Hyundai Veracruz Insurance Rates

The average auto insurance rates for a Hyundai Veracruz are $900 annually including full coverage. Comprehensive costs around $160, collision insurance costs $202, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $1,928. Teens cost the most to insure at up to $3,568 a year.

Average premium for full coverage: $900

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Veracruz trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Hyundai Veracruz insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $546
• Choosing higher $1,000 deductibles can save about $82 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $900
• Selecting more expensive low deductibles for comp and collision coverage will cost $1,054
• Unlucky drivers with serious driving violations could pay at least $1,928
• Policy cost with full coverage for a teen driver with full coverage can be $3,568 each year

View Chart as Image

Insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay as much as $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,100 to $1,500 additional every year, depending on your age. High-risk driver insurance ranges as much as 42% to 136% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $240 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,280 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Hyundai Veracruz Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to comparison shop at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below is a brief summary of the car insurance concepts touched on in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,030 more every year for auto insurance
• You may be able to save up to $100 per year just by shopping early and online
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Policyholders who may need higher levels of liability will pay approximately $440 per year to raise limits from a 30/60 limit to higher 250/500 limits