Honda Accord Crosstour Insurance Rates

Estimated insurance rates for a Honda Accord Crosstour are $1,236 a year for full coverage insurance. Comprehensive costs approximately $182, collision costs $258, and liability is $596. Liability-only insurance costs around $656 a year, with high-risk driver insurance costing around $2,664. Teens pay the most at $5,040 a year or more.

Average premium for full coverage: $1,236

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Accord Crosstour models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how where you live affects auto insurance prices.

These rate differences illustrate why everyone should compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $751
• Raising to $1,000 deductibles will save $102 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,236
• Selecting pricier low deductibles will increase the cost to $1,426
• At-risk drivers with serious driving violations could pay around $2,664 or more
• An auto insurance policy for full coverage for a teen driver for full coverage can cost $5,040

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Insurance prices for a Honda Accord Crosstour also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live also has a big influence on Honda Accord Crosstour insurance prices. A middle-age driver might find prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,670 on average in Florida, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $300 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $537 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 additional annually, depending on your age. Honda Accord Crosstour insurance for high-risk drivers is expensive and can cost as much as 42% to 135% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company calculates prices differently, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Honda Accord Crosstour Insurance

Finding better rates on car insurance consists of being a low-risk driver, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to comparison shop at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief review of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,430 more per year to insure their Accord Crosstour
• It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $300 each year
• Policyholders who purchase more liability coverage will pay approximately $660 annually to raise from 30/60 bodily injury limits to 250/500 limits