Jeep Grand Wagoneer Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Jeep Grand Wagoneer are $1,686 annually for full coverage insurance. Comprehensive insurance costs approximately $296, collision costs $900, and liability insurance is estimated at $354. Liability-only coverage costs approximately $406 a year, with high-risk coverage costing $3,756 or more. Teens pay the highest rates at $6,270 a year or more.

Average premium for full coverage: $1,686

Price estimates by individual coverage:

Comprehensive $296
Collision $900
Liability $354

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Grand Wagoneer trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Jeep Grand Wagoneer insurance prices go from as cheap as $406 for just liability insurance to a much higher rate of $3,756 for a driver who has had serious violations or accidents.

Liability Only $406
Full Coverage $1,686
High Risk $3,756

Geographic Price Range

Living in a larger city has a significant impact on the price of auto insurance. Rural locations have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,265
Small Cities $1,770
Large Cities $2,276

The ranges above illustrate why anyone shopping for car insurance should get quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Jeep Grand Wagoneer insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $902
  • Choosing higher $1,000 deductibles can save $268 each year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,686
  • Selecting more expensive low deductibles for comp and collision coverage costs an additional $542 a year
  • High-risk insureds with serious driving violations could pay around $3,756 or more
  • The price with full coverage for a teen driver with full coverage can cost $6,270 each year

View Chart as Image

Jeep Grand Wagoneer insurance cost comparison chart
Column chart showing full coverage Jeep Grand Wagoneer insurance prices range from $902 to $6,270

Auto insurance prices for a Jeep Grand Wagoneer are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,600 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $6,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $2,100 to $2,800 in extra premium each year, depending on your age. High-risk driver insurance ranges anywhere from 45% to 138% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $810 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $318 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Jeep Grand Wagoneer insurance rates. A good driver about age 40 could pay as low as $1,100 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $2,270 on average in Florida, New York, and Michigan.

Jeep Grand Wagoneer Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,524 -$162 -9.6%
Alaska $1,294 -$392 -23.3%
Arizona $1,400 -$286 -17.0%
Arkansas $1,686 -$0 0.0%
California $1,922 $236 14.0%
Colorado $1,608 -$78 -4.6%
Connecticut $1,732 $46 2.7%
Delaware $1,906 $220 13.0%
Florida $2,106 $420 24.9%
Georgia $1,558 -$128 -7.6%
Hawaii $1,210 -$476 -28.2%
Idaho $1,142 -$544 -32.3%
Illinois $1,256 -$430 -25.5%
Indiana $1,270 -$416 -24.7%
Iowa $1,136 -$550 -32.6%
Kansas $1,600 -$86 -5.1%
Kentucky $2,298 $612 36.3%
Louisiana $2,496 $810 48.0%
Maine $1,040 -$646 -38.3%
Maryland $1,390 -$296 -17.6%
Massachusetts $1,344 -$342 -20.3%
Michigan $2,926 $1,240 73.5%
Minnesota $1,412 -$274 -16.3%
Mississippi $2,018 $332 19.7%
Missouri $1,498 -$188 -11.2%
Montana $1,810 $124 7.4%
Nebraska $1,328 -$358 -21.2%
Nevada $2,022 $336 19.9%
New Hampshire $1,214 -$472 -28.0%
New Jersey $1,886 $200 11.9%
New Mexico $1,492 -$194 -11.5%
New York $1,774 $88 5.2%
North Carolina $970 -$716 -42.5%
North Dakota $1,380 -$306 -18.1%
Ohio $1,162 -$524 -31.1%
Oklahoma $1,728 $42 2.5%
Oregon $1,546 -$140 -8.3%
Pennsylvania $1,606 -$80 -4.7%
Rhode Island $2,248 $562 33.3%
South Carolina $1,528 -$158 -9.4%
South Dakota $1,422 -$264 -15.7%
Tennessee $1,476 -$210 -12.5%
Texas $2,030 $344 20.4%
Utah $1,248 -$438 -26.0%
Vermont $1,152 -$534 -31.7%
Virginia $1,010 -$676 -40.1%
Washington $1,300 -$386 -22.9%
West Virginia $1,546 -$140 -8.3%
Wisconsin $1,166 -$520 -30.8%
Wyoming $1,500 -$186 -11.0%

View Chart as Image

Jeep Grand Wagoneer insurance rates by U.S. city

Since prices can be so different, the only way to figure out who has the best car insurance prices is to compare prices from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices may be quite different between companies.

Jeep Grand Wagoneer Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Jeep Grand Wagoneer $306 $922 $338 $1,702
2023 Jeep Grand Wagoneer $296 $900 $354 $1,686
2022 Jeep Grand Wagoneer $286 $862 $364 $1,648

Rates are averaged for all Jeep Grand Wagoneer models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Jeep Grand Wagoneer Insurance

Getting lower rates on Jeep Grand Wagoneer insurance takes having a decent driving record, having above-average credit, not filing small claims, and not having any coverage lapses. Take the time to comparison shop every other policy renewal by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief review of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers have the highest car insurance prices, as much as $523 a month if full coverage is included
  • High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $2,070 more per year than a driver with a clean driving record
  • Increasing physical damage deductibles could save up to $800 each year
  • It is possible to save around $220 per year simply by shopping early and online

Rates by Driver Age

Jeep Grand Wagoneer Insurance Rates by Driver Age
Driver Age Premium
16 $6,270
20 $4,054
30 $1,780
40 $1,686
50 $1,544
60 $1,520

Full coverage, $500 deductibles

Rates by Deductible

Jeep Grand Wagoneer Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,228
$250 $1,970
$500 $1,686
$1,000 $1,418

Full coverage, driver age 40

Rates by Liability Limit

Jeep Grand Wagoneer Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,686
50/100 $1,757
100/300 $1,845
250/500 $2,075
100 CSL $1,792
300 CSL $1,987
500 CSL $2,129

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Grand Wagoneer Insurance Rates for High Risk Drivers
Age Premium
16 $9,048
20 $6,480
30 $3,862
40 $3,756
50 $3,590
60 $3,566

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $93
Multi-vehicle $94
Homeowner $23
5-yr Accident Free $147
5-yr Claim Free $115
Paid in Full/EFT $92
Advance Quote $96
Online Quote $124
Total Discounts $784
Rate after discounts $902

Discounts are estimated and may not be available from every company or in every state.

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