GMC Yukon XL Insurance Rates

Estimated insurance prices for a GMC Yukon XL are $1,256 every 12 months including full coverage. Comprehensive insurance costs approximately $258, collision costs $380, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,702 or more. Teenage drivers pay the most at $4,800 a year or more.

Average premium for full coverage: $1,256

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Yukon XL trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon XL insurance rates for additional coverage and risk scenarios.

• The best discount rate is $740
• Choosing higher $1,000 deductibles can save $146 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,256
• Using more expensive low deductibles for comp and collision coverage costs an extra $278 annually
• Higher-risk drivers who are prone to accidents and violations could pay around $2,702 or more
• An auto insurance policy to insure a 16-year-old driver with full coverage can cost $4,800 each year

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Auto insurance prices for a GMC Yukon XL also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Yukon XL.

Using high physical damage deductibles can save as much as $430 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance ranges from 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon XL insurance prices. A good driver about age 40 could pay as low as $960 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,790 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Yukon XL Insurance

Finding better rates on insurance for a GMC Yukon XL takes avoiding accidents and claims, having a good credit score, refrain from filing small claims, and not having any coverage lapses. Set aside time to compare rates at every other renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The points below are a brief review of the concepts that were covered above.

• Drivers considered higher risk with DUI or reckless driving convictions could be charged and average of $1,450 more per year to insure a GMC Yukon XL
• Drivers under the age of 20 have the highest car insurance prices, with the cost nearing $400 per month if comprehensive and collision insurance is included
• You may be able to save around $150 per year simply by shopping early and online
• Increasing policy deductibles could save as much as $425 each year
• You may be able to save around $150 per year simply by shopping early and online