Honda Passport Insurance Rates

The average insurance rates for a Honda Passport are $1,288 a year for full coverage insurance. Comprehensive costs approximately $270 a year, collision insurance costs $494, and liability coverage is estimated at $388. Buying just liability costs approximately $434 a year, and insurance for high-risk drivers costs around $2,792. Teens cost the most to insure at up to $4,802 a year.

Average premium for full coverage: $1,288

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and Passport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change auto insurance prices.

The examples above illustrate why it is important to get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Honda Passport insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $737
• Choosing higher $1,000 deductibles can save $1,114 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,288
• Selecting low $100 deductibles for comp and collision coverage bumps up the cost to $1,624
• Drivers with serious driving violations could pay around $2,792
• Policy cost that insures a teenage driver can cost $4,802 each year

View Chart as Image

Insurance rates for a Honda Passport also range considerably based on the trim level of your Passport, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 130% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Honda Passport insurance rates. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,740 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $510 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 more per year. View Rates by Deductible or Liability Limit

How to Find Cheaper Honda Passport Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Compare rates every year by requesting rates from direct insurance companies, and also from your local car insurance providers.

The list below is a condensed summary of the coverage data illustrated above.

• It is possible to save around $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Teenagers are expensive to insure, possibly costing $400 each month if full coverage is included
• Drivers with multiple at-fault accidents could be charged and average of $1,500 more per year for car insurance