Honda Accord Crosstour Insurance Rates

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UPDATED: Mar 31, 2024

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Estimated insurance rates for a Honda Accord Crosstour are $1,236 a year including full coverage. Comprehensive insurance costs on average $182, collision insurance costs $258, and liability insurance costs $596. Liability-only coverage costs as little as $656 a year, and high-risk coverage costs $2,664 or more. Teen drivers pay the most at up to $5,040 a year.

Average premium for full coverage: $1,236

Premium estimates by type of coverage:

Comprehensive $182
Collision $258
Liability $596

Prices are based on $500 physical damage deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Accord Crosstour trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Honda Accord Crosstour range from the low end price of $656 for liability-only coverage to a much higher rate of $2,664 for coverage for higher-risk drivers.

Liability Only $656
Full Coverage $1,236
High Risk $2,664

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $927
Small Cities $1,298
Large Cities $1,669

These rate differences highlight why anyone shopping for car insurance should compare rates based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Honda Accord Crosstour insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $751
  • Drivers who choose higher $1,000 deductibles will pay around $102 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,236
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $190 a year
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,664
  • An auto insurance policy that insures a teen driver with full coverage may cost $5,040 a year

View Chart as Image

Honda Accord Crosstour insurance cost comparison chart
Column chart showing Honda Accord Crosstour insurance prices range from $751 to $5,040 for full coverage

Insurance prices for a Honda Accord Crosstour also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 42% to 135% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Honda Accord Crosstour insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,760 on average in Michigan, New York, and Louisiana.

Honda Accord Crosstour Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$120 -9.7%
Alaska $948 -$288 -23.3%
Arizona $1,026 -$210 -17.0%
Arkansas $1,236 -$0 0.0%
California $1,408 $172 13.9%
Colorado $1,180 -$56 -4.5%
Connecticut $1,268 $32 2.6%
Delaware $1,400 $164 13.3%
Florida $1,544 $308 24.9%
Georgia $1,140 -$96 -7.8%
Hawaii $884 -$352 -28.5%
Idaho $838 -$398 -32.2%
Illinois $920 -$316 -25.6%
Indiana $932 -$304 -24.6%
Iowa $836 -$400 -32.4%
Kansas $1,170 -$66 -5.3%
Kentucky $1,684 $448 36.2%
Louisiana $1,830 $594 48.1%
Maine $762 -$474 -38.3%
Maryland $1,018 -$218 -17.6%
Massachusetts $986 -$250 -20.2%
Michigan $2,144 $908 73.5%
Minnesota $1,034 -$202 -16.3%
Mississippi $1,478 $242 19.6%
Missouri $1,096 -$140 -11.3%
Montana $1,328 $92 7.4%
Nebraska $972 -$264 -21.4%
Nevada $1,480 $244 19.7%
New Hampshire $890 -$346 -28.0%
New Jersey $1,380 $144 11.7%
New Mexico $1,094 -$142 -11.5%
New York $1,298 $62 5.0%
North Carolina $710 -$526 -42.6%
North Dakota $1,010 -$226 -18.3%
Ohio $854 -$382 -30.9%
Oklahoma $1,266 $30 2.4%
Oregon $1,130 -$106 -8.6%
Pennsylvania $1,180 -$56 -4.5%
Rhode Island $1,648 $412 33.3%
South Carolina $1,118 -$118 -9.5%
South Dakota $1,044 -$192 -15.5%
Tennessee $1,082 -$154 -12.5%
Texas $1,488 $252 20.4%
Utah $914 -$322 -26.1%
Vermont $844 -$392 -31.7%
Virginia $740 -$496 -40.1%
Washington $952 -$284 -23.0%
West Virginia $1,132 -$104 -8.4%
Wisconsin $856 -$380 -30.7%
Wyoming $1,102 -$134 -10.8%

View Chart as Image

Honda Accord Crosstour insurance rates by U.S. city

Choosing high deductibles could save up to $300 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $537 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Honda Accord Crosstour Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Honda Accord Crosstour EX 2WD $1,190 $99
Honda Accord Crosstour EX-L 2WD $1,214 $101
Honda Accord Crosstour EX-L 4WD $1,236 $103
Honda Accord Crosstour EX-L Navigation 2WD $1,236 $103
Honda Accord Crosstour EX-L Navigation 4WD $1,258 $105

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Honda Accord Crosstour Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Honda Accord Crosstour $202 $306 $592 $1,300
2014 Honda Accord Crosstour $186 $284 $592 $1,262
2013 Honda Accord Crosstour $182 $258 $596 $1,236
2012 Honda Accord Crosstour $170 $236 $592 $1,198

Rates are averaged for all Honda Accord Crosstour models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Honda Accord Crosstour Insurance

Finding better rates on Honda Accord Crosstour insurance not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Shop around at least once a year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief review of the primary concepts that were covered in the above illustrations.

  • You may be able to save as much as $140 per year just by shopping early and online
  • High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,430 more each year for auto insurance
  • Increasing policy deductibles can save approximately $300 each year
  • Teenage drivers pay the highest prices, with the cost nearing $420 per month if full coverage is included

Rates by Driver Age

Honda Accord Crosstour Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $2,838
30 $1,252
40 $1,236
50 $1,134
60 $1,110

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord Crosstour Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,426
$250 $1,340
$500 $1,236
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord Crosstour Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,236
50/100 $1,377
100/300 $1,526
250/500 $1,914
100 CSL $1,437
300 CSL $1,765
500 CSL $2,003

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord Crosstour Insurance Rates for High Risk Drivers
Age Premium
16 $7,098
20 $4,526
30 $2,684
40 $2,664
50 $2,550
60 $2,522

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $68
Homeowner $22
5-yr Accident Free $75
5-yr Claim Free $77
Paid in Full/EFT $44
Advance Quote $54
Online Quote $83
Total Discounts $485
Rate after discounts $751

Discounts are estimated and may not be available from every company or in every state.

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