Hyundai Ioniq 6 Insurance Rates

U.S. average insurance rates for a Hyundai Ioniq 6 are $1,524 a year for full coverage. Comprehensive costs on average $418 a year, collision insurance costs $750, and liability coverage is $246. Buying just liability costs around $298 a year, and insurance for high-risk drivers costs around $3,280. Teens pay the highest rates at up to $5,214 a year.

Average premium for full coverage: $1,524

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and Ioniq 6 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on car insurance rates.

The ranges above show why it is important to compare rates quotes based on a specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Hyundai Ioniq 6 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $844
• Raising to $1,000 deductibles will save around $1,258 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,524
• Selecting low $100 deductibles will increase the cost to $2,038
• Unlucky drivers with serious driving violations could pay upwards of $3,280
• The price for full coverage for a teenage driver may cost $5,214

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Insurance prices for a Hyundai Ioniq 6 are also quite variable based on your driving record, the trim level of your Ioniq 6, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,400 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age

The state you live in also has a big influence on Hyundai Ioniq 6 insurance rates. A middle-age driver might find prices as low as $1,000 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,170 on average in Michigan, Louisiana, and New York.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $780 a year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $222 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,800 to $2,400 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 46% to 133% more than the average policy. View High Risk Driver Rates

How to Find Affordable Hyundai Ioniq 6 Insurance

Getting lower rates on auto insurance consists of avoiding accidents and violations, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates every couple of years by getting rate quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The list below is a brief review of the material that was touched on in this article.

• Consumers who require higher liability limits will pay approximately $270 each year to raise from a low limit to 250/500 limits
• Teenagers pay higher prices, with premiums as much as $435 a month including comprehensive and collision insurance
• Drivers with DUI or reckless driving convictions will pay on average $1,760 more each year for car insurance
• Increasing physical damage deductibles can save around $775 each year