Hyundai Veracruz Insurance Rates

The average auto insurance rates for a Hyundai Veracruz are $900 annually with full coverage. Comprehensive costs on average $160 each year, collision costs $202, and liability insurance is estimated at $402. Liability-only coverage costs approximately $446 a year, with high-risk coverage costing around $1,928. Teenage drivers cost the most to insure at $3,568 a year or more.

Average premium for full coverage: $900

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Veracruz models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why all drivers should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Hyundai Veracruz insurance rates for different risk profiles and scenarios.

• The best discount rate is $546
• Choosing higher $1,000 deductibles can save around $82 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $900
• Using low deductibles for comp and collision coverage will cost $1,054
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,928 or more
• Policy cost with full coverage for a teen driver may cost $3,568 each year

View Chart as Image

Insurance rates for a Hyundai Veracruz also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $3,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,500 additional every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $240 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Hyundai Veracruz insurance rates. A good driver about age 40 could pay as low as $650 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,210 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Hyundai Veracruz Insurance

Finding cheaper rates on Hyundai Veracruz insurance takes being safe and accident-free, having good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to compare rates at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick review of the data covered in the above illustrations.

• Drivers who require more liability protection will pay an extra $440 every year to raise limits from a 30/60 limit to higher 250/500 limits
• You may be able to save as much as $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Youthful drivers pay higher rates, as much as $297 each month if they have full coverage