Hyundai Azera Insurance Rates

The average auto insurance rates for a Hyundai Azera are $1,030 annually including full coverage. Comprehensive costs an estimated $160 each year, collision costs $238, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing around $2,222. Teens cost the most to insure at $4,156 a year or more.

Average premium for full coverage: $1,030

Policy rates broken down by type of insurance:

Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Azera models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Hyundai Azera insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $621
• Choosing higher $1,000 deductibles can save approximately $90 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,030
• Selecting low deductibles for comp and collision coverage will cost $1,202
• Unlucky drivers with serious driving violations could pay up to $2,222 or more
• Policy cost with full coverage for a teen driver can cost as much as $4,156 each year

View Chart as Image

Insurance rates for a Hyundai Azera also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,200 to $1,800 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $270 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Hyundai Azera insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,470 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer calculates rates differently, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Hyundai Azera Insurance

Finding cheaper rates on car insurance takes having a good driving record, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to compare rates once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a summary of the data that was presented in the illustrations above.

• You may be able to save approximately $120 per year simply by quoting online in advance
• Policyholders who want increased levels of liability coverage will pay approximately $520 per year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger are expensive to insure, with premiums being up to $346 each month if they have full coverage
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,190 more annually to buy Hyundai Azera insurance