Advance Quote $116
Online Quote $158
Total Discounts $967
Rate after discounts $1,163

Discounts are estimated and may not be available from every company or in every state.

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