Honda Accord Crosstour Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 31, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance prices for a Honda Accord Crosstour are $1,236 every 12 months including full coverage. Comprehensive insurance costs approximately $182, collision insurance costs $258, and liability costs $596. A policy with just liability insurance costs as little as $656 a year, and coverage for high-risk drivers costs $2,664 or more. Teenage drivers receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,236

Rate estimates by individual coverage type:

Comprehensive $182
Collision $258
Liability $596

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Accord Crosstour trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range range from the cheapest price of $656 for just liability coverage to a much higher rate of $2,664 for a driver who has had serious violations or accidents.

Liability Only $656
Full Coverage $1,236
High Risk $2,664

Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $927
Small Cities $1,298
Large Cities $1,669

These examples highlight why anyone shopping for car insurance should compare rates using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Honda Accord Crosstour insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $751
  • Drivers who choose higher $1,000 deductibles will pay $102 every year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,236
  • Using more expensive low deductibles for comprehensive and collision insurance costs an extra $190 every year
  • Higher-risk drivers who are prone to accidents and violations could pay around $2,664
  • The cost to insure a teen driver with full coverage can cost $5,040 a year

View Chart as Image

Honda Accord Crosstour insurance cost comparison chart
Column chart showing Honda Accord Crosstour insurance prices range from $751 to $5,040 for full coverage

Insurance rates for a Honda Accord Crosstour can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your Accord Crosstour.

Using high physical damage deductibles could save up to $300 every year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $537 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Honda Accord Crosstour insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,760 on average in Louisiana, New York, and Michigan.

Honda Accord Crosstour Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,116 -$120 -9.7%
Alaska $948 -$288 -23.3%
Arizona $1,026 -$210 -17.0%
Arkansas $1,236 -$0 0.0%
California $1,408 $172 13.9%
Colorado $1,180 -$56 -4.5%
Connecticut $1,268 $32 2.6%
Delaware $1,400 $164 13.3%
Florida $1,544 $308 24.9%
Georgia $1,140 -$96 -7.8%
Hawaii $884 -$352 -28.5%
Idaho $838 -$398 -32.2%
Illinois $920 -$316 -25.6%
Indiana $932 -$304 -24.6%
Iowa $836 -$400 -32.4%
Kansas $1,170 -$66 -5.3%
Kentucky $1,684 $448 36.2%
Louisiana $1,830 $594 48.1%
Maine $762 -$474 -38.3%
Maryland $1,018 -$218 -17.6%
Massachusetts $986 -$250 -20.2%
Michigan $2,144 $908 73.5%
Minnesota $1,034 -$202 -16.3%
Mississippi $1,478 $242 19.6%
Missouri $1,096 -$140 -11.3%
Montana $1,328 $92 7.4%
Nebraska $972 -$264 -21.4%
Nevada $1,480 $244 19.7%
New Hampshire $890 -$346 -28.0%
New Jersey $1,380 $144 11.7%
New Mexico $1,094 -$142 -11.5%
New York $1,298 $62 5.0%
North Carolina $710 -$526 -42.6%
North Dakota $1,010 -$226 -18.3%
Ohio $854 -$382 -30.9%
Oklahoma $1,266 $30 2.4%
Oregon $1,130 -$106 -8.6%
Pennsylvania $1,180 -$56 -4.5%
Rhode Island $1,648 $412 33.3%
South Carolina $1,118 -$118 -9.5%
South Dakota $1,044 -$192 -15.5%
Tennessee $1,082 -$154 -12.5%
Texas $1,488 $252 20.4%
Utah $914 -$322 -26.1%
Vermont $844 -$392 -31.7%
Virginia $740 -$496 -40.1%
Washington $952 -$284 -23.0%
West Virginia $1,132 -$104 -8.4%
Wisconsin $856 -$380 -30.7%
Wyoming $1,102 -$134 -10.8%

View Chart as Image

Honda Accord Crosstour insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Honda Accord Crosstour Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Honda Accord Crosstour EX 2WD $1,190 $99
Honda Accord Crosstour EX-L 2WD $1,214 $101
Honda Accord Crosstour EX-L 4WD $1,236 $103
Honda Accord Crosstour EX-L Navigation 2WD $1,236 $103
Honda Accord Crosstour EX-L Navigation 4WD $1,258 $105

Rates assume 2013 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Honda Accord Crosstour Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Honda Accord Crosstour $202 $306 $592 $1,300
2014 Honda Accord Crosstour $186 $284 $592 $1,262
2013 Honda Accord Crosstour $182 $258 $596 $1,236
2012 Honda Accord Crosstour $170 $236 $592 $1,198

Rates are averaged for all Honda Accord Crosstour models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Honda Accord Crosstour Insurance

Saving money on car insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates every other policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following items are a brief review of the ideas that were presented in the illustrations above.

  • 16 to 18-year-old drivers are the costliest to insure, as much as $420 per month if full coverage is included
  • Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,430 more per year than a driver with a clean driving record
  • Increasing deductibles could save as much as $300 each year
  • You may be able to save around $140 per year just by shopping early and online

Rates by Driver Age

Honda Accord Crosstour Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $2,838
30 $1,252
40 $1,236
50 $1,134
60 $1,110

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord Crosstour Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,426
$250 $1,340
$500 $1,236
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord Crosstour Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,236
50/100 $1,377
100/300 $1,526
250/500 $1,914
100 CSL $1,437
300 CSL $1,765
500 CSL $2,003

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord Crosstour Insurance Rates for High Risk Drivers
Age Premium
16 $7,098
20 $4,526
30 $2,684
40 $2,664
50 $2,550
60 $2,522

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $68
Homeowner $22
5-yr Accident Free $75
5-yr Claim Free $77
Paid in Full/EFT $44
Advance Quote $54
Online Quote $83
Total Discounts $485
Rate after discounts $751

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles