GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for a GMC Hummer EV Pickup are $2,130 every 12 months with full coverage. Comprehensive costs approximately $502, collision costs $1,080, and liability costs around $390. Liability-only insurance costs as low as $452 a year, with high-risk driver insurance costing around $4,660. Teenage drivers pay the highest rates at $7,568 a year or more.
Average premium for full coverage: $2,130
Price estimates by individual coverage:
Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Hummer EV Pickup models.
Price Range from Low to High
For a driver in their 40's, GMC Hummer EV Pickup insurance prices go from the cheapest price of $452 for basic liability insurance to the much higher price of $4,660 for a high-risk insurance policy.
Geographic Price Range
Where you live can make a big difference on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities.
The example below illustrates how location helps determine auto insurance prices.
The ranges above demonstrate why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details estimated GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.
- The best discount rate is $1,163
- Using higher $1,000 deductibles will save $358 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $2,130
- Using pricier low deductibles for physical damage coverage increases the price to $2,834
- High-risk insureds who are prone to accidents and violations could pay around $4,660 or more
- The price to insure a 16-year-old driver for full coverage can cost $7,568 or more
Car insurance prices for a GMC Hummer EV Pickup are also quite variable based on deductibles and policy limits, your driving record, and the model of your Hummer EV Pickup.
Using high physical damage deductibles could cut prices by as much as $1,070 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as low as $2,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $7,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $2,600 to $3,400 extra each year, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers can be from 45% to 136% more than a normal policy. View High Risk Driver Rates
The state you live in has a huge impact on GMC Hummer EV Pickup insurance prices. A driver around age 40 might see prices as low as $1,530 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $2,880 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,926 | -$204 | -9.6% |
Alaska | $1,634 | -$496 | -23.3% |
Arizona | $1,768 | -$362 | -17.0% |
Arkansas | $2,130 | -$0 | 0.0% |
California | $2,428 | $298 | 14.0% |
Colorado | $2,036 | -$94 | -4.4% |
Connecticut | $2,190 | $60 | 2.8% |
Delaware | $2,412 | $282 | 13.2% |
Florida | $2,666 | $536 | 25.2% |
Georgia | $1,968 | -$162 | -7.6% |
Hawaii | $1,530 | -$600 | -28.2% |
Idaho | $1,442 | -$688 | -32.3% |
Illinois | $1,588 | -$542 | -25.4% |
Indiana | $1,604 | -$526 | -24.7% |
Iowa | $1,440 | -$690 | -32.4% |
Kansas | $2,026 | -$104 | -4.9% |
Kentucky | $2,908 | $778 | 36.5% |
Louisiana | $3,156 | $1,026 | 48.2% |
Maine | $1,314 | -$816 | -38.3% |
Maryland | $1,758 | -$372 | -17.5% |
Massachusetts | $1,706 | -$424 | -19.9% |
Michigan | $3,702 | $1,572 | 73.8% |
Minnesota | $1,782 | -$348 | -16.3% |
Mississippi | $2,552 | $422 | 19.8% |
Missouri | $1,890 | -$240 | -11.3% |
Montana | $2,288 | $158 | 7.4% |
Nebraska | $1,682 | -$448 | -21.0% |
Nevada | $2,556 | $426 | 20.0% |
New Hampshire | $1,534 | -$596 | -28.0% |
New Jersey | $2,382 | $252 | 11.8% |
New Mexico | $1,888 | -$242 | -11.4% |
New York | $2,244 | $114 | 5.4% |
North Carolina | $1,228 | -$902 | -42.3% |
North Dakota | $1,746 | -$384 | -18.0% |
Ohio | $1,472 | -$658 | -30.9% |
Oklahoma | $2,188 | $58 | 2.7% |
Oregon | $1,952 | -$178 | -8.4% |
Pennsylvania | $2,034 | -$96 | -4.5% |
Rhode Island | $2,842 | $712 | 33.4% |
South Carolina | $1,932 | -$198 | -9.3% |
South Dakota | $1,798 | -$332 | -15.6% |
Tennessee | $1,868 | -$262 | -12.3% |
Texas | $2,568 | $438 | 20.6% |
Utah | $1,578 | -$552 | -25.9% |
Vermont | $1,458 | -$672 | -31.5% |
Virginia | $1,278 | -$852 | -40.0% |
Washington | $1,646 | -$484 | -22.7% |
West Virginia | $1,952 | -$178 | -8.4% |
Wisconsin | $1,476 | -$654 | -30.7% |
Wyoming | $1,900 | -$230 | -10.8% |
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Hummer EV Pickup | $528 | $1,124 | $372 | $2,182 |
2023 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
2022 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest GMC Hummer EV Pickup Insurance
Getting lower rates on insurance for a GMC Hummer EV Pickup requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a recap of the car insurance concepts covered in the charts and tables above.
- Drivers considered higher risk that have major violations or accidents could be forced to pay on average $2,530 more per year to insure their Hummer EV Pickup
- You may be able to save around $270 per year simply by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $1,050 each year
- Insureds who purchase more liability coverage will pay an extra $430 every year to increase from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,568 |
20 | $4,978 |
30 | $2,258 |
40 | $2,130 |
50 | $1,940 |
60 | $1,906 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,834 |
$250 | $2,506 |
$500 | $2,130 |
$1,000 | $1,772 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,130 |
50/100 | $2,208 |
100/300 | $2,306 |
250/500 | $2,559 |
100 CSL | $2,247 |
300 CSL | $2,462 |
500 CSL | $2,618 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,926 |
20 | $7,932 |
30 | $4,802 |
40 | $4,660 |
50 | $4,442 |
60 | $4,408 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $118 |
Multi-vehicle | $112 |
Homeowner | $28 |
5-yr Accident Free | $179 |
5-yr Claim Free | $143 |
Paid in Full/EFT | $113 |
Advance Quote | $116 |
Online Quote | $158 |
Total Discounts | $967 |
Discounts are estimated and may not be available from every company or in every state.
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