Hyundai Azera Insurance Rates

The average auto insurance rates for a Hyundai Azera are $1,030 annually including full coverage. Comprehensive insurance costs on average $160 a year, collision insurance costs $238, and liability coverage is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs $2,222 or more. Teenage drivers cost the most to insure at up to $4,156 a year.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

Rates are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Hyundai Azera insurance rates for different risk profiles and scenarios.

• The best discount rate is $621
• Choosing higher $1,000 deductibles can save around $940 every year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,030
• Using low $100 deductibles for comp and collision coverage costs an additional $172 each year
• Drivers who are prone to accidents and violations could pay upwards of $2,222
• Policy cost with full coverage for a teenage driver may cost $4,156 each year

View Chart as Image

Car insurance rates for a Hyundai Azera also range considerably based on the model year and trim level, your driving characteristics, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $270 a year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,470 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Hyundai Azera Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Make time to compare rates at least every other year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick review of the car insurance concepts touched on in this article.

• Drivers with a DUI or reckless driving violation pay on average $1,190 more each year than a driver with a clean driving record
• You may be able to save as much as $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Consumers who require additional liability coverage will pay an extra $520 per year to raise limits from a 30/60 limit to higher 250/500 limits