Hyundai Veracruz Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: May 3, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for a Hyundai Veracruz are $900 annually with full coverage. Comprehensive insurance costs approximately $160 each year, collision costs $202, and liability insurance is $402. A liability-only policy costs around $446 a year, with high-risk insurance costing $1,928 or more. Teen drivers cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates by type of insurance:

Comprehensive $160
Collision $202
Liability $402

Prices include $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Veracruz models.

Price Range Variability

Using a 40-year-old driver as an example, Hyundai Veracruz insurance rates go from as cheap as $446 for a discount liability-only rate to a high rate of $1,928 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $900
High Risk $1,928

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are shown to have fewer collision claims than larger metro areas.

The graphic below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $675
Small Cities $945
Large Cities $1,215

The examples above demonstrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $546
  • Raising to $1,000 deductibles will save $82 annually
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $900
  • Choosing low deductibles costs an additional $154 a year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $1,928 or more
  • Policy cost with full coverage for a teen driver can cost $3,568

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing full coverage Hyundai Veracruz insurance prices range from $546 to $3,568

Car insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged in the ballpark of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,100 to $1,500 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 136% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $240 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Hyundai Veracruz insurance rates. A middle-age driver might find rates as low as $650 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,210 on average in New York, Michigan, and Florida.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $812 -$88 -9.8%
Alaska $688 -$212 -23.6%
Arizona $746 -$154 -17.1%
Arkansas $900 -$0 0.0%
California $1,024 $124 13.8%
Colorado $856 -$44 -4.9%
Connecticut $924 $24 2.7%
Delaware $1,014 $114 12.7%
Florida $1,122 $222 24.7%
Georgia $832 -$68 -7.6%
Hawaii $646 -$254 -28.2%
Idaho $608 -$292 -32.4%
Illinois $668 -$232 -25.8%
Indiana $678 -$222 -24.7%
Iowa $606 -$294 -32.7%
Kansas $854 -$46 -5.1%
Kentucky $1,226 $326 36.2%
Louisiana $1,332 $432 48.0%
Maine $554 -$346 -38.4%
Maryland $742 -$158 -17.6%
Massachusetts $718 -$182 -20.2%
Michigan $1,560 $660 73.3%
Minnesota $754 -$146 -16.2%
Mississippi $1,078 $178 19.8%
Missouri $798 -$102 -11.3%
Montana $966 $66 7.3%
Nebraska $708 -$192 -21.3%
Nevada $1,078 $178 19.8%
New Hampshire $648 -$252 -28.0%
New Jersey $1,006 $106 11.8%
New Mexico $794 -$106 -11.8%
New York $946 $46 5.1%
North Carolina $518 -$382 -42.4%
North Dakota $738 -$162 -18.0%
Ohio $620 -$280 -31.1%
Oklahoma $922 $22 2.4%
Oregon $824 -$76 -8.4%
Pennsylvania $856 -$44 -4.9%
Rhode Island $1,198 $298 33.1%
South Carolina $814 -$86 -9.6%
South Dakota $758 -$142 -15.8%
Tennessee $786 -$114 -12.7%
Texas $1,084 $184 20.4%
Utah $666 -$234 -26.0%
Vermont $614 -$286 -31.8%
Virginia $540 -$360 -40.0%
Washington $694 -$206 -22.9%
West Virginia $824 -$76 -8.4%
Wisconsin $620 -$280 -31.1%
Wyoming $800 -$100 -11.1%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $868 $72
Hyundai Veracruz GLS AWD $888 $74
Hyundai Veracruz Limited 2WD $918 $77
Hyundai Veracruz Limited AWD $918 $77

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Hyundai Veracruz $170 $222 $402 $930
2011 Hyundai Veracruz $160 $202 $402 $900
2010 Hyundai Veracruz $154 $182 $398 $870
2008 Hyundai Veracruz $150 $168 $384 $838

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Hyundai Veracruz Insurance

Finding cheaper rates on Hyundai Veracruz insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and avoiding coverage lapses. Set aside time to shop around every year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a quick rundown of the coverage data raised in the charts and tables above.

  • You may be able to save around $100 per year simply by quoting online in advance
  • Increasing comprehensive and collision deductibles could save up to $225 each year
  • Teens pay the highest auto insurance rates, as much as $297 each month if comprehensive and collision insurance is included
  • High-risk drivers with reckless driving or DUI convictions may pay on average $1,030 more per year for Veracruz insurance

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,568
20 $2,044
30 $918
40 $900
50 $824
60 $808

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,054
$250 $984
$500 $900
$1,000 $818

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $900
50/100 $998
100/300 $1,099
250/500 $1,360
100 CSL $1,039
300 CSL $1,260
500 CSL $1,421

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,034
20 $3,256
30 $1,948
40 $1,928
50 $1,840
60 $1,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $48
Homeowner $16
5-yr Accident Free $55
5-yr Claim Free $56
Paid in Full/EFT $33
Advance Quote $39
Online Quote $61
Total Discounts $354
Rate after discounts $546

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles