Kia EV6 Insurance Rates

The average insurance rates for a Kia EV6 are $1,586 a year with full coverage. Comprehensive insurance costs an estimated $418 each year, collision insurance costs $812, and liability coverage costs $246. Buying just liability costs as little as $298 a year, and insurance for high-risk drivers costs $3,432 or more. Teens cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,586

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and EV6 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.

The examples above demonstrate why all drivers should compare rates for a targeted area and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Kia EV6 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $868
• Drivers who choose higher $1,000 deductibles will pay approximately $278 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,586
• Selecting low deductibles for comprehensive and collision insurance will cost an extra $544 each year
• High-risk insureds with serious driving violations could pay up to $3,432
• Policy cost for full coverage for a teenage driver can cost as much as $5,458 a year

View Chart as Image

Insurance rates for a Kia EV6 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $5,400 a year. View Rates by Age

Your home state makes a big difference in Kia EV6 insurance rates. A 40-year-old driver could pay as low as $1,140 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,140 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $830 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $222 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost around 46% to 134% more than the average policy. View High Risk Driver Rates

How to Find the Right Kia EV6 Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The next list is a quick rundown of the material that was covered in the charts and tables above.

• Consumers who want increased levels of liability coverage will pay approximately $270 every year to go from a 30/60 limit to 250/500 limits
• Drivers age 20 and younger are charged the highest rates, as much as $455 each month for full coverage
• Drivers with reckless driving or DUI convictions may pay on average $1,850 more annually to buy Kia EV6 insurance
• Increasing comprehensive and collision deductibles can save around $825 each year