Jeep Grand Cherokee Insurance Rates

Estimated insurance rates for a Jeep Grand Cherokee are $1,422 a year including full coverage. Comprehensive costs on average $296 a year, collision insurance costs $552, and liability costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs around $3,086. Teenage drivers pay the most at up to $5,324 a year.

Average premium for full coverage: $1,422

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Grand Cherokee trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how geographic area affects car insurance rates.

These rate differences highlight why it is important to compare rates based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Jeep Grand Cherokee insurance rates for different risk profiles and scenarios.

• The best discount rate is $814
• Drivers who choose higher $1,000 deductibles will pay around $1,232 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,422
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,798
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,086
• An auto insurance policy that insures a teen driver may cost $5,324 a year

View Chart as Image

Insurance prices for a Jeep Grand Cherokee also have a wide range based on the trim level of your Grand Cherokee, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Grand Cherokee insurance prices. A 40-year-old driver could pay as low as $1,090 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,030 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $570 every year, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Jeep Grand Cherokee Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and determing if full coverage is necessary. Compare prices every time your policy renews by getting price quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a recap of the information presented in the illustrations above.

• You may be able to save as much as $170 per year just by quoting early and online
• Teenage drivers pay the highest prices, with the cost nearing $444 per month if full coverage is included
• Increasing policy deductibles can save approximately $575 each year
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,660 more each year for auto insurance
• Policyholders who require higher levels of liability will pay an extra $460 per year to go from 30/60 bodily injury limits to the 250/500 level