Honda Accord Crosstour Insurance Rates

The average insurance rates for a Honda Accord Crosstour are $1,236 a year with full coverage. Comprehensive costs an estimated $182 a year, collision costs $258, and liability is $596. Buying just liability costs around $656 a year, with insurance for high-risk drivers costing around $2,664. Teen drivers cost the most to insure at $5,040 a year or more.

Average premium for full coverage: $1,236

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas.

The diagram below illustrates how your location can change insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Honda Accord Crosstour insurance rates for other coverage scenarios.

• The lowest rate with discounts is $751
• Raising to $1,000 deductibles will save approximately $1,134 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,236
• Choosing low $100 deductibles bumps up the cost to $1,426
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,664 or more
• Policy cost that insures a teen driver can cost as much as $5,040

View Chart as Image

Insurance rates for a Honda Accord Crosstour also range considerably based on the trim level of your Accord Crosstour, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

Your home state also has a big influence on Honda Accord Crosstour insurance prices. A middle-age driver might find rates as low as $890 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,670 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce rates by up to $300 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $537 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Honda Accord Crosstour Insurance

Finding cheaper rates on car insurance consists of being a safe and courteous driver, having above-average credit, not filing small claims, and taking advantage of discounts. Shop around every other policy renewal by quoting rates from direct companies, and also from insurance agencies where you live.

Below is a brief review of the ideas that were illustrated above.

• Teenage drivers are charged the highest rates, as much as $420 each month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,430 more annually for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• You may be able to save approximately $140 per year simply by quoting early and online