Kia K5 Insurance Rates

Estimated insurance prices for a Kia K5 are $1,692 every 12 months including full coverage. Comprehensive costs approximately $344 a year, collision insurance costs $612, and liability costs around $536. Liability-only coverage costs as low as $606 a year, and high-risk coverage costs around $3,662. Teen drivers pay the most at up to $6,386 a year.

Average premium for full coverage: $1,692

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and K5 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

These rate differences highlight why it is important to compare prices using their specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Kia K5 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $979
• Using higher $1,000 deductibles will save $1,476 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,692
• Choosing low $100 deductibles for physical damage coverage increases the price to $2,116
• Drivers with multiple violations and an at-fault accident could pay around $3,662
• An auto insurance policy to insure a teen driver can cost $6,386 or more

View Chart as Image

Insurance prices for a Kia K5 also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your K5.

Choosing high deductibles could cut prices by as much as $640 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $483 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,600 a year, or $133 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $6,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $2,000 to $2,800 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Kia K5 insurance prices. A driver around age 40 might see prices as low as $1,300 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,410 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for More Affordable Kia K5 Insurance

Finding better rates on car insurance requires avoiding accidents and claims, having good credit, refrain from filing small claims, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The points below are a summary of the material that was touched on above.

• Policyholders who purchase increased liability limits will pay about $590 per year to increase from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are expensive to insure, with the cost nearing $532 per month if they have full coverage
• Higher risk drivers who have multiple accidents or major violations could be charged and average of $1,970 more per year to insure a Kia K5
• Increasing policy deductibles could save as much as $650 each year