Honda Passport Insurance Rates

U.S. average insurance rates for a Honda Passport are $1,288 a year with full coverage. Comprehensive insurance costs on average $270 each year, collision insurance costs $494, and liability is $388. Buying just liability costs around $434 a year, and insurance for high-risk drivers costs $2,792 or more. Teenage drivers pay the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,288

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Passport models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas have a lower frequency of collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why all drivers should compare rates quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Honda Passport insurance rates for different risk profiles and scenarios.

• The best discount rate is $737
• Raising to $1,000 deductibles will save around $174 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,288
• Using low deductibles will cost an extra $336 every year
• At-risk drivers who are prone to accidents and violations could pay upwards of $2,792
• The price for full coverage for a teen driver may cost $4,802

View Chart as Image

Insurance prices for a Honda Passport are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age

The state you live in also has a big influence on Honda Passport insurance prices. A middle-age driver might find prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,740 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $510 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $349 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Honda Passport Insurance

Getting lower rates on car insurance consists of being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates at every other renewal by quoting rates from direct companies like Progressive and GEICO, and also from local insurance agents.

Below you'll find a condensed summary of the concepts that were covered above.

• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,500 more each year than a low-risk driver
• Youthful drivers pay higher prices, costing up to $400 a month including comprehensive and collision insurance
• You may be able to save as much as $160 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $500 each year
• You may be able to save as much as $160 per year just by quoting online in advance