Hyundai Veracruz Insurance Rates

U.S. average insurance prices for a Hyundai Veracruz are $900 every 12 months for full coverage. Comprehensive costs around $160, collision costs $202, and liability insurance is estimated at $402. Liability-only insurance costs approximately $446 a year, with high-risk driver insurance costing around $1,928. Teenage drivers pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates for individual coverage:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for different Veracruz trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

The ranges above show why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Hyundai Veracruz insurance rates for additional coverage choices and driver risks.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save about $82 a year
• The average price for the average middle-age driver using $500 deductibles is $900
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,054
• High-risk insureds who are prone to accidents and violations could pay at least $1,928 or more
• The price to insure a teen driver with full coverage can be $3,568 each year

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Car insurance prices for a Hyundai Veracruz are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $240 each year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $3,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,100 to $1,500 extra each year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Hyundai Veracruz insurance rates. A good driver about age 40 could pay as low as $590 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,280 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Hyundai Veracruz Insurance

Getting lower rates on Hyundai Veracruz insurance takes being a good driver, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest time comparing rates every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the information covered in the charts and tables above.

• Drivers can save up to $100 per year simply by shopping early and online
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $297 a month if the policy includes full coverage
• Increasing physical damage deductibles could save as much as $225 each year
• High-risk drivers who have several accidents or serious violations may pay on average $1,030 more every year than a safer driver
• Drivers who may need an increased level of liability coverage will pay an extra $440 each year to raise limits from a low limit to a 250/500 level