Jaguar E-Pace Insurance Rates

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UPDATED: Apr 24, 2024

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Average auto insurance rates for a Jaguar E-Pace are $1,758 annually with full coverage. Comprehensive costs around $376 each year, collision costs $772, and liability insurance is $452. Liability-only coverage costs around $504 a year, with high-risk coverage costing around $3,842. Teenage drivers receive the highest rates at $6,468 a year or more.

Average premium for full coverage: $1,758

Rate estimates for individual coverage type:

Comprehensive $376
Collision $772
Liability $452

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and E-Pace models.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as cheap as $504 for just the minimum liability insurance to a high rate of $3,842 for high-risk insurance.

Liability Only $504
Full Coverage $1,758
High Risk $3,842

Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population tend to have fewer collision claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,319
Small Cities $1,846
Large Cities $2,373

These examples demonstrate why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Jaguar E-Pace insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $980
  • Raising to $1,000 deductibles will save about $260 annually
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,758
  • Using low deductibles will cost $2,270
  • Higher-risk drivers who are prone to accidents and violations could pay at least $3,842 or more
  • The cost with full coverage for a teen driver can be $6,468

View Chart as Image

Jaguar E-Pace insurance cost comparison chart
Column chart showing full coverage Jaguar E-Pace insurance rates range from $980 to $6,468

Car insurance rates for a Jaguar E-Pace can also vary considerably based on the trim level of your E-Pace, your driving record, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,600 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged as much as $6,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at least $2,100 to $2,900 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $780 each year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Jaguar E-Pace insurance rates. A middle-age driver might find rates as low as $1,270 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,370 on average in Florida, Michigan, and New York.

Jaguar E-Pace Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,590 -$168 -9.6%
Alaska $1,348 -$410 -23.3%
Arizona $1,460 -$298 -17.0%
Arkansas $1,758 -$0 0.0%
California $2,004 $246 14.0%
Colorado $1,680 -$78 -4.4%
Connecticut $1,810 $52 3.0%
Delaware $1,990 $232 13.2%
Florida $2,200 $442 25.1%
Georgia $1,624 -$134 -7.6%
Hawaii $1,262 -$496 -28.2%
Idaho $1,192 -$566 -32.2%
Illinois $1,310 -$448 -25.5%
Indiana $1,324 -$434 -24.7%
Iowa $1,186 -$572 -32.5%
Kansas $1,672 -$86 -4.9%
Kentucky $2,400 $642 36.5%
Louisiana $2,604 $846 48.1%
Maine $1,084 -$674 -38.3%
Maryland $1,450 -$308 -17.5%
Massachusetts $1,408 -$350 -19.9%
Michigan $3,056 $1,298 73.8%
Minnesota $1,472 -$286 -16.3%
Mississippi $2,108 $350 19.9%
Missouri $1,560 -$198 -11.3%
Montana $1,888 $130 7.4%
Nebraska $1,386 -$372 -21.2%
Nevada $2,110 $352 20.0%
New Hampshire $1,268 -$490 -27.9%
New Jersey $1,966 $208 11.8%
New Mexico $1,558 -$200 -11.4%
New York $1,852 $94 5.3%
North Carolina $1,012 -$746 -42.4%
North Dakota $1,440 -$318 -18.1%
Ohio $1,216 -$542 -30.8%
Oklahoma $1,804 $46 2.6%
Oregon $1,612 -$146 -8.3%
Pennsylvania $1,678 -$80 -4.6%
Rhode Island $2,346 $588 33.4%
South Carolina $1,594 -$164 -9.3%
South Dakota $1,484 -$274 -15.6%
Tennessee $1,540 -$218 -12.4%
Texas $2,120 $362 20.6%
Utah $1,302 -$456 -25.9%
Vermont $1,204 -$554 -31.5%
Virginia $1,054 -$704 -40.0%
Washington $1,358 -$400 -22.8%
West Virginia $1,612 -$146 -8.3%
Wisconsin $1,216 -$542 -30.8%
Wyoming $1,568 -$190 -10.8%

View Chart as Image

Jaguar E-Pace insurance rates by U.S. city

With so much variability in rates, the best way to find out your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Jaguar E-Pace Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jaguar E-Pace $464 $930 $390 $1,942
2023 Jaguar E-Pace $444 $922 $398 $1,922
2022 Jaguar E-Pace $430 $900 $416 $1,904
2021 Jaguar E-Pace $414 $862 $430 $1,864
2020 Jaguar E-Pace $392 $832 $442 $1,824
2019 Jaguar E-Pace $376 $772 $452 $1,758
2018 Jaguar E-Pace $362 $728 $456 $1,704

Rates are averaged for all Jaguar E-Pace models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Jaguar E-Pace Insurance

Saving money on Jaguar E-Pace insurance consists of having a decent driving record, having a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by obtaining price quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a review of the material that was covered above.

  • Drivers who may need additional liability coverage will pay an extra $500 every year to raise from a minimum limit to higher 250/500 limits
  • 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $539 per month if comprehensive and collision insurance is included
  • High-risk drivers who have several accidents or serious violations may pay on average $2,080 more every year than a driver with a clean driving record
  • Increasing deductibles could save up to $775 each year

Rates by Driver Age

Jaguar E-Pace Insurance Rates by Driver Age
Driver Age Premium
16 $6,468
20 $4,098
30 $1,846
40 $1,758
50 $1,604
60 $1,576

Full coverage, $500 deductibles

Rates by Deductible

Jaguar E-Pace Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,270
$250 $2,032
$500 $1,758
$1,000 $1,498

Full coverage, driver age 40

Rates by Liability Limit

Jaguar E-Pace Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,758
50/100 $1,848
100/300 $1,961
250/500 $2,255
100 CSL $1,894
300 CSL $2,142
500 CSL $2,323

Full coverage, driver age 40

Rates for High Risk Drivers

Jaguar E-Pace Insurance Rates for High Risk Drivers
Age Premium
16 $9,286
20 $6,536
30 $3,938
40 $3,842
50 $3,666
60 $3,636

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $255

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $94
Homeowner $25
5-yr Accident Free $139
5-yr Claim Free $117
Paid in Full/EFT $87
Advance Quote $92
Online Quote $128
Total Discounts $778
Rate after discounts $980

Discounts are estimated and may not be available from every company or in every state.

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