Hyundai Azera Insurance Rates

U.S. average insurance rates for a Hyundai Azera are $1,030 a year including full coverage. Comprehensive costs around $160 a year, collision costs $238, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,222. Teen drivers pay the highest rates at $4,156 a year or more.

Average premium for full coverage: $1,030

Price estimates for individual coverage:

Prices are based on $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Azera trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above highlight why it is important to compare prices for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Hyundai Azera insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $621
• Using higher $1,000 deductibles will save about $940 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,030
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,202
• Drivers with multiple violations and an at-fault accident could pay at least $2,222 or more
• The price that insures a teen driver can be $4,156 or more

View Chart as Image

Auto insurance prices for a Hyundai Azera are also quite variable based on the trim level of your Azera, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 130% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

The state you live in has a huge impact on Hyundai Azera insurance prices. A driver around age 40 might see prices as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,470 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut prices by as much as $270 every year, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to get quotes and see which company has the best price. Each insurance company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Azera Insurance

Getting lower rates on car insurance requires being a low-risk driver, maintaining a good credit score, being claim-free, and maximizing policy discounts. Shop around every other policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

The items below are a brief review of the ideas that were raised in the charts and tables above.

• Teen drivers are expensive to insure, possibly costing $346 a month if the policy includes full coverage
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,190 more every year to insure their Azera
• Increasing physical damage deductibles can save approximately $250 each year
• You may be able to save up to $120 per year simply by quoting early and online