Hyundai Azera Insurance Rates

Average insurance rates for a Hyundai Azera are $1,030 a year for full coverage. Comprehensive insurance costs approximately $160 a year, collision costs $238, and liability insurance is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing $2,222 or more. Teenage drivers receive the highest rates at $4,156 a year or more.

Average premium for full coverage: $1,030

Rate estimates by individual coverage type:

Includes $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and Azera trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how location impacts auto insurance prices.

These examples show why it is important to compare rates quotes using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Hyundai Azera insurance rates for additional coverage and risk scenarios.

• The best discount rate is $621
• Raising to $1,000 deductibles will save $940 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,030
• Using low $100 deductibles will cost an additional $172 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,222 or more
• The cost that insures a teen driver can cost $4,156

View Chart as Image

Insurance rates for a Hyundai Azera can also vary considerably based on the trim level of your Azera, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,200 to $1,800 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live also has a big influence on Hyundai Azera insurance rates. A middle-age driver might find rates as low as $680 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,470 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $270 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate rates, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Hyundai Azera Insurance

Saving money on Hyundai Azera insurance consists of being a good driver, having a good credit score, eliminating unneeded coverage, and qualifying for all possible discounts. Compare prices once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a recap of the data that was touched on above.

• Drivers can save around $120 per year simply by quoting early and online
• Drivers who purchase an increased level of liability coverage will pay an extra $520 each year to raise from a minimum limit to the 250/500 level
• Drivers age 16 to 20 are the costliest to insure, costing as high as $346 per month if comprehensive and collision insurance is included
• High-risk drivers that have major violations or accidents could be forced to pay on average $1,190 more per year than a safer driver