Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $900 a year for full coverage insurance. Comprehensive costs on average $160 a year, collision costs $202, and liability is estimated at $402. A policy with just liability insurance costs approximately $446 a year, with coverage for high-risk drivers costing around $1,928. Teenage drivers pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates by individual coverage:

Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Veracruz trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why it is important to get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save around $818 each year
• The average rate for the average middle-age driver with $500 deductibles is $900
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,054
• Unlucky drivers who are prone to accidents and violations could pay upwards of $1,928 or more
• The price for full coverage for a teen driver may cost $3,568 each year

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as little as $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $3,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $590 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,210 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $240 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,100 to $1,500 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Hyundai Veracruz Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, maintaining good credit, not filing small claims, and bundling your home and auto policies. Invest the time to compare rates at least once a year by getting price quotes from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a summary of the primary concepts that were presented in the illustrations above.

• It is possible to save as much as $100 per year simply by quoting early and online
• Higher risk drivers who have multiple accidents or major violations pay an average of $1,030 more each year for auto insurance
• Increasing physical damage deductibles can save around $225 each year
• Teenage drivers pay the highest prices, as much as $297 a month for full coverage