Hyundai Veracruz Insurance Rates

The average insurance rates for a Hyundai Veracruz are $900 a year for full coverage. Comprehensive costs an estimated $160, collision costs $202, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing around $1,928. Teens cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates broken down by type of insurance:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different Veracruz trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine insurance prices.

The examples above show why anyone shopping for car insurance should compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Hyundai Veracruz insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $546
• Using higher $1,000 deductibles will save approximately $82 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $900
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,054
• High-risk insureds with serious driving violations could pay up to $1,928 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $3,568 or more

View Chart as Image

Car insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,100 to $1,500 extra every year, depending on your age. High-risk driver insurance can be from 42% to 136% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $3,500 a year. View Rates by Age

Your home state has a huge impact on Hyundai Veracruz insurance prices. A driver around age 40 might see rates as low as $590 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,280 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $240 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Hyundai Veracruz Insurance

Finding cheaper rates on insurance for a Hyundai Veracruz requires having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare rates every other policy renewal by getting rate quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief summary of the ideas that were covered in the charts and tables above.

• 16 to 18-year-old drivers have the highest car insurance rates, costing up to $297 each month if full coverage is purchased
• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,030 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Drivers can save approximately $100 per year simply by shopping early and online