Honda Accord Crosstour Insurance Rates

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UPDATED: Mar 31, 2024

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U.S. average insurance prices for a Honda Accord Crosstour are $1,236 every 12 months for full coverage. Comprehensive insurance costs on average $182, collision insurance costs $258, and liability insurance costs around $596. A policy with just liability insurance costs as low as $656 a year, and coverage for high-risk drivers costs $2,664 or more. Teen drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,236

Price estimates by individual coverage:

Comprehensive $182
Collision $258
Liability $596

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different Accord Crosstour trim levels.

Price Range from Low to High

For the average 40-year-old driver, Honda Accord Crosstour insurance prices range from the cheapest price of $656 for just liability coverage to a much higher rate of $2,664 for coverage for higher-risk drivers.

Liability Only $656
Full Coverage $1,236
High Risk $2,664

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have more infrequent accident claims than larger metro areas. The price range example below illustrates the difference location can make on car insurance rates.

Rural Areas $927
Small Cities $1,298
Large Cities $1,669

The ranges above show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Honda Accord Crosstour insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $751
  • Using higher $1,000 deductibles will save around $102 a year
  • The average price for the average middle-age driver with $500 deductibles is $1,236
  • Choosing more expensive low deductibles for physical damage coverage costs an extra $190 a year
  • Drivers with multiple violations and an at-fault accident could pay upwards of $2,664
  • The price to insure a teen driver with full coverage may cost $5,040 or more

View Chart as Image

Honda Accord Crosstour insurance cost comparison chart
Column chart showing Honda Accord Crosstour insurance prices range from $751 to $5,040 for full coverage

Insurance prices for a Honda Accord Crosstour are also quite variable based on deductibles and policy limits, your driver profile, and the trim level of your Accord Crosstour.

Choosing high deductibles could cut prices by as much as $300 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $537 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance can be anywhere from 42% to 135% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Honda Accord Crosstour insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,760 on average in Michigan, Louisiana, and New York.

Honda Accord Crosstour Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$120 -9.7%
Alaska $948 -$288 -23.3%
Arizona $1,026 -$210 -17.0%
Arkansas $1,236 -$0 0.0%
California $1,408 $172 13.9%
Colorado $1,180 -$56 -4.5%
Connecticut $1,268 $32 2.6%
Delaware $1,400 $164 13.3%
Florida $1,544 $308 24.9%
Georgia $1,140 -$96 -7.8%
Hawaii $884 -$352 -28.5%
Idaho $838 -$398 -32.2%
Illinois $920 -$316 -25.6%
Indiana $932 -$304 -24.6%
Iowa $836 -$400 -32.4%
Kansas $1,170 -$66 -5.3%
Kentucky $1,684 $448 36.2%
Louisiana $1,830 $594 48.1%
Maine $762 -$474 -38.3%
Maryland $1,018 -$218 -17.6%
Massachusetts $986 -$250 -20.2%
Michigan $2,144 $908 73.5%
Minnesota $1,034 -$202 -16.3%
Mississippi $1,478 $242 19.6%
Missouri $1,096 -$140 -11.3%
Montana $1,328 $92 7.4%
Nebraska $972 -$264 -21.4%
Nevada $1,480 $244 19.7%
New Hampshire $890 -$346 -28.0%
New Jersey $1,380 $144 11.7%
New Mexico $1,094 -$142 -11.5%
New York $1,298 $62 5.0%
North Carolina $710 -$526 -42.6%
North Dakota $1,010 -$226 -18.3%
Ohio $854 -$382 -30.9%
Oklahoma $1,266 $30 2.4%
Oregon $1,130 -$106 -8.6%
Pennsylvania $1,180 -$56 -4.5%
Rhode Island $1,648 $412 33.3%
South Carolina $1,118 -$118 -9.5%
South Dakota $1,044 -$192 -15.5%
Tennessee $1,082 -$154 -12.5%
Texas $1,488 $252 20.4%
Utah $914 -$322 -26.1%
Vermont $844 -$392 -31.7%
Virginia $740 -$496 -40.1%
Washington $952 -$284 -23.0%
West Virginia $1,132 -$104 -8.4%
Wisconsin $856 -$380 -30.7%
Wyoming $1,102 -$134 -10.8%

View Chart as Image

Honda Accord Crosstour insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Honda Accord Crosstour Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Honda Accord Crosstour EX 2WD $1,190 $99
Honda Accord Crosstour EX-L 2WD $1,214 $101
Honda Accord Crosstour EX-L 4WD $1,236 $103
Honda Accord Crosstour EX-L Navigation 2WD $1,236 $103
Honda Accord Crosstour EX-L Navigation 4WD $1,258 $105

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Honda Accord Crosstour Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Honda Accord Crosstour $202 $306 $592 $1,300
2014 Honda Accord Crosstour $186 $284 $592 $1,262
2013 Honda Accord Crosstour $182 $258 $596 $1,236
2012 Honda Accord Crosstour $170 $236 $592 $1,198

Rates are averaged for all Honda Accord Crosstour models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Honda Accord Crosstour Insurance

Getting lower rates on Honda Accord Crosstour insurance requires avoiding accidents and claims, having good credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a review of the primary concepts that were touched on in this article.

  • Drivers can save as much as $140 per year just by shopping early and online
  • High-risk drivers who have several accidents or serious violations pay an average of $1,430 more each year to insure a Honda Accord Crosstour
  • Increasing physical damage deductibles could save as much as $300 each year
  • Drivers under the age of 20 pay the highest prices, with premiums as much as $420 a month if they have full coverage

Rates by Driver Age

Honda Accord Crosstour Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $2,838
30 $1,252
40 $1,236
50 $1,134
60 $1,110

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord Crosstour Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,426
$250 $1,340
$500 $1,236
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord Crosstour Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,236
50/100 $1,377
100/300 $1,526
250/500 $1,914
100 CSL $1,437
300 CSL $1,765
500 CSL $2,003

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord Crosstour Insurance Rates for High Risk Drivers
Age Premium
16 $7,098
20 $4,526
30 $2,684
40 $2,664
50 $2,550
60 $2,522

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $68
Homeowner $22
5-yr Accident Free $75
5-yr Claim Free $77
Paid in Full/EFT $44
Advance Quote $54
Online Quote $83
Total Discounts $485
Rate after discounts $751

Discounts are estimated and may not be available from every company or in every state.

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