Hyundai Ioniq 6 Insurance Rates

U.S. average insurance rates for a Hyundai Ioniq 6 are $1,524 a year with full coverage. Comprehensive costs on average $418, collision insurance costs $750, and liability coverage costs $246. Liability-only coverage costs as little as $298 a year, and high-risk coverage costs around $3,280. Teens pay the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and for all Ioniq 6 models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why everyone should compare rates based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Hyundai Ioniq 6 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $844
• Drivers who choose higher $1,000 deductibles will pay around $266 annually
• The average rate for the average middle-age driver with $500 deductibles is $1,524
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $2,038
• High-risk insureds with serious driving violations could pay upwards of $3,280
• The price for full coverage for a teenage driver for full coverage may cost $5,214 a year

View Chart as Image

Auto insurance prices for a Hyundai Ioniq 6 are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $5,200 a year. View Rates by Age

The state you live in makes a big difference in Hyundai Ioniq 6 insurance rates. A 40-year-old driver could pay as low as $1,100 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,060 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $780 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $222 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 in extra premium each year, depending on your age. Hyundai Ioniq 6 insurance for high-risk drivers can cost around 46% to 133% more than the average policy. View High Risk Driver Rates

How to Find Cheaper Hyundai Ioniq 6 Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least once a year by obtaining price quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The following list is a condensed summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $190 per year just by quoting online well ahead of the renewal date
• Drivers with multiple at-fault accidents may be required to pay an average of $1,760 more each year than a safer driver
• Increasing physical damage deductibles can save around $775 each year
• Drivers age 16 to 20 are charged the highest prices, costing up to $435 a month if they have full coverage