Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $900 a year with full coverage. Comprehensive costs on average $160, collision costs $202, and liability coverage costs $402. Buying just liability costs as little as $446 a year, with insurance for high-risk drivers costing around $1,928. Teen drivers pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates by individual coverage:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and for all Veracruz models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas.

The example below illustrates how geographic area affects car insurance rates.

The ranges above demonstrate why everyone should compare rates based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $546
• Drivers who choose higher $1,000 deductibles will pay around $82 annually
• The average rate for the average middle-age driver with $500 deductibles is $900
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,054
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $1,928 or more
• The price for full coverage for a teenage driver for full coverage may cost $3,568 a year

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay upwards of $3,500 a year. View Rates by Age

The state you live in makes a big difference in Hyundai Veracruz insurance rates. A 40-year-old driver could pay as low as $650 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,210 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $240 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,500 additional each year, depending on your age. Hyundai Veracruz insurance for high-risk drivers can cost around 42% to 136% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Hyundai Veracruz Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and violations, but also having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates every time your policy renews by getting quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

The list below is a condensed summary of the information presented in the illustrations above.

• You may be able to save as much as $100 per year simply by quoting online well ahead of the renewal date
• Teenagers pay higher prices, costing up to $297 a month including comprehensive and collision insurance
• Increasing physical damage deductibles can save around $225 each year
• Drivers with multiple at-fault accidents may be required to pay an average of $1,030 more each year for car insurance
• Consumers who require higher liability limits will pay about $440 every year to go from a low limit to 250/500 limits