Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $900 a year with full coverage. Comprehensive costs approximately $160 a year, collision costs $202, and liability is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing around $1,928. Teens pay the highest rates at $3,568 a year or more.

Average premium for full coverage: $900

Price estimates by individual coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Veracruz trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $546
• Raising to $1,000 deductibles will save $818 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $900
• Selecting low $100 deductibles will increase the cost to $1,054
• At-risk drivers with serious driving violations could pay around $1,928 or more
• The price for full coverage for a teen driver can cost $3,568

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $3,500 a year. View Rates by Age

The state you live in also has a big influence on Hyundai Veracruz insurance prices. A middle-age driver might find prices as low as $650 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,210 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $240 every year, while buying higher liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,500 additional each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 136% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to get quotes and see which company has the best price. Every auto insurance company calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Hyundai Veracruz Insurance

Getting lower rates on car insurance consists of avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by getting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a brief summary of the material that was covered above.

• Policyholders who purchase increased liability limits will pay approximately $440 every year to raise from a low limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, costing up to $297 a month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,030 more per year to insure a Hyundai Veracruz
• Increasing physical damage deductibles can save around $225 each year