Hyundai Azera Insurance Rates

Average auto insurance rates for a Hyundai Azera are $1,030 annually for full coverage insurance. Comprehensive insurance costs approximately $160, collision insurance costs $238, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,222 or more. Teens receive the highest rates at up to $4,156 a year.

Average premium for full coverage: $1,030

Rate estimates by individual coverage type:

Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different Azera trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. Rural locations tend to have fewer physical damage claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Hyundai Azera insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $621
• Drivers who choose higher $1,000 deductibles will pay $90 each year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,030
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $172 each year
• High-risk insureds with serious driving violations could pay around $2,222
• The cost with full coverage for a teenage driver with full coverage can cost $4,156 a year

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Insurance rates for a Hyundai Azera can also vary considerably based on the trim level of your Azera, your risk profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,800 additional per year, depending on your age. High-risk driver insurance can cost around 43% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $270 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Hyundai Azera insurance rates. A 40-year-old driver could pay as low as $670 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,390 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Hyundai Azera Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a review of the information covered in the above illustrations.

• It is possible to save around $120 per year just by shopping early and online
• Teen drivers are the costliest to insure, costing up to $346 per month if they have full coverage
• Increasing deductibles could save up to $250 each year
• Drivers who have several accidents or serious violations could be forced to pay on average $1,190 more per year to insure their Azera
• Consumers who purchase more liability coverage will pay approximately $520 annually to go from a minimum limit to higher 250/500 limits