Kia EV6 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Mar 28, 2024
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The average insurance rates for a Kia EV6 are $1,586 a year with full coverage. Comprehensive insurance costs an estimated $418 each year, collision insurance costs $812, and liability coverage costs $246. Buying just liability costs as little as $298 a year, and insurance for high-risk drivers costs $3,432 or more. Teens cost the most to insure at up to $5,458 a year.
Average premium for full coverage: $1,586
Policy rates broken down by type of insurance:
Prices include $500 deductible amounts, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and EV6 models.
Price Range Variability
For a driver in their 40's, Kia EV6 insurance rates range from as low as $298 for minimum levels of liability insurance to a high rate of $3,432 for high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine insurance prices.
The examples above demonstrate why all drivers should compare rates for a targeted area and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Kia EV6 insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $868
- Drivers who choose higher $1,000 deductibles will pay approximately $278 annually
- The average rate for a good driver age 40 who has $500 deductibles is $1,586
- Selecting low deductibles for comprehensive and collision insurance will cost an extra $544 each year
- High-risk insureds with serious driving violations could pay up to $3,432
- Policy cost for full coverage for a teenage driver can cost as much as $5,458 a year
Insurance rates for a Kia EV6 also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.
More mature drivers with a clean driving record and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $5,400 a year. View Rates by Age
Your home state makes a big difference in Kia EV6 insurance rates. A 40-year-old driver could pay as low as $1,140 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,140 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,434 | -$152 | -9.6% |
Alaska | $1,214 | -$372 | -23.5% |
Arizona | $1,316 | -$270 | -17.0% |
Arkansas | $1,586 | -$0 | 0.0% |
California | $1,806 | $220 | 13.9% |
Colorado | $1,512 | -$74 | -4.7% |
Connecticut | $1,626 | $40 | 2.5% |
Delaware | $1,792 | $206 | 13.0% |
Florida | $1,980 | $394 | 24.8% |
Georgia | $1,464 | -$122 | -7.7% |
Hawaii | $1,140 | -$446 | -28.1% |
Idaho | $1,072 | -$514 | -32.4% |
Illinois | $1,184 | -$402 | -25.3% |
Indiana | $1,194 | -$392 | -24.7% |
Iowa | $1,070 | -$516 | -32.5% |
Kansas | $1,506 | -$80 | -5.0% |
Kentucky | $2,162 | $576 | 36.3% |
Louisiana | $2,346 | $760 | 47.9% |
Maine | $976 | -$610 | -38.5% |
Maryland | $1,306 | -$280 | -17.7% |
Massachusetts | $1,266 | -$320 | -20.2% |
Michigan | $2,752 | $1,166 | 73.5% |
Minnesota | $1,328 | -$258 | -16.3% |
Mississippi | $1,898 | $312 | 19.7% |
Missouri | $1,404 | -$182 | -11.5% |
Montana | $1,702 | $116 | 7.3% |
Nebraska | $1,248 | -$338 | -21.3% |
Nevada | $1,900 | $314 | 19.8% |
New Hampshire | $1,144 | -$442 | -27.9% |
New Jersey | $1,770 | $184 | 11.6% |
New Mexico | $1,404 | -$182 | -11.5% |
New York | $1,668 | $82 | 5.2% |
North Carolina | $912 | -$674 | -42.5% |
North Dakota | $1,298 | -$288 | -18.2% |
Ohio | $1,094 | -$492 | -31.0% |
Oklahoma | $1,626 | $40 | 2.5% |
Oregon | $1,454 | -$132 | -8.3% |
Pennsylvania | $1,510 | -$76 | -4.8% |
Rhode Island | $2,112 | $526 | 33.2% |
South Carolina | $1,436 | -$150 | -9.5% |
South Dakota | $1,338 | -$248 | -15.6% |
Tennessee | $1,388 | -$198 | -12.5% |
Texas | $1,908 | $322 | 20.3% |
Utah | $1,172 | -$414 | -26.1% |
Vermont | $1,082 | -$504 | -31.8% |
Virginia | $950 | -$636 | -40.1% |
Washington | $1,222 | -$364 | -23.0% |
West Virginia | $1,454 | -$132 | -8.3% |
Wisconsin | $1,096 | -$490 | -30.9% |
Wyoming | $1,410 | -$176 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could save up to $830 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $222 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers can cost around 46% to 134% more than the average policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Kia EV6 | $398 | $780 | $258 | $1,546 |
Rates are averaged for all Kia EV6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Kia EV6 Insurance
Finding cheaper rates on auto insurance not only requires having a good driving record, but also maintaining good credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
The next list is a quick rundown of the material that was covered in the charts and tables above.
- Consumers who want increased levels of liability coverage will pay approximately $270 every year to go from a 30/60 limit to 250/500 limits
- Drivers age 20 and younger are charged the highest rates, as much as $455 each month for full coverage
- Drivers with reckless driving or DUI convictions may pay on average $1,850 more annually to buy Kia EV6 insurance
- Increasing comprehensive and collision deductibles can save around $825 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,458 |
20 | $3,650 |
30 | $1,686 |
40 | $1,586 |
50 | $1,442 |
60 | $1,416 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,130 |
$250 | $1,878 |
$500 | $1,586 |
$1,000 | $1,308 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,586 |
50/100 | $1,635 |
100/300 | $1,697 |
250/500 | $1,857 |
100 CSL | $1,660 |
300 CSL | $1,795 |
500 CSL | $1,894 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,896 |
20 | $5,808 |
30 | $3,548 |
40 | $3,432 |
50 | $3,268 |
60 | $3,240 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $89 |
Multi-vehicle | $81 |
Homeowner | $20 |
5-yr Accident Free | $133 |
5-yr Claim Free | $106 |
Paid in Full/EFT | $85 |
Advance Quote | $86 |
Online Quote | $118 |
Total Discounts | $718 |
Discounts are estimated and may not be available from every company or in every state.
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