Hyundai Veracruz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
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Estimated insurance rates for a Hyundai Veracruz are $900 a year including full coverage. Comprehensive costs around $160, collision costs $202, and liability coverage is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing around $1,928. Teenage drivers pay the most at $3,568 a year or more.
Average premium for full coverage: $900
Premium estimates for type of coverage:
Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Veracruz trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Hyundai Veracruz go from as low as $446 for liability-only coverage to a much higher rate of $1,928 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.
The price range example below illustrates how location helps determine auto insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Hyundai Veracruz insurance rates for additional coverage choices and driver risks.
- The best discount rate is $546
- Raising to $1,000 deductibles will save about $82 every year
- The average rate for a 40-year-old good driver using $500 deductibles is $900
- Using more expensive low deductibles will increase the cost to $1,054
- Unlucky drivers who are prone to accidents and violations could pay at least $1,928 or more
- An auto insurance policy for full coverage for a teenage driver with full coverage can be $3,568
Insurance prices for a Hyundai Veracruz also have a wide range based on your driving characteristics, the model of your Veracruz, and deductibles and policy limits.
An older driver with a clean driving record and high deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay as much as $3,500 a year. View Rates by Age
Where you choose to live also has a big influence on Hyundai Veracruz insurance rates. A middle-age driver might find prices as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,280 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $812 | -$88 | -9.8% |
| Alaska | $688 | -$212 | -23.6% |
| Arizona | $746 | -$154 | -17.1% |
| Arkansas | $900 | -$0 | 0.0% |
| California | $1,024 | $124 | 13.8% |
| Colorado | $856 | -$44 | -4.9% |
| Connecticut | $924 | $24 | 2.7% |
| Delaware | $1,014 | $114 | 12.7% |
| Florida | $1,122 | $222 | 24.7% |
| Georgia | $832 | -$68 | -7.6% |
| Hawaii | $646 | -$254 | -28.2% |
| Idaho | $608 | -$292 | -32.4% |
| Illinois | $668 | -$232 | -25.8% |
| Indiana | $678 | -$222 | -24.7% |
| Iowa | $606 | -$294 | -32.7% |
| Kansas | $854 | -$46 | -5.1% |
| Kentucky | $1,226 | $326 | 36.2% |
| Louisiana | $1,332 | $432 | 48.0% |
| Maine | $554 | -$346 | -38.4% |
| Maryland | $742 | -$158 | -17.6% |
| Massachusetts | $718 | -$182 | -20.2% |
| Michigan | $1,560 | $660 | 73.3% |
| Minnesota | $754 | -$146 | -16.2% |
| Mississippi | $1,078 | $178 | 19.8% |
| Missouri | $798 | -$102 | -11.3% |
| Montana | $966 | $66 | 7.3% |
| Nebraska | $708 | -$192 | -21.3% |
| Nevada | $1,078 | $178 | 19.8% |
| New Hampshire | $648 | -$252 | -28.0% |
| New Jersey | $1,006 | $106 | 11.8% |
| New Mexico | $794 | -$106 | -11.8% |
| New York | $946 | $46 | 5.1% |
| North Carolina | $518 | -$382 | -42.4% |
| North Dakota | $738 | -$162 | -18.0% |
| Ohio | $620 | -$280 | -31.1% |
| Oklahoma | $922 | $22 | 2.4% |
| Oregon | $824 | -$76 | -8.4% |
| Pennsylvania | $856 | -$44 | -4.9% |
| Rhode Island | $1,198 | $298 | 33.1% |
| South Carolina | $814 | -$86 | -9.6% |
| South Dakota | $758 | -$142 | -15.8% |
| Tennessee | $786 | -$114 | -12.7% |
| Texas | $1,084 | $184 | 20.4% |
| Utah | $666 | -$234 | -26.0% |
| Vermont | $614 | -$286 | -31.8% |
| Virginia | $540 | -$360 | -40.0% |
| Washington | $694 | -$206 | -22.9% |
| West Virginia | $824 | -$76 | -8.4% |
| Wisconsin | $620 | -$280 | -31.1% |
| Wyoming | $800 | -$100 | -11.1% |
Using high physical damage deductibles can reduce prices by up to $240 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying at least $1,100 to $1,500 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 136% more than a normal policy. View High Risk Driver Rates
With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $868 | $72 |
| Hyundai Veracruz GLS AWD | $888 | $74 |
| Hyundai Veracruz Limited 2WD | $918 | $77 |
| Hyundai Veracruz Limited AWD | $918 | $77 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2011 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2010 Hyundai Veracruz | $154 | $182 | $398 | $870 |
| 2008 Hyundai Veracruz | $150 | $168 | $384 | $838 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Hyundai Veracruz Insurance
Finding better rates on auto insurance consists of having a decent driving record, maintaining good credit, refrain from filing small claims, and insuring your home and auto with the same company. Invest time comparing rates at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a review of the data covered in the charts and tables above.
- Consumers who may need additional liability coverage will pay an extra $440 per year to raise from 30/60 bodily injury limits to 250/500 limits
- You may be able to save up to $100 per year simply by shopping early and online
- Increasing policy deductibles can save around $225 each year
- 16 to 18-year-old drivers pay higher prices, with the cost nearing $297 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,568 |
| 20 | $2,044 |
| 30 | $918 |
| 40 | $900 |
| 50 | $824 |
| 60 | $808 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,054 |
| $250 | $984 |
| $500 | $900 |
| $1,000 | $818 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $900 |
| 50/100 | $998 |
| 100/300 | $1,099 |
| 250/500 | $1,360 |
| 100 CSL | $1,039 |
| 300 CSL | $1,260 |
| 500 CSL | $1,421 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,034 |
| 20 | $3,256 |
| 30 | $1,948 |
| 40 | $1,928 |
| 50 | $1,840 |
| 60 | $1,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $354 |
Discounts are estimated and may not be available from every company or in every state.
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