Hyundai Azera Insurance Rates

U.S. average insurance rates for a Hyundai Azera are $1,030 a year including full coverage. Comprehensive insurance costs approximately $160 each year, collision insurance costs $238, and liability insurance costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,222 or more. Teenage drivers pay the highest rates at up to $4,156 a year.

Average premium for full coverage: $1,030

Price estimates by individual coverage:

Rates are based on $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Azera models.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why all drivers should compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Hyundai Azera insurance rates for additional coverage and risk scenarios.

• The best discount rate is $621
• Drivers who choose higher $1,000 deductibles will pay $90 every year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,030
• Using low deductibles for comprehensive and collision insurance will cost an additional $172 a year
• High risk drivers who are prone to accidents and violations could pay around $2,222
• The price that insures a teen driver can cost $4,156 a year

View Chart as Image

Insurance prices for a Hyundai Azera are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,200 to $1,800 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 130% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in makes a big difference in Hyundai Azera insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,470 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $270 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Hyundai Azera Insurance

Getting lower rates on Hyundai Azera insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and possibly raising deductibles. Compare prices once a year by getting quotes from direct car insurance companies, and also from local auto insurance providers.

The items below are a quick review of the data that was covered above.

• You may be able to save around $120 per year just by quoting online in advance
• Drivers who purchase more liability coverage will pay an extra $520 per year to go from a low limit to the 250/500 level
• Teen drivers are expensive to insure, possibly costing $346 a month if full coverage is included
• High-risk drivers with a DUI or reckless driving violation will likely pay on average $1,190 more per year to insure their Azera