Honda Accord Crosstour Insurance Rates

Average insurance prices for a Honda Accord Crosstour are $1,236 every 12 months including full coverage. Comprehensive insurance costs approximately $182, collision insurance costs $258, and liability costs $596. A policy with just liability insurance costs as little as $656 a year, and coverage for high-risk drivers costs $2,664 or more. Teenage drivers receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,236

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Accord Crosstour trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The best discount rate is $751
• Drivers who choose higher $1,000 deductibles will pay $102 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,236
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $190 every year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,664
• The cost to insure a teen driver with full coverage can cost $5,040 a year

View Chart as Image

Insurance rates for a Honda Accord Crosstour can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Accord Crosstour.

Using high physical damage deductibles could save up to $300 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $537 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Honda Accord Crosstour insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Honda Accord Crosstour Insurance

Saving money on car insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following items are a brief review of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are the costliest to insure, as much as $420 per month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,430 more per year than a driver with a clean driving record
• Increasing deductibles could save as much as $300 each year
• You may be able to save around $140 per year just by shopping early and online