GMC Yukon XL Insurance Rates

U.S. average insurance prices for a GMC Yukon XL are $1,256 every 12 months for full coverage. Comprehensive insurance costs around $258, collision costs $380, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $2,702 or more. Teens pay the highest rates at $4,800 a year or more.

Average premium for full coverage: $1,256

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all Yukon XL models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance rates.

The ranges above show why everyone should compare prices for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Yukon XL insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $740
• Using higher $1,000 deductibles will save about $146 a year
• The average price for the average middle-age driver using $500 deductibles is $1,256
• Selecting pricier low deductibles for physical damage coverage costs an extra $278 every year
• Drivers with serious driving violations could pay at least $2,702 or more
• The price to insure a teen driver for full coverage can be $4,800 or more

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Insurance prices for a GMC Yukon XL are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $430 every year, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,500 to $2,100 additional each year, depending on your age. GMC Yukon XL insurance for high-risk drivers can be as much as 44% to 133% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Yukon XL insurance prices. A driver around age 40 might see prices as low as $830 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,790 on average in Michigan, Louisiana, and New York.

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Since prices can be so different, the only way to know your exact price is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable GMC Yukon XL Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Make time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief review of the data touched on in this article.

• Policyholders who may need higher liability limits will pay approximately $510 each year to increase from a low limit to a 250/500 level
• Drivers can save up to $150 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save as much as $425 each year
• Teenagers are charged the highest prices, with premiums as much as $400 a month if full coverage is included