Hyundai Ioniq 6 Insurance Rates

The average insurance rates for a Hyundai Ioniq 6 are $1,524 a year with full coverage. Comprehensive insurance costs an estimated $418 each year, collision insurance costs $750, and liability insurance is estimated at $246. Liability-only coverage costs approximately $298 a year, and high-risk coverage costs $3,280 or more. 16-year-old drivers cost the most to insure at up to $5,214 a year.

Average premium for full coverage: $1,524

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Ioniq 6 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities. The graphic below illustrates how location impacts insurance prices.

The examples above demonstrate why all drivers should get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Hyundai Ioniq 6 insurance rates for other coverage scenarios.

• The best full coverage rate is $844
• Choosing higher $1,000 deductibles can save approximately $266 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,524
• Buying low deductibles for comp and collision coverage will cost an additional $514 a year
• High-risk insureds with multiple tickets or accidents could pay up to $3,280
• Policy cost that insures a teen driver can cost as much as $5,214 each year

View Chart as Image

Insurance rates for a Hyundai Ioniq 6 also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,800 to $2,400 additional every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 46% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Hyundai Ioniq 6 insurance rates. A good driver about age 40 could pay as low as $1,100 a year in states like Utah, Ohio, and New Hampshire, or at least $2,060 on average in New York, Michigan, and Florida.

View Chart as Image

Opting for high physical damage deductibles can save as much as $780 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $222 more each year. View Rates by Deductible or Liability Limit

How to Find the Best Hyundai Ioniq 6 Insurance

Finding cheaper rates on Hyundai Ioniq 6 insurance takes being a good driver, having a good credit score, not filing small claims, and possibly raising deductibles. Comparison shop at every policy renewal by getting quotes from direct companies, and also from insurance agencies where you live.

The following list is a brief recap of the data touched on above.

• Drivers who want an increased level of liability coverage will pay around $270 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save approximately $190 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $775 each year
• Drivers age 16 to 20 are expensive to insure, as much as $435 each month if comprehensive and collision insurance is included