Jeep Grand Cherokee Insurance Rates

Estimated insurance rates for a Jeep Grand Cherokee are $1,422 a year including full coverage. Comprehensive insurance costs approximately $296 a year, collision insurance costs $552, and liability insurance is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs $3,086 or more. 16-year-old drivers pay the most at up to $5,324 a year.

Average premium for full coverage: $1,422

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Grand Cherokee trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why it is important to get quotes using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Jeep Grand Cherokee insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $814
• Choosing higher $1,000 deductibles can save $1,232 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,422
• Buying low $100 deductibles for comp and collision coverage will cost an extra $376 a year
• High-risk insureds with multiple tickets or accidents could pay around $3,086
• An auto insurance policy for full coverage for a teen driver can cost $5,324 each year

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Insurance prices for a Jeep Grand Cherokee also have a wide range based on your driving characteristics, the model of your Grand Cherokee, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jeep Grand Cherokee insurance rates. A good driver about age 40 could pay as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,030 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles can save as much as $570 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Grand Cherokee Insurance

Finding better rates on Jeep Grand Cherokee insurance takes being safe and accident-free, maintaining good credit, refrain from filing small claims, and possibly raising deductibles. Set aside time to compare rates at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief summary of the primary concepts that were covered above.

• You may be able to save around $170 per year just by quoting early and online
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,660 more per year than a low-risk driver
• Increasing policy deductibles can save around $575 each year
• Youthful drivers are expensive to insure, with the cost nearing $444 per month for full coverage