GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance rates for a GMC Hummer EV Pickup are $2,110 a year for full coverage insurance. Comprehensive insurance costs approximately $482 each year, collision costs $1,072, and liability coverage costs around $398. Liability-only insurance costs as low as $460 a year, with high-risk driver insurance costing $4,624 or more. 16-year-old drivers pay the most at $7,546 a year or more.

Average premium for full coverage: $2,110

Premium estimates by type of coverage:

Comprehensive $482
Collision $1072
Liability $398

These estimates include $500 deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Hummer EV Pickup models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a GMC Hummer EV Pickup go from as low as $460 for minimum levels of liability insurance to a high rate of $4,624 for a high-risk insurance policy.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

These rate differences illustrate why all drivers should compare prices using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,151
  • Using higher $1,000 deductibles will save $352 each year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $2,110
  • Buying low deductibles for physical damage coverage will cost an extra $692 each year
  • Higher-risk drivers with multiple tickets or accidents could pay around $4,624 or more
  • An auto insurance policy for full coverage for a teenage driver can cost $7,546 or more

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance prices range from $1,151 to $7,546

Insurance prices for a GMC Hummer EV Pickup also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may only pay around $1,900 a year, or $158 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $7,500 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see prices as low as $1,380 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,850 on average in Florida, New York, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Opting for high physical damage deductibles could cut prices by as much as $1,050 a year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $2,500 to $3,400 additional annually, depending on your age. Insurance for high-risk drivers can be around 45% to 132% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see how they stack up. Each insurance company utilizes a different rate formula, and prices will be substantially different from one company to the next.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2023 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2022 GMC Hummer EV Pickup $466 $1,046 $416 $2,086

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap GMC Hummer EV Pickup Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the car insurance concepts covered in the above illustrations.

  • Drivers that tend to have accidents or serious violations may pay on average $2,510 more per year for Hummer EV Pickup insurance
  • It is possible to save around $270 per year simply by quoting online in advance
  • Increasing policy deductibles can save around $1,050 each year
  • Consumers who purchase higher liability limits will pay around $440 annually to increase from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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