Honda Passport Insurance Rates

U.S. average auto insurance rates for a Honda Passport are $1,288 annually with full coverage. Comprehensive insurance costs around $270 a year, collision insurance costs $494, and liability coverage costs around $388. Liability-only insurance costs as low as $434 a year, and high-risk driver insurance costs $2,792 or more. Teenage drivers pay the highest rates at up to $4,802 a year.

Average premium for full coverage: $1,288

Price estimates for individual coverage:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Passport trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Areas with sparse population have fewer collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above demonstrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Honda Passport insurance rates for additional coverage choices and driver risks.

• The best discount rate is $737
• Using higher $1,000 deductibles will save about $1,114 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,288
• Using low $100 deductibles for physical damage coverage costs an additional $336 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,792
• The price with full coverage for a teenage driver can be $4,802 or more

View Chart as Image

Car insurance prices for a Honda Passport are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged as much as $4,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be around 44% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $510 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $349 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Honda Passport insurance rates. A driver around age 40 might see prices as low as $930 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,740 on average in Florida, Michigan, and New York.

View Chart as Image

How to Buy More Affordable Honda Passport Insurance

Getting lower rates on auto insurance requires being a good driver, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates at every policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a summary of the data covered above.

• Consumers who may need an increased level of liability coverage will pay an extra $430 every year to increase from a low limit to higher 250/500 limits
• You may be able to save up to $160 per year just by quoting early and online
• Increasing physical damage deductibles could save up to $500 each year
• Drivers age 16 to 20 are the costliest to insure, costing up to $400 a month if comprehensive and collision insurance is included