Hyundai Kona Insurance Rates

Estimated auto insurance rates for a Hyundai Kona are $1,168 annually for full coverage. Comprehensive costs an estimated $226 each year, collision insurance costs $430, and liability coverage costs around $376. A policy with only liability insurance costs as low as $426 a year, and a high-risk policy costs around $2,538. Teenage drivers pay the most at up to $4,438 a year.

Average premium for full coverage: $1,168

Premium estimates broken down by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Kona models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on insurance rates. More rural locations are statistically proven to have fewer accident claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

These rate differences show why all drivers should compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Hyundai Kona insurance rates for other coverage scenarios.

• The best discount rate is $672
• Using higher $1,000 deductibles will save approximately $148 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,168
• Using low deductibles for physical damage coverage will cost $1,460
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,538
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,438 or more

View Chart as Image

Car insurance prices for a Hyundai Kona also have a wide range based on the model of your Kona, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $4,400 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $440 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Hyundai Kona insurance rates. A driver around age 40 might see prices as low as $770 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,670 on average in New York, Louisiana, and Michigan.

View Chart as Image

How to Buy the Best Hyundai Kona Insurance

Finding better rates on auto insurance requires having a decent driving record, having a good credit score, not filing small claims, and possibly higher deductibles. Take the time to compare rates at least once a year by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The following items are a brief recap of the primary concepts that were covered in the above illustrations.

• Drivers can save approximately $140 per year just by quoting online in advance
• Drivers who tend to receive serious violations may pay on average $1,370 more annually than a driver with a clean driving record
• Increasing policy deductibles could save up to $450 each year
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $370 per month if comprehensive and collision insurance is included