GMC Yukon XL Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a GMC Yukon XL are $1,256 every 12 months including full coverage. Comprehensive insurance costs approximately $258, collision costs $380, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,702 or more. Teenage drivers pay the most at $4,800 a year or more.

Average premium for full coverage: $1,256

Premium estimates by type of coverage:

Comprehensive $258
Collision $380
Liability $460

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a GMC Yukon XL go from the cheapest price of $510 for just liability coverage to a much higher rate of $2,702 for a driver who requires high-risk insurance.

Liability Only $510
Full Coverage $1,256
High Risk $2,702

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These rate differences highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon XL insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $740
  • Choosing higher $1,000 deductibles can save $146 every year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,256
  • Using more expensive low deductibles for comp and collision coverage costs an extra $278 annually
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,702 or more
  • An auto insurance policy to insure a 16-year-old driver with full coverage can cost $4,800 each year

View Chart as Image

GMC Yukon XL insurance cost comparison chart
Column chart showing full coverage GMC Yukon XL insurance prices range from $740 to $4,800

Auto insurance prices for a GMC Yukon XL also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Yukon XL.

Using high physical damage deductibles can save as much as $430 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance ranges from 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

GMC Yukon XL Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,138 -$118 -9.4%
Alaska $962 -$294 -23.4%
Arizona $1,042 -$214 -17.0%
Arkansas $1,256 -$0 0.0%
California $1,430 $174 13.9%
Colorado $1,200 -$56 -4.5%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,158 -$98 -7.8%
Hawaii $902 -$354 -28.2%
Idaho $852 -$404 -32.2%
Illinois $934 -$322 -25.6%
Indiana $946 -$310 -24.7%
Iowa $846 -$410 -32.6%
Kansas $1,194 -$62 -4.9%
Kentucky $1,714 $458 36.5%
Louisiana $1,858 $602 47.9%
Maine $776 -$480 -38.2%
Maryland $1,038 -$218 -17.4%
Massachusetts $1,006 -$250 -19.9%
Michigan $2,184 $928 73.9%
Minnesota $1,052 -$204 -16.2%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,350 $94 7.5%
Nebraska $992 -$264 -21.0%
Nevada $1,508 $252 20.1%
New Hampshire $906 -$350 -27.9%
New Jersey $1,404 $148 11.8%
New Mexico $1,114 -$142 -11.3%
New York $1,324 $68 5.4%
North Carolina $722 -$534 -42.5%
North Dakota $1,028 -$228 -18.2%
Ohio $868 -$388 -30.9%
Oklahoma $1,292 $36 2.9%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,676 $420 33.4%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,060 -$196 -15.6%
Tennessee $1,100 -$156 -12.4%
Texas $1,516 $260 20.7%
Utah $930 -$326 -26.0%
Vermont $860 -$396 -31.5%
Virginia $754 -$502 -40.0%
Washington $974 -$282 -22.5%
West Virginia $1,152 -$104 -8.3%
Wisconsin $868 -$388 -30.9%
Wyoming $1,120 -$136 -10.8%

View Chart as Image

GMC Yukon XL insurance rates by U.S. city

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

GMC Yukon XL Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon XL 2WD $1,224 $102
GMC Yukon XL SLE 2WD $1,224 $102
GMC Yukon XL 2500 2WD $1,224 $102
GMC Yukon XL SLE 2500 2WD $1,224 $102
GMC Yukon XL 4WD $1,224 $102
GMC Yukon XL SLE 4WD $1,224 $102
GMC Yukon XL SLT 2WD $1,256 $105
GMC Yukon XL SLT 2500 2WD $1,256 $105
GMC Yukon XL SLT 4WD $1,256 $105
GMC Yukon XL 2500 4WD $1,256 $105
GMC Yukon XL SLE 2500 4WD $1,256 $105
GMC Yukon XL SLT 2500 4WD $1,286 $107
GMC Yukon XL Denali 2WD $1,318 $110
GMC Yukon XL Denali 4WD $1,318 $110

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon XL Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon XL $346 $542 $390 $1,436
2023 GMC Yukon XL $332 $536 $398 $1,424
2022 GMC Yukon XL $320 $524 $416 $1,418
2021 GMC Yukon XL $310 $502 $430 $1,400
2020 GMC Yukon XL $292 $484 $442 $1,376
2019 GMC Yukon XL $282 $450 $452 $1,342
2017 GMC Yukon XL $258 $380 $460 $1,256
2016 GMC Yukon XL $242 $350 $460 $1,210

Rates are averaged for all GMC Yukon XL models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable GMC Yukon XL Insurance

Finding better rates on insurance for a GMC Yukon XL takes avoiding accidents and claims, having a good credit score, refrain from filing small claims, and not having any coverage lapses. Set aside time to compare rates at every other renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief review of the concepts that were covered above.

  • Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,450 more per year to insure a GMC Yukon XL
  • Drivers under the age of 20 have the highest car insurance prices, with the cost nearing $400 per month if comprehensive and collision insurance is included
  • You may be able to save around $150 per year simply by shopping early and online
  • Increasing policy deductibles could save as much as $425 each year
  • You may be able to save around $150 per year simply by shopping early and online

Rates by Driver Age

GMC Yukon XL Insurance Rates by Driver Age
Driver Age Premium
16 $4,800
20 $2,866
30 $1,296
40 $1,256
50 $1,148
60 $1,124

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon XL Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,534
$250 $1,406
$500 $1,256
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon XL Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,410
100/300 $1,525
250/500 $1,824
100 CSL $1,456
300 CSL $1,709
500 CSL $1,893

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon XL Insurance Rates for High Risk Drivers
Age Premium
16 $6,810
20 $4,564
30 $2,748
40 $2,702
50 $2,580
60 $2,556

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $170

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $66
Homeowner $20
5-yr Accident Free $85
5-yr Claim Free $80
Paid in Full/EFT $52
Advance Quote $59
Online Quote $88
Total Discounts $516
Rate after discounts $740

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles