Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a Jeep Grand Wagoneer are $1,686 annually including full coverage. Comprehensive costs an estimated $296 a year, collision insurance costs $900, and liability coverage is estimated at $354. Buying just liability costs approximately $406 a year, and insurance for high-risk drivers costs around $3,756. Teenage drivers cost the most to insure at up to $6,270 a year.

Average premium for full coverage: $1,686

Policy rates broken down by type of insurance:

Comprehensive $296
Collision $900
Liability $354

Estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Grand Wagoneer trim levels.

Price Range Variability

For an average driver, Jeep Grand Wagoneer insurance rates range from as cheap as $406 for your basic liability-only policy to a high of $3,756 for a high-risk insurance policy.

Liability Only $406
Full Coverage $1,686
High Risk $3,756

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,265
Small Cities $1,770
Large Cities $2,276

The examples above highlight why it is important to get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Jeep Grand Wagoneer insurance rates for other coverage scenarios.

  • The best discount rate is $902
  • Choosing higher $1,000 deductibles can save approximately $1,418 every year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,686
  • Using low $100 deductibles for comp and collision coverage will cost $2,228
  • Drivers who are prone to accidents and violations could pay up to $3,756
  • Policy cost with full coverage for a teenage driver can cost as much as $6,270 each year

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing Jeep Grand Wagoneer insurance rates range from $902 to $6,270 for full coverage

Insurance rates for a Jeep Grand Wagoneer also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,600 annually on average, or $133 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay at least $6,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $2,100 to $2,800 extra every year, depending on your age. A high-risk auto insurance policy ranges around 45% to 138% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $810 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Jeep Grand Wagoneer insurance rates. A good driver about age 40 could pay as low as $1,290 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,400 on average in Louisiana, New York, and Michigan.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,524 -$162 -9.6%
Alaska $1,294 -$392 -23.3%
Arizona $1,400 -$286 -17.0%
Arkansas $1,686 -$0 0.0%
California $1,922 $236 14.0%
Colorado $1,608 -$78 -4.6%
Connecticut $1,732 $46 2.7%
Delaware $1,906 $220 13.0%
Florida $2,106 $420 24.9%
Georgia $1,558 -$128 -7.6%
Hawaii $1,210 -$476 -28.2%
Idaho $1,142 -$544 -32.3%
Illinois $1,256 -$430 -25.5%
Indiana $1,270 -$416 -24.7%
Iowa $1,136 -$550 -32.6%
Kansas $1,600 -$86 -5.1%
Kentucky $2,298 $612 36.3%
Louisiana $2,496 $810 48.0%
Maine $1,040 -$646 -38.3%
Maryland $1,390 -$296 -17.6%
Massachusetts $1,344 -$342 -20.3%
Michigan $2,926 $1,240 73.5%
Minnesota $1,412 -$274 -16.3%
Mississippi $2,018 $332 19.7%
Missouri $1,498 -$188 -11.2%
Montana $1,810 $124 7.4%
Nebraska $1,328 -$358 -21.2%
Nevada $2,022 $336 19.9%
New Hampshire $1,214 -$472 -28.0%
New Jersey $1,886 $200 11.9%
New Mexico $1,492 -$194 -11.5%
New York $1,774 $88 5.2%
North Carolina $970 -$716 -42.5%
North Dakota $1,380 -$306 -18.1%
Ohio $1,162 -$524 -31.1%
Oklahoma $1,728 $42 2.5%
Oregon $1,546 -$140 -8.3%
Pennsylvania $1,606 -$80 -4.7%
Rhode Island $2,248 $562 33.3%
South Carolina $1,528 -$158 -9.4%
South Dakota $1,422 -$264 -15.7%
Tennessee $1,476 -$210 -12.5%
Texas $2,030 $344 20.4%
Utah $1,248 -$438 -26.0%
Vermont $1,152 -$534 -31.7%
Virginia $1,010 -$676 -40.1%
Washington $1,300 -$386 -22.9%
West Virginia $1,546 -$140 -8.3%
Wisconsin $1,166 -$520 -30.8%
Wyoming $1,500 -$186 -11.0%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city
Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $306 $922 $338 $1,702
2023 Jeep Grand Wagoneer $296 $900 $354 $1,686
2022 Jeep Grand Wagoneer $286 $862 $364 $1,648

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Jeep Grand Wagoneer Insurance

Finding cheaper rates on auto insurance takes having a decent driving record, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to compare rates at least every other year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a review of the car insurance concepts covered in the above illustrations.

  • Drivers who have several accidents or serious violations could be forced to pay on average $2,070 more annually than a driver with a clean driving record
  • You may be able to save approximately $220 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles could save up to $800 each year
  • Consumers who want additional liability coverage will pay an extra $390 per year to raise limits from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,270
20 $4,054
30 $1,780
40 $1,686
50 $1,544
60 $1,520

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,228
$250 $1,970
$500 $1,686
$1,000 $1,418

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,686
50/100 $1,757
100/300 $1,845
250/500 $2,075
100 CSL $1,792
300 CSL $1,987
500 CSL $2,129

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,048
20 $6,480
30 $3,862
40 $3,756
50 $3,590
60 $3,566

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $94
Homeowner $23
5-yr Accident Free $147
5-yr Claim Free $115
Paid in Full/EFT $92
Advance Quote $96
Online Quote $124
Total Discounts $784
Rate after discounts $902

Discounts are estimated and may not be available from every company or in every state.

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