Honda Accord Crosstour Insurance Rates

The average insurance rates for a Honda Accord Crosstour are $1,236 a year including full coverage. Comprehensive costs an estimated $182, collision costs $258, and liability coverage is estimated at $596. Liability-only coverage costs approximately $656 a year, with high-risk coverage costing around $2,664. Teenage drivers cost the most to insure at $5,040 a year or more.

Average premium for full coverage: $1,236

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different Accord Crosstour trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Honda Accord Crosstour insurance rates for other coverage scenarios.

• The best discount rate is $751
• Choosing higher $1,000 deductibles can save approximately $102 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,236
• Using more expensive low deductibles for comp and collision coverage will increase the cost to $1,426
• Drivers who are prone to accidents and violations could pay up to $2,664 or more
• Policy cost for full coverage for a teenage driver with full coverage can cost as much as $5,040 each year

View Chart as Image

Insurance rates for a Honda Accord Crosstour also range considerably based on your risk profile, the model of your Accord Crosstour, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda Accord Crosstour insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,760 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $300 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $537 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance ranges around 42% to 135% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Honda Accord Crosstour Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The points below are a review of the car insurance concepts touched on in this article.

• Drivers who have several accidents or serious violations may pay on average $1,430 more annually to insure a Honda Accord Crosstour
• You may be able to save approximately $140 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $300 each year
• Consumers who want increased liability limits will pay an extra $660 per year to raise limits from a 30/60 limit to 250/500 limits