Hyundai Veracruz Insurance Rates

The average insurance rates for a Hyundai Veracruz are $900 a year with full coverage. Comprehensive costs approximately $160 a year, collision costs $202, and liability insurance costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $1,928. Teenage drivers cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Veracruz trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Rural locations are shown to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why it is important to compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save $818 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $900
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,054
• Drivers who are prone to accidents and violations could pay around $1,928 or more
• Policy cost that insures a teen driver can cost $3,568 or more

View Chart as Image

Car insurance rates for a Hyundai Veracruz also range considerably based on the trim level of your Veracruz, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,100 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $3,500 a year. View Rates by Age

Your home state has a huge impact on Hyundai Veracruz insurance rates. A driver around age 40 might see rates as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,210 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $240 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Hyundai Veracruz Insurance

Finding cheaper rates on Hyundai Veracruz insurance requires avoiding accidents and violations, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices every year by requesting quotes from direct companies, and also from local insurance agencies.

The list below is a summary of the coverage data covered in the charts and tables above.

• You may be able to save around $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Teenagers pay the highest auto insurance rates, as much as $297 each month if full coverage is purchased
• High-risk drivers who have multiple accidents or major violations may have to pay on average $1,030 more per year for car insurance