Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated auto insurance rates for a Jeep Grand Wagoneer are $1,686 annually with full coverage. Comprehensive costs on average $296, collision costs $900, and liability is estimated at $354. A liability-only policy costs approximately $406 a year, with high-risk insurance costing around $3,756. 16-year-old drivers pay the most at $6,270 a year or more.

Average premium for full coverage: $1,686

Premium estimates by type of coverage:

Comprehensive $296
Collision $900
Liability $354

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Grand Wagoneer models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Jeep Grand Wagoneer go from as cheap as $406 for liability-only coverage to the much higher price of $3,756 for coverage for higher-risk drivers.

Liability Only $406
Full Coverage $1,686
High Risk $3,756

Insurance Price Range by Location

Living in a larger city can make a big difference on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than congested cities.

The example below illustrates how where you live affects car insurance rates.

Rural Areas $1,265
Small Cities $1,770
Large Cities $2,276

These rate differences demonstrate why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Jeep Grand Wagoneer insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $902
  • Choosing higher $1,000 deductibles can save around $268 annually
  • The estimated rate for a 40-year-old good driver with $500 deductibles is $1,686
  • Buying pricier low deductibles for comp and collision coverage will cost $2,228
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,756 or more
  • An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $6,270 each year

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance rates range from $902 to $6,270

Auto insurance prices for a Jeep Grand Wagoneer also have a wide range based on the model of your Grand Wagoneer, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,600 annually on average, or $133 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $6,200 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out at a minimum $2,100 to $2,800 in extra premium annually, depending on your age. Jeep Grand Wagoneer insurance for high-risk drivers ranges from 45% to 138% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $810 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $318 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live plays a big part in determining prices for Jeep Grand Wagoneer insurance prices. A good driver about age 40 could pay as low as $1,210 a year in states like New Hampshire, Ohio, and Utah, or at least $2,270 on average in Florida, Michigan, and New York.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,524 -$162 -9.6%
Alaska $1,294 -$392 -23.3%
Arizona $1,400 -$286 -17.0%
Arkansas $1,686 -$0 0.0%
California $1,922 $236 14.0%
Colorado $1,608 -$78 -4.6%
Connecticut $1,732 $46 2.7%
Delaware $1,906 $220 13.0%
Florida $2,106 $420 24.9%
Georgia $1,558 -$128 -7.6%
Hawaii $1,210 -$476 -28.2%
Idaho $1,142 -$544 -32.3%
Illinois $1,256 -$430 -25.5%
Indiana $1,270 -$416 -24.7%
Iowa $1,136 -$550 -32.6%
Kansas $1,600 -$86 -5.1%
Kentucky $2,298 $612 36.3%
Louisiana $2,496 $810 48.0%
Maine $1,040 -$646 -38.3%
Maryland $1,390 -$296 -17.6%
Massachusetts $1,344 -$342 -20.3%
Michigan $2,926 $1,240 73.5%
Minnesota $1,412 -$274 -16.3%
Mississippi $2,018 $332 19.7%
Missouri $1,498 -$188 -11.2%
Montana $1,810 $124 7.4%
Nebraska $1,328 -$358 -21.2%
Nevada $2,022 $336 19.9%
New Hampshire $1,214 -$472 -28.0%
New Jersey $1,886 $200 11.9%
New Mexico $1,492 -$194 -11.5%
New York $1,774 $88 5.2%
North Carolina $970 -$716 -42.5%
North Dakota $1,380 -$306 -18.1%
Ohio $1,162 -$524 -31.1%
Oklahoma $1,728 $42 2.5%
Oregon $1,546 -$140 -8.3%
Pennsylvania $1,606 -$80 -4.7%
Rhode Island $2,248 $562 33.3%
South Carolina $1,528 -$158 -9.4%
South Dakota $1,422 -$264 -15.7%
Tennessee $1,476 -$210 -12.5%
Texas $2,030 $344 20.4%
Utah $1,248 -$438 -26.0%
Vermont $1,152 -$534 -31.7%
Virginia $1,010 -$676 -40.1%
Washington $1,300 -$386 -22.9%
West Virginia $1,546 -$140 -8.3%
Wisconsin $1,166 -$520 -30.8%
Wyoming $1,500 -$186 -11.0%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different between companies.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $306 $922 $338 $1,702
2023 Jeep Grand Wagoneer $296 $900 $354 $1,686
2022 Jeep Grand Wagoneer $286 $862 $364 $1,648

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Jeep Grand Wagoneer Insurance

Finding better rates on insurance for a Jeep Grand Wagoneer takes being a low-risk driver, having above-average credit, being claim-free, and taking advantage of discounts. Take the time to comparison shop at least once a year by obtaining price quotes from direct companies, and also from local independent and exclusive agents.

The items below are a condensed summary of the primary concepts that were touched on in the above illustrations.

  • You may be able to save as much as $220 per year simply by quoting online well ahead of the renewal date
  • Drivers considered higher risk with multiple at-fault accidents pay an average of $2,070 more each year to insure their Grand Wagoneer
  • Increasing policy deductibles could save up to $800 each year
  • Teen drivers are charged the highest prices, possibly costing $523 per month if full coverage is included

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,270
20 $4,054
30 $1,780
40 $1,686
50 $1,544
60 $1,520

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,228
$250 $1,970
$500 $1,686
$1,000 $1,418

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,686
50/100 $1,757
100/300 $1,845
250/500 $2,075
100 CSL $1,792
300 CSL $1,987
500 CSL $2,129

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,048
20 $6,480
30 $3,862
40 $3,756
50 $3,590
60 $3,566

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $94
Homeowner $23
5-yr Accident Free $147
5-yr Claim Free $115
Paid in Full/EFT $92
Advance Quote $96
Online Quote $124
Total Discounts $784
Rate after discounts $902

Discounts are estimated and may not be available from every company or in every state.

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