Honda Passport Insurance Rates

Estimated insurance rates for a Honda Passport are $1,326 a year for full coverage. Comprehensive insurance costs around $282 a year, collision insurance costs $524, and liability is estimated at $384. Liability-only insurance costs approximately $432 a year, and high-risk driver insurance costs $2,876 or more. Teenage drivers pay the most at up to $4,920 a year.

Average premium for full coverage: $1,326

Premium estimates for type of coverage:

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Passport trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance rates.

These rate differences show why it is important to get quotes for a specific zip code and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Honda Passport insurance rates for additional coverage choices and driver risks.

• The best discount rate is $754
• Choosing higher $1,000 deductibles can save about $1,142 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,326
• Using low $100 deductibles for comp and collision coverage will cost an extra $356 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,876
• An auto insurance policy for full coverage for a teen driver can be $4,920 each year

View Chart as Image

Insurance prices for a Honda Passport also have a wide range based on your driving characteristics, the trim level of your Passport, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Honda Passport insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,890 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $540 every year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $345 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy ranges as much as 45% to 135% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Honda Passport Insurance

Finding better rates on car insurance takes having a good driving record, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Invest the time to compare rates at every policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The next list is a summary of the data presented in the illustrations above.

• Policyholders who may need increased levels of liability coverage will pay an extra $420 each year to raise limits from 30/60 bodily injury limits to 250/500 limits
• Drivers can save up to $160 per year just by quoting early and online
• Increasing policy deductibles can save around $550 each year
• Drivers age 20 and younger are charged the highest prices, as much as $410 per month including comprehensive and collision insurance