Honda Accord Crosstour Insurance Rates

U.S. average insurance rates for a Honda Accord Crosstour are $1,262 a year for full coverage insurance. Comprehensive costs approximately $186 a year, collision costs $284, and liability insurance costs around $592. A policy with just liability insurance costs as low as $652 a year, with coverage for high-risk drivers costing around $2,726. Teens pay the highest rates at $5,124 a year or more.

Average premium for full coverage: $1,262

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Accord Crosstour trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $763
• Using higher $1,000 deductibles will save $1,156 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,262
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,468
• Drivers with serious driving violations could pay around $2,726 or more
• The price for full coverage for a teen driver can cost $5,124 or more

View Chart as Image

Insurance prices for a Honda Accord Crosstour are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in has a huge impact on Honda Accord Crosstour insurance rates. A driver around age 40 might see prices as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $320 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $533 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be anywhere from 41% to 132% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Each insurance company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Honda Accord Crosstour Insurance

Getting lower rates on Honda Accord Crosstour insurance requires being safe and accident-free, maintaining good credit, not filing small claims, and maximizing policy discounts. Spend time shopping around every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a brief review of the material that was touched on above.

• Drivers who purchase more liability protection will pay approximately $650 annually to increase from a low limit to 250/500 limits
• Youthful drivers are expensive to insure, as much as $427 a month for full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,460 more per year than a low-risk driver
• Increasing physical damage deductibles can save around $300 each year