Hyundai Veracruz Insurance Rates

Estimated insurance rates for a Hyundai Veracruz are $900 a year for full coverage. Comprehensive costs an estimated $160 a year, collision costs $202, and liability costs $402. A policy with only liability insurance costs as little as $446 a year, with a high-risk policy costing around $1,928. Teenage drivers pay the most at $3,568 a year or more.

Average premium for full coverage: $900

Premium estimates broken down by type of coverage:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Veracruz trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why it is important to compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Hyundai Veracruz insurance rates for other coverage scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay approximately $818 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $900
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,054
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,928 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $3,568 a year

View Chart as Image

Car insurance prices for a Hyundai Veracruz also have a wide range based on your driving characteristics, the trim level of your Veracruz, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $3,500 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Veracruz insurance prices. A 40-year-old driver could pay as low as $590 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,280 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $240 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,100 to $1,500 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Veracruz Insurance

Finding better rates on car insurance not only requires having a good driving record, but also having above-average credit, not filing small claims, and not having any coverage lapses. Set aside time to compare rates every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a brief review of the ideas that were covered above.

• Drivers age 20 and younger have the highest car insurance prices, as much as $297 per month if full coverage is included
• Higher risk drivers with DUI or reckless driving convictions pay an average of $1,030 more annually to buy Hyundai Veracruz insurance
• Increasing policy deductibles can save around $225 each year
• Drivers can save approximately $100 per year simply by quoting early and online