Honda Passport Insurance Rates

Average insurance rates for a Honda Passport are $1,288 a year for full coverage. Comprehensive costs approximately $270 a year, collision insurance costs $494, and liability costs $388. A policy with just liability insurance costs as little as $434 a year, and coverage for high-risk drivers costs around $2,792. Teenage drivers receive the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,288

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and Passport trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance prices.

These examples show why it is important to compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Honda Passport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $737
• Drivers who choose higher $1,000 deductibles will pay $1,114 a year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,288
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,624
• Drivers who are prone to accidents and violations could pay around $2,792
• The cost for full coverage for a 16-year-old driver can cost $4,802 a year

View Chart as Image

Insurance rates for a Honda Passport can also vary considerably based on your driver profile, the trim level of your Passport, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

Where you live makes a big difference in Honda Passport insurance prices. A 40-year-old driver could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,830 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $510 annually, while buying higher liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $349 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Honda Passport Insurance

Saving money on insurance for a Honda Passport not only requires avoiding accidents and claims, but also having a good credit history, eliminating unneeded coverage, and consideration of higher deductibles. Invest time comparing rates at every policy renewal by getting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a condensed summary of the data covered in the charts and tables above.

• Insureds who purchase increased liability limits will pay an extra $430 each year to go from a minimum limit to 250/500 limits
• Drivers can save around $160 per year just by quoting early and online
• Increasing deductibles can save around $500 each year
• Drivers under the age of 20 are the costliest to insure, costing as high as $400 per month including comprehensive and collision insurance