Honda Accord Crosstour Insurance Rates

The average insurance rates for a Honda Accord Crosstour are $1,236 a year for full coverage insurance. Comprehensive insurance costs around $182 a year, collision insurance costs $258, and liability coverage costs $596. A liability-only policy costs as little as $656 a year, and high-risk insurance costs $2,664 or more. Teenage drivers cost the most to insure at up to $5,040 a year.

Average premium for full coverage: $1,236

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above illustrate why it is important to compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Honda Accord Crosstour insurance rates for additional coverage choices and driver risks.

• The best discount rate is $751
• Drivers who choose higher $1,000 deductibles will pay about $1,134 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,236
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $190 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,664
• Policy cost that insures a teenage driver can be $5,040 a year

View Chart as Image

Car insurance rates for a Honda Accord Crosstour also range considerably based on the trim level of your Accord Crosstour, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $5,000 a year. View Rates by Age

Your home state makes a big difference in Honda Accord Crosstour insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $300 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $537 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Honda Accord Crosstour Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having a positive credit history, being claim-free, and consideration of higher deductibles. Compare prices at every policy renewal by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a condensed summary of the data covered above.

• Consumers who may need higher liability limits will pay an extra $660 annually to go from a 30/60 limit to the 250/500 level
• It is possible to save up to $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $300 each year
• Teenagers are the costliest to insure, possibly costing $420 each month if full coverage is purchased