Honda Accord Crosstour Insurance Rates

The average insurance prices for a Honda Accord Crosstour are $1,236 every 12 months for full coverage. Comprehensive insurance costs approximately $182 a year, collision costs $258, and liability is estimated at $596. Buying just liability costs approximately $656 a year, with insurance for high-risk drivers costing $2,664 or more. Teenage drivers cost the most to insure at $5,040 a year or more.

Average premium for full coverage: $1,236

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural locations are shown to have more infrequent accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why it is important to get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The best discount rate is $751
• Choosing higher $1,000 deductibles can save $1,134 a year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,236
• Using low $100 deductibles for comp and collision coverage costs an extra $190 every year
• Unlucky drivers who are prone to accidents and violations could pay around $2,664 or more
• Policy cost to insure a teen driver can cost $5,040 each year

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Insurance rates for a Honda Accord Crosstour also range considerably based on liability limits and deductibles, your driver profile, and the model of your Accord Crosstour.

Using high physical damage deductibles can save as much as $300 every year, while buying higher liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $537 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying anywhere from $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Honda Accord Crosstour insurance prices. A good driver about age 40 could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Honda Accord Crosstour Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every year by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The following items are a condensed summary of the coverage data covered above.

• Drivers can save around $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $300 each year
• 16 to 18-year-old drivers are expensive to insure, costing up to $420 each month if they have full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,430 more per year than a driver with a clean driving record