Honda Passport Insurance Rates

The average insurance rates for a Honda Passport are $1,326 a year for full coverage insurance. Comprehensive costs an estimated $282 each year, collision insurance costs $524, and liability insurance costs $384. Liability-only insurance costs as little as $432 a year, and high-risk driver insurance costs around $2,876. Teenage drivers cost the most to insure at up to $4,920 a year.

Average premium for full coverage: $1,326

Policy rates broken down by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Passport models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why all drivers should compare rates for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Honda Passport insurance rates for other coverage scenarios.

• The best discount rate is $754
• Drivers who choose higher $1,000 deductibles will pay approximately $184 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,326
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,682
• High risk drivers who are prone to accidents and violations could pay up to $2,876
• Policy cost that insures a teen driver can cost as much as $4,920 a year

View Chart as Image

Auto insurance rates for a Honda Passport also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,900 a year. View Rates by Age

Your home state makes a big difference in Honda Passport insurance rates. A 40-year-old driver could pay as low as $860 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,790 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $540 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $345 extra every year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Honda Passport Insurance

Finding cheaper rates on Honda Passport insurance not only requires having a decent driving record, but also maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare prices at every policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The following items are a recap of the data covered above.

• Drivers who want additional liability coverage will pay an extra $420 annually to go from a 30/60 limit to the 250/500 level
• It is possible to save approximately $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $550 each year
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $410 each month if the policy includes full coverage