Jeep Grand Cherokee Insurance Rates

U.S. average insurance rates for a Jeep Grand Cherokee are $1,422 a year for full coverage insurance. Comprehensive costs approximately $296 each year, collision costs $552, and liability costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing around $3,086. Teens pay the highest rates at $5,324 a year or more.

Average premium for full coverage: $1,422

Price estimates by individual coverage:

Prices include $500 deductible amounts, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Grand Cherokee models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. Rural locations have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance prices.

The ranges above illustrate why all drivers should compare rates using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Jeep Grand Cherokee insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $814
• Drivers who choose higher $1,000 deductibles will pay $190 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,422
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,798
• Higher-risk drivers with serious driving violations could pay around $3,086 or more
• The price that insures a teen driver can cost $5,324 a year

View Chart as Image

Insurance prices for a Jeep Grand Cherokee are also quite variable based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Jeep Grand Cherokee insurance prices. A 40-year-old driver could pay as low as $930 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,920 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $570 every year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $318 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison and see which company has the best price. Every company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Grand Cherokee Insurance

Getting lower rates on car insurance not only requires having a good driving record, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates at every other renewal by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The next list is a quick rundown of the concepts that were touched on in the above illustrations.

• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $1,660 more per year to buy Jeep Grand Cherokee insurance
• Drivers age 20 and younger are the costliest to insure, as much as $444 a month if comprehensive and collision insurance is included
• It is possible to save around $170 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $575 each year
• It is possible to save around $170 per year simply by quoting online in advance