Hyundai Tucson Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Dec 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

When the time comes to find out information about what the overall expense might be for a Hyundai Tucson insurance cost, you may be wondering where to begin. We have prepared this guide to alleviate the stress associated with Hyundai car insurance and getting sacked with insurance rate increases.

This article will give you detailed information about how Hyundai Tucson insurance rates are calculated so you can be confident in your search for the right policy. We will explore how size and class, safety features, MSRP value, and repair estimates all play a part in Hyundai Tucson insurance costs.

Be sure to read through this comprehensive guide to learn everything there is to know about Hyundai Tucson insurance costs, and don’t forget to use our free online tool to start comparing quotes for free.

Average insurance rates for a Hyundai Tucson are $1,270 a year for full coverage. Comprehensive costs on average $260 a year, collision costs $436, and liability insurance costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing around $2,742. Teen drivers receive the highest rates at $4,818 a year or more.

Average premium for full coverage: $1,270

Rate estimates by individual coverage type:

Comprehensive $260
Collision $436
Liability $416

Rates include $500 deductibles, 30/60 liability limits, and includes uninsured motorist coverage. Rates are averaged for all states and Tucson trim levels.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $474 for only liability insurance to a high of $2,742 for a high risk driver.

Liability Only $474
Full Coverage $1,270
High Risk $2,742

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates the effect of location on car insurance rates.

Rural Areas $953
Small Cities $1,334
Large Cities $1,715

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows estimated Hyundai Tucson insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $743
  • Drivers who choose higher $1,000 deductibles will pay around $1,112 a year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,270
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,576
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,742 or more
  • The cost for full coverage for a teen driver may cost $4,818 a year

View Chart as Image

Hyundai Tucson insurance cost comparison chart
Column chart showing full coverage Hyundai Tucson insurance rates range from $743 to $4,818

for a Hyundai Tucson can also vary considerably based on your driver profile, the trim level of your Tucson, and policy deductibles and limits.

Older drivers and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers upwards of $4,800 a year. View Rates by Age

Where you live makes a big difference in Hyundai Tucson insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or as much as $1,810 on average in Michigan, Louisiana, and New York.

Hyundai Tucson Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,148 -$122 -9.6%
Alaska $976 -$294 -23.1%
Arizona $1,056 -$214 -16.9%
Arkansas $1,270 -$0 0.0%
California $1,448 $178 14.0%
Colorado $1,214 -$56 -4.4%
Connecticut $1,308 $38 3.0%
Delaware $1,438 $168 13.2%
Florida $1,590 $320 25.2%
Georgia $1,174 -$96 -7.6%
Hawaii $912 -$358 -28.2%
Idaho $860 -$410 -32.3%
Illinois $948 -$322 -25.4%
Indiana $958 -$312 -24.6%
Iowa $858 -$412 -32.4%
Kansas $1,208 -$62 -4.9%
Kentucky $1,734 $464 36.5%
Louisiana $1,880 $610 48.0%
Maine $784 -$486 -38.3%
Maryland $1,048 -$222 -17.5%
Massachusetts $1,016 -$254 -20.0%
Michigan $2,208 $938 73.9%
Minnesota $1,064 -$206 -16.2%
Mississippi $1,522 $252 19.8%
Missouri $1,128 -$142 -11.2%
Montana $1,368 $98 7.7%
Nebraska $1,002 -$268 -21.1%
Nevada $1,524 $254 20.0%
New Hampshire $916 -$354 -27.9%
New Jersey $1,420 $150 11.8%
New Mexico $1,124 -$146 -11.5%
New York $1,340 $70 5.5%
North Carolina $734 -$536 -42.2%
North Dakota $1,040 -$230 -18.1%
Ohio $880 -$390 -30.7%
Oklahoma $1,304 $34 2.7%
Oregon $1,164 -$106 -8.3%
Pennsylvania $1,212 -$58 -4.6%
Rhode Island $1,694 $424 33.4%
South Carolina $1,152 -$118 -9.3%
South Dakota $1,074 -$196 -15.4%
Tennessee $1,114 -$156 -12.3%
Texas $1,534 $264 20.8%
Utah $942 -$328 -25.8%
Vermont $870 -$400 -31.5%
Virginia $762 -$508 -40.0%
Washington $984 -$286 -22.5%
West Virginia $1,164 -$106 -8.3%
Wisconsin $880 -$390 -30.7%
Wyoming $1,132 -$138 -10.9%

View Chart as Image

Hyundai Tucson insurance rates by U.S. city

Choosing high deductibles could save up to $470 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $375 . View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Every company uses a different rate calculation, can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Hyundai Tucson Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Tucson GLS 2WD $1,188 $99
Hyundai Tucson GLS 4WD $1,230 $103
Hyundai Tucson Limited 2WD $1,312 $109
Hyundai Tucson Limited 4WD $1,312 $109

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Tucson Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Hyundai Tucson $260 $436 $416 $1,270
2018 Hyundai Tucson $250 $418 $430 $1,256
2017 Hyundai Tucson $238 $404 $442 $1,242
2016 Hyundai Tucson $228 $374 $452 $1,212
2014 Hyundai Tucson $210 $316 $460 $1,144
2013 Hyundai Tucson $196 $292 $460 $1,106
2012 Hyundai Tucson $190 $272 $464 $1,084
2011 Hyundai Tucson $184 $254 $474 $1,070
2009 Hyundai Tucson $166 $214 $478 $1,016
2008 Hyundai Tucson $156 $196 $474 $984
2007 Hyundai Tucson $146 $178 $474 $956
2006 Hyundai Tucson $142 $160 $468 $928
2005 Hyundai Tucson $140 $156 $460 $914

Rates are averaged for all Hyundai Tucson models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Hyundai Tucson Insurance

Saving money on Hyundai Tucson insurance not only requires being a safe driver, but also maintaining good credit, eliminating unneeded coverage, and bundling your home and auto policies. Take the time to shop around at least every two years by getting price quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Here is a summary of the information that was covered in this article.

  • Increasing deductibles can save around $475 each year
  • Drivers can save as much as $150 per year simply by quoting early and online
  • Drivers who require more liability insurance will pay about $460 each year to go from a minimum limit to 250/500 limits
  • Young drivers pay the highest rates, costing as high as $402 per month for full coverage
  • High-risk drivers that have multiple accidents or serious violations will pay on average $1,470 more each year for insurance

Now that we have uncovered more information on how Hyundai Tucson insurance rates vary based on the profile of the driver, let’s explore how the details of the car itself factor into Hyundai Tucson insurance costs.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

How does the size and class of the Hyundai Tucson affect liability rates?

If you ever wondered, “Is the Hyundai Tucson an SUV?” the Insurance Institute for Highway Safety (IIHS) classifies the Hyundai Tucson as a small SUV.

Often referred to as crossovers, this vehicle type is perfect for those who are interested in driving an SUV without committing to an extremely large and expensive model.

Speaking of expenses, liability insurance rates by car vary based on the size and class of the model in question. In the case of the Hyundai Tucson, liability insurance rates are favorable since the Hyundai Tucson has a loss ratio of -10 percent for both bodily injury and property damage.

Models that show a negative loss percentage like the Hyundai Tucson are considered to be the cheapest cars to insure because insurance companies do not have to pay out a lot of claims.

Therefore, the Hyundai Tucson should be on your list if you ever found yourself wondering, “What are the cheapest vehicles to insure?” or “What insurance group is a Hyundai Tucson?”

What does liability insurance cost for a Hyundai Tucson?

As mentioned in the previous section, the two types of liability insurance that drivers are legally required to carry are called bodily injury liability and property damage liability.

Bodily injury liability insurance will pay for medical expenses and lost wages for the other driver after an accident that you are responsible for causing.

The following general quotes will show a breakdown of how much bodily injury liability costs for the Hyundai Tucson from low to high coverage.

  • Low ($25,000): $68.30
  • Medium ($50,000): $95.55
  • High ($100,000): $105.96

Property damage liability insurance will pay for any damages sustained by the opposing driver’s property, including their vehicle.

Take a look at the following Hyundai Tucson property damage liability quotes for low to high coverage. Keep in mind that these are itemized costs and the total price you will pay for your policy.

  • Low ($25,000): $143.90
  • Medium ($50,000): $133.77
  • High ($100,000): $132.62

There are plenty of ways to customize your policy, so ask potential insurance providers about having low coverage for one form of liability insurance and higher coverage for the other.

What are the safety features and ratings of the Hyundai Tucson?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Hyundai Tucson.

Take a look at the following list of safety features on the Hyundai Tucson with information sourced from U.S. News. All of these features go a long way in lowering Hyundai Tucson insurance costs. 

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control
  • Lane Departure Warning
  • Lane Keeping Assist

Even with safety features included, car crashes still occur, and sometimes they can turn out to be fatal.

The IIHS reports that out of 7,818,479 registered small SUVs, a total of 212 deaths have been incurred as a result of an accident. Broken down, that is a fatality rate of 27 per one million registered drivers.

Beyond vehicle type, fatality statistics vary based on the point of impact from which the crash occurred. Take a look at the following figures to see how some types of crashes are more fatal than others.

  • Frontal Impact: 2,784 deaths  
  • Side Impact: 930 deaths 
  • Rear Impact: 286 deaths
  • Other (mostly rollovers): 1,035 deaths

While fatality statistics can seem alarming, knowing the overall safety of the Hyundai Tucson’s vehicle class is important when shopping for auto insurance.

What is the MSRP of the Hyundai Tucson?

As of the writing of this article, Kelley Blue Book (KBB) reports that a base-level 2020 Hyundai Tucson has a Manufacturer’s Suggested Retail Price (MSRP) of $26,090 with a fair market value between $23,811 and $25,534.

Different model years of the Hyundai Tucson can amount to different insurance rates, and one year can make a big difference. Plenty of drivers want to know about the Hyundai Tucson 2019 insurance group to see how it compares to the 2020.

This is important to know because the Hyundai Tucson cost to own is tied directly to the amount you can expect to pay for full coverage. The two most basic forms of full coverage that will protect the value of your Hyundai Tucson are collision and comprehensive insurance.

  • Collision car insurance is a type of coverage that will pay for any costs associated with repairing or even replacing your vehicle if it gets damaged after colliding with another car or object.
  • Comprehensive car insurance protects you from any damage sustained that is outside of your control, such as a bicycle running into your vehicle while it is parked on the street.

The IIHS reports that the Hyundai Tucson reflects a collision loss ratio of -20  percent and a comprehensive loss ratio of -26  percent. For some perspective, that is considered well above average for its vehicle class.

Knowing this type of information is helpful when comparing insurance rates between different models. For example, if you were curious about Hyundai Kona insurance cost or ever asked, “Are Mazdas expensive to insure?” you will know after reviewing loss ratio data.

How much will it cost to repair my Hyundai Tucson?

If you ever found yourself asking, “Is the Hyundai Tucson expensive to maintain?” then you are not alone.

Experts from RepairPal suggest that the annual cost of repairs for a Hyundai Tucson is $426 per year. That includes both regularly scheduled maintenance in addition to major repair work.

In the event that you get into an accident and need to fix a certain part of the Hyundai Tucson, your repair bill can look different based on what needs to be repaired. Take a look at the following Hyundai repair estimates with info from Instant Estimator:

  • Front Bumper: $412.60
  • Rear Bumper: $422.60
  • Hood: $389.40
  • Roof: $476.20
  • Front Door: $389.20
  • Back Door: $377.80
  • Fender: $352.20
  • Quarter Panel: $364.60

Now that we have gone into great detail about Hyundai Tucson insurance costs, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing quotes from multiple providers today.

Rates by Driver Age

Hyundai Tucson Insurance Rates by Driver Age
Driver Age Premium
16 $4,818
20 $2,922
30 $1,318
40 $1,270
50 $1,162
60 $1,140

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Tucson Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,576
$250 $1,436
$500 $1,270
$1,000 $1,112

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Tucson Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,270
50/100 $1,395
100/300 $1,499
250/500 $1,770
100 CSL $1,437
300 CSL $1,666
500 CSL $1,832

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Tucson Insurance Rates for High Risk Drivers
Age Premium
16 $6,848
20 $4,650
30 $2,796
40 $2,742
50 $2,618
60 $2,594

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $89
5-yr Claim Free $81
Paid in Full/EFT $55
Advance Quote $61
Online Quote $89
Total Discounts $527
Rate after discounts $743

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles