Honda Accord Crosstour Insurance Rates

The average insurance rates for a Honda Accord Crosstour are $1,236 a year for full coverage insurance. Comprehensive costs an estimated $182 a year, collision costs $258, and liability is $596. Liability-only insurance costs around $656 a year, with high-risk driver insurance costing around $2,664. Teens cost the most to insure at $5,040 a year or more.

Average premium for full coverage: $1,236

Policy rates broken down by type of insurance:

These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects insurance prices.

The examples above illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Honda Accord Crosstour insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $751
• Raising to $1,000 deductibles will save approximately $1,134 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,236
• Selecting low $100 deductibles bumps up the cost to $1,426
• Drivers with serious driving violations could pay up to $2,664 or more
• Policy cost that insures a 16-year-old driver can cost as much as $5,040

View Chart as Image

Auto insurance rates for a Honda Accord Crosstour also range considerably based on the trim level of your Accord Crosstour, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,500 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Your home state also has a big influence on Honda Accord Crosstour insurance prices. A middle-age driver might find rates as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,670 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $300 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $537 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Honda Accord Crosstour Insurance

Finding cheaper rates on insurance for a Honda Accord Crosstour consists of being a safe and courteous driver, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Compare rates at every other renewal by getting quotes from direct insurance companies, and also from local insurance agencies.

Below is a brief summary of the concepts that were touched on in the above illustrations.

• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,430 more annually for auto insurance
• Teenage drivers are the costliest to insure, possibly costing $420 each month if the policy includes full coverage
• It is possible to save approximately $140 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• It is possible to save approximately $140 per year simply by quoting early and online