Hyundai Ioniq 6 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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Estimated insurance rates for a Hyundai Ioniq 6 are $1,524 a year for full coverage. Comprehensive costs approximately $418, collision costs $750, and liability coverage is $246. Liability-only insurance costs around $298 a year, with high-risk driver insurance costing around $3,280. Teen drivers pay the most at $5,214 a year or more.
Average premium for full coverage: $1,524
Premium estimates by type of coverage:
Rates are based on $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Ioniq 6 trim levels.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Hyundai Ioniq 6 go from as low as $298 for the bare minimum liability coverage to a much higher rate of $3,280 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than larger metro areas.
The price range example below illustrates how rural and urban location affects auto insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Hyundai Ioniq 6 insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $844
- Raising to $1,000 deductibles will save $266 a year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,524
- Choosing more expensive low deductibles will increase the cost to $2,038
- Unlucky drivers with multiple violations and an at-fault accident could pay around $3,280 or more
- An auto insurance policy for full coverage for a teenage driver with full coverage can cost $5,214
Insurance prices for a Hyundai Ioniq 6 also have a wide range based on your driving characteristics, the trim level of your Ioniq 6, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age
Where you choose to live also has a big influence on Hyundai Ioniq 6 insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like Iowa, Maine, and Idaho, or as much as $2,170 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,378 | -$146 | -9.6% |
| Alaska | $1,166 | -$358 | -23.5% |
| Arizona | $1,264 | -$260 | -17.1% |
| Arkansas | $1,524 | -$0 | 0.0% |
| California | $1,734 | $210 | 13.8% |
| Colorado | $1,452 | -$72 | -4.7% |
| Connecticut | $1,562 | $38 | 2.5% |
| Delaware | $1,722 | $198 | 13.0% |
| Florida | $1,904 | $380 | 24.9% |
| Georgia | $1,406 | -$118 | -7.7% |
| Hawaii | $1,094 | -$430 | -28.2% |
| Idaho | $1,030 | -$494 | -32.4% |
| Illinois | $1,136 | -$388 | -25.5% |
| Indiana | $1,148 | -$376 | -24.7% |
| Iowa | $1,028 | -$496 | -32.5% |
| Kansas | $1,446 | -$78 | -5.1% |
| Kentucky | $2,076 | $552 | 36.2% |
| Louisiana | $2,254 | $730 | 47.9% |
| Maine | $938 | -$586 | -38.5% |
| Maryland | $1,254 | -$270 | -17.7% |
| Massachusetts | $1,216 | -$308 | -20.2% |
| Michigan | $2,644 | $1,120 | 73.5% |
| Minnesota | $1,276 | -$248 | -16.3% |
| Mississippi | $1,824 | $300 | 19.7% |
| Missouri | $1,350 | -$174 | -11.4% |
| Montana | $1,636 | $112 | 7.3% |
| Nebraska | $1,198 | -$326 | -21.4% |
| Nevada | $1,826 | $302 | 19.8% |
| New Hampshire | $1,098 | -$426 | -28.0% |
| New Jersey | $1,700 | $176 | 11.5% |
| New Mexico | $1,348 | -$176 | -11.5% |
| New York | $1,604 | $80 | 5.2% |
| North Carolina | $876 | -$648 | -42.5% |
| North Dakota | $1,248 | -$276 | -18.1% |
| Ohio | $1,052 | -$472 | -31.0% |
| Oklahoma | $1,562 | $38 | 2.5% |
| Oregon | $1,398 | -$126 | -8.3% |
| Pennsylvania | $1,450 | -$74 | -4.9% |
| Rhode Island | $2,030 | $506 | 33.2% |
| South Carolina | $1,380 | -$144 | -9.4% |
| South Dakota | $1,284 | -$240 | -15.7% |
| Tennessee | $1,334 | -$190 | -12.5% |
| Texas | $1,834 | $310 | 20.3% |
| Utah | $1,126 | -$398 | -26.1% |
| Vermont | $1,040 | -$484 | -31.8% |
| Virginia | $914 | -$610 | -40.0% |
| Washington | $1,174 | -$350 | -23.0% |
| West Virginia | $1,398 | -$126 | -8.3% |
| Wisconsin | $1,052 | -$472 | -31.0% |
| Wyoming | $1,354 | -$170 | -11.2% |
Choosing high deductibles can reduce prices by up to $780 a year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $222 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,800 to $2,400 additional annually, depending on your age. High-risk driver insurance is expensive and can cost around 46% to 133% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices and see how they stack up. Every auto insurance company uses a different rate calculation, and prices will be substantially different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Ioniq 6 | $382 | $714 | $264 | $1,470 |
Rates are averaged for all Hyundai Ioniq 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Hyundai Ioniq 6 Insurance
Finding better rates on auto insurance consists of having a good driving record, having a good credit history, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The next list is a quick review of the data raised in the charts and tables above.
- Consumers who purchase increased levels of liability coverage will pay about $270 each year to raise from 30/60 bodily injury limits to 250/500 limits
- Drivers can save around $190 per year simply by shopping early and online
- Increasing policy deductibles can save around $775 each year
- Drivers age 20 and younger are the costliest to insure, as much as $435 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,214 |
| 20 | $3,478 |
| 30 | $1,620 |
| 40 | $1,524 |
| 50 | $1,384 |
| 60 | $1,358 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,038 |
| $250 | $1,800 |
| $500 | $1,524 |
| $1,000 | $1,258 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,524 |
| 50/100 | $1,573 |
| 100/300 | $1,635 |
| 250/500 | $1,795 |
| 100 CSL | $1,598 |
| 300 CSL | $1,733 |
| 500 CSL | $1,832 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,536 |
| 20 | $5,528 |
| 30 | $3,388 |
| 40 | $3,280 |
| 50 | $3,120 |
| 60 | $3,092 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $76 |
| Homeowner | $19 |
| 5-yr Accident Free | $125 |
| 5-yr Claim Free | $101 |
| Paid in Full/EFT | $80 |
| Advance Quote | $81 |
| Online Quote | $113 |
| Total Discounts | $680 |
Discounts are estimated and may not be available from every company or in every state.
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