Hyundai Ioniq 6 Insurance Rates

Average auto insurance rates for a Hyundai Ioniq 6 are $1,524 annually for full coverage insurance. Comprehensive costs around $418 a year, collision insurance costs $750, and liability coverage costs $246. A liability-only policy costs as little as $298 a year, and high-risk insurance costs around $3,280. Teenage drivers receive the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Rate estimates for individual coverage type:

Prices are based on $500 deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Ioniq 6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples illustrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Hyundai Ioniq 6 insurance rates for additional coverage choices and driver risks.

• The best discount rate is $844
• Drivers who choose higher $1,000 deductibles will pay about $1,258 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,524
• Using low $100 deductibles for comprehensive and collision insurance will cost $2,038
• High-risk insureds who are prone to accidents and violations could pay at least $3,280
• The cost with full coverage for a teenage driver can be $5,214 a year

View Chart as Image

Insurance rates for a Hyundai Ioniq 6 can also vary considerably based on the trim level of your Ioniq 6, your risk profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay as much as $5,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can cost around 46% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $780 a year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $222 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Hyundai Ioniq 6 insurance rates. A 40-year-old driver could pay as low as $990 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,060 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy Affordable Hyundai Ioniq 6 Insurance

Saving money on auto insurance not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to shop around at least once a year by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a brief review of the primary concepts that were raised in the charts and tables above.

• It is possible to save up to $190 per year just by quoting early and online
• Drivers with DUI or reckless driving convictions pay on average $1,760 more every year for Ioniq 6 insurance
• Increasing deductibles could save up to $775 each year
• Teens pay higher rates, costing up to $435 per month including comprehensive and collision insurance