Honda Accord Crosstour Insurance Rates

Average insurance rates for a Honda Accord Crosstour are $1,236 a year for full coverage insurance. Comprehensive costs approximately $182, collision costs $258, and liability insurance costs $596. A policy with just liability insurance costs as little as $656 a year, with coverage for high-risk drivers costing around $2,664. Teenage drivers receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,236

Rate estimates by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all Accord Crosstour models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how geographic area affects auto insurance prices.

These examples illustrate why everyone should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

• The best discount rate is $751
• Drivers who choose higher $1,000 deductibles will pay $102 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,236
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,426
• High risk drivers who are prone to accidents and violations could pay around $2,664 or more
• The cost for full coverage for a teen driver for full coverage can cost $5,040 a year

View Chart as Image

Insurance rates for a Honda Accord Crosstour can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

Where you live makes a big difference in Honda Accord Crosstour insurance rates. A 40-year-old driver could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,670 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles could save up to $300 each year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $537 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,500 to $2,100 additional per year, depending on your age. Honda Accord Crosstour insurance for high-risk drivers can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from as many companies as possible. Every company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Honda Accord Crosstour Insurance

Saving money on Honda Accord Crosstour insurance not only requires having a decent driving record, but also having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates at every policy renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following items are a quick review of the data presented in the illustrations above.

• Drivers who purchase additional liability coverage will pay an extra $660 annually to go from a minimum limit to 250/500 limits
• It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
• Increasing deductibles can save around $300 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $420 per month including comprehensive and collision insurance