Honda Accord Crosstour Insurance Rates

Average insurance prices for a Honda Accord Crosstour are $1,262 every 12 months for full coverage insurance. Comprehensive costs approximately $186 each year, collision costs $284, and liability is estimated at $592. A policy with just liability insurance costs approximately $652 a year, with coverage for high-risk drivers costing around $2,726. Teenage drivers receive the highest rates at $5,124 a year or more.

Average premium for full coverage: $1,262

Rate estimates by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Accord Crosstour models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of auto insurance. Rural locations tend to have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why all drivers should get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The best discount rate is $763
• Choosing higher $1,000 deductibles can save $106 each year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,262
• Using low deductibles for comp and collision coverage increases the price to $1,468
• Unlucky drivers who are prone to accidents and violations could pay around $2,726 or more
• The cost to insure a teen driver can cost $5,124 each year

View Chart as Image

Insurance rates for a Honda Accord Crosstour can also vary considerably based on policy deductibles and limits, your risk profile, and the model of your Accord Crosstour.

Using high physical damage deductibles can save as much as $320 every year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $533 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Insurance for high-risk drivers ranges as much as 41% to 132% more than a normal policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Honda Accord Crosstour insurance prices. A good driver about age 40 could pay as low as $830 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,700 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Honda Accord Crosstour Insurance

Saving money on car insurance takes avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The list below is a condensed summary of the material that was covered above.

• Policyholders who purchase higher liability limits will pay an extra $650 annually to raise limits from a minimum limit to a 250/500 level
• Teenagers are the costliest to insure, costing up to $427 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,460 more per year for car insurance
• Increasing deductibles could save as much as $300 each year