Hyundai Azera Insurance Rates

The average insurance prices for a Hyundai Azera are $1,030 every 12 months including full coverage. Comprehensive insurance costs an estimated $160, collision costs $238, and liability insurance costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $2,222 or more. Teenage drivers cost the most to insure at $4,156 a year or more.

Average premium for full coverage: $1,030

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 U.S. states and for all Azera models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

The examples above highlight why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Hyundai Azera insurance rates for other coverage scenarios.

• The best discount rate is $621
• Using higher $1,000 deductibles will save approximately $90 every year
• The average price for a good driver age 40 who has $500 deductibles is $1,030
• Using pricier low deductibles for physical damage coverage costs an extra $172 a year
• Drivers who are prone to accidents and violations could pay up to $2,222 or more
• Policy cost to insure a teen driver for full coverage can cost as much as $4,156 or more

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Insurance rates for a Hyundai Azera also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut rates by as much as $270 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,200 to $1,800 extra every year, depending on your age. Hyundai Azera insurance for high-risk drivers can be anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Hyundai Azera insurance rates. A driver around age 40 might see rates as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,470 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Hyundai Azera Insurance

Finding cheaper rates on Hyundai Azera insurance requires avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates every year by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a brief summary of the coverage data covered above.

• You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Drivers under the age of 20 are charged the highest rates, with premiums being up to $346 each month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,190 more annually to insure a Hyundai Azera