Hyundai Veracruz Insurance Rates

U.S. average insurance rates for a Hyundai Veracruz are $930 a year with full coverage. Comprehensive costs approximately $170, collision costs $222, and liability is estimated at $402. Buying just liability costs approximately $446 a year, with insurance for high-risk drivers costing around $1,998. Teen drivers pay the highest rates at $3,664 a year or more.

Average premium for full coverage: $930

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Veracruz trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than larger metro areas.

The price range example below illustrates the difference location can make on auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated Hyundai Veracruz insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $561
• Choosing higher $1,000 deductibles can save $90 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $930
• Choosing more expensive low deductibles for comp and collision coverage bumps up the cost to $1,100
• Unlucky drivers with multiple violations and an at-fault accident could pay around $1,998 or more
• The price that insures a teen driver with full coverage can cost $3,664 each year

View Chart as Image

Insurance prices for a Hyundai Veracruz are also quite variable based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,100 to $1,600 additional each year, depending on your age. High-risk driver insurance ranges as much as 44% to 132% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,250 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $260 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Hyundai Veracruz Insurance

Getting lower rates on car insurance takes having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Shop around at least every other year by requesting quotes from direct companies, and also from local insurance agencies.

The following items are a brief review of the car insurance concepts touched on in this article.

• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,070 more per year than a driver with a clean driving record
• You may be able to save around $110 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $250 each year
• Policyholders who purchase additional liability coverage will pay about $440 every year to raise limits from a low limit to the 250/500 level