Honda Passport Insurance Rates

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UPDATED: Mar 30, 2024

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U.S. average insurance rates for a Honda Passport are $1,288 a year for full coverage. Comprehensive insurance costs around $270, collision insurance costs $494, and liability coverage costs $388. A policy with just liability insurance costs as little as $434 a year, and coverage for high-risk drivers costs $2,792 or more. 16-year-old drivers pay the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,288

Price estimates for individual coverage:

Comprehensive $270
Collision $494
Liability $388

Rate estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Passport trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Honda Passport insurance prices range from as low as $434 for liability-only coverage to a much higher rate of $2,792 for a driver who requires high-risk insurance.

Liability Only $434
Full Coverage $1,288
High Risk $2,792

Geographic Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than congested cities. The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $966
Small Cities $1,352
Large Cities $1,739

The ranges above show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Honda Passport insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $737
  • Drivers who choose higher $1,000 deductibles will pay about $174 a year
  • The average rate for the average middle-age driver using $500 deductibles is $1,288
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $336 each year
  • High-risk insureds with multiple tickets or accidents could pay at least $2,792
  • The price for full coverage for a teenage driver with full coverage can be $4,802 a year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing Honda Passport insurance prices range from $737 to $4,802 for full coverage

Insurance prices for a Honda Passport are also quite variable based on your driving record, the trim level of your Passport, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $4,800 a year. View Rates by Age

The state you live in makes a big difference in Honda Passport insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or at least $1,830 on average in Michigan, Louisiana, and New York.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,162 -$126 -9.8%
Alaska $984 -$304 -23.6%
Arizona $1,068 -$220 -17.1%
Arkansas $1,288 -$0 0.0%
California $1,466 $178 13.8%
Colorado $1,228 -$60 -4.7%
Connecticut $1,322 $34 2.6%
Delaware $1,454 $166 12.9%
Florida $1,606 $318 24.7%
Georgia $1,190 -$98 -7.6%
Hawaii $924 -$364 -28.3%
Idaho $870 -$418 -32.5%
Illinois $958 -$330 -25.6%
Indiana $970 -$318 -24.7%
Iowa $868 -$420 -32.6%
Kansas $1,220 -$68 -5.3%
Kentucky $1,754 $466 36.2%
Louisiana $1,904 $616 47.8%
Maine $792 -$496 -38.5%
Maryland $1,062 -$226 -17.5%
Massachusetts $1,026 -$262 -20.3%
Michigan $2,232 $944 73.3%
Minnesota $1,078 -$210 -16.3%
Mississippi $1,542 $254 19.7%
Missouri $1,142 -$146 -11.3%
Montana $1,380 $92 7.1%
Nebraska $1,012 -$276 -21.4%
Nevada $1,542 $254 19.7%
New Hampshire $928 -$360 -28.0%
New Jersey $1,438 $150 11.6%
New Mexico $1,138 -$150 -11.6%
New York $1,354 $66 5.1%
North Carolina $740 -$548 -42.5%
North Dakota $1,052 -$236 -18.3%
Ohio $886 -$402 -31.2%
Oklahoma $1,318 $30 2.3%
Oregon $1,178 -$110 -8.5%
Pennsylvania $1,226 -$62 -4.8%
Rhode Island $1,714 $426 33.1%
South Carolina $1,164 -$124 -9.6%
South Dakota $1,084 -$204 -15.8%
Tennessee $1,124 -$164 -12.7%
Texas $1,550 $262 20.3%
Utah $952 -$336 -26.1%
Vermont $878 -$410 -31.8%
Virginia $770 -$518 -40.2%
Washington $990 -$298 -23.1%
West Virginia $1,180 -$108 -8.4%
Wisconsin $888 -$400 -31.1%
Wyoming $1,144 -$144 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $510 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $349 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,500 to $2,100 extra each year, depending on your age. High-risk driver insurance can cost around 44% to 130% more than the average rate. View High Risk Driver Rates

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $332 $626 $338 $1,432
2023 Honda Passport $320 $610 $354 $1,420
2022 Honda Passport $310 $586 $364 $1,396
2021 Honda Passport $292 $564 $376 $1,368
2020 Honda Passport $282 $524 $384 $1,326
2019 Honda Passport $270 $494 $388 $1,288
2018 Honda Passport $258 $442 $390 $1,226

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Honda Passport Insurance

Getting lower rates on auto insurance not only requires being a safe and courteous driver, but also maintaining good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop at every other renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

Below is a brief recap of the concepts that were touched on in the above illustrations.

  • Drivers who tend to receive serious violations may be required to pay an average of $1,500 more every year for auto insurance
  • Teenage drivers pay higher prices, with premiums as much as $400 a month for full coverage
  • Drivers can save up to $160 per year just by shopping early and online
  • Increasing physical damage deductibles can save around $500 each year
  • Drivers can save up to $160 per year just by shopping early and online

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,802
20 $2,970
30 $1,340
40 $1,288
50 $1,176
60 $1,156

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,624
$250 $1,468
$500 $1,288
$1,000 $1,114

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,288
50/100 $1,366
100/300 $1,463
250/500 $1,715
100 CSL $1,404
300 CSL $1,618
500 CSL $1,773

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $6,862
20 $4,732
30 $2,850
40 $2,792
50 $2,660
60 $2,638

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $96
5-yr Claim Free $84
Paid in Full/EFT $59
Advance Quote $64
Online Quote $92
Total Discounts $551
Rate after discounts $737

Discounts are estimated and may not be available from every company or in every state.

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