Kia K900 Insurance Rates

Estimated insurance rates for a Kia K900 are $1,342 a year for full coverage insurance. Comprehensive costs approximately $278 each year, collision insurance costs $446, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,896. Teenage drivers pay the most at up to $5,088 a year.

Average premium for full coverage: $1,342

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and K900 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why all drivers should compare rates using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Kia K900 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $782
• Drivers who choose higher $1,000 deductibles will pay $164 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,342
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,660
• Drivers who are prone to accidents and violations could pay around $2,896
• An auto insurance policy that insures a 16-year-old driver can cost $5,088 a year

View Chart as Image

Insurance prices for a Kia K900 also have a wide range based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Kia K900 insurance prices. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $490 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Kia K900 Insurance

Finding better rates on insurance for a Kia K900 not only requires avoiding accidents and claims, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices at every policy renewal by getting quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a recap of the data touched on in this article.

• Insureds who purchase increased liability limits will pay an extra $510 annually to go from 30/60 bodily injury limits to the 250/500 level
• It is possible to save around $160 per year just by quoting online in advance
• Increasing policy deductibles can save approximately $475 each year
• Drivers under the age of 20 are expensive to insure, with premiums being up to $424 per month if full coverage is included