Honda Passport Insurance Rates

The average auto insurance rates for a Honda Passport are $1,288 annually including full coverage. Comprehensive insurance costs approximately $270 a year, collision costs $494, and liability costs around $388. Liability-only coverage costs as low as $434 a year, with high-risk coverage costing $2,792 or more. Teenage drivers cost the most to insure at $4,802 a year or more.

Average premium for full coverage: $1,288

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Passport trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Honda Passport insurance rates for additional coverage and risk scenarios.

• The best discount rate is $737
• Using higher $1,000 deductibles will save $1,114 every year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,288
• Using low $100 deductibles for physical damage coverage costs an additional $336 every year
• Drivers who are prone to accidents and violations could pay around $2,792 or more
• Policy cost with full coverage for a teen driver can cost $4,802 or more

View Chart as Image

Insurance rates for a Honda Passport also range considerably based on the model year and trim level, your driving characteristics, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying anywhere from $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $510 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Honda Passport insurance prices. A driver around age 40 might see rates as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,830 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

How to Buy Low Cost Honda Passport Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a review of the information illustrated above.

• You may be able to save around $160 per year simply by quoting early and online
• Teen drivers are the costliest to insure, with premiums being up to $400 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $500 each year
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,500 more per year to insure their Passport
• Policyholders who purchase more liability coverage will pay an extra $430 per year to increase from a 30/60 limit to higher 250/500 limits