Honda Accord Crosstour Insurance Rates

The average insurance rates for a Honda Accord Crosstour are $1,236 a year including full coverage. Comprehensive insurance costs approximately $182, collision costs $258, and liability is $596. Buying just liability costs around $656 a year, with insurance for high-risk drivers costing $2,664 or more. Teen drivers cost the most to insure at $5,040 a year or more.

Average premium for full coverage: $1,236

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance prices. Rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how your location can change auto insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $751
• Raising to $1,000 deductibles will save $102 every year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,236
• Choosing more expensive low deductibles will cost an additional $190 every year
• At-risk drivers with multiple violations and an at-fault accident could pay around $2,664 or more
• Policy cost that insures a teen driver with full coverage can cost $5,040

View Chart as Image

Insurance rates for a Honda Accord Crosstour also range considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 135% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state also has a big influence on Honda Accord Crosstour insurance prices. A middle-age driver might find rates as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $300 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $537 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Honda Accord Crosstour Insurance

Finding cheaper rates on car insurance consists of being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around every couple of years by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.

Below you'll find a condensed summary of the material that was illustrated above.

• Policyholders who purchase more liability protection will pay about $660 per year to raise from a 30/60 limit to the 250/500 level
• Youthful drivers are expensive to insure, with premiums being up to $420 each month if full coverage is included
• Higher risk drivers with multiple at-fault accidents will likely pay on average $1,430 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $300 each year