Jeep Grand Cherokee Insurance Rates

Estimated insurance rates for a Jeep Grand Cherokee are $1,428 a year including full coverage. Comprehensive costs approximately $306 each year, collision insurance costs $566, and liability insurance costs around $398. A policy with only liability insurance costs as low as $460 a year, and a high-risk policy costs around $3,096. Teenage drivers pay the most at up to $5,310 a year.

Average premium for full coverage: $1,428

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Grand Cherokee models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance prices.

These rate differences highlight why all drivers should compare prices using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Jeep Grand Cherokee insurance rates for additional coverage and risk scenarios.

• The best discount rate is $818
• Using higher $1,000 deductibles will save $196 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,428
• Using low deductibles for physical damage coverage bumps up the cost to $1,814
• Drivers who are prone to accidents and violations could pay around $3,096
• An auto insurance policy that insures a teen driver can cost $5,310 or more

View Chart as Image

Car insurance prices for a Jeep Grand Cherokee also have a wide range based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Jeep Grand Cherokee insurance rates. A driver around age 40 might see prices as low as $1,100 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,040 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $590 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jeep Grand Cherokee Insurance

Finding better rates on Jeep Grand Cherokee insurance requires avoiding accidents and violations, having a positive credit history, refrain from filing small claims, and attention to physical damage deductibles. Compare prices at every other renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a review of the concepts that were touched on in the above illustrations.

• High-risk drivers who have several accidents or serious violations will likely pay on average $1,670 more per year for car insurance
• Teenagers pay the highest auto insurance prices, with the cost nearing $443 per month if full coverage is purchased
• You may be able to save around $170 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $575 each year
• You may be able to save around $170 per year just by quoting online in advance