1. Vehicles
  2. Hyundai
  3. Tucson
  4. 2019 Model Year

2019 Hyundai Tucson Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Apr 9, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a 2019 Hyundai Tucson are $1,274 a year for full coverage insurance. Comprehensive costs around $270, collision insurance costs $448, and liability costs around $398. Buying a liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,742. Teen drivers receive the highest rates at up to $4,790 a year.

Annual premium for full coverage: $1,274

Rate estimates for 2019 Hyundai Tucson Insurance

Comprehensive $270
Collision $448
Liability $398

Rate data is compiled from all 50 U.S. states and averaged for all 2019 Hyundai Tucson models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as low as $460 for a discount liability-only rate to a much higher rate of $2,742 for high-risk insurance.

Liability Only $460
Full Coverage $1,274
High Risk $2,742

View Chart as Image

2019 Hyundai Tucson insurance rates compared
Column chart showing 2019 Hyundai Tucson insurance prices range from $745 to $4,790 for full coverage

These differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2019 Hyundai Tucson Insurance

Searching Companies

Shopping for the cheapest insurance coverage over the internet is rather challenging for vehicle owners who are new to comparing rates over the internet. With dozens of insurers to choose from, how can anyone have time to compare the different rates to find the best available price?

It’s important to compare premium rates periodically due to the fact that insurance prices fluctuate regularly. Just because you had the lowest rates for Tucson coverage on your last policy you can probably find a better premium rate now. You can find a lot of wrong information about insurance coverage out there, but you can learn a bunch of ideas how to stop overpaying for insurance.

Shop auto insurance online

There are several ways to compare auto insurance prices and some are easier and takes less work. You can waste a lot of time discussing policy coverages with insurance agencies in your area, or you can utilize the web to accomplish the same thing much quicker.

Many of the larger companies take part in a program where insurance shoppers submit their information once, and each company can provide price quotes for coverage. This prevents consumers from doing quotation requests for every auto insurance company.

To compare rates using this form now enter your zip code here.

One minor caviat to doing it this way is that you can’t choose the companies to receive prices from. If you prefer to choose specific providers to request quotes from, we have assembled a list of low cost auto insurance companies in your area. Click to enter zip code.

Whichever way you use, make darn sure you compare apples-to-apples deductibles and coverage limits on every quote. If you are comparing different limits and deductibles on each one it will be nearly impossible to determine which rate is truly the best. Quoting even small variations in limits could skew the results. Just keep in mind that getting more free quotes helps you find the best price.

Insurance Discounts

Some insurance providers don’t necessarily list every policy discount very clearly, so the list below gives a summary of some of the more common and the harder-to-find insurance savings.

  • Mature Driver Discount – If you’re over the age of 55, you can possibly qualify for a small decrease in premiums for Tucson coverage.
  • Seat Belt Discounts – Drivers who require all vehicle occupants to buckle up could save 15% off PIP or medical payments premium.
  • Drivers Ed for Students – It’s a good idea to have your young drivers sucessfully take a drivers education course as it will make them better drivers and lower rates.
  • ABS Brakes – Cars with ABS braking systems or traction control have fewer accidents so you can save 10 percent or more.
  • Organization Discounts – Belonging to qualifying employment or professional organizations is a simple method to lower premiums on your policy.

It’s important to note that some of the credits will not apply to the entire cost. Some only apply to the price of certain insurance coverages like liability and collision coverage. Even though it may seem like all those discounts means the company will pay you, that’s just not realistic. Any qualifying discounts will help lower your policy premium.

Car insurance companies that may offer quotes with these benefits include:

Check with each company or agent the best way to save money. Depending on the company, some discounts might not apply in your area. To locate companies with discount rates, enter your zip code here.

Tailor your insurance coverage coverage to you

When choosing proper insurance coverage for your vehicles, there really is not a single plan that fits everyone. Each situation is unique.

These are some specific questions might help in determining whether your personal situation would benefit from professional advice.

  • Do I need motorclub coverage?
  • Exactly who is provided coverage by my policy?
  • What happens if I owe more than my 2019 Hyundai Tucson is worth?
  • Can I pay claims out-of-pocket if I buy high deductibles?
  • What vehicles should carry emergency assistance coverage?
  • What is no-fault insurance?
  • Will I lose any money if I cancel my policy before it expires?
  • When would I need rental car insurance?
  • How much liability insurance is required?

If you can’t answer these questions, you may need to chat with an agent. If you want to speak to an agent in your area, complete your zip code.

Specific coverages for a 2019 Hyundai Tucson

Having a good grasp of insurance aids in choosing appropriate coverage and proper limits and deductibles. The terms used in a policy can be ambiguous and even agents have difficulty translating policy wording.

Comprehensive protection

This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage pays for things such as a broken windshield, hitting a bird, falling objects, damage from a tornado or hurricane and a tree branch falling on your vehicle. The maximum amount you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Auto liability insurance

Liability insurance can cover injuries or damage you cause to people or other property by causing an accident. This insurance protects YOU against other people’s claims. Liability doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see values of 25/50/25 which means $25,000 in coverage for each person’s injuries, a limit of $50,000 in injury protection per accident, and a total limit of $25,000 for damage to vehicles and property. Another option is one limit called combined single limit (CSL) which combines the three limits into one amount rather than limiting it on a per person basis.

Liability coverage protects against claims such as medical expenses, legal defense fees, bail bonds and attorney fees. How much liability coverage do you need? That is a decision to put some thought into, but it’s cheap coverage so purchase as much as you can afford.

Collision protection

Collision insurance will pay to fix damage to your Tucson caused by collision with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things such as sustaining damage from a pot hole, rolling your car and hitting a mailbox. Collision is rather expensive coverage, so analyze the benefit of dropping coverage from lower value vehicles. It’s also possible to raise the deductible to bring the cost down.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage pay for bills for rehabilitation expenses, hospital visits, prosthetic devices, surgery and EMT expenses. The coverages can be utilized in addition to your health insurance policy or if you are not covered by health insurance. It covers all vehicle occupants as well as being hit by a car walking across the street. PIP is only offered in select states and may carry a deductible

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage gives you protection from other motorists when they do not carry enough liability coverage. It can pay for hospital bills for your injuries and also any damage incurred to your 2019 Hyundai Tucson.

Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Normally these coverages are set the same as your liablity limits.

Money doesn’t grow on trees

There are still a few companies who may not offer price quotes online and usually these smaller companies only sell through local independent agencies. Cost effective 2019 Hyundai Tucson insurance is attainable on the web and from local insurance agents, so you should be comparing quotes from both in order to have the best price selection to choose from.

When you buy insurance online, don’t be tempted to skimp on critical coverages to save a buck or two. There are many occasions where someone dropped collision coverage to discover at claim time that their decision to reduce coverage ended up costing them more. Your objective should be to buy a smart amount of coverage at the best cost, but do not skimp to save money.

People switch companies for any number of reasons including policy cancellation, denial of a claim, poor customer service or high prices. Whatever your reason, finding the right insurance coverage provider is easier than you think.

Helpful information

Rates by U.S. City

2019 Hyundai Tucson Insurance Rates by City
City Premium
New York City, NY $2,016
Los Angeles, CA $2,175
Philadelphia, PA $1,700
Jacksonville, FL $1,849
Phoenix, AZ $1,481
Chicago, IL $1,710
Houston, TX $1,997
Seattle, WA $1,242
Columbus, OH $1,065
Indianapolis, IN $1,083

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2019 Hyundai Tucson Insurance Rates by Driver Age
Driver Age Premium
16 $4,790
20 $2,924
30 $1,324
40 $1,274
50 $1,164
60 $1,140

Full coverage, $500 deductibles

Rates by Deductible

2019 Hyundai Tucson Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,586
$250 $1,442
$500 $1,274
$1,000 $1,110

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Tucson Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,274
50/100 $1,354
100/300 $1,453
250/500 $1,712
100 CSL $1,393
300 CSL $1,612
500 CSL $1,772

Full coverage, driver age 40

Rates for High Risk Drivers

2019 Hyundai Tucson Insurance Rates for High Risk Drivers
Age Premium
16 $6,812
20 $4,648
30 $2,798
40 $2,742
50 $2,618
60 $2,594

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $174

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $67
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $81
Paid in Full/EFT $56
Advance Quote $61
Online Quote $89
Total Discounts $529
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2019 Hyundai Tucson Insurance Rates by State
State Premium
Alabama $1,152
Alaska $978
Arizona $1,058
Arkansas $1,274
California $1,450
Colorado $1,216
Connecticut $1,310
Delaware $1,440
Florida $1,594
Georgia $1,176
Hawaii $916
Idaho $862
Illinois $950
Indiana $958
Iowa $860
Kansas $1,210
Kentucky $1,738
Louisiana $1,884
Maine $786
Maryland $1,050
Massachusetts $1,020
Michigan $2,214
Minnesota $1,066
Mississippi $1,526
Missouri $1,130
Montana $1,368
Nebraska $1,004
Nevada $1,526
New Hampshire $918
New Jersey $1,424
New Mexico $1,128
New York $1,344
North Carolina $734
North Dakota $1,042
Ohio $880
Oklahoma $1,310
Oregon $1,166
Pennsylvania $1,214
Rhode Island $1,698
South Carolina $1,156
South Dakota $1,076
Tennessee $1,116
Texas $1,536
Utah $944
Vermont $872
Virginia $762
Washington $986
West Virginia $1,166
Wisconsin $882
Wyoming $1,134

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles