Infiniti Q50 Insurance Rates

What is an Infiniti Q50? The Q50 is a four-door sedan part of Nissan’s luxury line. How much does it cost to insure an Infiniti Q50 on average? The Infiniti Q50 insurance rates are $135 per month or $1,624 annually. However, your insurance cost for an Infiniti Q50 might be lower or higher depending on your age, driving record, and where you live. 

Did you know that even the age of your car model will impact your annual insurance rates? For example, older models like the 2015 Infiniti Q50 insurance costs are lower than the 2019 Infiniti Q50 insurance costs. 

Read through our comprehensive guide to better understand what factors determine insurance rates on an Infiniti Q50; by the time you’re done, you’ll be able to easily secure cheap car insurance quotes. 

If you’re already ready to easily compare rates between different providers and lower your Infiniti Q50 insurance rates, simply enter your five-digit ZIP code into our FREE quote comparison tool.

Estimated insurance rates for an Infiniti Q50 are $1,522 a year for full coverage insurance. Comprehensive insurance costs around $304, collision costs $618, and liability insurance costs $442. A policy with only liability insurance costs as little as $496 a year, with a high-risk policy costing $3,322 or more. 16-year-old drivers pay the most at $5,716 a year or more.

Average premium for full coverage: $1,522

Premium estimates for type of coverage:

Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Q50 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Infiniti Q50 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $861
• Drivers who choose higher $1,000 deductibles will pay about $210 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,522
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an additional $410 a year
• High risk drivers with multiple tickets or accidents could pay at least $3,322 or more
• An auto insurance policy that insures a teen driver with full coverage can be $5,716 a year

View Chart as Image

Car insurance prices for an Infiniti Q50 also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 44% to 132% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $5,700 a year. View Rates by Age

Where you choose to live makes a big difference in Infiniti Q50 insurance rates. A 40-year-old driver could pay as low as $1,000 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,060 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could save up to $620 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $398 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to compare prices from as many companies as possible. Every company utilizes a different rate formula, so rate quotes will be substantially different.

How to Find Affordable Infiniti Q50 Insurance

Finding better rates on Infiniti Q50 insurance not only requires being a safe and courteous driver, but also having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Comparison shop every time your policy renews by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a brief review of the information covered above.

• It is possible to save up to $190 per year simply by shopping early and online
• Teenage drivers are the costliest to insure, with premiums being up to $476 per month if full coverage is purchased
• Increasing policy deductibles can save approximately $625 each year
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,800 more every year for auto insurance
• Drivers who may need higher levels of liability will pay around $490 annually to go from 30/60 bodily injury limits to the 250/500 level

As you’ve learned from the information above, many factors impact your Infiniti automobile insurance rates. Not only does the state you live in effect what you pay annually for car insurance, but so doesn’t your age and your driving history.

Don’t forget, even the model age of your car will change your average insurance rates. Remember, the 2016 Infiniti Q50 insurance costs will be lower than the 2018 Infiniti Q50 insurance costs.

Fortunately, there are many safety features you can get on an Infiniti Q50 to help you save money on your insurance. Applying for discounts and comparison shopping is the best way to save on your insurance costs for an Infiniti Q50. 

When you’re ready to compare cheap Infiniti Q50 insurance rates, just enter your ZIP code into our FREE quote comparison tool below to get started.

What are the safety ratings for the Infiniti Q50?

Understanding the Infiniti Q50 safety ratings can help you discover car insurance discounts that you may be eligible for. Sometimes, safety ratings can even reveal if your vehicle is actually causing your premiums to increase. 

Check out the Infiniti Q50 2020 safety ratings below. The following assessment is also reflective of the 2018 Infiniti Q50 safety ratings, as well as the 2019 Infiniti Q50 model.  

• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Saftey. If you were wondering are Infiniti Q50 reliable cars, these ratings prove the answer is yes.

However, there are different Infiniti Q50 trims that impact safety rating outcomes. Therefore, exactly how much insurance is on an Infiniti Q50 will depend on the specifications of your individual model. Because not all car model years receive the same safety evaluations, we always recommend checking the safety details for your specific car model. 

The maintenance costs of your vehicle can also impact your car insurance premiums. Expensive vehicles cost insurers more to fix or replace, therefore those vehicles often receive higher insurance quotes. 

Is the Infiniti Q50 expensive to maintain and are Infiniti Q50 parts expensive? Compared to other luxury vehicles, the Infiniti Q50 is actually cheaper than average to upkeep. Because of how much the maintenance is on the Infiniti Q50, you’re more likely to receive affordable car insurance rates for this luxury vehicle. 

Infiniti Q50 Compared Against other Vehicles in the Same Class

Comparing the Infiniti Q50 to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class.

Is the Infiniti Q50 a sports car? No, officially the Insurance Institue for Highway Safety classifies the Infiniti Q50 as a midsize luxury four-door sedan. It is common for a luxury vehicle like the Infiniti Q50 to cost more to insure than basic economy sedans, like the Honda Accord insurance costs. 

To better understand how much the Infiniti Q50 loss ratios are compared to other luxury cars, check out similar four-door luxury sedans in the list below:

• Acura TLX
• BMW 3 Series
• Lexus IS 300

How does the Infiniti Q50 differ from other vehicles in its class? Unfortunately, the loss ratios for this car are not very good, which might cause your insurance rates to increase.

The collision loss ratio for the Infiniti Q50 is considered substantially worse than average at 85 percent. The comprehensive coverage loss ratio is even higher, reaching a grand total of 90 percent. 

The poor loss ratios do not stop there. Unfortunately, the medical payment loss ratio is also substantially worse than average at 69 percent. Finally, the bodily injury liability loss ratio is considered worse than average at 28 percent. 

While the numbers are technically not uncommon for luxury cars, the high loss ratios are a big reason why it is more expensive to insure an Infiniti Q50 than other Infiniti Q50 comparable cars. 

To those wondering will the color of your Infiniti Q50 affect your rate, don’t worry too much. The color of your vehicle will have no effect on your overall car insurance rates. 

On the other hand, the trim you chose might cause your rates to increase or decrease. For example, the Infiniti Q50 red sport insurance costs are higher than the rates for a red basic Infiniti Q50 model. 

No matter what model year you own, your specific trims will have a similar impact on your car insurance premiums. In other words, the 2017 Infiniti Q50 insurance costs will be higher if you opt for the sport package. The same can be said for a 2016 Infiniti Q50, or even a brand new 2020 model. 

We’ve answered the question of why is the Infiniti Q50 expensive to insure; now you are an expert on Infiniti Q50 insurance rates. You’re ready to start comparison shopping. Enter your five-digit ZIP code into our FREE tool to secure the best Infinity Q50 rates right away.