Honda Accord Crosstour Insurance Rates

The average insurance rates for a Honda Accord Crosstour are $1,262 a year with full coverage. Comprehensive insurance costs around $186 a year, collision costs $284, and liability is estimated at $592. Liability-only insurance costs approximately $652 a year, with high-risk driver insurance costing $2,726 or more. Teen drivers cost the most to insure at $5,124 a year or more.

Average premium for full coverage: $1,262

Policy rates for type of insurance:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Honda Accord Crosstour insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $763
• Choosing higher $1,000 deductibles can save about $1,156 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,262
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $206 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,726 or more
• Policy cost for full coverage for a teen driver can be $5,124 each year

View Chart as Image

Auto insurance rates for a Honda Accord Crosstour also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda Accord Crosstour insurance prices. A good driver about age 40 could pay as low as $910 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,700 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $320 every year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $533 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 41% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to get quotes and see which company has the best rate. Each auto insurer uses a different rate calculation, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Honda Accord Crosstour Insurance

Finding cheaper rates on car insurance takes being safe and accident-free, having good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every other policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below you'll find a review of the ideas that were touched on in this article.

• Youthful drivers are expensive to insure, as much as $427 each month if they have full coverage
• Higher risk drivers who have several accidents or serious violations pay an average of $1,460 more every year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $300 each year
• You may be able to save up to $140 per year simply by quoting early and online