Honda Passport Insurance Rates

Estimated insurance rates for a Honda Passport are $1,288 a year with full coverage. Comprehensive insurance costs around $270, collision insurance costs $494, and liability coverage is $388. Liability-only coverage costs around $434 a year, and high-risk coverage costs $2,792 or more. Teen drivers pay the most at up to $4,802 a year.

Average premium for full coverage: $1,288

Premium estimates for type of coverage:

Rates are based on $500 physical damage insurance deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and for different Passport trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are statistically proven to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how your location can change auto insurance rates.

These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Honda Passport insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $737
• Raising to $1,000 deductibles will save about $174 annually
• The average rate for a 40-year-old good driver using $500 deductibles is $1,288
• Choosing more expensive low deductibles will cost an extra $336 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,792
• An auto insurance policy for full coverage for a teenage driver with full coverage can be $4,802

View Chart as Image

Insurance prices for a Honda Passport also have a wide range based on your driving characteristics, the trim level and model year, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,800 a year. View Rates by Age

Where you choose to live also has a big influence on Honda Passport insurance rates. A middle-age driver might find prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,740 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $510 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will cost up to $349 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at least $1,500 to $2,100 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 130% more than average. View High Risk Driver Rates

How to Find the Best Cheap Honda Passport Insurance

Finding better rates on auto insurance consists of being a low-risk driver, maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around every couple of years by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a quick review of the material that was illustrated above.

• Consumers who may need more liability coverage will pay about $430 every year to raise from 30/60 bodily injury limits to 250/500 limits
• Teen drivers pay higher prices, possibly costing $400 per month for full coverage
• Drivers with a DUI or reckless driving violation pay an average of $1,500 more every year to insure their Passport
• Increasing policy deductibles can save around $500 each year