Hyundai Veracruz Insurance Rates

Estimated insurance rates for a Hyundai Veracruz are $900 a year including full coverage. Comprehensive insurance costs on average $160, collision insurance costs $202, and liability coverage costs $402. A liability-only policy costs as little as $446 a year, and high-risk insurance costs $1,928 or more. Teenage drivers pay the most at up to $3,568 a year.

Average premium for full coverage: $900

Premium estimates by type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for different Veracruz trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how location helps determine car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Drivers who choose higher $1,000 deductibles will pay around $82 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $900
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $154 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,928
• An auto insurance policy that insures a teenage driver with full coverage may cost $3,568 a year

View Chart as Image

Auto insurance prices for a Hyundai Veracruz also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,100 to $1,500 in extra premium annually, depending on your age. High-risk driver insurance can cost around 42% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $3,500 a year. View Rates by Age

Where you choose to live makes a big difference in Hyundai Veracruz insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,280 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $240 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Hyundai Veracruz Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also maintaining a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Compare prices at every other renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The items below are a review of the concepts that were covered in the charts and tables above.

• Drivers who have several accidents or serious violations could be forced to pay on average $1,030 more each year to insure their Veracruz
• Teen drivers are charged the highest prices, with the cost nearing $297 per month if the policy includes full coverage
• You may be able to save as much as $100 per year just by shopping early and online
• Increasing policy deductibles can save approximately $225 each year
• You may be able to save as much as $100 per year just by shopping early and online