Kia EV6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Kia EV6 are $1,586 every 12 months for full coverage insurance. Comprehensive costs around $418, collision costs $812, and liability costs around $246. Liability-only coverage costs as low as $298 a year, with high-risk coverage costing around $3,432. Teenage drivers pay the most at $5,458 a year or more.

Average premium for full coverage: $1,586

Premium estimates for type of coverage:

Comprehensive $418
Collision $812
Liability $246

Price estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different EV6 trim levels.

Insurance Price Range by Risk and Coverage

For a driver around age 40, insurance rates for a Kia EV6 go from the cheapest price of $298 for just liability insurance to a much higher rate of $3,432 for a driver that may need high-risk insurance.

Liability Only $298
Full Coverage $1,586
High Risk $3,432

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $1,190
Small Cities $1,665
Large Cities $2,141

These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Kia EV6 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $868
  • Using higher $1,000 deductibles will save about $278 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,586
  • Using more expensive low deductibles for physical damage coverage increases the price to $2,130
  • Drivers who are prone to accidents and violations could pay at least $3,432 or more
  • An auto insurance policy to insure a teen driver with full coverage can be $5,458 or more

View Chart as Image

Kia EV6 insurance cost comparison chart
Column chart showing full coverage Kia EV6 insurance rates range from $868 to $5,458

Insurance prices for a Kia EV6 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $830 every year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $222 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,900 to $2,500 extra annually, depending on your age. High-risk driver insurance can be as much as 46% to 134% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Kia EV6 insurance prices. A driver around age 40 might see prices as low as $1,030 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $2,140 on average in Michigan, New York, and Florida.

Kia EV6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$152 -9.6%
Alaska $1,214 -$372 -23.5%
Arizona $1,316 -$270 -17.0%
Arkansas $1,586 -$0 0.0%
California $1,806 $220 13.9%
Colorado $1,512 -$74 -4.7%
Connecticut $1,626 $40 2.5%
Delaware $1,792 $206 13.0%
Florida $1,980 $394 24.8%
Georgia $1,464 -$122 -7.7%
Hawaii $1,140 -$446 -28.1%
Idaho $1,072 -$514 -32.4%
Illinois $1,184 -$402 -25.3%
Indiana $1,194 -$392 -24.7%
Iowa $1,070 -$516 -32.5%
Kansas $1,506 -$80 -5.0%
Kentucky $2,162 $576 36.3%
Louisiana $2,346 $760 47.9%
Maine $976 -$610 -38.5%
Maryland $1,306 -$280 -17.7%
Massachusetts $1,266 -$320 -20.2%
Michigan $2,752 $1,166 73.5%
Minnesota $1,328 -$258 -16.3%
Mississippi $1,898 $312 19.7%
Missouri $1,404 -$182 -11.5%
Montana $1,702 $116 7.3%
Nebraska $1,248 -$338 -21.3%
Nevada $1,900 $314 19.8%
New Hampshire $1,144 -$442 -27.9%
New Jersey $1,770 $184 11.6%
New Mexico $1,404 -$182 -11.5%
New York $1,668 $82 5.2%
North Carolina $912 -$674 -42.5%
North Dakota $1,298 -$288 -18.2%
Ohio $1,094 -$492 -31.0%
Oklahoma $1,626 $40 2.5%
Oregon $1,454 -$132 -8.3%
Pennsylvania $1,510 -$76 -4.8%
Rhode Island $2,112 $526 33.2%
South Carolina $1,436 -$150 -9.5%
South Dakota $1,338 -$248 -15.6%
Tennessee $1,388 -$198 -12.5%
Texas $1,908 $322 20.3%
Utah $1,172 -$414 -26.1%
Vermont $1,082 -$504 -31.8%
Virginia $950 -$636 -40.1%
Washington $1,222 -$364 -23.0%
West Virginia $1,454 -$132 -8.3%
Wisconsin $1,096 -$490 -30.9%
Wyoming $1,410 -$176 -11.1%

View Chart as Image

Kia EV6 insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Kia EV6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Kia EV6 $398 $780 $258 $1,546

Rates are averaged for all Kia EV6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Kia EV6 Insurance

Finding better rates on car insurance requires being safe and accident-free, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to compare rates once a year by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the data that was covered above.

  • It is possible to save up to $200 per year simply by shopping early and online
  • Policyholders who may need more liability protection will pay an extra $270 annually to increase from 30/60 bodily injury limits to a 250/500 level
  • Youthful drivers pay higher prices, with premiums being up to $455 per month if they have full coverage
  • Higher risk drivers with multiple at-fault accidents may pay on average $1,850 more every year than a low-risk driver

Rates by Driver Age

Kia EV6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,650
30 $1,686
40 $1,586
50 $1,442
60 $1,416

Full coverage, $500 deductibles

Rates by Deductible

Kia EV6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,130
$250 $1,878
$500 $1,586
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Kia EV6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,586
50/100 $1,635
100/300 $1,697
250/500 $1,857
100 CSL $1,660
300 CSL $1,795
500 CSL $1,894

Full coverage, driver age 40

Rates for High Risk Drivers

Kia EV6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,896
20 $5,808
30 $3,548
40 $3,432
50 $3,268
60 $3,240

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $227

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $81
Homeowner $20
5-yr Accident Free $133
5-yr Claim Free $106
Paid in Full/EFT $85
Advance Quote $86
Online Quote $118
Total Discounts $718
Rate after discounts $868

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles