Hyundai Veracruz Insurance Rates

The average auto insurance rates for a Hyundai Veracruz are $900 annually with full coverage. Comprehensive insurance costs an estimated $160, collision costs $202, and liability coverage is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing $1,928 or more. Teenage drivers cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates broken down by type of insurance:

Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Veracruz trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Hyundai Veracruz insurance rates for other coverage scenarios.

• The best discount rate is $546
• Raising to $1,000 deductibles will save approximately $82 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $900
• Using more expensive low deductibles costs an additional $154 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $1,928 or more
• Policy cost with full coverage for a teenage driver with full coverage can cost as much as $3,568

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Insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with a clean driving record and high physical damage deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,100 to $1,500 extra every year, depending on your age. High-risk driver insurance is expensive and can cost around 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $240 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Hyundai Veracruz insurance rates. A middle-age driver might find rates as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,210 on average in New York, Michigan, and Florida.

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Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Hyundai Veracruz Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and violations, having a good credit history, not filing small claims, and taking advantage of discounts. Invest the time to compare rates once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a review of the data that was presented in the illustrations above.

• You may be able to save approximately $100 per year simply by shopping early and online
• Consumers who want higher liability limits will pay an extra $440 every year to raise from a 30/60 limit to higher 250/500 limits
• Teenagers are charged the highest rates, as much as $297 each month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations pay on average $1,030 more annually for car insurance