Hyundai Veracruz Insurance Rates

The average auto insurance rates for a Hyundai Veracruz are $900 annually for full coverage insurance. Comprehensive insurance costs on average $160, collision costs $202, and liability costs around $402. Buying just liability costs as low as $446 a year, with insurance for high-risk drivers costing $1,928 or more. Teenage drivers cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates by type of insurance:

Includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and for different Veracruz trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Using higher $1,000 deductibles will save around $82 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $900
• Using more expensive low deductibles for physical damage coverage costs an additional $154 every year
• Drivers who are prone to accidents and violations could pay upwards of $1,928 or more
• Policy cost with full coverage for a teen driver with full coverage may cost $3,568 or more

View Chart as Image

Insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,500 extra every year, depending on your age. High-risk driver insurance can be as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $240 every year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Hyundai Veracruz insurance prices. A driver around age 40 might see rates as low as $590 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,210 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Hyundai Veracruz Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, having a good credit history, being claim-free, and bundling your home and auto policies. Set aside time to compare rates at least once a year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The points below are a recap of the primary concepts that were covered above.

• It is possible to save as much as $100 per year simply by shopping early and online
• Higher risk drivers that have major violations or accidents may pay on average $1,030 more each year to insure a Hyundai Veracruz
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Drivers under the age of 20 pay the highest rates, possibly costing $297 each month including comprehensive and collision insurance