Honda Passport Insurance Rates

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UPDATED: Mar 30, 2024

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Estimated auto insurance rates for a Honda Passport are $1,288 annually with full coverage. Comprehensive insurance costs around $270, collision costs $494, and liability is estimated at $388. A liability-only policy costs approximately $434 a year, with high-risk insurance costing $2,792 or more. Teenage drivers pay the most at $4,802 a year or more.

Average premium for full coverage: $1,288

Premium estimates for type of coverage:

Comprehensive $270
Collision $494
Liability $388

These estimates include $500 deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for different Passport trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Honda Passport go from as cheap as $434 for your basic liability-only policy to a much higher rate of $2,792 for high-risk insurance.

Liability Only $434
Full Coverage $1,288
High Risk $2,792

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $966
Small Cities $1,352
Large Cities $1,739

These rate differences demonstrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Honda Passport insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $737
  • Choosing higher $1,000 deductibles can save about $174 annually
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,288
  • Using more expensive low deductibles for comp and collision coverage costs an additional $336 annually
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,792 or more
  • An auto insurance policy with full coverage for a 16-year-old driver with full coverage can be $4,802 each year

View Chart as Image

Honda Passport insurance cost comparison chart
Column chart showing full coverage Honda Passport insurance prices range from $737 to $4,802

Auto insurance prices for a Honda Passport also have a wide range based on the model of your Passport, your driving record, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,800 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at least $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance ranges from 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $510 annually, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $349 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Honda Passport insurance prices. A good driver about age 40 could pay as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,740 on average in Florida, Michigan, and New York.

Honda Passport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,162 -$126 -9.8%
Alaska $984 -$304 -23.6%
Arizona $1,068 -$220 -17.1%
Arkansas $1,288 -$0 0.0%
California $1,466 $178 13.8%
Colorado $1,228 -$60 -4.7%
Connecticut $1,322 $34 2.6%
Delaware $1,454 $166 12.9%
Florida $1,606 $318 24.7%
Georgia $1,190 -$98 -7.6%
Hawaii $924 -$364 -28.3%
Idaho $870 -$418 -32.5%
Illinois $958 -$330 -25.6%
Indiana $970 -$318 -24.7%
Iowa $868 -$420 -32.6%
Kansas $1,220 -$68 -5.3%
Kentucky $1,754 $466 36.2%
Louisiana $1,904 $616 47.8%
Maine $792 -$496 -38.5%
Maryland $1,062 -$226 -17.5%
Massachusetts $1,026 -$262 -20.3%
Michigan $2,232 $944 73.3%
Minnesota $1,078 -$210 -16.3%
Mississippi $1,542 $254 19.7%
Missouri $1,142 -$146 -11.3%
Montana $1,380 $92 7.1%
Nebraska $1,012 -$276 -21.4%
Nevada $1,542 $254 19.7%
New Hampshire $928 -$360 -28.0%
New Jersey $1,438 $150 11.6%
New Mexico $1,138 -$150 -11.6%
New York $1,354 $66 5.1%
North Carolina $740 -$548 -42.5%
North Dakota $1,052 -$236 -18.3%
Ohio $886 -$402 -31.2%
Oklahoma $1,318 $30 2.3%
Oregon $1,178 -$110 -8.5%
Pennsylvania $1,226 -$62 -4.8%
Rhode Island $1,714 $426 33.1%
South Carolina $1,164 -$124 -9.6%
South Dakota $1,084 -$204 -15.8%
Tennessee $1,124 -$164 -12.7%
Texas $1,550 $262 20.3%
Utah $952 -$336 -26.1%
Vermont $878 -$410 -31.8%
Virginia $770 -$518 -40.2%
Washington $990 -$298 -23.1%
West Virginia $1,180 -$108 -8.4%
Wisconsin $888 -$400 -31.1%
Wyoming $1,144 -$144 -11.2%

View Chart as Image

Honda Passport insurance rates by U.S. city

With such a large range in prices, the best way to find out your exact price is to compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.

Honda Passport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Honda Passport $332 $626 $338 $1,432
2023 Honda Passport $320 $610 $354 $1,420
2022 Honda Passport $310 $586 $364 $1,396
2021 Honda Passport $292 $564 $376 $1,368
2020 Honda Passport $282 $524 $384 $1,326
2019 Honda Passport $270 $494 $388 $1,288
2018 Honda Passport $258 $442 $390 $1,226

Rates are averaged for all Honda Passport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Honda Passport Insurance

Finding better rates on insurance for a Honda Passport takes not taking risks behind the wheel, having above-average credit, being claim-free, and maximizing policy discounts. Set aside time to compare rates every couple of years by obtaining price quotes from direct companies, and also from local exclusive and independent agents.

The following is a brief summary of the material that was covered above.

  • Insureds who may need higher liability limits will pay an extra $430 every year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
  • Teens are expensive to insure, possibly costing $400 per month if full coverage is included
  • Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,500 more every year for Passport insurance
  • Increasing policy deductibles could save up to $500 each year

Rates by Driver Age

Honda Passport Insurance Rates by Driver Age
Driver Age Premium
16 $4,802
20 $2,970
30 $1,340
40 $1,288
50 $1,176
60 $1,156

Full coverage, $500 deductibles

Rates by Deductible

Honda Passport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,624
$250 $1,468
$500 $1,288
$1,000 $1,114

Full coverage, driver age 40

Rates by Liability Limit

Honda Passport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,288
50/100 $1,366
100/300 $1,463
250/500 $1,715
100 CSL $1,404
300 CSL $1,618
500 CSL $1,773

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Passport Insurance Rates for High Risk Drivers
Age Premium
16 $6,862
20 $4,732
30 $2,850
40 $2,792
50 $2,660
60 $2,638

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $96
5-yr Claim Free $84
Paid in Full/EFT $59
Advance Quote $64
Online Quote $92
Total Discounts $551
Rate after discounts $737

Discounts are estimated and may not be available from every company or in every state.

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