Kia K900 Insurance Rates

U.S. average insurance rates for a Kia K900 are $1,400 a year including full coverage. Comprehensive costs around $298 each year, collision insurance costs $484, and liability costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $3,024. Teen drivers pay the highest rates at up to $5,268 a year.

Average premium for full coverage: $1,400

Price estimates for individual coverage:

Price estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and K900 models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than larger metro areas. The graphic below illustrates the effect of geographic area on auto insurance rates.

The ranges above highlight why all drivers should compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Kia K900 insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $812
• Drivers who choose higher $1,000 deductibles will pay about $178 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,400
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,744
• Drivers with multiple violations and an at-fault accident could pay at least $3,024
• The price that insures a 16-year-old driver can be $5,268 a year

View Chart as Image

Car insurance prices for a Kia K900 are also quite variable based on the trim level and model year, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can cost from 44% to 136% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged as much as $5,200 a year. View Rates by Age

The state you live in makes a big difference in Kia K900 insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,000 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $530 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheaper Kia K900 Insurance

Getting lower rates on insurance for a Kia K900 not only requires having a good driving record, but also having a positive credit history, being claim-free, and consideration of higher deductibles. Shop around at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a condensed summary of the data covered in the above illustrations.

• Insureds who may need increased levels of liability coverage will pay about $510 per year to go from a low limit to the 250/500 level
• You may be able to save up to $170 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $525 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $439 a month if full coverage is purchased