Hyundai Azera Insurance Rates

Estimated auto insurance rates for a Hyundai Azera are $1,030 annually including full coverage. Comprehensive costs on average $160 each year, collision costs $238, and liability insurance is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing around $2,222. Teenage drivers pay the most at $4,156 a year or more.

Average premium for full coverage: $1,030

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Azera models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The graphic below illustrates how location impacts car insurance rates.

These rate differences highlight why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Hyundai Azera insurance rates for different risk profiles and scenarios.

• The best discount rate is $621
• Choosing higher $1,000 deductibles can save around $90 every year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,030
• Using low deductibles for comp and collision coverage will cost $1,202
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,222 or more
• An auto insurance policy with full coverage for a teen driver may cost $4,156 each year

View Chart as Image

Insurance prices for a Hyundai Azera also have a wide range based on the model of your Azera, your driving characteristics, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,200 to $1,800 additional annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $270 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Hyundai Azera insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,470 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Hyundai Azera Insurance

Finding better rates on Hyundai Azera insurance takes avoiding accidents and claims, having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Spend time shopping around at least once a year by quoting rates from direct car insurance companies, and also from several local insurance agents.

The points below are a brief review of the primary concepts that were touched on above.

• You may be able to save as much as $120 per year simply by quoting online in advance
• High-risk drivers with DUI or reckless driving convictions pay on average $1,190 more each year to insure a Hyundai Azera
• Increasing policy deductibles could save up to $250 each year
• Drivers under the age of 20 pay higher prices, with the cost nearing $346 per month if they have full coverage