Honda Accord Crosstour Insurance Rates

U.S. average insurance rates for a Honda Accord Crosstour are $1,236 a year with full coverage. Comprehensive costs on average $182, collision insurance costs $258, and liability insurance costs around $596. Buying just liability costs as low as $656 a year, and insurance for high-risk drivers costs around $2,664. Teenage drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,236

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and for different Accord Crosstour trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on auto insurance rates. Rural areas have lower incidents of collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Honda Accord Crosstour insurance rates for different risk profiles and scenarios.

• The best discount rate is $751
• Using higher $1,000 deductibles will save around $102 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,236
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,426
• Drivers who are prone to accidents and violations could pay upwards of $2,664
• The price that insures a teen driver with full coverage may cost $5,040 or more

View Chart as Image

Insurance prices for a Honda Accord Crosstour are also quite variable based on the model year and trim level, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance can be anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,000 a year. View Rates by Age

The state you live in has a huge impact on Honda Accord Crosstour insurance rates. A driver around age 40 might see prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $537 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Honda Accord Crosstour Insurance

Getting lower rates on Honda Accord Crosstour insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Compare prices every couple of years by requesting rates from direct companies, and also from several local insurance agents.

The following list is a condensed summary of the material that was covered in the above illustrations.

• Drivers who require an increased level of liability coverage will pay an extra $660 every year to increase from a low limit to the 250/500 level
• Drivers age 16 to 20 pay higher prices, costing up to $420 a month if comprehensive and collision insurance is included
• High-risk drivers with multiple at-fault accidents pay on average $1,430 more each year than a safer driver
• Increasing physical damage deductibles can save approximately $300 each year