Hyundai Azera Insurance Rates

The average insurance rates for a Hyundai Azera are $1,030 a year including full coverage. Comprehensive costs approximately $160 a year, collision costs $238, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,222. Teens cost the most to insure at $4,156 a year or more.

Average premium for full coverage: $1,030

Policy rates by type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Azera trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above highlight why it is important to compare rates using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Hyundai Azera insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $621
• Drivers who choose higher $1,000 deductibles will pay $940 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,030
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,202
• High-risk insureds with serious driving violations could pay around $2,222 or more
• Policy cost for full coverage for a teenage driver can cost $4,156 a year

View Chart as Image

Insurance rates for a Hyundai Azera also range considerably based on your risk profile, the model of your Azera, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in Hyundai Azera insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,470 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $270 a year, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see how they stack up. Every company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Hyundai Azera Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also maintaining good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop at least every other year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a recap of the car insurance concepts touched on in the above illustrations.

• Drivers that have major violations or accidents could be forced to pay on average $1,190 more per year than a driver with a clean driving record
• You may be able to save around $120 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $250 each year
• Consumers who purchase additional liability coverage will pay approximately $520 per year to go from a 30/60 limit to 250/500 limits