Hyundai Veracruz Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 3, 2024
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Estimated auto insurance rates for a Hyundai Veracruz are $900 annually for full coverage. Comprehensive costs on average $160, collision costs $202, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $1,928. 16-year-old drivers pay the most at $3,568 a year or more.
Average premium for full coverage: $900
Premium estimates by type of coverage:
Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all Veracruz models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Hyundai Veracruz go from as cheap as $446 for your basic liability-only policy to the much higher price of $1,928 for coverage for higher-risk drivers.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer accident claims than congested cities.
The example below illustrates how location helps determine car insurance rates.
These rate differences show why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $546
- Choosing higher $1,000 deductibles can save around $82 a year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $900
- Buying pricier low deductibles for comp and collision coverage will cost $1,054
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $1,928 or more
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $3,568 each year
Insurance prices for a Hyundai Veracruz also have a wide range based on the model of your Veracruz, your driver profile, and policy deductibles and limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $3,500 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,100 to $1,500 extra annually, depending on your age. Hyundai Veracruz insurance for high-risk drivers ranges from 42% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $240 annually, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $590 a year in states like Idaho, Maine, and Iowa, or at least $1,280 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $812 | -$88 | -9.8% |
| Alaska | $688 | -$212 | -23.6% |
| Arizona | $746 | -$154 | -17.1% |
| Arkansas | $900 | -$0 | 0.0% |
| California | $1,024 | $124 | 13.8% |
| Colorado | $856 | -$44 | -4.9% |
| Connecticut | $924 | $24 | 2.7% |
| Delaware | $1,014 | $114 | 12.7% |
| Florida | $1,122 | $222 | 24.7% |
| Georgia | $832 | -$68 | -7.6% |
| Hawaii | $646 | -$254 | -28.2% |
| Idaho | $608 | -$292 | -32.4% |
| Illinois | $668 | -$232 | -25.8% |
| Indiana | $678 | -$222 | -24.7% |
| Iowa | $606 | -$294 | -32.7% |
| Kansas | $854 | -$46 | -5.1% |
| Kentucky | $1,226 | $326 | 36.2% |
| Louisiana | $1,332 | $432 | 48.0% |
| Maine | $554 | -$346 | -38.4% |
| Maryland | $742 | -$158 | -17.6% |
| Massachusetts | $718 | -$182 | -20.2% |
| Michigan | $1,560 | $660 | 73.3% |
| Minnesota | $754 | -$146 | -16.2% |
| Mississippi | $1,078 | $178 | 19.8% |
| Missouri | $798 | -$102 | -11.3% |
| Montana | $966 | $66 | 7.3% |
| Nebraska | $708 | -$192 | -21.3% |
| Nevada | $1,078 | $178 | 19.8% |
| New Hampshire | $648 | -$252 | -28.0% |
| New Jersey | $1,006 | $106 | 11.8% |
| New Mexico | $794 | -$106 | -11.8% |
| New York | $946 | $46 | 5.1% |
| North Carolina | $518 | -$382 | -42.4% |
| North Dakota | $738 | -$162 | -18.0% |
| Ohio | $620 | -$280 | -31.1% |
| Oklahoma | $922 | $22 | 2.4% |
| Oregon | $824 | -$76 | -8.4% |
| Pennsylvania | $856 | -$44 | -4.9% |
| Rhode Island | $1,198 | $298 | 33.1% |
| South Carolina | $814 | -$86 | -9.6% |
| South Dakota | $758 | -$142 | -15.8% |
| Tennessee | $786 | -$114 | -12.7% |
| Texas | $1,084 | $184 | 20.4% |
| Utah | $666 | -$234 | -26.0% |
| Vermont | $614 | -$286 | -31.8% |
| Virginia | $540 | -$360 | -40.0% |
| Washington | $694 | -$206 | -22.9% |
| West Virginia | $824 | -$76 | -8.4% |
| Wisconsin | $620 | -$280 | -31.1% |
| Wyoming | $800 | -$100 | -11.1% |
With such a large range in prices, the only way to know exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer utilizes a different rate formula, so the prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Veracruz GLS 2WD | $868 | $72 |
| Hyundai Veracruz GLS AWD | $888 | $74 |
| Hyundai Veracruz Limited 2WD | $918 | $77 |
| Hyundai Veracruz Limited AWD | $918 | $77 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Hyundai Veracruz | $170 | $222 | $402 | $930 |
| 2011 Hyundai Veracruz | $160 | $202 | $402 | $900 |
| 2010 Hyundai Veracruz | $154 | $182 | $398 | $870 |
| 2008 Hyundai Veracruz | $150 | $168 | $384 | $838 |
Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Hyundai Veracruz Insurance
Finding better rates on insurance for a Hyundai Veracruz takes avoiding accidents and violations, having a good credit history, not filing small claims, and bundling your home and auto policies. Invest time comparing rates at least once a year by requesting rates from direct carriers, and also from local insurance agents.
The list below is a summary of the primary concepts that were covered in the charts and tables above.
- Drivers can save as much as $100 per year simply by quoting online well ahead of the renewal date
- Drivers considered higher risk who have multiple accidents or major violations may be required to pay an average of $1,030 more each year for car insurance
- Increasing policy deductibles could save up to $225 each year
- Teenagers pay the highest prices, as much as $297 per month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,568 |
| 20 | $2,044 |
| 30 | $918 |
| 40 | $900 |
| 50 | $824 |
| 60 | $808 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,054 |
| $250 | $984 |
| $500 | $900 |
| $1,000 | $818 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $900 |
| 50/100 | $998 |
| 100/300 | $1,099 |
| 250/500 | $1,360 |
| 100 CSL | $1,039 |
| 300 CSL | $1,260 |
| 500 CSL | $1,421 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,034 |
| 20 | $3,256 |
| 30 | $1,948 |
| 40 | $1,928 |
| 50 | $1,840 |
| 60 | $1,822 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $48 |
| Homeowner | $16 |
| 5-yr Accident Free | $55 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $33 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $354 |
Discounts are estimated and may not be available from every company or in every state.
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