Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Jeep Grand Wagoneer are $1,686 a year including full coverage. Comprehensive costs on average $296, collision costs $900, and liability is estimated at $354. A policy with just liability insurance costs approximately $406 a year, with coverage for high-risk drivers costing around $3,756. Teenage drivers pay the highest rates at $6,270 a year or more.

Average premium for full coverage: $1,686

Price estimates by individual coverage:

Comprehensive $296
Collision $900
Liability $354

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Grand Wagoneer models.

Price Range from Low to High

For the normal driver, Jeep Grand Wagoneer insurance prices go from as low as $406 for your basic liability-only policy to the much higher price of $3,756 for a driver required to buy high-risk insurance.

Liability Only $406
Full Coverage $1,686
High Risk $3,756

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates how geographic area affects car insurance rates.

Rural Areas $1,265
Small Cities $1,770
Large Cities $2,276

The ranges above highlight why everyone should get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Jeep Grand Wagoneer insurance rates for different risk profiles and scenarios.

  • The best discount rate is $902
  • Choosing higher $1,000 deductibles can save around $268 every year
  • The average rate for the average middle-age driver with $500 deductibles is $1,686
  • Using pricier low deductibles for comp and collision coverage will increase the cost to $2,228
  • Unlucky drivers who are prone to accidents and violations could pay upwards of $3,756 or more
  • The price for full coverage for a teen driver for full coverage may cost $6,270 each year

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance rates range from $902 to $6,270

Insurance prices for a Jeep Grand Wagoneer are also quite variable based on your driving record, the model of your Grand Wagoneer, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,600 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $6,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jeep Grand Wagoneer insurance prices. A good driver about age 40 could pay as low as $1,290 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,400 on average in Michigan, New York, and Louisiana.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,524 -$162 -9.6%
Alaska $1,294 -$392 -23.3%
Arizona $1,400 -$286 -17.0%
Arkansas $1,686 -$0 0.0%
California $1,922 $236 14.0%
Colorado $1,608 -$78 -4.6%
Connecticut $1,732 $46 2.7%
Delaware $1,906 $220 13.0%
Florida $2,106 $420 24.9%
Georgia $1,558 -$128 -7.6%
Hawaii $1,210 -$476 -28.2%
Idaho $1,142 -$544 -32.3%
Illinois $1,256 -$430 -25.5%
Indiana $1,270 -$416 -24.7%
Iowa $1,136 -$550 -32.6%
Kansas $1,600 -$86 -5.1%
Kentucky $2,298 $612 36.3%
Louisiana $2,496 $810 48.0%
Maine $1,040 -$646 -38.3%
Maryland $1,390 -$296 -17.6%
Massachusetts $1,344 -$342 -20.3%
Michigan $2,926 $1,240 73.5%
Minnesota $1,412 -$274 -16.3%
Mississippi $2,018 $332 19.7%
Missouri $1,498 -$188 -11.2%
Montana $1,810 $124 7.4%
Nebraska $1,328 -$358 -21.2%
Nevada $2,022 $336 19.9%
New Hampshire $1,214 -$472 -28.0%
New Jersey $1,886 $200 11.9%
New Mexico $1,492 -$194 -11.5%
New York $1,774 $88 5.2%
North Carolina $970 -$716 -42.5%
North Dakota $1,380 -$306 -18.1%
Ohio $1,162 -$524 -31.1%
Oklahoma $1,728 $42 2.5%
Oregon $1,546 -$140 -8.3%
Pennsylvania $1,606 -$80 -4.7%
Rhode Island $2,248 $562 33.3%
South Carolina $1,528 -$158 -9.4%
South Dakota $1,422 -$264 -15.7%
Tennessee $1,476 -$210 -12.5%
Texas $2,030 $344 20.4%
Utah $1,248 -$438 -26.0%
Vermont $1,152 -$534 -31.7%
Virginia $1,010 -$676 -40.1%
Washington $1,300 -$386 -22.9%
West Virginia $1,546 -$140 -8.3%
Wisconsin $1,166 -$520 -30.8%
Wyoming $1,500 -$186 -11.0%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Using high physical damage deductibles can save as much as $810 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $318 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $2,100 to $2,800 extra each year, depending on your age. Jeep Grand Wagoneer insurance for high-risk drivers ranges as much as 45% to 138% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $306 $922 $338 $1,702
2023 Jeep Grand Wagoneer $296 $900 $354 $1,686
2022 Jeep Grand Wagoneer $286 $862 $364 $1,648

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find More Affordable Jeep Grand Wagoneer Insurance

Getting lower rates on car insurance takes having a decent driving record, maintaining good credit, being claim-free, and bundling your home and auto policies. Invest the time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a summary of the data presented in the illustrations above.

  • Policyholders who require additional liability coverage will pay an extra $390 per year to raise limits from a low limit to 250/500 limits
  • You may be able to save as much as $220 per year simply by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save around $800 each year
  • 16 to 18-year-old drivers pay the highest prices, possibly costing $523 a month for full coverage

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,270
20 $4,054
30 $1,780
40 $1,686
50 $1,544
60 $1,520

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,228
$250 $1,970
$500 $1,686
$1,000 $1,418

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,686
50/100 $1,757
100/300 $1,845
250/500 $2,075
100 CSL $1,792
300 CSL $1,987
500 CSL $2,129

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,048
20 $6,480
30 $3,862
40 $3,756
50 $3,590
60 $3,566

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $94
Homeowner $23
5-yr Accident Free $147
5-yr Claim Free $115
Paid in Full/EFT $92
Advance Quote $96
Online Quote $124
Total Discounts $784
Rate after discounts $902

Discounts are estimated and may not be available from every company or in every state.

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