Honda Accord Crosstour Insurance Rates

Estimated insurance prices for a Honda Accord Crosstour are $1,236 every 12 months for full coverage. Comprehensive costs on average $182, collision costs $258, and liability coverage costs around $596. Liability-only insurance costs as low as $656 a year, with high-risk driver insurance costing around $2,664. Teen drivers pay the most at $5,040 a year or more.

Average premium for full coverage: $1,236

Premium estimates by type of coverage:

Prices are based on $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Accord Crosstour trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

These rate differences show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Honda Accord Crosstour insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $751
• Using higher $1,000 deductibles will save around $102 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,236
• Choosing more expensive low deductibles for physical damage coverage increases the price to $1,426
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,664 or more
• An auto insurance policy to insure a teenage driver with full coverage may cost $5,040 or more

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Insurance prices for a Honda Accord Crosstour also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Accord Crosstour.

Choosing high deductibles could cut prices by as much as $300 a year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $537 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can be around 42% to 135% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Honda Accord Crosstour insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,760 on average in Michigan, Louisiana, and New York.

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With such a large range in prices, the only way to know exactly what you will pay is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Honda Accord Crosstour Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates every couple of years by requesting rates from direct carriers, and also from local independent and exclusive agents.

Below is a brief review of the material that was covered above.

• Consumers who require higher levels of liability will pay about $660 each year to increase from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers pay higher prices, as much as $420 per month if full coverage is included
• Drivers with DUI or reckless driving convictions pay an average of $1,430 more each year for auto insurance
• Increasing policy deductibles could save as much as $300 each year